Cheapest Car Insurance Quotes in Junction City

Cheapest Minimum Liability Car Insurance in Junction City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Junction City are given below. 

USAA provides the cheapest minimum car insurance coverage in Junction City. Their Average 6 Month Premium is $177. Farmers is the most expensive at $612 for the same period. 

Cheapest Liability Coverage in Junction City, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$177	$30
Auto-Owners Insurance Co	$196	$33
State Farm	$220	$37
Auto-Owners	$233	$39
Travelers	$239	$40
AAA	$245	$41
Southern Farm Bureau	$251	$42
Farm Bureau	$256	$43
Alfa	$269	$45
Shelter	$294	$49
Nationwide	$306	$52
Progressive	$324	$55
Allstate	$562	$95
Farmers	$612	$102

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Cheapest Full Coverage Car Insurance in Junction City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Junction City is AutoOwners Insurance Co at $84 per month and $495 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Junction City, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$495	$84
Travelers	$649	$109
AAA	$666	$113
Southern Farm Bureau	$716	$121
USAA	$728	$123
State Farm	$820	$138
Farm Bureau	$838	$142
Shelter	$899	$151
Nationwide	$955	$161
Auto-Owners	$985	$164
Farmers	$1113	$187
Alfa	$1303	$217
Allstate	$1395	$235
Progressive	$1762	$297

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Car Insurance Premiums by Age in Junction City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Junction City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Junction City AR. For example, the car insurance in Junction City after a DUI increases to $691 for a six month policy. While the rate increases by $293 for a six-month policy in the case of a speeding ticket.  

Junction City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1224	$204
One Med/PIP claim	$1242	$211
Not-at-fault accident	$1248	$208
One comp claim	$1248	$212
Two Med/PIP claims	$1267	$211
Two comp claims	$1297	$220
Failure to wear a seat belt	$1469	$245
Child safety restraint	$1480	$251
Driving without lights	$1480	$247
Failure to show documents	$1499	$254
Driving with expired registration	$1517	$253
Speeding 6 - 10 MPH over limit	$1517	$258
Driving too slowly	$1523	$254
Speeding 11 - 15 MPH over limit	$1523	$259
Speeding in school zone	$1523	$254
Speeding 16 - 20 MPH over limit	$1530	$261
Failure to stop at a red light	$1536	$255
Failure to yield	$1536	$262
Wrong way/wrong lane	$1542	$256
Cell phone violation	$1548	$264
In 65 MPH zone	$1548	$258
Texting while driving	$1548	$264
Following too closely	$1554	$259
Illegal turn	$1554	$265
Improper passing	$1554	$259
Speeding 21 - 25 MPH over limit	$1584	$270
At-fault accident - less than $1000	$1590	$265
Passing school bus	$1603	$273
Operating a vehicle without permission	$1652	$275
Open container	$1683	$286
At-fault accident - $1000-$2000	$1719	$286
At-fault accident - greater than $2000	$1725	$294
DUI	$1915	$319
Racing	$1915	$325
Refusal to submit to a chemical test	$1915	$319
Reckless driving	$1946	$331
Driving with a suspended license	$2000	$334
Leaving scene of an accident/hit and run	$2037	$346

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