Cheapest Car Insurance Quotes in Crandon

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406,175 Policies Sold

Crandon Car Insurance

^$ 22

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Crandon

The car insurance rate in Crandon is $812 for a six-month policy, which is $67 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $304, making it a popular choice for budget-conscious drivers. Rates in Crandon can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Crandon

$812

Avg. Car Insurance in Wisconsin

$745

National Average

$1278

Cheapest Car Insurance Companies in Crandon

1st place: AAA

At $304 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $453 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $498 for six months, making it the third cheapest auto insurance company in Crandon.

Crandon Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Crandon, WI is AAA, offering policies at just $304 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $453.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $828 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Crandon drivers find the best deals.

Cheap Car Insurance Companies in Crandon, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$304	$51
West Bend Mutual	$453	$75
IMT Insurance Company	$498	$85
Auto-Owners Insurance Co	$505	$84
Chubb	$518	$88
Travelers	$577	$97
American Family	$583	$98
Erie	$712	$120
USAA	$758	$128
Acuity	$777	$131
Rockford Mutual	$822	$140
Nationwide	$887	$149
Rural Mutual	$913	$155
Auto-Owners	$1036	$172
West Bend	$1049	$179
State Farm	$1107	$186
Farmers	$1139	$194
Allstate	$1366	$230
Progressive	$1535	$258
Secura	$700	$117
Hastings Mutual	$828	$141

Key Takeaways

Way's key takeaways about car insurance in Crandon

The auto insurance costs in Crandon fall around $304 for six months.
The cheapest auto insurance company in Crandon is AAA.
Teen drivers pay the highest rate in Crandon at $706 per month.

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Cheapest Minimum Liability Car Insurance in Crandon

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Crandon are given below.

AAA provides the cheapest minimum car insurance coverage in Crandon. Their Average 6 Month Premium is $130. Secura is the most expensive at $174 for the same period.

Cheapest Liability Coverage in Crandon, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$130	$22
Rural Mutual	$143	$24
Western National	$156	$26
Erie	$174	$29
USAA	$181	$31
West Bend Mutual	$194	$33
Auto-Owners Insurance Co	$201	$34
Travelers	$214	$36
Acuity	$220	$37
American Family	$220	$37
Chubb	$227	$38
Auto-Owners	$246	$41
Progressive	$259	$44
State Farm	$271	$46
West Bend	$304	$51
Farmers	$382	$65
Allstate	$498	$84
Secura	$174	$29

Cheapest Full Coverage Car Insurance in Crandon

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Crandon is AAA at $51 per month and $304 for six months.

Cheapest Full Coverage Car Insurance Quotes in Crandon, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$304	$51
West Bend Mutual	$453	$75
IMT Insurance Company	$498	$85
Auto-Owners Insurance Co	$505	$84
Chubb	$518	$88
Travelers	$577	$97
American Family	$583	$98
Erie	$712	$120
USAA	$758	$128
Acuity	$777	$131
Rockford Mutual	$822	$140
Nationwide	$887	$149
Rural Mutual	$913	$155
Auto-Owners	$1036	$172
West Bend	$1049	$179
State Farm	$1107	$186
Farmers	$1139	$194
Allstate	$1366	$230
Progressive	$1535	$258
Secura	$700	$117
Hastings Mutual	$828	$141

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Average Car Insurance in Crandon by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Crandon, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Crandon, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Crandon's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Crandon

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$538
30s	USAA	$433
40s	USAA	$392
50s	USAA	$373
60s	USAA	$387
70s	USAA	$477

Cheapest Car Insurance Rates for Teen Drivers in Crandon,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Crandon at $36 per month. At $4195 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$214	$36
Travelers	$220	$37
Auto-Owners Insurance Co	$253	$43
Western National	$253	$43
West Bend Mutual	$284	$48
Erie	$1062	$179
USAA	$1121	$189
American Family	$1211	$204
West Bend	$1988	$338
State Farm	$2422	$408
Auto-Owners	$2486	$423
Acuity	$2680	$451
Allstate	$3988	$671
Farmers	$4176	$697
Progressive	$4195	$706

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Crandon.

As young drivers face the highest rates in Crandon, USAA offers the cheapest auto insurance rates at $538 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Crandon, Western National is the cheapest car insurance provider. At $162 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Crandon is AutoOwners, offering rates of around $3801 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$162	$27
AAA	$181	$31
West Bend Mutual	$233	$39
Chubb	$259	$44
IMT Insurance Company	$259	$44
Travelers	$304	$51
American Family	$784	$132
Acuity	$971	$164
Erie	$1042	$175
State Farm	$1178	$196
USAA	$1328	$226
West Bend	$1535	$256
Progressive	$1755	$295
Allstate	$2156	$360
Auto-Owners	$3801	$646

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Save up to $971/yr on car insurance rates in Crandon.

Car Insurance Rates with An Accident in Crandon

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Crandon, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Crandon

The cheapest car insurance companies after an at-fault accident in Crandon include Western National and Rural Mutual, offering $162 and $187, respectively. Progressive is an expensive provider with an average six-month premium of $2564.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$162	$27
Rural Mutual	$187	$32
Auto-Owners Insurance Co	$246	$41
AAA	$253	$43
Chubb	$259	$44
Travelers	$259	$44
West Bend Mutual	$324	$55
West Bend	$550	$93
Erie	$577	$97
USAA	$661	$111
Auto-Owners	$751	$126
American Family	$815	$137
State Farm	$978	$165
Acuity	$1191	$201
Farmers	$1566	$262
Allstate	$2046	$344
Progressive	$2564	$432

Crandon Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Crandon WI. For example, the car insurance in Crandon after a DUI increases to $862 for a six month policy. While the rate increases by $189 for a six-month policy in the case of a speeding ticket.

Crandon auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$925	$155
One Med/PIP claim	$932	$158
Not-at-fault accident	$971	$162
One comp claim	$984	$168
Two Med/PIP claims	$997	$166
Failure to show documents	$1010	$172
Driving with expired registration	$1036	$172
Failure to wear a seat belt	$1042	$178
Two comp claims	$1062	$177
Driving without lights	$1101	$187
Child safety restraint	$1107	$184
Speeding 6 - 10 MPH over limit	$1114	$190
At-fault accident - less than $1000	$1127	$187
Cell phone violation	$1134	$193
Driving too slowly	$1139	$190
Failure to yield	$1139	$194
Speeding in school zone	$1139	$190
Illegal turn	$1146	$195
Speeding 11 - 15 MPH over limit	$1146	$191
Speeding 16 - 20 MPH over limit	$1146	$195
Texting while driving	$1146	$191
Wrong way/wrong lane	$1146	$195
Failure to stop at a red light	$1159	$193
Following too closely	$1159	$197
Improper passing	$1191	$198
Passing school bus	$1211	$206
In 65 MPH zone	$1275	$213
At-fault accident - $1000-$2000	$1328	$226
Speeding 21 - 25 MPH over limit	$1328	$221
Operating a vehicle without permission	$1334	$227
At-fault accident - greater than $2000	$1341	$223
Open container	$1353	$230
Reckless driving	$1748	$291
Racing	$1755	$299
Refusal to submit to a chemical test	$1768	$294
Driving with a suspended license	$1775	$302
Leaving scene of an accident/hit and run	$1781	$296
DUI	$1787	$304

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Crandon after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Crandon.

The cheapest car insurance premiums in Crandon are offered by Western National at $162 for a six-month policy. However, it can be as expensive as $2383 with companies like Acuity.

Crandon car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$162	$27
Chubb	$259	$44
Travelers	$304	$51
Kemper	$370	$61
West Bend	$758	$128
Erie	$803	$135
American Family	$835	$141
USAA	$868	$146
State Farm	$1269	$214
Progressive	$1405	$237
Farmers	$1509	$256
Allstate	$1638	$276
Auto-Owners	$1703	$290
Acuity	$2383	$397

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Crandon are offered by Western National at $162. However, it can be as expensive as $1664 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Crandon after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$162	$27
AAA	$207	$35
Auto-Owners Insurance Co	$227	$38
Travelers	$253	$43
Chubb	$259	$44
West Bend Mutual	$298	$50
Erie	$550	$93
American Family	$577	$97
State Farm	$744	$125
USAA	$790	$134
Acuity	$952	$160
Auto-Owners	$1036	$177
West Bend	$1185	$197
Allstate	$1573	$267
Progressive	$1664	$280

Car Insurance Price Trends in Crandon, Wisconsin

Car insurance rates in Crandon have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Crandon rose by $171 in January compared to $136 of December. In other words, there has been an increase by $35 when you compare January and December.

The average cost of liability insurance in the Crandon rose to $38 in January, compared to $37 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Crandon?

The car insurance in Crandon is $22 per month, which is lower than the national average.

What is the cheapest car insurance in Crandon?

The cheapest car insurance in Crandon is $51 per month for full coverage.

How much is car insurance in Crandon for teenagers?

Car insurance for teenagers costs $214 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Crandon?

The average cost of car insurance is $745 for a six-month policy. It will cost around $136 per month to insure your car in Crandon.

Is car insurance expensive in Crandon?

Car insurance can be expensive in Crandon if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Crandon can be affordable.

Cheapest Car Insurance Quotes in Crandon

Why you can trust Way?

How Much Is Car Insurance in Crandon

Avg. Car Insurance in Crandon

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Crandon

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Crandon Car Insurance Rates by Company

Cheap Car Insurance Companies in Crandon, WI

Way's key takeaways about car insurance in Crandon

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Crandon

Cheapest Liability Coverage in Crandon, WI

Cheapest Full Coverage Car Insurance in Crandon

Cheapest Full Coverage Car Insurance Quotes in Crandon, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Crandon by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Crandon, WI increasing?

Car Insurance Premiums by Age in Crandon

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Crandon,WI

If you are in your twenties USAA is the best choice for car insurance in Crandon.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Crandon

Cheapest Car Insurance Companies after an At-Fault Accident in Crandon

Crandon Car Insurance Rates by Violation

Crandon auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Crandon after a DUI

Crandon car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Crandon after Speeding ticket

Car Insurance Price Trends in Crandon, Wisconsin

Average Car Insurance Cost in Crandon by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Crandon, WI

Car Insurance Rates by State in the USA (2025 Update)

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