Cheapest Car Insurance Quotes in Fairfield Bay

Cheapest Minimum Liability Car Insurance in Fairfield Bay

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Fairfield Bay are given below. 

USAA provides the cheapest minimum car insurance coverage in Fairfield Bay. Their Average 6 Month Premium is $169. Farmers is the most expensive at $582 for the same period. 

Cheapest Liability Coverage in Fairfield Bay, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$169	$28
Auto-Owners Insurance Co	$186	$31
State Farm	$210	$35
Auto-Owners	$221	$37
Travelers	$227	$38
AAA	$233	$39
Southern Farm Bureau	$239	$40
Farm Bureau	$244	$41
Alfa	$256	$43
Shelter	$279	$47
Nationwide	$291	$49
Progressive	$309	$52
Allstate	$535	$90
Farmers	$582	$97

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Cheapest Full Coverage Car Insurance in Fairfield Bay

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Fairfield Bay is AutoOwners Insurance Co at $80 per month and $471 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Fairfield Bay, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$471	$80
Travelers	$617	$104
AAA	$634	$108
Southern Farm Bureau	$681	$115
USAA	$693	$117
State Farm	$780	$131
Farm Bureau	$798	$135
Shelter	$856	$144
Nationwide	$908	$153
Auto-Owners	$937	$156
Farmers	$1059	$178
Alfa	$1240	$207
Allstate	$1327	$223
Progressive	$1677	$282

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Car Insurance Premiums by Age in Fairfield Bay

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Fairfield Bay Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Fairfield Bay AR. For example, the car insurance in Fairfield Bay after a DUI increases to $658 for a six month policy. While the rate increases by $280 for a six-month policy in the case of a speeding ticket.  

Fairfield Bay auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1164	$194
One Med/PIP claim	$1182	$201
Not-at-fault accident	$1188	$198
One comp claim	$1188	$202
Two Med/PIP claims	$1205	$201
Two comp claims	$1234	$210
Failure to wear a seat belt	$1397	$233
Child safety restraint	$1408	$239
Driving without lights	$1408	$235
Failure to show documents	$1426	$242
Driving with expired registration	$1444	$241
Speeding 6 - 10 MPH over limit	$1444	$245
Driving too slowly	$1449	$242
Speeding 11 - 15 MPH over limit	$1449	$246
Speeding in school zone	$1449	$242
Speeding 16 - 20 MPH over limit	$1455	$248
Failure to stop at a red light	$1461	$243
Failure to yield	$1461	$249
Wrong way/wrong lane	$1467	$244
Cell phone violation	$1473	$251
In 65 MPH zone	$1473	$245
Texting while driving	$1473	$251
Following too closely	$1479	$246
Illegal turn	$1479	$252
Improper passing	$1479	$246
Speeding 21 - 25 MPH over limit	$1507	$257
At-fault accident - less than $1000	$1513	$252
Passing school bus	$1525	$260
Operating a vehicle without permission	$1572	$262
Open container	$1601	$272
At-fault accident - $1000-$2000	$1636	$272
At-fault accident - greater than $2000	$1642	$279
DUI	$1822	$304
Racing	$1822	$310
Refusal to submit to a chemical test	$1822	$304
Reckless driving	$1851	$315
Driving with a suspended license	$1903	$318
Leaving scene of an accident/hit and run	$1938	$329

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