Cheapest Car Insurance Quotes in New Edinburg

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New Edinburg Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in New Edinburg

The car insurance rate in New Edinburg is $970 for a six-month policy, which is $46 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $505, making it a popular choice for budget-conscious drivers. Rates in New Edinburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in New Edinburg

$970

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in New Edinburg

1st place: AutoOwners Insurance Co

At $505 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $662 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $679 for six months, making it the third cheapest auto insurance company in New Edinburg.

New Edinburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in New Edinburg, AR is AutoOwners Insurance Co, offering policies at just $505 for a six-month term. This is followed by Travelers, which has an average six-month premium of $662.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1797 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Edinburg drivers find the best deals.

Cheap Car Insurance Companies in New Edinburg, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$505	$86
Travelers	$662	$111
AAA	$679	$116
Southern Farm Bureau	$730	$123
USAA	$742	$125
State Farm	$836	$141
Farm Bureau	$855	$145
Shelter	$917	$154
Nationwide	$973	$164
Auto-Owners	$1004	$167
Farmers	$1135	$191
Alfa	$1328	$222
Allstate	$1422	$239
Progressive	$1797	$302

Key Takeaways

Way's key takeaways about car insurance in New Edinburg

The auto insurance costs in New Edinburg fall around $505 for six months.
The cheapest auto insurance company in New Edinburg is USAA.
Teen drivers pay the highest rate in New Edinburg at $1073 per month.

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Cheapest Minimum Liability Car Insurance in New Edinburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in New Edinburg are given below.

USAA provides the cheapest minimum car insurance coverage in New Edinburg. Their Average 6 Month Premium is $181. Farmers is the most expensive at $624 for the same period.

Cheapest Liability Coverage in New Edinburg, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$181	$30
Auto-Owners Insurance Co	$200	$34
State Farm	$225	$38
Auto-Owners	$237	$40
Travelers	$244	$41
AAA	$250	$42
Southern Farm Bureau	$256	$43
Farm Bureau	$261	$44
Alfa	$274	$46
Shelter	$299	$50
Nationwide	$312	$53
Progressive	$331	$56
Allstate	$573	$97
Farmers	$624	$104

Cheapest Full Coverage Car Insurance in New Edinburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in New Edinburg is AutoOwners Insurance Co at $86 per month and $505 for six months.

Cheapest Full Coverage Car Insurance Quotes in New Edinburg, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$505	$86
Travelers	$662	$111
AAA	$679	$116
Southern Farm Bureau	$730	$123
USAA	$742	$125
State Farm	$836	$141
Farm Bureau	$855	$145
Shelter	$917	$154
Nationwide	$973	$164
Auto-Owners	$1004	$167
Farmers	$1135	$191
Alfa	$1328	$222
Allstate	$1422	$239
Progressive	$1797	$302

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Average Car Insurance in New Edinburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in New Edinburg, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in New Edinburg, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, New Edinburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in New Edinburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in New Edinburg,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the New Edinburg at $27 per month. At $6312 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$162	$27
Travelers	$268	$45
Auto-Owners Insurance Co	$293	$49
AAA	$312	$54
Southern Farm Bureau	$1097	$185
USAA	$1266	$213
Farm Bureau	$1665	$277
State Farm	$1697	$286
Alfa	$2071	$345
Nationwide	$2121	$357
Shelter	$2756	$464
Progressive	$5151	$867
Allstate	$6312	$1063
Farmers	$6312	$1073

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in New Edinburg, Southern Farm Bureau is the cheapest car insurance provider. At $306 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in New Edinburg is State Farm, offering rates of around $4160 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$306	$51
Home State Ins Group	$312	$54
Travelers	$368	$61
Alfa	$792	$133
USAA	$1061	$176
Shelter	$1160	$195
Nationwide	$1173	$197
Progressive	$1497	$252
Farm Bureau	$1547	$258
Farmers	$1559	$263
Allstate	$2851	$475
State Farm	$4160	$708

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Save up to $971/yr on car insurance rates in New Edinburg.

Car Insurance Rates with An Accident in New Edinburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In New Edinburg, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in New Edinburg

The cheapest car insurance companies after an at-fault accident in New Edinburg include Hanover and Travelers, offering $187 and $318, respectively. Allstate is an expensive provider with an average six-month premium of $2639.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$187	$32
Travelers	$318	$54
Auto-Owners Insurance Co	$324	$54
Auto-Owners	$380	$65
Home State Ins Group	$399	$66
USAA	$599	$101
State Farm	$617	$104
Farm Bureau	$736	$124
Southern Farm Bureau	$749	$126
Shelter	$929	$156
Farmers	$1441	$243
Nationwide	$1460	$246
Progressive	$1809	$305
Alfa	$2028	$344
Allstate	$2639	$444

New Edinburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in New Edinburg AR. For example, the car insurance in New Edinburg after a DUI increases to $705 for a six month policy. While the rate increases by $300 for a six-month policy in the case of a speeding ticket.

New Edinburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1247	$208
One Med/PIP claim	$1266	$215
Not-at-fault accident	$1273	$212
One comp claim	$1273	$216
Two Med/PIP claims	$1292	$215
Two comp claims	$1322	$225
Failure to wear a seat belt	$1497	$250
Child safety restraint	$1509	$256
Driving without lights	$1509	$252
Failure to show documents	$1528	$259
Driving with expired registration	$1547	$258
Speeding 6 - 10 MPH over limit	$1547	$263
Driving too slowly	$1553	$259
Speeding 11 - 15 MPH over limit	$1553	$264
Speeding in school zone	$1553	$259
Speeding 16 - 20 MPH over limit	$1559	$266
Failure to stop at a red light	$1566	$260
Failure to yield	$1566	$267
Wrong way/wrong lane	$1572	$261
Cell phone violation	$1578	$269
In 65 MPH zone	$1578	$263
Texting while driving	$1578	$269
Following too closely	$1584	$264
Illegal turn	$1584	$270
Improper passing	$1584	$264
Speeding 21 - 25 MPH over limit	$1615	$275
At-fault accident - less than $1000	$1621	$270
Passing school bus	$1634	$278
Operating a vehicle without permission	$1684	$280
Open container	$1716	$292
At-fault accident - $1000-$2000	$1752	$292
At-fault accident - greater than $2000	$1759	$299
DUI	$1952	$326
Racing	$1952	$332
Refusal to submit to a chemical test	$1952	$326
Reckless driving	$1983	$337
Driving with a suspended license	$2039	$340
Leaving scene of an accident/hit and run	$2077	$353

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in New Edinburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in New Edinburg.

The cheapest car insurance premiums in New Edinburg are offered by Hanover at $200 for a six-month policy. However, it can be as expensive as $2657 with companies like Nationwide.

New Edinburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$200	$34
Home State Ins Group	$337	$56
Travelers	$350	$59
State Farm	$655	$110
Farm Bureau	$679	$114
Southern Farm Bureau	$692	$117
USAA	$948	$160
Progressive	$1185	$200
Shelter	$1485	$250
Alfa	$1965	$328
Allstate	$2314	$390
Farmers	$2395	$399
Nationwide	$2657	$447

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in New Edinburg are offered by Hanover at $174. However, it can be as expensive as $2045 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in New Edinburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$174	$29
Southern Farm Bureau	$187	$32
Auto-Owners Insurance Co	$231	$39
Travelers	$306	$51
Home State Ins Group	$324	$54
State Farm	$586	$99
USAA	$711	$119
Farm Bureau	$929	$158
Nationwide	$1061	$179
Progressive	$1148	$193
Shelter	$1203	$201
Farmers	$1398	$235
Alfa	$1915	$319
Allstate	$2045	$348

Car Insurance Price Trends in New Edinburg, Arkansas

Car insurance rates in New Edinburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the New Edinburg remained steady at $208 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the New Edinburg remained steady at $48 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in New Edinburg?

The car insurance in New Edinburg is $30 per month, which is lower than the national average.

What is the cheapest car insurance in New Edinburg?

The cheapest car insurance in New Edinburg is $86 per month for full coverage.

How much is car insurance in New Edinburg for teenagers?

Car insurance for teenagers costs $162 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in New Edinburg?

The average cost of car insurance is $924 for a six-month policy. It will cost around $163 per month to insure your car in New Edinburg.

Is car insurance expensive in New Edinburg?

Car insurance can be expensive in New Edinburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in New Edinburg can be affordable.

Cheapest Car Insurance Quotes in New Edinburg

Why you can trust Way?

How Much Is Car Insurance in New Edinburg

Avg. Car Insurance in New Edinburg

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in New Edinburg

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

New Edinburg Car Insurance Rates by Company

Cheap Car Insurance Companies in New Edinburg, AR

Way's key takeaways about car insurance in New Edinburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in New Edinburg

Cheapest Liability Coverage in New Edinburg, AR

Cheapest Full Coverage Car Insurance in New Edinburg

Cheapest Full Coverage Car Insurance Quotes in New Edinburg, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in New Edinburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in New Edinburg, AR increasing?

Car Insurance Premiums by Age in New Edinburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in New Edinburg,AR

If you are in your twenties N/A is the best choice for car insurance in New Edinburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in New Edinburg

Cheapest Car Insurance Companies after an At-Fault Accident in New Edinburg

New Edinburg Car Insurance Rates by Violation

New Edinburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in New Edinburg after a DUI

New Edinburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in New Edinburg after Speeding ticket

Car Insurance Price Trends in New Edinburg, Arkansas

Average Car Insurance Cost in New Edinburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near New Edinburg, AR

Car Insurance Rates by State in the USA (2025 Update)

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