Cheapest Car Insurance Quotes in Grand Marsh

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Grand Marsh Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Grand Marsh

The car insurance rate in Grand Marsh is $731 for a six-month policy, which is $54 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $301, making it a popular choice for budget-conscious drivers. Rates in Grand Marsh can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Grand Marsh

$731

Avg. Car Insurance in Wisconsin

$677

National Average

$1140

Cheapest Car Insurance Companies in Grand Marsh

1st place: AAA

At $301 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $449 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $494 for six months, making it the third cheapest auto insurance company in Grand Marsh.

Grand Marsh Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Grand Marsh, WI is AAA, offering policies at just $301 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $449.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $821 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Grand Marsh drivers find the best deals.

Cheap Car Insurance Companies in Grand Marsh, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$301	$51
West Bend Mutual	$449	$75
IMT Insurance Company	$494	$84
Auto-Owners Insurance Co	$500	$83
Chubb	$513	$87
Acuity	$552	$93
American Family	$558	$94
Travelers	$571	$96
Erie	$667	$112
USAA	$777	$131
Rockford Mutual	$814	$138
Nationwide	$879	$148
Rural Mutual	$905	$153
State Farm	$905	$152
Progressive	$1058	$178
Farmers	$1129	$188
Allstate	$1309	$220
Secura	$693	$116
Hastings Mutual	$821	$139

Key Takeaways

Way's key takeaways about car insurance in Grand Marsh

The auto insurance costs in Grand Marsh fall around $301 for six months.
The cheapest auto insurance company in Grand Marsh is AAA.
Teen drivers pay the highest rate in Grand Marsh at $690 per month.

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Cheapest Minimum Liability Car Insurance in Grand Marsh

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Grand Marsh are given below.

AAA provides the cheapest minimum car insurance coverage in Grand Marsh. Their Average 6 Month Premium is $129. Secura is the most expensive at $173 for the same period.

Cheapest Liability Coverage in Grand Marsh, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$129	$22
Rural Mutual	$141	$24
Western National	$154	$26
Erie	$173	$29
USAA	$186	$31
West Bend Mutual	$192	$32
Auto-Owners Insurance Co	$199	$33
Acuity	$205	$35
American Family	$212	$36
Travelers	$212	$36
Progressive	$218	$37
Chubb	$225	$38
State Farm	$244	$41
Farmers	$378	$65
Allstate	$500	$84
Secura	$173	$29

Cheapest Full Coverage Car Insurance in Grand Marsh

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Grand Marsh is AAA at $51 per month and $301 for six months.

Cheapest Full Coverage Car Insurance Quotes in Grand Marsh, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$301	$51
West Bend Mutual	$449	$75
IMT Insurance Company	$494	$84
Auto-Owners Insurance Co	$500	$83
Chubb	$513	$87
Acuity	$552	$93
American Family	$558	$94
Travelers	$571	$96
Erie	$667	$112
USAA	$777	$131
Rockford Mutual	$814	$138
Nationwide	$879	$148
Rural Mutual	$905	$153
State Farm	$905	$152
Progressive	$1058	$178
Farmers	$1129	$188
Allstate	$1309	$220
Secura	$693	$116
Hastings Mutual	$821	$139

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Average Car Insurance in Grand Marsh by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Grand Marsh, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Grand Marsh, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Grand Marsh's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Grand Marsh

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$517
30s	USAA	$416
40s	USAA	$377
50s	USAA	$357
60s	USAA	$373
70s	USAA	$459

Cheapest Car Insurance Rates for Teen Drivers in Grand Marsh,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Grand Marsh at $36 per month. At $4137 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$212	$36
Travelers	$218	$37
Auto-Owners Insurance Co	$251	$42
Western National	$251	$42
West Bend Mutual	$282	$48
USAA	$930	$157
Erie	$956	$161
American Family	$1155	$194
Acuity	$1758	$296
State Farm	$2027	$341
Progressive	$2926	$492
Allstate	$3856	$649
Farmers	$4137	$690

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Grand Marsh.

As young drivers face the highest rates in Grand Marsh, USAA offers the cheapest auto insurance rates at $517 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Grand Marsh, Western National is the cheapest car insurance provider. At $161 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Grand Marsh is Allstate, offering rates of around $1988 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$161	$27
AAA	$179	$30
West Bend Mutual	$231	$39
Chubb	$257	$43
IMT Insurance Company	$257	$43
Travelers	$301	$51
Acuity	$635	$107
American Family	$731	$123
State Farm	$783	$131
Erie	$847	$143
Progressive	$988	$166
Allstate	$1988	$338

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Car Insurance Rates with An Accident in Grand Marsh

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Grand Marsh, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Grand Marsh

The cheapest car insurance companies after an at-fault accident in Grand Marsh include Western National and Rural Mutual, offering $161 and $186, respectively. Allstate is an expensive provider with an average six-month premium of $1950.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$161	$27
Rural Mutual	$186	$31
Auto-Owners Insurance Co	$244	$41
AAA	$251	$42
Chubb	$257	$43
Travelers	$257	$43
West Bend	$269	$45
West Bend Mutual	$321	$55
Auto-Owners	$334	$55
Erie	$513	$86
USAA	$513	$86
American Family	$777	$131
Acuity	$814	$137
State Farm	$821	$138
Farmers	$1552	$259
Progressive	$1726	$291
Allstate	$1950	$328

Grand Marsh Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Grand Marsh WI. For example, the car insurance in Grand Marsh after a DUI increases to $853 for a six month policy. While the rate increases by $187 for a six-month policy in the case of a speeding ticket.

Grand Marsh auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$917	$153
One Med/PIP claim	$923	$157
Not-at-fault accident	$962	$161
One comp claim	$975	$166
Two Med/PIP claims	$988	$164
Failure to show documents	$1001	$171
Driving with expired registration	$1026	$171
Failure to wear a seat belt	$1032	$176
Two comp claims	$1052	$175
Driving without lights	$1091	$186
Child safety restraint	$1097	$183
Speeding 6 - 10 MPH over limit	$1104	$188
At-fault accident - less than $1000	$1117	$186
Cell phone violation	$1123	$191
Driving too slowly	$1129	$188
Failure to yield	$1129	$192
Speeding in school zone	$1129	$188
Illegal turn	$1135	$193
Speeding 11 - 15 MPH over limit	$1135	$189
Speeding 16 - 20 MPH over limit	$1135	$193
Texting while driving	$1135	$189
Wrong way/wrong lane	$1135	$193
Failure to stop at a red light	$1148	$191
Following too closely	$1148	$195
Improper passing	$1180	$197
Passing school bus	$1200	$204
In 65 MPH zone	$1264	$211
At-fault accident - $1000-$2000	$1315	$224
Speeding 21 - 25 MPH over limit	$1315	$219
Operating a vehicle without permission	$1322	$225
At-fault accident - greater than $2000	$1328	$221
Open container	$1340	$228
Reckless driving	$1732	$288
Racing	$1739	$296
Refusal to submit to a chemical test	$1752	$292
Driving with a suspended license	$1758	$299
Leaving scene of an accident/hit and run	$1765	$294
DUI	$1770	$301

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Grand Marsh after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Grand Marsh.

The cheapest car insurance premiums in Grand Marsh are offered by Western National at $161 for a six-month policy. However, it can be as expensive as $1558 with companies like Allstate.

Grand Marsh car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$161	$27
Chubb	$257	$43
Travelers	$301	$51
West Bend	$360	$59
Kemper	$366	$63
USAA	$674	$113
Erie	$699	$118
American Family	$796	$134
Progressive	$956	$161
State Farm	$1026	$173
Farmers	$1495	$254
Acuity	$1508	$252
Allstate	$1558	$262

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Grand Marsh are offered by Western National at $161. However, it can be as expensive as $1449 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Grand Marsh after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$161	$27
AAA	$205	$35
Auto-Owners Insurance Co	$225	$38
Travelers	$251	$42
Chubb	$257	$43
West Bend Mutual	$295	$50
Erie	$456	$77
State Farm	$532	$90
American Family	$539	$91
Acuity	$642	$108
Progressive	$847	$143
Allstate	$1449	$246

Car Insurance Price Trends in Grand Marsh, Wisconsin

Car insurance rates in Grand Marsh have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Grand Marsh rose by $135 in December compared to $132 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Grand Marsh rose to $37 in December, compared to $35 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Grand Marsh?

The car insurance in Grand Marsh is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Grand Marsh?

The cheapest car insurance in Grand Marsh is $51 per month for full coverage.

How much is car insurance in Grand Marsh for teenagers?

Car insurance for teenagers costs $212 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Grand Marsh?

The average cost of car insurance is $677 for a six-month policy. It will cost around $123 per month to insure your car in Grand Marsh.

Is car insurance expensive in Grand Marsh?

Car insurance can be expensive in Grand Marsh if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Grand Marsh can be affordable.

Cheapest Car Insurance Quotes in Grand Marsh

Why you can trust Way?

How Much Is Car Insurance in Grand Marsh

Avg. Car Insurance in Grand Marsh

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Grand Marsh

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Grand Marsh Car Insurance Rates by Company

Cheap Car Insurance Companies in Grand Marsh, WI

Way's key takeaways about car insurance in Grand Marsh

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Grand Marsh

Cheapest Liability Coverage in Grand Marsh, WI

Cheapest Full Coverage Car Insurance in Grand Marsh

Cheapest Full Coverage Car Insurance Quotes in Grand Marsh, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Grand Marsh by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Grand Marsh, WI increasing?

Car Insurance Premiums by Age in Grand Marsh

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Grand Marsh,WI

If you are in your twenties USAA is the best choice for car insurance in Grand Marsh.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Grand Marsh

Cheapest Car Insurance Companies after an At-Fault Accident in Grand Marsh

Grand Marsh Car Insurance Rates by Violation

Grand Marsh auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Grand Marsh after a DUI

Grand Marsh car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Grand Marsh after Speeding ticket

Car Insurance Price Trends in Grand Marsh, Wisconsin

Average Car Insurance Cost in Grand Marsh by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Grand Marsh, WI

Car Insurance Rates by State in the USA (2025 Update)

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