Cheapest Car Insurance Quotes in McGehee

Finding the cheapest car insurance quotes in McGehee shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

McGehee Car Insurance

^$ 31

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in McGehee

The car insurance rate in McGehee is $998 for a six-month policy, which is $74 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $519, making it a popular choice for budget-conscious drivers. Rates in McGehee can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in McGehee

$998

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in McGehee

1st place: AutoOwners Insurance Co

At $519 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $680 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $699 for six months, making it the third cheapest auto insurance company in McGehee.

McGehee Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in McGehee, AR is AutoOwners Insurance Co, offering policies at just $519 for a six-month term. This is followed by Travelers, which has an average six-month premium of $680.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1848 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help McGehee drivers find the best deals.

Cheap Car Insurance Companies in McGehee, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$519	$89
Travelers	$680	$114
AAA	$699	$119
Southern Farm Bureau	$751	$126
USAA	$764	$129
State Farm	$860	$145
Farm Bureau	$879	$149
Shelter	$943	$159
Nationwide	$1001	$168
Auto-Owners	$1032	$172
Farmers	$1167	$197
Alfa	$1366	$228
Allstate	$1462	$246
Progressive	$1848	$311

Key Takeaways

Way's key takeaways about car insurance in McGehee

The auto insurance costs in McGehee fall around $519 for six months.
The cheapest auto insurance company in McGehee is USAA.
Teen drivers pay the highest rate in McGehee at $1104 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in McGehee

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in McGehee are given below.

USAA provides the cheapest minimum car insurance coverage in McGehee. Their Average 6 Month Premium is $186. Farmers is the most expensive at $642 for the same period.

Cheapest Liability Coverage in McGehee, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$186	$31
Auto-Owners Insurance Co	$205	$35
State Farm	$231	$39
Auto-Owners	$244	$41
Travelers	$251	$42
AAA	$257	$43
Southern Farm Bureau	$264	$44
Farm Bureau	$269	$45
Alfa	$282	$48
Shelter	$308	$52
Nationwide	$321	$54
Progressive	$340	$57
Allstate	$590	$99
Farmers	$642	$107

Cheapest Full Coverage Car Insurance in McGehee

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in McGehee is AutoOwners Insurance Co at $89 per month and $519 for six months.

Cheapest Full Coverage Car Insurance Quotes in McGehee, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$519	$89
Travelers	$680	$114
AAA	$699	$119
Southern Farm Bureau	$751	$126
USAA	$764	$129
State Farm	$860	$145
Farm Bureau	$879	$149
Shelter	$943	$159
Nationwide	$1001	$168
Auto-Owners	$1032	$172
Farmers	$1167	$197
Alfa	$1366	$228
Allstate	$1462	$246
Progressive	$1848	$311

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in McGehee Instantly!

Average Car Insurance in McGehee by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in McGehee, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in McGehee, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, McGehee's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in McGehee

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in McGehee,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the McGehee at $28 per month. At $6492 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$166	$28
Travelers	$275	$46
Auto-Owners Insurance Co	$301	$51
AAA	$321	$55
Southern Farm Bureau	$1129	$190
USAA	$1302	$219
Farm Bureau	$1713	$285
State Farm	$1745	$294
Alfa	$2130	$355
Nationwide	$2182	$367
Shelter	$2835	$477
Progressive	$5298	$892
Allstate	$6492	$1093
Farmers	$6492	$1104

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in McGehee, Southern Farm Bureau is the cheapest car insurance provider. At $314 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in McGehee is State Farm, offering rates of around $4279 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$314	$53
Home State Ins Group	$321	$55
Travelers	$378	$63
Alfa	$814	$137
USAA	$1091	$181
Shelter	$1193	$201
Nationwide	$1206	$203
Progressive	$1540	$259
Farm Bureau	$1591	$266
Farmers	$1604	$270
Allstate	$2932	$488
State Farm	$4279	$728

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in McGehee.

Car Insurance Rates with An Accident in McGehee

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In McGehee, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in McGehee

The cheapest car insurance companies after an at-fault accident in McGehee include Hanover and Travelers, offering $192 and $327, respectively. Allstate is an expensive provider with an average six-month premium of $2714.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$192	$32
Travelers	$327	$55
Auto-Owners Insurance Co	$334	$55
Auto-Owners	$391	$67
Home State Ins Group	$410	$68
USAA	$616	$104
State Farm	$635	$107
Farm Bureau	$757	$127
Southern Farm Bureau	$770	$130
Shelter	$956	$161
Farmers	$1482	$249
Nationwide	$1501	$253
Progressive	$1861	$313
Alfa	$2085	$354
Allstate	$2714	$457

McGehee Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in McGehee AR. For example, the car insurance in McGehee after a DUI increases to $725 for a six month policy. While the rate increases by $308 for a six-month policy in the case of a speeding ticket.

McGehee auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1283	$214
One Med/PIP claim	$1302	$221
Not-at-fault accident	$1309	$218
One comp claim	$1309	$222
Two Med/PIP claims	$1328	$221
Two comp claims	$1360	$231
Failure to wear a seat belt	$1540	$257
Child safety restraint	$1552	$264
Driving without lights	$1552	$259
Failure to show documents	$1571	$267
Driving with expired registration	$1591	$266
Speeding 6 - 10 MPH over limit	$1591	$270
Driving too slowly	$1597	$267
Speeding 11 - 15 MPH over limit	$1597	$271
Speeding in school zone	$1597	$267
Speeding 16 - 20 MPH over limit	$1604	$273
Failure to stop at a red light	$1610	$268
Failure to yield	$1610	$274
Wrong way/wrong lane	$1617	$269
Cell phone violation	$1623	$276
In 65 MPH zone	$1623	$270
Texting while driving	$1623	$276
Following too closely	$1630	$271
Illegal turn	$1630	$278
Improper passing	$1630	$271
Speeding 21 - 25 MPH over limit	$1661	$283
At-fault accident - less than $1000	$1668	$278
Passing school bus	$1680	$286
Operating a vehicle without permission	$1732	$288
Open container	$1765	$300
At-fault accident - $1000-$2000	$1803	$300
At-fault accident - greater than $2000	$1809	$308
DUI	$2008	$335
Racing	$2008	$341
Refusal to submit to a chemical test	$2008	$335
Reckless driving	$2040	$347
Driving with a suspended license	$2097	$350
Leaving scene of an accident/hit and run	$2136	$363

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in McGehee after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in McGehee.

The cheapest car insurance premiums in McGehee are offered by Hanover at $205 for a six-month policy. However, it can be as expensive as $2732 with companies like Nationwide.

McGehee car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$205	$35
Home State Ins Group	$347	$57
Travelers	$360	$60
State Farm	$674	$113
Farm Bureau	$699	$118
Southern Farm Bureau	$712	$120
USAA	$975	$164
Progressive	$1219	$205
Shelter	$1527	$257
Alfa	$2021	$337
Allstate	$2380	$401
Farmers	$2463	$410
Nationwide	$2732	$460

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in McGehee are offered by Hanover at $179. However, it can be as expensive as $2104 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in McGehee after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$179	$30
Southern Farm Bureau	$192	$32
Auto-Owners Insurance Co	$238	$40
Travelers	$314	$53
Home State Ins Group	$334	$55
State Farm	$603	$102
USAA	$731	$122
Farm Bureau	$956	$162
Nationwide	$1091	$184
Progressive	$1180	$199
Shelter	$1238	$206
Farmers	$1437	$242
Alfa	$1970	$328
Allstate	$2104	$357

Car Insurance Price Trends in McGehee, Arkansas

Car insurance rates in McGehee have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the McGehee remained steady at $214 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the McGehee remained steady at $50 in both December and November, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in McGehee?

The car insurance in McGehee is $31 per month, which is lower than the national average.

What is the cheapest car insurance in McGehee?

The cheapest car insurance in McGehee is $89 per month for full coverage.

How much is car insurance in McGehee for teenagers?

Car insurance for teenagers costs $166 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in McGehee?

The average cost of car insurance is $924 for a six-month policy. It will cost around $167 per month to insure your car in McGehee.

Is car insurance expensive in McGehee?

Car insurance can be expensive in McGehee if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in McGehee can be affordable.

Cheapest Car Insurance Quotes in McGehee

Why you can trust Way?

How Much Is Car Insurance in McGehee

Avg. Car Insurance in McGehee

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in McGehee

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

McGehee Car Insurance Rates by Company

Cheap Car Insurance Companies in McGehee, AR

Way's key takeaways about car insurance in McGehee

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in McGehee

Cheapest Liability Coverage in McGehee, AR

Cheapest Full Coverage Car Insurance in McGehee

Cheapest Full Coverage Car Insurance Quotes in McGehee, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in McGehee by Rating Factor

I have a clean driving record. Why is my car insurance rate here in McGehee, AR increasing?

Car Insurance Premiums by Age in McGehee

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in McGehee,AR

If you are in your twenties N/A is the best choice for car insurance in McGehee.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in McGehee

Cheapest Car Insurance Companies after an At-Fault Accident in McGehee

McGehee Car Insurance Rates by Violation

McGehee auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in McGehee after a DUI

McGehee car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in McGehee after Speeding ticket

Car Insurance Price Trends in McGehee, Arkansas

Average Car Insurance Cost in McGehee by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near McGehee, AR

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources