Cheapest Car Insurance Quotes in Hatfield

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Hatfield Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hatfield

The car insurance rate in Hatfield is $915 for a six-month policy, which is $9 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $476, making it a popular choice for budget-conscious drivers. Rates in Hatfield can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hatfield

$915

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in Hatfield

1st place: AutoOwners Insurance Co

At $476 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $624 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $641 for six months, making it the third cheapest auto insurance company in Hatfield.

Hatfield Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hatfield, AR is AutoOwners Insurance Co, offering policies at just $476 for a six-month term. This is followed by Travelers, which has an average six-month premium of $624.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1694 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hatfield drivers find the best deals.

Cheap Car Insurance Companies in Hatfield, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$476	$81
Travelers	$624	$105
AAA	$641	$109
Southern Farm Bureau	$688	$116
USAA	$700	$118
State Farm	$788	$133
Farm Bureau	$806	$137
Shelter	$864	$146
Nationwide	$918	$154
Auto-Owners	$946	$157
Farmers	$1070	$180
Alfa	$1252	$209
Allstate	$1340	$226
Progressive	$1694	$285

Key Takeaways

Way's key takeaways about car insurance in Hatfield

The auto insurance costs in Hatfield fall around $476 for six months.
The cheapest auto insurance company in Hatfield is USAA.
Teen drivers pay the highest rate in Hatfield at $1012 per month.

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Cheapest Minimum Liability Car Insurance in Hatfield

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hatfield are given below.

USAA provides the cheapest minimum car insurance coverage in Hatfield. Their Average 6 Month Premium is $170. Farmers is the most expensive at $588 for the same period.

Cheapest Liability Coverage in Hatfield, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$170	$29
Auto-Owners Insurance Co	$188	$32
State Farm	$212	$36
Auto-Owners	$224	$38
Travelers	$230	$39
AAA	$236	$40
Southern Farm Bureau	$242	$41
Farm Bureau	$247	$42
Alfa	$258	$44
Shelter	$282	$48
Nationwide	$294	$50
Progressive	$312	$52
Allstate	$541	$91
Farmers	$588	$98

Cheapest Full Coverage Car Insurance in Hatfield

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hatfield is AutoOwners Insurance Co at $81 per month and $476 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hatfield, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$476	$81
Travelers	$624	$105
AAA	$641	$109
Southern Farm Bureau	$688	$116
USAA	$700	$118
State Farm	$788	$133
Farm Bureau	$806	$137
Shelter	$864	$146
Nationwide	$918	$154
Auto-Owners	$946	$157
Farmers	$1070	$180
Alfa	$1252	$209
Allstate	$1340	$226
Progressive	$1694	$285

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Average Car Insurance in Hatfield by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hatfield, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in Hatfield, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hatfield's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hatfield

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Hatfield,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the Hatfield at $26 per month. At $5951 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$152	$26
Travelers	$252	$43
Auto-Owners Insurance Co	$276	$47
AAA	$294	$50
Southern Farm Bureau	$1035	$174
USAA	$1194	$201
Farm Bureau	$1570	$261
State Farm	$1600	$269
Alfa	$1952	$326
Nationwide	$2000	$337
Shelter	$2599	$438
Progressive	$4857	$818
Allstate	$5951	$1002
Farmers	$5951	$1012

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hatfield, Southern Farm Bureau is the cheapest car insurance provider. At $288 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hatfield is State Farm, offering rates of around $3922 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$288	$49
Home State Ins Group	$294	$50
Travelers	$347	$57
Alfa	$746	$126
USAA	$1000	$166
Shelter	$1094	$184
Nationwide	$1106	$186
Progressive	$1412	$238
Farm Bureau	$1458	$244
Farmers	$1470	$248
Allstate	$2688	$447
State Farm	$3922	$667

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Car Insurance Rates with An Accident in Hatfield

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hatfield, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hatfield

The cheapest car insurance companies after an at-fault accident in Hatfield include Hanover and Travelers, offering $176 and $300, respectively. Allstate is an expensive provider with an average six-month premium of $2488.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$176	$30
Travelers	$300	$50
Auto-Owners Insurance Co	$306	$50
Auto-Owners	$358	$61
Home State Ins Group	$376	$62
USAA	$564	$95
State Farm	$582	$98
Farm Bureau	$694	$117
Southern Farm Bureau	$706	$119
Shelter	$876	$148
Farmers	$1358	$229
Nationwide	$1376	$232
Progressive	$1706	$287
Alfa	$1912	$325
Allstate	$2488	$419

Hatfield Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hatfield AR. For example, the car insurance in Hatfield after a DUI increases to $664 for a six month policy. While the rate increases by $282 for a six-month policy in the case of a speeding ticket.

Hatfield auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1176	$196
One Med/PIP claim	$1194	$203
Not-at-fault accident	$1200	$200
One comp claim	$1200	$204
Two Med/PIP claims	$1218	$203
Two comp claims	$1246	$212
Failure to wear a seat belt	$1412	$236
Child safety restraint	$1423	$242
Driving without lights	$1423	$238
Failure to show documents	$1440	$245
Driving with expired registration	$1458	$244
Speeding 6 - 10 MPH over limit	$1458	$248
Driving too slowly	$1464	$245
Speeding 11 - 15 MPH over limit	$1464	$248
Speeding in school zone	$1464	$245
Speeding 16 - 20 MPH over limit	$1470	$250
Failure to stop at a red light	$1476	$246
Failure to yield	$1476	$251
Wrong way/wrong lane	$1482	$247
Cell phone violation	$1488	$253
In 65 MPH zone	$1488	$248
Texting while driving	$1488	$253
Following too closely	$1494	$248
Illegal turn	$1494	$254
Improper passing	$1494	$248
Speeding 21 - 25 MPH over limit	$1523	$259
At-fault accident - less than $1000	$1529	$254
Passing school bus	$1540	$262
Operating a vehicle without permission	$1588	$264
Open container	$1618	$275
At-fault accident - $1000-$2000	$1652	$275
At-fault accident - greater than $2000	$1658	$282
DUI	$1840	$307
Racing	$1840	$313
Refusal to submit to a chemical test	$1840	$307
Reckless driving	$1870	$318
Driving with a suspended license	$1923	$321
Leaving scene of an accident/hit and run	$1958	$333

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hatfield after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hatfield.

The cheapest car insurance premiums in Hatfield are offered by Hanover at $188 for a six-month policy. However, it can be as expensive as $2505 with companies like Nationwide.

Hatfield car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$188	$32
Home State Ins Group	$318	$52
Travelers	$330	$55
State Farm	$618	$104
Farm Bureau	$641	$108
Southern Farm Bureau	$652	$110
USAA	$894	$150
Progressive	$1118	$188
Shelter	$1400	$236
Alfa	$1852	$309
Allstate	$2182	$367
Farmers	$2258	$376
Nationwide	$2505	$422

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hatfield are offered by Hanover at $164. However, it can be as expensive as $1929 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Hatfield after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$164	$28
Southern Farm Bureau	$176	$30
Auto-Owners Insurance Co	$218	$37
Travelers	$288	$49
Home State Ins Group	$306	$50
State Farm	$552	$93
USAA	$670	$112
Farm Bureau	$876	$149
Nationwide	$1000	$168
Progressive	$1082	$182
Shelter	$1135	$189
Farmers	$1318	$222
Alfa	$1806	$301
Allstate	$1929	$328

Car Insurance Price Trends in Hatfield, Arkansas

Car insurance rates in Hatfield have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hatfield remained steady at $196 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Hatfield remained steady at $46 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Hatfield?

The car insurance in Hatfield is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Hatfield?

The cheapest car insurance in Hatfield is $81 per month for full coverage.

How much is car insurance in Hatfield for teenagers?

Car insurance for teenagers costs $152 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hatfield?

The average cost of car insurance is $924 for a six-month policy. It will cost around $153 per month to insure your car in Hatfield.

Is car insurance expensive in Hatfield?

Car insurance can be expensive in Hatfield if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hatfield can be affordable.

Cheapest Car Insurance Quotes in Hatfield

Why you can trust Way?

How Much Is Car Insurance in Hatfield

Avg. Car Insurance in Hatfield

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in Hatfield

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

Hatfield Car Insurance Rates by Company

Cheap Car Insurance Companies in Hatfield, AR

Way's key takeaways about car insurance in Hatfield

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hatfield

Cheapest Liability Coverage in Hatfield, AR

Cheapest Full Coverage Car Insurance in Hatfield

Cheapest Full Coverage Car Insurance Quotes in Hatfield, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hatfield by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hatfield, AR increasing?

Car Insurance Premiums by Age in Hatfield

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hatfield,AR

If you are in your twenties N/A is the best choice for car insurance in Hatfield.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hatfield

Cheapest Car Insurance Companies after an At-Fault Accident in Hatfield

Hatfield Car Insurance Rates by Violation

Hatfield auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hatfield after a DUI

Hatfield car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hatfield after Speeding ticket

Car Insurance Price Trends in Hatfield, Arkansas

Average Car Insurance Cost in Hatfield by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hatfield, AR

Car Insurance Rates by State in the USA (2025 Update)

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