Cheapest Car Insurance Quotes in Jump River

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Jump River Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Jump River

The car insurance rate in Jump River is $846 for a six-month policy, which is $169 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $349, making it a popular choice for budget-conscious drivers. Rates in Jump River can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Jump River

$846

Avg. Car Insurance in Wisconsin

$677

National Average

$1140

Cheapest Car Insurance Companies in Jump River

1st place: AAA

At $349 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $520 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $571 for six months, making it the third cheapest auto insurance company in Jump River.

Jump River Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Jump River, WI is AAA, offering policies at just $349 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $520.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $950 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Jump River drivers find the best deals.

Cheap Car Insurance Companies in Jump River, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$349	$59
West Bend Mutual	$520	$86
IMT Insurance Company	$571	$98
Auto-Owners Insurance Co	$579	$96
Chubb	$594	$101
Acuity	$639	$108
American Family	$646	$109
Travelers	$661	$111
Erie	$773	$130
USAA	$899	$151
Rockford Mutual	$943	$160
Nationwide	$1018	$171
Rural Mutual	$1048	$178
State Farm	$1048	$176
Progressive	$1225	$206
Farmers	$1306	$218
Allstate	$1515	$255
Secura	$803	$134
Hastings Mutual	$950	$161

Key Takeaways

Way's key takeaways about car insurance in Jump River

The auto insurance costs in Jump River fall around $349 for six months.
The cheapest auto insurance company in Jump River is AAA.
Teen drivers pay the highest rate in Jump River at $799 per month.

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Cheapest Minimum Liability Car Insurance in Jump River

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Jump River are given below.

AAA provides the cheapest minimum car insurance coverage in Jump River. Their Average 6 Month Premium is $149. Secura is the most expensive at $200 for the same period.

Cheapest Liability Coverage in Jump River, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$149	$25
Rural Mutual	$164	$28
Western National	$179	$30
Erie	$200	$34
USAA	$215	$36
West Bend Mutual	$223	$38
Auto-Owners Insurance Co	$230	$39
Acuity	$238	$40
American Family	$245	$41
Travelers	$245	$41
Progressive	$253	$43
Chubb	$260	$44
State Farm	$283	$48
Farmers	$438	$75
Allstate	$579	$98
Secura	$200	$34

Cheapest Full Coverage Car Insurance in Jump River

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Jump River is AAA at $59 per month and $349 for six months.

Cheapest Full Coverage Car Insurance Quotes in Jump River, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$349	$59
West Bend Mutual	$520	$86
IMT Insurance Company	$571	$98
Auto-Owners Insurance Co	$579	$96
Chubb	$594	$101
Acuity	$639	$108
American Family	$646	$109
Travelers	$661	$111
Erie	$773	$130
USAA	$899	$151
Rockford Mutual	$943	$160
Nationwide	$1018	$171
Rural Mutual	$1048	$178
State Farm	$1048	$176
Progressive	$1225	$206
Farmers	$1306	$218
Allstate	$1515	$255
Secura	$803	$134
Hastings Mutual	$950	$161

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Average Car Insurance in Jump River by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Jump River, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Jump River, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Jump River's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Jump River

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$599
30s	USAA	$481
40s	USAA	$436
50s	USAA	$414
60s	USAA	$431
70s	USAA	$531

Cheapest Car Insurance Rates for Teen Drivers in Jump River,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Jump River at $41 per month. At $4789 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$245	$41
Travelers	$253	$43
Auto-Owners Insurance Co	$290	$49
Western National	$290	$49
West Bend Mutual	$326	$55
USAA	$1076	$181
Erie	$1106	$186
American Family	$1336	$225
Acuity	$2035	$343
State Farm	$2346	$395
Progressive	$3386	$570
Allstate	$4463	$751
Farmers	$4789	$799

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Jump River.

As young drivers face the highest rates in Jump River, USAA offers the cheapest auto insurance rates at $599 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Jump River, Western National is the cheapest car insurance provider. At $186 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Jump River is Allstate, offering rates of around $2301 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$186	$31
AAA	$208	$35
West Bend Mutual	$268	$45
Chubb	$298	$50
IMT Insurance Company	$298	$50
Travelers	$349	$59
Acuity	$735	$124
American Family	$846	$143
State Farm	$906	$151
Erie	$980	$165
Progressive	$1144	$193
Allstate	$2301	$391

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Save up to $971/yr on car insurance rates in Jump River.

Car Insurance Rates with An Accident in Jump River

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Jump River, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Jump River

The cheapest car insurance companies after an at-fault accident in Jump River include Western National and Rural Mutual, offering $186 and $215, respectively. Allstate is an expensive provider with an average six-month premium of $2258.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$186	$31
Rural Mutual	$215	$36
Auto-Owners Insurance Co	$283	$48
AAA	$290	$49
Chubb	$298	$50
Travelers	$298	$50
West Bend	$311	$53
West Bend Mutual	$371	$64
Auto-Owners	$386	$64
Erie	$594	$100
USAA	$594	$100
American Family	$899	$151
Acuity	$943	$159
State Farm	$950	$160
Farmers	$1796	$300
Progressive	$1998	$336
Allstate	$2258	$380

Jump River Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Jump River WI. For example, the car insurance in Jump River after a DUI increases to $988 for a six month policy. While the rate increases by $217 for a six-month policy in the case of a speeding ticket.

Jump River auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1061	$178
One Med/PIP claim	$1069	$181
Not-at-fault accident	$1114	$186
One comp claim	$1129	$193
Two Med/PIP claims	$1144	$190
Failure to show documents	$1159	$198
Driving with expired registration	$1188	$198
Failure to wear a seat belt	$1195	$204
Two comp claims	$1218	$203
Driving without lights	$1263	$215
Child safety restraint	$1270	$211
Speeding 6 - 10 MPH over limit	$1278	$218
At-fault accident - less than $1000	$1293	$215
Cell phone violation	$1300	$221
Driving too slowly	$1306	$218
Failure to yield	$1306	$223
Speeding in school zone	$1306	$218
Illegal turn	$1314	$224
Speeding 11 - 15 MPH over limit	$1314	$219
Speeding 16 - 20 MPH over limit	$1314	$224
Texting while driving	$1314	$219
Wrong way/wrong lane	$1314	$224
Failure to stop at a red light	$1329	$221
Following too closely	$1329	$226
Improper passing	$1366	$228
Passing school bus	$1389	$236
In 65 MPH zone	$1463	$244
At-fault accident - $1000-$2000	$1523	$259
Speeding 21 - 25 MPH over limit	$1523	$254
Operating a vehicle without permission	$1530	$260
At-fault accident - greater than $2000	$1538	$256
Open container	$1551	$264
Reckless driving	$2005	$334
Racing	$2013	$343
Refusal to submit to a chemical test	$2028	$338
Driving with a suspended license	$2035	$346
Leaving scene of an accident/hit and run	$2043	$340
DUI	$2049	$349

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Jump River after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Jump River.

The cheapest car insurance premiums in Jump River are offered by Western National at $186 for a six-month policy. However, it can be as expensive as $1804 with companies like Allstate.

Jump River car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$186	$31
Chubb	$298	$50
Travelers	$349	$59
West Bend	$416	$69
Kemper	$424	$73
USAA	$780	$131
Erie	$809	$136
American Family	$921	$155
Progressive	$1106	$186
State Farm	$1188	$200
Farmers	$1730	$294
Acuity	$1745	$291
Allstate	$1804	$304

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Jump River are offered by Western National at $186. However, it can be as expensive as $1678 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Jump River after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$186	$31
AAA	$238	$40
Auto-Owners Insurance Co	$260	$44
Travelers	$290	$49
Chubb	$298	$50
West Bend Mutual	$341	$58
Erie	$528	$89
State Farm	$616	$104
American Family	$624	$105
Acuity	$743	$125
Progressive	$980	$165
Allstate	$1678	$285

Car Insurance Price Trends in Jump River, Wisconsin

Car insurance rates in Jump River have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Jump River rose by $156 in December compared to $153 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Jump River rose to $43 in December, compared to $40 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Jump River?

The car insurance in Jump River is $25 per month, which is lower than the national average.

What is the cheapest car insurance in Jump River?

The cheapest car insurance in Jump River is $59 per month for full coverage.

How much is car insurance in Jump River for teenagers?

Car insurance for teenagers costs $245 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Jump River?

The average cost of car insurance is $677 for a six-month policy. It will cost around $143 per month to insure your car in Jump River.

Is car insurance expensive in Jump River?

Car insurance can be expensive in Jump River if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Jump River can be affordable.

Cheapest Car Insurance Quotes in Jump River

Why you can trust Way?

How Much Is Car Insurance in Jump River

Avg. Car Insurance in Jump River

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Jump River

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Jump River Car Insurance Rates by Company

Cheap Car Insurance Companies in Jump River, WI

Way's key takeaways about car insurance in Jump River

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Jump River

Cheapest Liability Coverage in Jump River, WI

Cheapest Full Coverage Car Insurance in Jump River

Cheapest Full Coverage Car Insurance Quotes in Jump River, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Jump River by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Jump River, WI increasing?

Car Insurance Premiums by Age in Jump River

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Jump River,WI

If you are in your twenties USAA is the best choice for car insurance in Jump River.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Jump River

Cheapest Car Insurance Companies after an At-Fault Accident in Jump River

Jump River Car Insurance Rates by Violation

Jump River auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Jump River after a DUI

Jump River car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Jump River after Speeding ticket

Car Insurance Price Trends in Jump River, Wisconsin

Average Car Insurance Cost in Jump River by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Jump River, WI

Car Insurance Rates by State in the USA (2025 Update)

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