Cheapest Car Insurance Quotes in Greenville

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Greenville Car Insurance

^$ 17

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Greenville

The car insurance rate in Greenville is $633 for a six-month policy, which is $112 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $237, making it a popular choice for budget-conscious drivers. Rates in Greenville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Greenville

$633

Avg. Car Insurance in Wisconsin

$745

National Average

$1278

Cheapest Car Insurance Companies in Greenville

1st place: AAA

At $237 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $354 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $388 for six months, making it the third cheapest auto insurance company in Greenville.

Greenville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Greenville, WI is AAA, offering policies at just $237 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $354.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $646 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Greenville drivers find the best deals.

Cheap Car Insurance Companies in Greenville, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$237	$40
West Bend Mutual	$354	$59
IMT Insurance Company	$388	$66
Auto-Owners Insurance Co	$394	$65
Chubb	$404	$69
Travelers	$450	$76
American Family	$455	$77
Erie	$555	$94
USAA	$591	$99
Acuity	$606	$102
Rockford Mutual	$641	$109
Nationwide	$692	$116
Rural Mutual	$712	$121
Auto-Owners	$808	$134
West Bend	$818	$139
State Farm	$864	$145
Farmers	$888	$151
Allstate	$1065	$179
Progressive	$1197	$201
Secura	$546	$91
Hastings Mutual	$646	$110

Key Takeaways

Way's key takeaways about car insurance in Greenville

The auto insurance costs in Greenville fall around $237 for six months.
The cheapest auto insurance company in Greenville is AAA.
Teen drivers pay the highest rate in Greenville at $551 per month.

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Cheapest Minimum Liability Car Insurance in Greenville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Greenville are given below.

AAA provides the cheapest minimum car insurance coverage in Greenville. Their Average 6 Month Premium is $101. Secura is the most expensive at $136 for the same period.

Cheapest Liability Coverage in Greenville, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$101	$17
Rural Mutual	$111	$19
Western National	$122	$20
Erie	$136	$23
USAA	$141	$24
West Bend Mutual	$151	$26
Auto-Owners Insurance Co	$156	$26
Travelers	$167	$28
Acuity	$172	$29
American Family	$172	$29
Chubb	$177	$30
Auto-Owners	$192	$32
Progressive	$202	$34
State Farm	$212	$36
West Bend	$237	$40
Farmers	$298	$51
Allstate	$388	$65
Secura	$136	$23

Cheapest Full Coverage Car Insurance in Greenville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Greenville is AAA at $40 per month and $237 for six months.

Cheapest Full Coverage Car Insurance Quotes in Greenville, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$237	$40
West Bend Mutual	$354	$59
IMT Insurance Company	$388	$66
Auto-Owners Insurance Co	$394	$65
Chubb	$404	$69
Travelers	$450	$76
American Family	$455	$77
Erie	$555	$94
USAA	$591	$99
Acuity	$606	$102
Rockford Mutual	$641	$109
Nationwide	$692	$116
Rural Mutual	$712	$121
Auto-Owners	$808	$134
West Bend	$818	$139
State Farm	$864	$145
Farmers	$888	$151
Allstate	$1065	$179
Progressive	$1197	$201
Secura	$546	$91
Hastings Mutual	$646	$110

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Average Car Insurance in Greenville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Greenville, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Greenville, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Greenville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Greenville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$420
30s	USAA	$337
40s	USAA	$306
50s	USAA	$291
60s	USAA	$302
70s	USAA	$372

Cheapest Car Insurance Rates for Teen Drivers in Greenville,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Greenville at $28 per month. At $3272 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$167	$28
Travelers	$172	$29
Auto-Owners Insurance Co	$197	$33
Western National	$197	$33
West Bend Mutual	$222	$37
Erie	$828	$139
USAA	$874	$147
American Family	$944	$159
West Bend	$1550	$264
State Farm	$1889	$318
Auto-Owners	$1939	$330
Acuity	$2090	$352
Allstate	$3110	$524
Farmers	$3256	$543
Progressive	$3272	$551

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Greenville.

As young drivers face the highest rates in Greenville, USAA offers the cheapest auto insurance rates at $420 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Greenville, Western National is the cheapest car insurance provider. At $127 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Greenville is AutoOwners, offering rates of around $2964 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$127	$21
AAA	$141	$24
West Bend Mutual	$182	$31
Chubb	$202	$34
IMT Insurance Company	$202	$34
Travelers	$237	$40
American Family	$611	$103
Acuity	$757	$128
Erie	$813	$137
State Farm	$919	$153
USAA	$1035	$176
West Bend	$1197	$200
Progressive	$1369	$230
Allstate	$1681	$281
Auto-Owners	$2964	$504

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Car Insurance Rates with An Accident in Greenville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Greenville, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Greenville

The cheapest car insurance companies after an at-fault accident in Greenville include Western National and Rural Mutual, offering $127 and $146, respectively. Progressive is an expensive provider with an average six-month premium of $1999.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$127	$21
Rural Mutual	$146	$25
Auto-Owners Insurance Co	$192	$32
AAA	$197	$33
Chubb	$202	$34
Travelers	$202	$34
West Bend Mutual	$252	$43
West Bend	$429	$72
Erie	$450	$76
USAA	$515	$87
Auto-Owners	$586	$99
American Family	$636	$107
State Farm	$762	$128
Acuity	$929	$156
Farmers	$1221	$204
Allstate	$1595	$269
Progressive	$1999	$337

Greenville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Greenville WI. For example, the car insurance in Greenville after a DUI increases to $671 for a six month policy. While the rate increases by $147 for a six-month policy in the case of a speeding ticket.

Greenville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$722	$121
One Med/PIP claim	$727	$123
Not-at-fault accident	$757	$127
One comp claim	$768	$131
Two Med/PIP claims	$778	$129
Failure to show documents	$788	$134
Driving with expired registration	$808	$134
Failure to wear a seat belt	$813	$139
Two comp claims	$828	$138
Driving without lights	$859	$146
Child safety restraint	$864	$144
Speeding 6 - 10 MPH over limit	$869	$148
At-fault accident - less than $1000	$879	$146
Cell phone violation	$884	$150
Driving too slowly	$888	$148
Failure to yield	$888	$151
Speeding in school zone	$888	$148
Illegal turn	$893	$152
Speeding 11 - 15 MPH over limit	$893	$149
Speeding 16 - 20 MPH over limit	$893	$152
Texting while driving	$893	$149
Wrong way/wrong lane	$893	$152
Failure to stop at a red light	$904	$150
Following too closely	$904	$154
Improper passing	$929	$155
Passing school bus	$944	$161
In 65 MPH zone	$995	$166
At-fault accident - $1000-$2000	$1035	$176
Speeding 21 - 25 MPH over limit	$1035	$173
Operating a vehicle without permission	$1040	$177
At-fault accident - greater than $2000	$1046	$174
Open container	$1055	$179
Reckless driving	$1363	$227
Racing	$1369	$233
Refusal to submit to a chemical test	$1379	$230
Driving with a suspended license	$1384	$235
Leaving scene of an accident/hit and run	$1389	$231
DUI	$1393	$237

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Greenville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Greenville.

The cheapest car insurance premiums in Greenville are offered by Western National at $127 for a six-month policy. However, it can be as expensive as $1858 with companies like Acuity.

Greenville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$127	$21
Chubb	$202	$34
Travelers	$237	$40
Kemper	$288	$48
West Bend	$591	$99
Erie	$626	$105
American Family	$651	$110
USAA	$677	$114
State Farm	$989	$167
Progressive	$1096	$184
Farmers	$1176	$200
Allstate	$1278	$215
Auto-Owners	$1328	$226
Acuity	$1858	$309

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Greenville are offered by Western National at $127. However, it can be as expensive as $1298 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Greenville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$127	$21
AAA	$162	$27
Auto-Owners Insurance Co	$177	$30
Travelers	$197	$33
Chubb	$202	$34
West Bend Mutual	$232	$39
Erie	$429	$72
American Family	$450	$76
State Farm	$581	$98
USAA	$616	$105
Acuity	$742	$125
Auto-Owners	$808	$138
West Bend	$924	$154
Allstate	$1227	$208
Progressive	$1298	$218

Car Insurance Price Trends in Greenville, Wisconsin

Car insurance rates in Greenville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Greenville rose by $133 in January compared to $106 of December. In other words, there has been an increase by $27 when you compare January and December.

The average cost of liability insurance in the Greenville rose to $30 in January, compared to $29 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Greenville?

The car insurance in Greenville is $17 per month, which is lower than the national average.

What is the cheapest car insurance in Greenville?

The cheapest car insurance in Greenville is $40 per month for full coverage.

How much is car insurance in Greenville for teenagers?

Car insurance for teenagers costs $167 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Greenville?

The average cost of car insurance is $745 for a six-month policy. It will cost around $106 per month to insure your car in Greenville.

Is car insurance expensive in Greenville?

Car insurance can be expensive in Greenville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Greenville can be affordable.

Cheapest Car Insurance Quotes in Greenville

Why you can trust Way?

How Much Is Car Insurance in Greenville

Avg. Car Insurance in Greenville

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Greenville

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Greenville Car Insurance Rates by Company

Cheap Car Insurance Companies in Greenville, WI

Way's key takeaways about car insurance in Greenville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Greenville

Cheapest Liability Coverage in Greenville, WI

Cheapest Full Coverage Car Insurance in Greenville

Cheapest Full Coverage Car Insurance Quotes in Greenville, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Greenville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Greenville, WI increasing?

Car Insurance Premiums by Age in Greenville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Greenville,WI

If you are in your twenties USAA is the best choice for car insurance in Greenville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Greenville

Cheapest Car Insurance Companies after an At-Fault Accident in Greenville

Greenville Car Insurance Rates by Violation

Greenville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Greenville after a DUI

Greenville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Greenville after Speeding ticket

Car Insurance Price Trends in Greenville, Wisconsin

Average Car Insurance Cost in Greenville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Greenville, WI

Car Insurance Rates by State in the USA (2025 Update)

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