Cheapest Car Insurance Quotes in La Farge

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408,850 Policies Sold

La Farge Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in La Farge

The car insurance rate in La Farge is $840 for a six-month policy, which is $90 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $312, making it a popular choice for budget-conscious drivers. Rates in La Farge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in La Farge

$840

Avg. Car Insurance in Wisconsin

$750

National Average

$1278

Cheapest Car Insurance Companies in La Farge

1st place: AAA

At $312 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $466 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $512 for six months, making it the third cheapest auto insurance company in La Farge.

La Farge Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in La Farge, WI is AAA, offering policies at just $312 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $466.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1577 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help La Farge drivers find the best deals.

Cheap Car Insurance Companies in La Farge, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$312	$53
West Bend Mutual	$466	$77
IMT Insurance Company	$512	$87
Auto-Owners Insurance Co	$519	$86
Chubb	$532	$91
Travelers	$592	$100
American Family	$599	$101
Erie	$731	$123
USAA	$778	$131
Acuity	$799	$134
Rockford Mutual	$844	$143
Nationwide	$912	$153
Rural Mutual	$939	$159
Auto-Owners	$1064	$177
West Bend	$1077	$184
State Farm	$1138	$192
Farmers	$1170	$199
Allstate	$1403	$236
Progressive	$1577	$265

Key Takeaways

Way's key takeaways about car insurance in La Farge

The auto insurance costs in La Farge fall around $312 for six months.
The cheapest auto insurance company in La Farge is AAA.
Teen drivers pay the highest rate in La Farge at $726 per month.

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Cheapest Minimum Liability Car Insurance in La Farge

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in La Farge are given below.

AAA provides the cheapest minimum car insurance coverage in La Farge. Their Average 6 Month Premium is $133. Allstate is the most expensive at $512 for the same period.

Cheapest Liability Coverage in La Farge, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$133	$22
Rural Mutual	$147	$25
Western National	$160	$27
Erie	$179	$30
USAA	$186	$31
West Bend Mutual	$199	$34
Auto-Owners Insurance Co	$206	$35
Travelers	$220	$37
Acuity	$226	$38
American Family	$226	$38
Chubb	$233	$39
Auto-Owners	$253	$43
Progressive	$267	$45
State Farm	$279	$47
West Bend	$312	$53
Farmers	$392	$67
Allstate	$512	$86

Cheapest Full Coverage Car Insurance in La Farge

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in La Farge is AAA at $53 per month and $312 for six months.

Cheapest Full Coverage Car Insurance Quotes in La Farge, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$312	$53
West Bend Mutual	$466	$77
IMT Insurance Company	$512	$87
Auto-Owners Insurance Co	$519	$86
Chubb	$532	$91
Travelers	$592	$100
American Family	$599	$101
Erie	$731	$123
USAA	$778	$131
Acuity	$799	$134
Rockford Mutual	$844	$143
Nationwide	$912	$153
Rural Mutual	$939	$159
Auto-Owners	$1064	$177
West Bend	$1077	$184
State Farm	$1138	$192
Farmers	$1170	$199
Allstate	$1403	$236
Progressive	$1577	$265

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Average Car Insurance in La Farge by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in La Farge, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in La Farge, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, La Farge's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in La Farge

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$553
30s	USAA	$445
40s	USAA	$403
50s	USAA	$383
60s	USAA	$398
70s	USAA	$491

Cheapest Car Insurance Rates for Teen Drivers in La Farge,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the La Farge at $37 per month. At $4311 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$220	$37
Travelers	$226	$38
Auto-Owners Insurance Co	$260	$44
Western National	$260	$44
West Bend Mutual	$292	$49
Erie	$1091	$184
USAA	$1151	$194
American Family	$1244	$209
West Bend	$2043	$347
State Farm	$2489	$419
Auto-Owners	$2555	$435
Acuity	$2754	$464
Allstate	$4098	$690
Farmers	$4291	$716
Progressive	$4311	$726

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in La Farge.

As young drivers face the highest rates in La Farge, USAA offers the cheapest auto insurance rates at $553 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in La Farge, Western National is the cheapest car insurance provider. At $167 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in La Farge is AutoOwners, offering rates of around $3905 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$167	$28
AAA	$186	$31
West Bend Mutual	$240	$40
Chubb	$267	$45
IMT Insurance Company	$267	$45
Travelers	$312	$53
American Family	$805	$136
Acuity	$998	$168
Erie	$1071	$180
State Farm	$1211	$202
USAA	$1364	$232
West Bend	$1577	$263
Progressive	$1803	$304
Allstate	$2215	$370
Auto-Owners	$3905	$664

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Save up to $971/yr on car insurance rates in La Farge.

Car Insurance Rates with An Accident in La Farge

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In La Farge, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in La Farge

The cheapest car insurance companies after an at-fault accident in La Farge include Western National and Rural Mutual, offering $167 and $193, respectively. Progressive is an expensive provider with an average six-month premium of $2634.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$167	$28
Rural Mutual	$193	$32
Auto-Owners Insurance Co	$253	$43
AAA	$260	$44
Chubb	$267	$45
Travelers	$267	$45
West Bend Mutual	$333	$56
West Bend	$566	$95
Erie	$592	$100
USAA	$679	$114
Auto-Owners	$772	$130
American Family	$838	$141
State Farm	$1005	$169
Acuity	$1224	$206
Farmers	$1609	$269
Allstate	$2102	$354
Progressive	$2634	$444

La Farge Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in La Farge WI. For example, the car insurance in La Farge after a DUI increases to $885 for a six month policy. While the rate increases by $194 for a six-month policy in the case of a speeding ticket.

La Farge auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$951	$159
One Med/PIP claim	$958	$162
Not-at-fault accident	$998	$167
One comp claim	$1011	$172
Two Med/PIP claims	$1025	$170
Failure to show documents	$1038	$177
Driving with expired registration	$1064	$177
Failure to wear a seat belt	$1071	$183
Two comp claims	$1091	$181
Driving without lights	$1131	$193
Child safety restraint	$1138	$189
Speeding 6 - 10 MPH over limit	$1145	$195
At-fault accident - less than $1000	$1158	$193
Cell phone violation	$1165	$198
Driving too slowly	$1170	$195
Failure to yield	$1170	$199
Speeding in school zone	$1170	$195
Illegal turn	$1177	$200
Speeding 11 - 15 MPH over limit	$1177	$196
Speeding 16 - 20 MPH over limit	$1177	$200
Texting while driving	$1177	$196
Wrong way/wrong lane	$1177	$200
Failure to stop at a red light	$1191	$198
Following too closely	$1191	$203
Improper passing	$1224	$204
Passing school bus	$1244	$212
In 65 MPH zone	$1310	$218
At-fault accident - $1000-$2000	$1364	$232
Speeding 21 - 25 MPH over limit	$1364	$227
Operating a vehicle without permission	$1371	$233
At-fault accident - greater than $2000	$1378	$230
Open container	$1390	$236
Reckless driving	$1796	$299
Racing	$1803	$307
Refusal to submit to a chemical test	$1817	$302
Driving with a suspended license	$1823	$310
Leaving scene of an accident/hit and run	$1830	$305
DUI	$1836	$312

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in La Farge after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in La Farge.

The cheapest car insurance premiums in La Farge are offered by Western National at $167 for a six-month policy. However, it can be as expensive as $2448 with companies like Acuity.

La Farge car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$167	$28
Chubb	$267	$45
Travelers	$312	$53
Kemper	$380	$63
West Bend	$778	$131
Erie	$825	$139
American Family	$858	$144
USAA	$892	$150
State Farm	$1304	$220
Progressive	$1444	$243
Farmers	$1550	$263
Allstate	$1683	$283
Auto-Owners	$1749	$298
Acuity	$2448	$408

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in La Farge are offered by Western National at $167. However, it can be as expensive as $1710 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in La Farge after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$167	$28
AAA	$213	$36
Auto-Owners Insurance Co	$233	$39
Travelers	$260	$44
Chubb	$267	$45
West Bend Mutual	$306	$52
Erie	$566	$95
American Family	$592	$100
State Farm	$765	$129
USAA	$812	$138
Acuity	$978	$165
Auto-Owners	$1064	$181
West Bend	$1217	$203
Allstate	$1616	$274
Progressive	$1710	$288

Car Insurance Price Trends in La Farge, Wisconsin

Car insurance rates in La Farge have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the La Farge remained steady at $176 in both March and February, indicating no change over the two month period.

The average cost of liability insurance in the La Farge remained steady at $39 in both March and February, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in La Farge?

The car insurance in La Farge is $22 per month, which is lower than the national average.

What is the cheapest car insurance in La Farge?

The cheapest car insurance in La Farge is $53 per month for full coverage.

How much is car insurance in La Farge for teenagers?

Car insurance for teenagers costs $220 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in La Farge?

The average cost of car insurance is $750 for a six-month policy. It will cost around $141 per month to insure your car in La Farge.

Is car insurance expensive in La Farge?

Car insurance can be expensive in La Farge if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in La Farge can be affordable.

Cheapest Car Insurance Quotes in La Farge

Why you can trust Way?

How Much Is Car Insurance in La Farge

Avg. Car Insurance in La Farge

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in La Farge

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

La Farge Car Insurance Rates by Company

Cheap Car Insurance Companies in La Farge, WI

Way's key takeaways about car insurance in La Farge

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in La Farge

Cheapest Liability Coverage in La Farge, WI

Cheapest Full Coverage Car Insurance in La Farge

Cheapest Full Coverage Car Insurance Quotes in La Farge, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in La Farge by Rating Factor

I have a clean driving record. Why is my car insurance rate here in La Farge, WI increasing?

Car Insurance Premiums by Age in La Farge

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in La Farge,WI

If you are in your twenties USAA is the best choice for car insurance in La Farge.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in La Farge

Cheapest Car Insurance Companies after an At-Fault Accident in La Farge

La Farge Car Insurance Rates by Violation

La Farge auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in La Farge after a DUI

La Farge car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in La Farge after Speeding ticket

Car Insurance Price Trends in La Farge, Wisconsin

Average Car Insurance Cost in La Farge by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near La Farge, WI

Car Insurance Rates by State in the USA (2025 Update)

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