Cheapest Car Insurance Quotes in Gentry

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Gentry Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Gentry

The car insurance rate in Gentry is $822 for a six-month policy, which is $102 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $428, making it a popular choice for budget-conscious drivers. Rates in Gentry can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Gentry

$822

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in Gentry

1st place: AutoOwners Insurance Co

At $428 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $561 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $576 for six months, making it the third cheapest auto insurance company in Gentry.

Gentry Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Gentry, AR is AutoOwners Insurance Co, offering policies at just $428 for a six-month term. This is followed by Travelers, which has an average six-month premium of $561.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1523 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Gentry drivers find the best deals.

Cheap Car Insurance Companies in Gentry, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$428	$73
Travelers	$561	$94
AAA	$576	$98
Southern Farm Bureau	$619	$104
USAA	$629	$106
State Farm	$708	$119
Farm Bureau	$724	$123
Shelter	$777	$131
Nationwide	$825	$139
Auto-Owners	$851	$142
Farmers	$962	$162
Alfa	$1126	$188
Allstate	$1205	$203
Progressive	$1523	$256

Key Takeaways

Way's key takeaways about car insurance in Gentry

The auto insurance costs in Gentry fall around $428 for six months.
The cheapest auto insurance company in Gentry is USAA.
Teen drivers pay the highest rate in Gentry at $910 per month.

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Cheapest Minimum Liability Car Insurance in Gentry

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Gentry are given below.

USAA provides the cheapest minimum car insurance coverage in Gentry. Their Average 6 Month Premium is $153. Farmers is the most expensive at $529 for the same period.

Cheapest Liability Coverage in Gentry, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$153	$26
Auto-Owners Insurance Co	$169	$28
State Farm	$190	$32
Auto-Owners	$201	$34
Travelers	$206	$35
AAA	$212	$36
Southern Farm Bureau	$217	$36
Farm Bureau	$222	$37
Alfa	$232	$39
Shelter	$254	$43
Nationwide	$264	$45
Progressive	$280	$47
Allstate	$486	$82
Farmers	$529	$88

Cheapest Full Coverage Car Insurance in Gentry

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Gentry is AutoOwners Insurance Co at $73 per month and $428 for six months.

Cheapest Full Coverage Car Insurance Quotes in Gentry, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$428	$73
Travelers	$561	$94
AAA	$576	$98
Southern Farm Bureau	$619	$104
USAA	$629	$106
State Farm	$708	$119
Farm Bureau	$724	$123
Shelter	$777	$131
Nationwide	$825	$139
Auto-Owners	$851	$142
Farmers	$962	$162
Alfa	$1126	$188
Allstate	$1205	$203
Progressive	$1523	$256

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Average Car Insurance in Gentry by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Gentry, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in Gentry, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Gentry's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Gentry

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Gentry,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the Gentry at $23 per month. At $5350 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$137	$23
Travelers	$227	$38
Auto-Owners Insurance Co	$248	$42
AAA	$264	$45
Southern Farm Bureau	$930	$157
USAA	$1073	$181
Farm Bureau	$1412	$235
State Farm	$1438	$242
Alfa	$1755	$293
Nationwide	$1798	$303
Shelter	$2336	$393
Progressive	$4366	$735
Allstate	$5350	$901
Farmers	$5350	$910

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Gentry, Southern Farm Bureau is the cheapest car insurance provider. At $259 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Gentry is State Farm, offering rates of around $3526 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$259	$44
Home State Ins Group	$264	$45
Travelers	$312	$52
Alfa	$671	$113
USAA	$899	$150
Shelter	$983	$166
Nationwide	$994	$167
Progressive	$1269	$214
Farm Bureau	$1311	$219
Farmers	$1322	$223
Allstate	$2416	$402
State Farm	$3526	$600

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Car Insurance Rates with An Accident in Gentry

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Gentry, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Gentry

The cheapest car insurance companies after an at-fault accident in Gentry include Hanover and Travelers, offering $158 and $270, respectively. Allstate is an expensive provider with an average six-month premium of $2237.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$158	$27
Travelers	$270	$45
Auto-Owners Insurance Co	$275	$45
Auto-Owners	$322	$55
Home State Ins Group	$338	$56
USAA	$507	$85
State Farm	$523	$88
Farm Bureau	$624	$105
Southern Farm Bureau	$635	$107
Shelter	$788	$133
Farmers	$1221	$206
Nationwide	$1237	$208
Progressive	$1533	$258
Alfa	$1719	$292
Allstate	$2237	$376

Gentry Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Gentry AR. For example, the car insurance in Gentry after a DUI increases to $598 for a six month policy. While the rate increases by $254 for a six-month policy in the case of a speeding ticket.

Gentry auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1057	$176
One Med/PIP claim	$1073	$182
Not-at-fault accident	$1079	$180
One comp claim	$1079	$183
Two Med/PIP claims	$1095	$182
Two comp claims	$1121	$190
Failure to wear a seat belt	$1269	$212
Child safety restraint	$1279	$217
Driving without lights	$1279	$214
Failure to show documents	$1295	$220
Driving with expired registration	$1311	$219
Speeding 6 - 10 MPH over limit	$1311	$223
Driving too slowly	$1316	$220
Speeding 11 - 15 MPH over limit	$1316	$223
Speeding in school zone	$1316	$220
Speeding 16 - 20 MPH over limit	$1322	$225
Failure to stop at a red light	$1327	$221
Failure to yield	$1327	$226
Wrong way/wrong lane	$1332	$222
Cell phone violation	$1338	$228
In 65 MPH zone	$1338	$223
Texting while driving	$1338	$228
Following too closely	$1343	$223
Illegal turn	$1343	$229
Improper passing	$1343	$223
Speeding 21 - 25 MPH over limit	$1369	$233
At-fault accident - less than $1000	$1374	$229
Passing school bus	$1385	$236
Operating a vehicle without permission	$1428	$238
Open container	$1454	$247
At-fault accident - $1000-$2000	$1485	$247
At-fault accident - greater than $2000	$1491	$254
DUI	$1655	$276
Racing	$1655	$281
Refusal to submit to a chemical test	$1655	$276
Reckless driving	$1681	$286
Driving with a suspended license	$1728	$288
Leaving scene of an accident/hit and run	$1760	$299

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Gentry after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Gentry.

The cheapest car insurance premiums in Gentry are offered by Hanover at $169 for a six-month policy. However, it can be as expensive as $2252 with companies like Nationwide.

Gentry car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$169	$28
Home State Ins Group	$286	$47
Travelers	$296	$50
State Farm	$555	$93
Farm Bureau	$576	$97
Southern Farm Bureau	$587	$99
USAA	$804	$135
Progressive	$1005	$169
Shelter	$1258	$212
Alfa	$1665	$278
Allstate	$1962	$330
Farmers	$2030	$338
Nationwide	$2252	$379

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Gentry are offered by Hanover at $148. However, it can be as expensive as $1734 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Gentry after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$148	$25
Southern Farm Bureau	$158	$27
Auto-Owners Insurance Co	$196	$33
Travelers	$259	$44
Home State Ins Group	$275	$45
State Farm	$497	$84
USAA	$603	$101
Farm Bureau	$788	$134
Nationwide	$899	$151
Progressive	$973	$164
Shelter	$1020	$170
Farmers	$1185	$199
Alfa	$1623	$271
Allstate	$1734	$295

Car Insurance Price Trends in Gentry, Arkansas

Car insurance rates in Gentry have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Gentry remained steady at $176 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Gentry remained steady at $41 in both December and November, indicating no change over the two month period.

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Principal

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Frequently Asked Questions

How much is car insurance in Gentry?

The car insurance in Gentry is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Gentry?

The cheapest car insurance in Gentry is $73 per month for full coverage.

How much is car insurance in Gentry for teenagers?

Car insurance for teenagers costs $137 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Gentry?

The average cost of car insurance is $924 for a six-month policy. It will cost around $138 per month to insure your car in Gentry.

Is car insurance expensive in Gentry?

Car insurance can be expensive in Gentry if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Gentry can be affordable.

Cheapest Car Insurance Quotes in Gentry

Why you can trust Way?

How Much Is Car Insurance in Gentry

Avg. Car Insurance in Gentry

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in Gentry

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

Gentry Car Insurance Rates by Company

Cheap Car Insurance Companies in Gentry, AR

Way's key takeaways about car insurance in Gentry

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Gentry

Cheapest Liability Coverage in Gentry, AR

Cheapest Full Coverage Car Insurance in Gentry

Cheapest Full Coverage Car Insurance Quotes in Gentry, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Gentry by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Gentry, AR increasing?

Car Insurance Premiums by Age in Gentry

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Gentry,AR

If you are in your twenties N/A is the best choice for car insurance in Gentry.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Gentry

Cheapest Car Insurance Companies after an At-Fault Accident in Gentry

Gentry Car Insurance Rates by Violation

Gentry auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Gentry after a DUI

Gentry car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Gentry after Speeding ticket

Car Insurance Price Trends in Gentry, Arkansas

Average Car Insurance Cost in Gentry by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Gentry, AR

Car Insurance Rates by State in the USA (2025 Update)

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