Cheapest Car Insurance Quotes in Arkansas City

Cheapest Minimum Liability Car Insurance in Arkansas City

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Arkansas City are given below. 

USAA provides the cheapest minimum car insurance coverage in Arkansas City. Their Average 6 Month Premium is $187. Farmers is the most expensive at $647 for the same period. 

Cheapest Liability Coverage in Arkansas City, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$187	$32
Auto-Owners Insurance Co	$207	$35
State Farm	$233	$39
Auto-Owners	$246	$41
Travelers	$253	$43
AAA	$259	$44
Southern Farm Bureau	$266	$45
Farm Bureau	$271	$46
Alfa	$284	$48
Shelter	$311	$52
Nationwide	$324	$55
Progressive	$343	$58
Allstate	$595	$100
Farmers	$647	$108

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Cheapest Full Coverage Car Insurance in Arkansas City

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Arkansas City is AutoOwners Insurance Co at $89 per month and $524 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Arkansas City, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$524	$89
Travelers	$687	$116
AAA	$705	$120
Southern Farm Bureau	$758	$128
USAA	$771	$130
State Farm	$868	$146
Farm Bureau	$887	$150
Shelter	$952	$160
Nationwide	$1010	$170
Auto-Owners	$1042	$173
Farmers	$1178	$198
Alfa	$1379	$230
Allstate	$1476	$249
Progressive	$1865	$314

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Car Insurance Premiums by Age in Arkansas City

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

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Age Group	Cheapest Companies	Avg. 6 Mo. Premium

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Arkansas City Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Arkansas City AR. For example, the car insurance in Arkansas City after a DUI increases to $731 for a six month policy. While the rate increases by $311 for a six-month policy in the case of a speeding ticket.  

Arkansas City auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1295	$216
One Med/PIP claim	$1315	$223
Not-at-fault accident	$1321	$220
One comp claim	$1321	$225
Two Med/PIP claims	$1341	$223
Two comp claims	$1372	$233
Failure to wear a seat belt	$1554	$259
Child safety restraint	$1566	$266
Driving without lights	$1566	$262
Failure to show documents	$1586	$269
Driving with expired registration	$1606	$268
Speeding 6 - 10 MPH over limit	$1606	$273
Driving too slowly	$1612	$269
Speeding 11 - 15 MPH over limit	$1612	$274
Speeding in school zone	$1612	$269
Speeding 16 - 20 MPH over limit	$1619	$276
Failure to stop at a red light	$1625	$270
Failure to yield	$1625	$277
Wrong way/wrong lane	$1632	$271
Cell phone violation	$1638	$279
In 65 MPH zone	$1638	$273
Texting while driving	$1638	$279
Following too closely	$1645	$274
Illegal turn	$1645	$280
Improper passing	$1645	$274
Speeding 21 - 25 MPH over limit	$1676	$286
At-fault accident - less than $1000	$1683	$280
Passing school bus	$1696	$289
Operating a vehicle without permission	$1748	$291
Open container	$1781	$303
At-fault accident - $1000-$2000	$1819	$303
At-fault accident - greater than $2000	$1826	$311
DUI	$2026	$338
Racing	$2026	$344
Refusal to submit to a chemical test	$2026	$338
Reckless driving	$2059	$350
Driving with a suspended license	$2117	$353
Leaving scene of an accident/hit and run	$2156	$366

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