Cheapest Car Insurance Quotes in Maple Bluff

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Maple Bluff Car Insurance

^$ 19

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Maple Bluff

The car insurance rate in Maple Bluff is $636 for a six-month policy, which is $41 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $262, making it a popular choice for budget-conscious drivers. Rates in Maple Bluff can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Maple Bluff

$636

Avg. Car Insurance in Wisconsin

$677

National Average

$1140

Cheapest Car Insurance Companies in Maple Bluff

1st place: AAA

At $262 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $391 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $430 for six months, making it the third cheapest auto insurance company in Maple Bluff.

Maple Bluff Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Maple Bluff, WI is AAA, offering policies at just $262 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $391.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $714 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Maple Bluff drivers find the best deals.

Cheap Car Insurance Companies in Maple Bluff, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$262	$44
West Bend Mutual	$391	$65
IMT Insurance Company	$430	$73
Auto-Owners Insurance Co	$435	$72
Chubb	$447	$76
Acuity	$480	$81
American Family	$486	$82
Travelers	$497	$84
Erie	$581	$98
USAA	$676	$114
Rockford Mutual	$709	$120
Nationwide	$765	$129
Rural Mutual	$788	$133
State Farm	$788	$133
Progressive	$921	$155
Farmers	$982	$164
Allstate	$1139	$192
Secura	$603	$101
Hastings Mutual	$714	$121

Key Takeaways

Way's key takeaways about car insurance in Maple Bluff

The auto insurance costs in Maple Bluff fall around $262 for six months.
The cheapest auto insurance company in Maple Bluff is AAA.
Teen drivers pay the highest rate in Maple Bluff at $601 per month.

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Cheapest Minimum Liability Car Insurance in Maple Bluff

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Maple Bluff are given below.

AAA provides the cheapest minimum car insurance coverage in Maple Bluff. Their Average 6 Month Premium is $112. Secura is the most expensive at $150 for the same period.

Cheapest Liability Coverage in Maple Bluff, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$112	$19
Rural Mutual	$123	$21
Western National	$134	$23
Erie	$150	$25
USAA	$162	$27
West Bend Mutual	$167	$28
Auto-Owners Insurance Co	$173	$29
Acuity	$179	$30
American Family	$184	$31
Travelers	$184	$31
Progressive	$190	$32
Chubb	$196	$33
State Farm	$212	$36
Farmers	$329	$56
Allstate	$435	$73
Secura	$150	$25

Cheapest Full Coverage Car Insurance in Maple Bluff

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Maple Bluff is AAA at $44 per month and $262 for six months.

Cheapest Full Coverage Car Insurance Quotes in Maple Bluff, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$262	$44
West Bend Mutual	$391	$65
IMT Insurance Company	$430	$73
Auto-Owners Insurance Co	$435	$72
Chubb	$447	$76
Acuity	$480	$81
American Family	$486	$82
Travelers	$497	$84
Erie	$581	$98
USAA	$676	$114
Rockford Mutual	$709	$120
Nationwide	$765	$129
Rural Mutual	$788	$133
State Farm	$788	$133
Progressive	$921	$155
Farmers	$982	$164
Allstate	$1139	$192
Secura	$603	$101
Hastings Mutual	$714	$121

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Average Car Insurance in Maple Bluff by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Maple Bluff, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Maple Bluff, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Maple Bluff's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Maple Bluff

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$450
30s	USAA	$362
40s	USAA	$328
50s	USAA	$311
60s	USAA	$324
70s	USAA	$400

Cheapest Car Insurance Rates for Teen Drivers in Maple Bluff,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Maple Bluff at $31 per month. At $3601 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$184	$31
Travelers	$190	$32
Auto-Owners Insurance Co	$218	$37
Western National	$218	$37
West Bend Mutual	$245	$41
USAA	$809	$136
Erie	$832	$140
American Family	$1005	$169
Acuity	$1530	$258
State Farm	$1764	$297
Progressive	$2546	$429
Allstate	$3356	$565
Farmers	$3601	$601

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Maple Bluff.

As young drivers face the highest rates in Maple Bluff, USAA offers the cheapest auto insurance rates at $450 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Maple Bluff, Western National is the cheapest car insurance provider. At $140 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Maple Bluff is Allstate, offering rates of around $1731 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$140	$24
AAA	$156	$26
West Bend Mutual	$201	$34
Chubb	$224	$38
IMT Insurance Company	$224	$38
Travelers	$262	$44
Acuity	$553	$93
American Family	$636	$107
State Farm	$682	$114
Erie	$737	$124
Progressive	$860	$145
Allstate	$1731	$294

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Save up to $971/yr on car insurance rates in Maple Bluff.

Car Insurance Rates with An Accident in Maple Bluff

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Maple Bluff, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Maple Bluff

The cheapest car insurance companies after an at-fault accident in Maple Bluff include Western National and Rural Mutual, offering $140 and $162, respectively. Allstate is an expensive provider with an average six-month premium of $1698.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$140	$24
Rural Mutual	$162	$27
Auto-Owners Insurance Co	$212	$36
AAA	$218	$37
Chubb	$224	$38
Travelers	$224	$38
West Bend	$234	$39
West Bend Mutual	$279	$48
Auto-Owners	$290	$48
Erie	$447	$75
USAA	$447	$75
American Family	$676	$114
Acuity	$709	$119
State Farm	$714	$120
Farmers	$1351	$226
Progressive	$1502	$253
Allstate	$1698	$286

Maple Bluff Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Maple Bluff WI. For example, the car insurance in Maple Bluff after a DUI increases to $743 for a six month policy. While the rate increases by $163 for a six-month policy in the case of a speeding ticket.

Maple Bluff auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$798	$133
One Med/PIP claim	$804	$136
Not-at-fault accident	$838	$140
One comp claim	$849	$145
Two Med/PIP claims	$860	$143
Failure to show documents	$871	$149
Driving with expired registration	$893	$149
Failure to wear a seat belt	$899	$153
Two comp claims	$916	$152
Driving without lights	$949	$162
Child safety restraint	$955	$159
Speeding 6 - 10 MPH over limit	$961	$164
At-fault accident - less than $1000	$972	$162
Cell phone violation	$978	$166
Driving too slowly	$982	$164
Failure to yield	$982	$167
Speeding in school zone	$982	$164
Illegal turn	$988	$168
Speeding 11 - 15 MPH over limit	$988	$165
Speeding 16 - 20 MPH over limit	$988	$168
Texting while driving	$988	$165
Wrong way/wrong lane	$988	$168
Failure to stop at a red light	$999	$166
Following too closely	$999	$170
Improper passing	$1027	$171
Passing school bus	$1044	$178
In 65 MPH zone	$1100	$183
At-fault accident - $1000-$2000	$1145	$195
Speeding 21 - 25 MPH over limit	$1145	$191
Operating a vehicle without permission	$1151	$196
At-fault accident - greater than $2000	$1156	$193
Open container	$1167	$198
Reckless driving	$1508	$251
Racing	$1513	$258
Refusal to submit to a chemical test	$1525	$254
Driving with a suspended license	$1530	$260
Leaving scene of an accident/hit and run	$1536	$256
DUI	$1541	$262

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Maple Bluff after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Maple Bluff.

The cheapest car insurance premiums in Maple Bluff are offered by Western National at $140 for a six-month policy. However, it can be as expensive as $1356 with companies like Allstate.

Maple Bluff car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$140	$24
Chubb	$224	$38
Travelers	$262	$44
West Bend	$313	$52
Kemper	$319	$55
USAA	$587	$99
Erie	$608	$102
American Family	$693	$117
Progressive	$832	$140
State Farm	$893	$150
Farmers	$1301	$221
Acuity	$1312	$219
Allstate	$1356	$228

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Maple Bluff are offered by Western National at $140. However, it can be as expensive as $1261 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Maple Bluff after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$140	$24
AAA	$179	$30
Auto-Owners Insurance Co	$196	$33
Travelers	$218	$37
Chubb	$224	$38
West Bend Mutual	$257	$43
Erie	$397	$67
State Farm	$463	$78
American Family	$469	$79
Acuity	$558	$94
Progressive	$737	$124
Allstate	$1261	$214

Car Insurance Price Trends in Maple Bluff, Wisconsin

Car insurance rates in Maple Bluff have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Maple Bluff rose by $118 in December compared to $115 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Maple Bluff rose to $32 in December, compared to $30 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Maple Bluff?

The car insurance in Maple Bluff is $19 per month, which is lower than the national average.

What is the cheapest car insurance in Maple Bluff?

The cheapest car insurance in Maple Bluff is $44 per month for full coverage.

How much is car insurance in Maple Bluff for teenagers?

Car insurance for teenagers costs $184 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Maple Bluff?

The average cost of car insurance is $677 for a six-month policy. It will cost around $107 per month to insure your car in Maple Bluff.

Is car insurance expensive in Maple Bluff?

Car insurance can be expensive in Maple Bluff if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Maple Bluff can be affordable.

Cheapest Car Insurance Quotes in Maple Bluff

Why you can trust Way?

How Much Is Car Insurance in Maple Bluff

Avg. Car Insurance in Maple Bluff

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Maple Bluff

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Maple Bluff Car Insurance Rates by Company

Cheap Car Insurance Companies in Maple Bluff, WI

Way's key takeaways about car insurance in Maple Bluff

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Maple Bluff

Cheapest Liability Coverage in Maple Bluff, WI

Cheapest Full Coverage Car Insurance in Maple Bluff

Cheapest Full Coverage Car Insurance Quotes in Maple Bluff, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Maple Bluff by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Maple Bluff, WI increasing?

Car Insurance Premiums by Age in Maple Bluff

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Maple Bluff,WI

If you are in your twenties USAA is the best choice for car insurance in Maple Bluff.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Maple Bluff

Cheapest Car Insurance Companies after an At-Fault Accident in Maple Bluff

Maple Bluff Car Insurance Rates by Violation

Maple Bluff auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Maple Bluff after a DUI

Maple Bluff car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Maple Bluff after Speeding ticket

Car Insurance Price Trends in Maple Bluff, Wisconsin

Average Car Insurance Cost in Maple Bluff by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Maple Bluff, WI

Car Insurance Rates by State in the USA (2025 Update)

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