Cheapest Car Insurance Quotes in Little Chute

Finding the cheapest car insurance quotes in Little Chute shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Little Chute Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Little Chute

The car insurance rate in Little Chute is $555 for a six-month policy, which is $122 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $229, making it a popular choice for budget-conscious drivers. Rates in Little Chute can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Little Chute

$555

Avg. Car Insurance in Wisconsin

$677

National Average

$1140

Cheapest Car Insurance Companies in Little Chute

1st place: AAA

At $229 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $341 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $375 for six months, making it the third cheapest auto insurance company in Little Chute.

Little Chute Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Little Chute, WI is AAA, offering policies at just $229 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $341.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $623 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Little Chute drivers find the best deals.

Cheap Car Insurance Companies in Little Chute, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$229	$39
West Bend Mutual	$341	$57
IMT Insurance Company	$375	$64
Auto-Owners Insurance Co	$380	$63
Chubb	$390	$66
Acuity	$419	$71
American Family	$424	$71
Travelers	$434	$73
Erie	$507	$85
USAA	$590	$99
Rockford Mutual	$618	$105
Nationwide	$667	$112
Rural Mutual	$687	$116
State Farm	$687	$116
Progressive	$804	$135
Farmers	$857	$143
Allstate	$994	$167
Secura	$526	$88
Hastings Mutual	$623	$106

Key Takeaways

Way's key takeaways about car insurance in Little Chute

The auto insurance costs in Little Chute fall around $229 for six months.
The cheapest auto insurance company in Little Chute is AAA.
Teen drivers pay the highest rate in Little Chute at $524 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Little Chute

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Little Chute are given below.

AAA provides the cheapest minimum car insurance coverage in Little Chute. Their Average 6 Month Premium is $98. Secura is the most expensive at $131 for the same period.

Cheapest Liability Coverage in Little Chute, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$98	$16
Rural Mutual	$107	$18
Western National	$117	$20
Erie	$131	$22
USAA	$141	$24
West Bend Mutual	$146	$25
Auto-Owners Insurance Co	$151	$25
Acuity	$156	$26
American Family	$161	$27
Travelers	$161	$27
Progressive	$166	$28
Chubb	$171	$29
State Farm	$185	$31
Farmers	$287	$49
Allstate	$380	$64
Secura	$131	$22

Cheapest Full Coverage Car Insurance in Little Chute

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Little Chute is AAA at $39 per month and $229 for six months.

Cheapest Full Coverage Car Insurance Quotes in Little Chute, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$229	$39
West Bend Mutual	$341	$57
IMT Insurance Company	$375	$64
Auto-Owners Insurance Co	$380	$63
Chubb	$390	$66
Acuity	$419	$71
American Family	$424	$71
Travelers	$434	$73
Erie	$507	$85
USAA	$590	$99
Rockford Mutual	$618	$105
Nationwide	$667	$112
Rural Mutual	$687	$116
State Farm	$687	$116
Progressive	$804	$135
Farmers	$857	$143
Allstate	$994	$167
Secura	$526	$88
Hastings Mutual	$623	$106

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Little Chute Instantly!

Average Car Insurance in Little Chute by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Little Chute, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Little Chute, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Little Chute's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Little Chute

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$393
30s	USAA	$316
40s	USAA	$286
50s	USAA	$271
60s	USAA	$283
70s	USAA	$349

Cheapest Car Insurance Rates for Teen Drivers in Little Chute,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Little Chute at $27 per month. At $3141 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$161	$27
Travelers	$166	$28
Auto-Owners Insurance Co	$190	$32
Western National	$190	$32
West Bend Mutual	$214	$36
USAA	$706	$119
Erie	$726	$122
American Family	$877	$148
Acuity	$1335	$225
State Farm	$1539	$259
Progressive	$2221	$374
Allstate	$2927	$493
Farmers	$3141	$524

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Little Chute.

As young drivers face the highest rates in Little Chute, USAA offers the cheapest auto insurance rates at $393 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Little Chute, Western National is the cheapest car insurance provider. At $122 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Little Chute is Allstate, offering rates of around $1510 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
AAA	$136	$23
West Bend Mutual	$175	$30
Chubb	$195	$33
IMT Insurance Company	$195	$33
Travelers	$229	$39
Acuity	$482	$81
American Family	$555	$93
State Farm	$595	$99
Erie	$643	$108
Progressive	$750	$126
Allstate	$1510	$257

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Little Chute.

Car Insurance Rates with An Accident in Little Chute

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Little Chute, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Little Chute

The cheapest car insurance companies after an at-fault accident in Little Chute include Western National and Rural Mutual, offering $122 and $141, respectively. Allstate is an expensive provider with an average six-month premium of $1481.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
Rural Mutual	$141	$24
Auto-Owners Insurance Co	$185	$31
AAA	$190	$32
Chubb	$195	$33
Travelers	$195	$33
West Bend	$204	$34
West Bend Mutual	$244	$42
Auto-Owners	$253	$42
Erie	$390	$66
USAA	$390	$66
American Family	$590	$99
Acuity	$618	$104
State Farm	$623	$105
Farmers	$1178	$197
Progressive	$1310	$221
Allstate	$1481	$249

Little Chute Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Little Chute WI. For example, the car insurance in Little Chute after a DUI increases to $648 for a six month policy. While the rate increases by $142 for a six-month policy in the case of a speeding ticket.

Little Chute auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$696	$116
One Med/PIP claim	$701	$119
Not-at-fault accident	$731	$122
One comp claim	$740	$126
Two Med/PIP claims	$750	$125
Failure to show documents	$760	$130
Driving with expired registration	$779	$130
Failure to wear a seat belt	$784	$134
Two comp claims	$799	$133
Driving without lights	$828	$141
Child safety restraint	$833	$139
Speeding 6 - 10 MPH over limit	$838	$143
At-fault accident - less than $1000	$848	$141
Cell phone violation	$853	$145
Driving too slowly	$857	$143
Failure to yield	$857	$146
Speeding in school zone	$857	$143
Illegal turn	$862	$147
Speeding 11 - 15 MPH over limit	$862	$144
Speeding 16 - 20 MPH over limit	$862	$147
Texting while driving	$862	$144
Wrong way/wrong lane	$862	$147
Failure to stop at a red light	$872	$145
Following too closely	$872	$148
Improper passing	$896	$149
Passing school bus	$911	$155
In 65 MPH zone	$959	$160
At-fault accident - $1000-$2000	$999	$170
Speeding 21 - 25 MPH over limit	$999	$166
Operating a vehicle without permission	$1004	$171
At-fault accident - greater than $2000	$1009	$168
Open container	$1018	$173
Reckless driving	$1315	$219
Racing	$1320	$225
Refusal to submit to a chemical test	$1330	$221
Driving with a suspended license	$1335	$227
Leaving scene of an accident/hit and run	$1340	$223
DUI	$1344	$229

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Little Chute after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Little Chute.

The cheapest car insurance premiums in Little Chute are offered by Western National at $122 for a six-month policy. However, it can be as expensive as $1183 with companies like Allstate.

Little Chute car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
Chubb	$195	$33
Travelers	$229	$39
West Bend	$273	$45
Kemper	$278	$48
USAA	$512	$86
Erie	$531	$89
American Family	$604	$102
Progressive	$726	$122
State Farm	$779	$131
Farmers	$1135	$193
Acuity	$1145	$191
Allstate	$1183	$199

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Little Chute are offered by Western National at $122. However, it can be as expensive as $1100 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Little Chute after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
AAA	$156	$26
Auto-Owners Insurance Co	$171	$29
Travelers	$190	$32
Chubb	$195	$33
West Bend Mutual	$224	$38
Erie	$346	$58
State Farm	$404	$68
American Family	$409	$69
Acuity	$487	$82
Progressive	$643	$108
Allstate	$1100	$187

Car Insurance Price Trends in Little Chute, Wisconsin

Car insurance rates in Little Chute have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Little Chute rose by $103 in December compared to $100 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Little Chute rose to $28 in December, compared to $26 in November. This represents an increase of $2 when comparing December and November.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Little Chute?

The car insurance in Little Chute is $16 per month, which is lower than the national average.

What is the cheapest car insurance in Little Chute?

The cheapest car insurance in Little Chute is $39 per month for full coverage.

How much is car insurance in Little Chute for teenagers?

Car insurance for teenagers costs $161 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Little Chute?

The average cost of car insurance is $677 for a six-month policy. It will cost around $93 per month to insure your car in Little Chute.

Is car insurance expensive in Little Chute?

Car insurance can be expensive in Little Chute if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Little Chute can be affordable.

Cheapest Car Insurance Quotes in Little Chute

Why you can trust Way?

How Much Is Car Insurance in Little Chute

Avg. Car Insurance in Little Chute

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Little Chute

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Little Chute Car Insurance Rates by Company

Cheap Car Insurance Companies in Little Chute, WI

Way's key takeaways about car insurance in Little Chute

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Little Chute

Cheapest Liability Coverage in Little Chute, WI

Cheapest Full Coverage Car Insurance in Little Chute

Cheapest Full Coverage Car Insurance Quotes in Little Chute, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Little Chute by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Little Chute, WI increasing?

Car Insurance Premiums by Age in Little Chute

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Little Chute,WI

If you are in your twenties USAA is the best choice for car insurance in Little Chute.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Little Chute

Cheapest Car Insurance Companies after an At-Fault Accident in Little Chute

Little Chute Car Insurance Rates by Violation

Little Chute auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Little Chute after a DUI

Little Chute car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Little Chute after Speeding ticket

Car Insurance Price Trends in Little Chute, Wisconsin

Average Car Insurance Cost in Little Chute by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Little Chute, WI

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources