Cheapest Car Insurance Quotes in Barling

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Barling Car Insurance

^$ 26

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Barling

The car insurance rate in Barling is $841 for a six-month policy, which is $83 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $438, making it a popular choice for budget-conscious drivers. Rates in Barling can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Barling

$841

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in Barling

1st place: AutoOwners Insurance Co

At $438 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $573 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $589 for six months, making it the third cheapest auto insurance company in Barling.

Barling Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Barling, AR is AutoOwners Insurance Co, offering policies at just $438 for a six-month term. This is followed by Travelers, which has an average six-month premium of $573.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1557 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Barling drivers find the best deals.

Cheap Car Insurance Companies in Barling, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$438	$75
Travelers	$573	$96
AAA	$589	$100
Southern Farm Bureau	$632	$106
USAA	$643	$108
State Farm	$724	$122
Farm Bureau	$741	$126
Shelter	$794	$134
Nationwide	$844	$142
Auto-Owners	$870	$145
Farmers	$984	$166
Alfa	$1151	$192
Allstate	$1232	$207
Progressive	$1557	$262

Key Takeaways

Way's key takeaways about car insurance in Barling

The auto insurance costs in Barling fall around $438 for six months.
The cheapest auto insurance company in Barling is USAA.
Teen drivers pay the highest rate in Barling at $930 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Barling

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Barling are given below.

USAA provides the cheapest minimum car insurance coverage in Barling. Their Average 6 Month Premium is $157. Farmers is the most expensive at $541 for the same period.

Cheapest Liability Coverage in Barling, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$157	$26
Auto-Owners Insurance Co	$173	$29
State Farm	$195	$33
Auto-Owners	$206	$35
Travelers	$211	$35
AAA	$217	$36
Southern Farm Bureau	$222	$37
Farm Bureau	$227	$38
Alfa	$238	$40
Shelter	$259	$44
Nationwide	$270	$46
Progressive	$287	$48
Allstate	$497	$84
Farmers	$541	$90

Cheapest Full Coverage Car Insurance in Barling

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Barling is AutoOwners Insurance Co at $75 per month and $438 for six months.

Cheapest Full Coverage Car Insurance Quotes in Barling, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$438	$75
Travelers	$573	$96
AAA	$589	$100
Southern Farm Bureau	$632	$106
USAA	$643	$108
State Farm	$724	$122
Farm Bureau	$741	$126
Shelter	$794	$134
Nationwide	$844	$142
Auto-Owners	$870	$145
Farmers	$984	$166
Alfa	$1151	$192
Allstate	$1232	$207
Progressive	$1557	$262

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Average Car Insurance in Barling by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Barling, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in Barling, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Barling's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Barling

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Barling,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the Barling at $24 per month. At $5470 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$140	$24
Travelers	$232	$39
Auto-Owners Insurance Co	$254	$43
AAA	$270	$46
Southern Farm Bureau	$951	$160
USAA	$1097	$185
Farm Bureau	$1443	$240
State Farm	$1471	$248
Alfa	$1795	$299
Nationwide	$1838	$309
Shelter	$2389	$402
Progressive	$4464	$752
Allstate	$5470	$921
Farmers	$5470	$930

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Barling, Southern Farm Bureau is the cheapest car insurance provider. At $265 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Barling is State Farm, offering rates of around $3605 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$265	$45
Home State Ins Group	$270	$46
Travelers	$319	$53
Alfa	$686	$116
USAA	$919	$153
Shelter	$1006	$169
Nationwide	$1016	$171
Progressive	$1298	$218
Farm Bureau	$1340	$224
Farmers	$1351	$228
Allstate	$2471	$411
State Farm	$3605	$613

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Car Insurance Rates with An Accident in Barling

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Barling, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Barling

The cheapest car insurance companies after an at-fault accident in Barling include Hanover and Travelers, offering $162 and $276, respectively. Allstate is an expensive provider with an average six-month premium of $2287.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$162	$27
Travelers	$276	$46
Auto-Owners Insurance Co	$281	$46
Auto-Owners	$329	$56
Home State Ins Group	$346	$57
USAA	$519	$87
State Farm	$535	$90
Farm Bureau	$638	$107
Southern Farm Bureau	$649	$109
Shelter	$805	$136
Farmers	$1249	$210
Nationwide	$1265	$213
Progressive	$1568	$264
Alfa	$1757	$298
Allstate	$2287	$385

Barling Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Barling AR. For example, the car insurance in Barling after a DUI increases to $611 for a six month policy. While the rate increases by $259 for a six-month policy in the case of a speeding ticket.

Barling auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1081	$180
One Med/PIP claim	$1097	$187
Not-at-fault accident	$1103	$184
One comp claim	$1103	$187
Two Med/PIP claims	$1119	$187
Two comp claims	$1146	$195
Failure to wear a seat belt	$1298	$217
Child safety restraint	$1308	$222
Driving without lights	$1308	$218
Failure to show documents	$1324	$225
Driving with expired registration	$1340	$224
Speeding 6 - 10 MPH over limit	$1340	$228
Driving too slowly	$1346	$225
Speeding 11 - 15 MPH over limit	$1346	$228
Speeding in school zone	$1346	$225
Speeding 16 - 20 MPH over limit	$1351	$230
Failure to stop at a red light	$1357	$226
Failure to yield	$1357	$231
Wrong way/wrong lane	$1362	$227
Cell phone violation	$1368	$233
In 65 MPH zone	$1368	$228
Texting while driving	$1368	$233
Following too closely	$1373	$228
Illegal turn	$1373	$234
Improper passing	$1373	$228
Speeding 21 - 25 MPH over limit	$1400	$238
At-fault accident - less than $1000	$1405	$234
Passing school bus	$1416	$241
Operating a vehicle without permission	$1460	$243
Open container	$1487	$253
At-fault accident - $1000-$2000	$1519	$253
At-fault accident - greater than $2000	$1524	$259
DUI	$1692	$282
Racing	$1692	$288
Refusal to submit to a chemical test	$1692	$282
Reckless driving	$1719	$292
Driving with a suspended license	$1767	$295
Leaving scene of an accident/hit and run	$1800	$306

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Barling after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Barling.

The cheapest car insurance premiums in Barling are offered by Hanover at $173 for a six-month policy. However, it can be as expensive as $2302 with companies like Nationwide.

Barling car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$173	$29
Home State Ins Group	$292	$48
Travelers	$303	$51
State Farm	$568	$96
Farm Bureau	$589	$99
Southern Farm Bureau	$600	$101
USAA	$822	$138
Progressive	$1027	$173
Shelter	$1287	$217
Alfa	$1703	$284
Allstate	$2006	$338
Farmers	$2076	$346
Nationwide	$2302	$388

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Barling are offered by Hanover at $151. However, it can be as expensive as $1773 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Barling after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$151	$25
Southern Farm Bureau	$162	$27
Auto-Owners Insurance Co	$200	$34
Travelers	$265	$45
Home State Ins Group	$281	$46
State Farm	$508	$86
USAA	$616	$103
Farm Bureau	$805	$137
Nationwide	$919	$155
Progressive	$995	$167
Shelter	$1043	$174
Farmers	$1211	$204
Alfa	$1660	$277
Allstate	$1773	$301

Car Insurance Price Trends in Barling, Arkansas

Car insurance rates in Barling have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Barling remained steady at $180 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Barling remained steady at $42 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Barling?

The car insurance in Barling is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Barling?

The cheapest car insurance in Barling is $75 per month for full coverage.

How much is car insurance in Barling for teenagers?

Car insurance for teenagers costs $140 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Barling?

The average cost of car insurance is $924 for a six-month policy. It will cost around $141 per month to insure your car in Barling.

Is car insurance expensive in Barling?

Car insurance can be expensive in Barling if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Barling can be affordable.

Cheapest Car Insurance Quotes in Barling

Why you can trust Way?

How Much Is Car Insurance in Barling

Avg. Car Insurance in Barling

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in Barling

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

Barling Car Insurance Rates by Company

Cheap Car Insurance Companies in Barling, AR

Way's key takeaways about car insurance in Barling

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Barling

Cheapest Liability Coverage in Barling, AR

Cheapest Full Coverage Car Insurance in Barling

Cheapest Full Coverage Car Insurance Quotes in Barling, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Barling by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Barling, AR increasing?

Car Insurance Premiums by Age in Barling

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Barling,AR

If you are in your twenties N/A is the best choice for car insurance in Barling.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Barling

Cheapest Car Insurance Companies after an At-Fault Accident in Barling

Barling Car Insurance Rates by Violation

Barling auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Barling after a DUI

Barling car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Barling after Speeding ticket

Car Insurance Price Trends in Barling, Arkansas

Average Car Insurance Cost in Barling by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Barling, AR

Car Insurance Rates by State in the USA (2025 Update)

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