Cheapest Car Insurance Quotes in Mountain Home

Cheapest Minimum Liability Car Insurance in Mountain Home

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mountain Home are given below. 

USAA provides the cheapest minimum car insurance coverage in Mountain Home. Their Average 6 Month Premium is $160. Farmers is the most expensive at $552 for the same period. 

Cheapest Liability Coverage in Mountain Home, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$160	$27
Auto-Owners Insurance Co	$177	$30
State Farm	$199	$33
Auto-Owners	$210	$35
Travelers	$216	$36
AAA	$221	$37
Southern Farm Bureau	$227	$38
Farm Bureau	$232	$39
Alfa	$243	$41
Shelter	$265	$45
Nationwide	$276	$47
Progressive	$293	$49
Allstate	$508	$86
Farmers	$552	$92

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Cheapest Full Coverage Car Insurance in Mountain Home

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mountain Home is AutoOwners Insurance Co at $76 per month and $447 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Mountain Home, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$447	$76
Travelers	$586	$99
AAA	$602	$102
Southern Farm Bureau	$646	$109
USAA	$658	$111
State Farm	$740	$125
Farm Bureau	$757	$128
Shelter	$812	$137
Nationwide	$862	$145
Auto-Owners	$889	$148
Farmers	$1005	$169
Alfa	$1176	$196
Allstate	$1259	$212
Progressive	$1591	$268

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Car Insurance Premiums by Age in Mountain Home

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Mountain Home Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mountain Home AR. For example, the car insurance in Mountain Home after a DUI increases to $624 for a six month policy. While the rate increases by $265 for a six-month policy in the case of a speeding ticket.  

Mountain Home auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1105	$184
One Med/PIP claim	$1122	$191
Not-at-fault accident	$1127	$188
One comp claim	$1127	$192
Two Med/PIP claims	$1144	$191
Two comp claims	$1171	$199
Failure to wear a seat belt	$1326	$221
Child safety restraint	$1336	$227
Driving without lights	$1336	$223
Failure to show documents	$1353	$230
Driving with expired registration	$1370	$229
Speeding 6 - 10 MPH over limit	$1370	$233
Driving too slowly	$1375	$230
Speeding 11 - 15 MPH over limit	$1375	$233
Speeding in school zone	$1375	$230
Speeding 16 - 20 MPH over limit	$1381	$235
Failure to stop at a red light	$1387	$231
Failure to yield	$1387	$236
Wrong way/wrong lane	$1392	$232
Cell phone violation	$1398	$238
In 65 MPH zone	$1398	$233
Texting while driving	$1398	$238
Following too closely	$1403	$233
Illegal turn	$1403	$239
Improper passing	$1403	$233
Speeding 21 - 25 MPH over limit	$1430	$244
At-fault accident - less than $1000	$1436	$239
Passing school bus	$1447	$246
Operating a vehicle without permission	$1492	$248
Open container	$1520	$259
At-fault accident - $1000-$2000	$1552	$259
At-fault accident - greater than $2000	$1558	$265
DUI	$1729	$288
Racing	$1729	$294
Refusal to submit to a chemical test	$1729	$288
Reckless driving	$1757	$299
Driving with a suspended license	$1806	$301
Leaving scene of an accident/hit and run	$1840	$312

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