Cheapest Car Insurance Quotes in Cherokee Village

Cheapest Minimum Liability Car Insurance in Cherokee Village

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cherokee Village are given below. 

USAA provides the cheapest minimum car insurance coverage in Cherokee Village. Their Average 6 Month Premium is $181. Farmers is the most expensive at $624 for the same period. 

Cheapest Liability Coverage in Cherokee Village, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$181	$30
Auto-Owners Insurance Co	$200	$34
State Farm	$225	$38
Auto-Owners	$237	$40
Travelers	$244	$41
AAA	$250	$42
Southern Farm Bureau	$256	$43
Farm Bureau	$261	$44
Alfa	$274	$46
Shelter	$299	$50
Nationwide	$312	$53
Progressive	$331	$56
Allstate	$573	$97
Farmers	$624	$104

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Cheapest Full Coverage Car Insurance in Cherokee Village

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cherokee Village is AutoOwners Insurance Co at $86 per month and $505 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Cherokee Village, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$505	$86
Travelers	$662	$111
AAA	$679	$116
Southern Farm Bureau	$730	$123
USAA	$742	$125
State Farm	$836	$141
Farm Bureau	$855	$145
Shelter	$917	$154
Nationwide	$973	$164
Auto-Owners	$1004	$167
Farmers	$1135	$191
Alfa	$1328	$222
Allstate	$1422	$239
Progressive	$1797	$302

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Car Insurance Premiums by Age in Cherokee Village

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Cherokee Village Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cherokee Village AR. For example, the car insurance in Cherokee Village after a DUI increases to $705 for a six month policy. While the rate increases by $300 for a six-month policy in the case of a speeding ticket.  

Cherokee Village auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1247	$208
One Med/PIP claim	$1266	$215
Not-at-fault accident	$1273	$212
One comp claim	$1273	$216
Two Med/PIP claims	$1292	$215
Two comp claims	$1322	$225
Failure to wear a seat belt	$1497	$250
Child safety restraint	$1509	$256
Driving without lights	$1509	$252
Failure to show documents	$1528	$259
Driving with expired registration	$1547	$258
Speeding 6 - 10 MPH over limit	$1547	$263
Driving too slowly	$1553	$259
Speeding 11 - 15 MPH over limit	$1553	$264
Speeding in school zone	$1553	$259
Speeding 16 - 20 MPH over limit	$1559	$266
Failure to stop at a red light	$1566	$260
Failure to yield	$1566	$267
Wrong way/wrong lane	$1572	$261
Cell phone violation	$1578	$269
In 65 MPH zone	$1578	$263
Texting while driving	$1578	$269
Following too closely	$1584	$264
Illegal turn	$1584	$270
Improper passing	$1584	$264
Speeding 21 - 25 MPH over limit	$1615	$275
At-fault accident - less than $1000	$1621	$270
Passing school bus	$1634	$278
Operating a vehicle without permission	$1684	$280
Open container	$1716	$292
At-fault accident - $1000-$2000	$1752	$292
At-fault accident - greater than $2000	$1759	$299
DUI	$1952	$326
Racing	$1952	$332
Refusal to submit to a chemical test	$1952	$326
Reckless driving	$1983	$337
Driving with a suspended license	$2039	$340
Leaving scene of an accident/hit and run	$2077	$353

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