Cheapest Car Insurance Quotes in Marked Tree

Finding the cheapest car insurance quotes in Marked Tree shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

399,755 Policies Sold

Marked Tree Car Insurance

^$ 29

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marked Tree

The car insurance rate in Marked Tree is $915 for a six-month policy, which is $9 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $476, making it a popular choice for budget-conscious drivers. Rates in Marked Tree can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marked Tree

$915

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in Marked Tree

1st place: AutoOwners Insurance Co

At $476 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $624 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $641 for six months, making it the third cheapest auto insurance company in Marked Tree.

Marked Tree Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marked Tree, AR is AutoOwners Insurance Co, offering policies at just $476 for a six-month term. This is followed by Travelers, which has an average six-month premium of $624.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1694 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marked Tree drivers find the best deals.

Cheap Car Insurance Companies in Marked Tree, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$476	$81
Travelers	$624	$105
AAA	$641	$109
Southern Farm Bureau	$688	$116
USAA	$700	$118
State Farm	$788	$133
Farm Bureau	$806	$137
Shelter	$864	$146
Nationwide	$918	$154
Auto-Owners	$946	$157
Farmers	$1070	$180
Alfa	$1252	$209
Allstate	$1340	$226
Progressive	$1694	$285

Key Takeaways

Way's key takeaways about car insurance in Marked Tree

The auto insurance costs in Marked Tree fall around $476 for six months.
The cheapest auto insurance company in Marked Tree is USAA.
Teen drivers pay the highest rate in Marked Tree at $1012 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Marked Tree

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marked Tree are given below.

USAA provides the cheapest minimum car insurance coverage in Marked Tree. Their Average 6 Month Premium is $170. Farmers is the most expensive at $588 for the same period.

Cheapest Liability Coverage in Marked Tree, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$170	$29
Auto-Owners Insurance Co	$188	$32
State Farm	$212	$36
Auto-Owners	$224	$38
Travelers	$230	$39
AAA	$236	$40
Southern Farm Bureau	$242	$41
Farm Bureau	$247	$42
Alfa	$258	$44
Shelter	$282	$48
Nationwide	$294	$50
Progressive	$312	$52
Allstate	$541	$91
Farmers	$588	$98

Cheapest Full Coverage Car Insurance in Marked Tree

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marked Tree is AutoOwners Insurance Co at $81 per month and $476 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marked Tree, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$476	$81
Travelers	$624	$105
AAA	$641	$109
Southern Farm Bureau	$688	$116
USAA	$700	$118
State Farm	$788	$133
Farm Bureau	$806	$137
Shelter	$864	$146
Nationwide	$918	$154
Auto-Owners	$946	$157
Farmers	$1070	$180
Alfa	$1252	$209
Allstate	$1340	$226
Progressive	$1694	$285

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in Marked Tree Instantly!

Average Car Insurance in Marked Tree by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marked Tree, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in Marked Tree, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marked Tree's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marked Tree

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in Marked Tree,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the Marked Tree at $26 per month. At $5951 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$152	$26
Travelers	$252	$43
Auto-Owners Insurance Co	$276	$47
AAA	$294	$50
Southern Farm Bureau	$1035	$174
USAA	$1194	$201
Farm Bureau	$1570	$261
State Farm	$1600	$269
Alfa	$1952	$326
Nationwide	$2000	$337
Shelter	$2599	$438
Progressive	$4857	$818
Allstate	$5951	$1002
Farmers	$5951	$1012

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marked Tree, Southern Farm Bureau is the cheapest car insurance provider. At $288 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marked Tree is State Farm, offering rates of around $3922 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$288	$49
Home State Ins Group	$294	$50
Travelers	$347	$57
Alfa	$746	$126
USAA	$1000	$166
Shelter	$1094	$184
Nationwide	$1106	$186
Progressive	$1412	$238
Farm Bureau	$1458	$244
Farmers	$1470	$248
Allstate	$2688	$447
State Farm	$3922	$667

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Marked Tree.

Car Insurance Rates with An Accident in Marked Tree

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marked Tree, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marked Tree

The cheapest car insurance companies after an at-fault accident in Marked Tree include Hanover and Travelers, offering $176 and $300, respectively. Allstate is an expensive provider with an average six-month premium of $2488.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$176	$30
Travelers	$300	$50
Auto-Owners Insurance Co	$306	$50
Auto-Owners	$358	$61
Home State Ins Group	$376	$62
USAA	$564	$95
State Farm	$582	$98
Farm Bureau	$694	$117
Southern Farm Bureau	$706	$119
Shelter	$876	$148
Farmers	$1358	$229
Nationwide	$1376	$232
Progressive	$1706	$287
Alfa	$1912	$325
Allstate	$2488	$419

Marked Tree Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marked Tree AR. For example, the car insurance in Marked Tree after a DUI increases to $664 for a six month policy. While the rate increases by $282 for a six-month policy in the case of a speeding ticket.

Marked Tree auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1176	$196
One Med/PIP claim	$1194	$203
Not-at-fault accident	$1200	$200
One comp claim	$1200	$204
Two Med/PIP claims	$1218	$203
Two comp claims	$1246	$212
Failure to wear a seat belt	$1412	$236
Child safety restraint	$1423	$242
Driving without lights	$1423	$238
Failure to show documents	$1440	$245
Driving with expired registration	$1458	$244
Speeding 6 - 10 MPH over limit	$1458	$248
Driving too slowly	$1464	$245
Speeding 11 - 15 MPH over limit	$1464	$248
Speeding in school zone	$1464	$245
Speeding 16 - 20 MPH over limit	$1470	$250
Failure to stop at a red light	$1476	$246
Failure to yield	$1476	$251
Wrong way/wrong lane	$1482	$247
Cell phone violation	$1488	$253
In 65 MPH zone	$1488	$248
Texting while driving	$1488	$253
Following too closely	$1494	$248
Illegal turn	$1494	$254
Improper passing	$1494	$248
Speeding 21 - 25 MPH over limit	$1523	$259
At-fault accident - less than $1000	$1529	$254
Passing school bus	$1540	$262
Operating a vehicle without permission	$1588	$264
Open container	$1618	$275
At-fault accident - $1000-$2000	$1652	$275
At-fault accident - greater than $2000	$1658	$282
DUI	$1840	$307
Racing	$1840	$313
Refusal to submit to a chemical test	$1840	$307
Reckless driving	$1870	$318
Driving with a suspended license	$1923	$321
Leaving scene of an accident/hit and run	$1958	$333

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marked Tree after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marked Tree.

The cheapest car insurance premiums in Marked Tree are offered by Hanover at $188 for a six-month policy. However, it can be as expensive as $2505 with companies like Nationwide.

Marked Tree car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$188	$32
Home State Ins Group	$318	$52
Travelers	$330	$55
State Farm	$618	$104
Farm Bureau	$641	$108
Southern Farm Bureau	$652	$110
USAA	$894	$150
Progressive	$1118	$188
Shelter	$1400	$236
Alfa	$1852	$309
Allstate	$2182	$367
Farmers	$2258	$376
Nationwide	$2505	$422

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marked Tree are offered by Hanover at $164. However, it can be as expensive as $1929 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Marked Tree after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$164	$28
Southern Farm Bureau	$176	$30
Auto-Owners Insurance Co	$218	$37
Travelers	$288	$49
Home State Ins Group	$306	$50
State Farm	$552	$93
USAA	$670	$112
Farm Bureau	$876	$149
Nationwide	$1000	$168
Progressive	$1082	$182
Shelter	$1135	$189
Farmers	$1318	$222
Alfa	$1806	$301
Allstate	$1929	$328

Car Insurance Price Trends in Marked Tree, Arkansas

Car insurance rates in Marked Tree have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marked Tree remained steady at $196 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Marked Tree remained steady at $46 in both December and November, indicating no change over the two month period.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in Marked Tree?

The car insurance in Marked Tree is $29 per month, which is lower than the national average.

What is the cheapest car insurance in Marked Tree?

The cheapest car insurance in Marked Tree is $81 per month for full coverage.

How much is car insurance in Marked Tree for teenagers?

Car insurance for teenagers costs $152 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marked Tree?

The average cost of car insurance is $924 for a six-month policy. It will cost around $153 per month to insure your car in Marked Tree.

Is car insurance expensive in Marked Tree?

Car insurance can be expensive in Marked Tree if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marked Tree can be affordable.

Cheapest Car Insurance Quotes in Marked Tree

Why you can trust Way?

How Much Is Car Insurance in Marked Tree

Avg. Car Insurance in Marked Tree

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in Marked Tree

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

Marked Tree Car Insurance Rates by Company

Cheap Car Insurance Companies in Marked Tree, AR

Way's key takeaways about car insurance in Marked Tree

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Marked Tree

Cheapest Liability Coverage in Marked Tree, AR

Cheapest Full Coverage Car Insurance in Marked Tree

Cheapest Full Coverage Car Insurance Quotes in Marked Tree, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Marked Tree by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Marked Tree, AR increasing?

Car Insurance Premiums by Age in Marked Tree

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Marked Tree,AR

If you are in your twenties N/A is the best choice for car insurance in Marked Tree.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Marked Tree

Cheapest Car Insurance Companies after an At-Fault Accident in Marked Tree

Marked Tree Car Insurance Rates by Violation

Marked Tree auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Marked Tree after a DUI

Marked Tree car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Marked Tree after Speeding ticket

Car Insurance Price Trends in Marked Tree, Arkansas

Average Car Insurance Cost in Marked Tree by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Marked Tree, AR

Car Insurance Rates by State in the USA (2025 Update)

Featured Blogs

Data Sources