Cheapest Car Insurance Quotes in Parkdale

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Parkdale Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Parkdale

The car insurance rate in Parkdale is $1007 for a six-month policy, which is $83 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $524, making it a popular choice for budget-conscious drivers. Rates in Parkdale can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Parkdale

$1007

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in Parkdale

1st place: AutoOwners Insurance Co

At $524 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $687 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $705 for six months, making it the third cheapest auto insurance company in Parkdale.

Parkdale Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Parkdale, AR is AutoOwners Insurance Co, offering policies at just $524 for a six-month term. This is followed by Travelers, which has an average six-month premium of $687.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1865 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Parkdale drivers find the best deals.

Cheap Car Insurance Companies in Parkdale, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$524	$89
Travelers	$687	$116
AAA	$705	$120
Southern Farm Bureau	$758	$128
USAA	$771	$130
State Farm	$868	$146
Farm Bureau	$887	$150
Shelter	$952	$160
Nationwide	$1010	$170
Auto-Owners	$1042	$173
Farmers	$1178	$198
Alfa	$1379	$230
Allstate	$1476	$249
Progressive	$1865	$314

Key Takeaways

Way's key takeaways about car insurance in Parkdale

The auto insurance costs in Parkdale fall around $524 for six months.
The cheapest auto insurance company in Parkdale is USAA.
Teen drivers pay the highest rate in Parkdale at $1114 per month.

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Cheapest Minimum Liability Car Insurance in Parkdale

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Parkdale are given below.

USAA provides the cheapest minimum car insurance coverage in Parkdale. Their Average 6 Month Premium is $187. Farmers is the most expensive at $647 for the same period.

Cheapest Liability Coverage in Parkdale, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$187	$32
Auto-Owners Insurance Co	$207	$35
State Farm	$233	$39
Auto-Owners	$246	$41
Travelers	$253	$43
AAA	$259	$44
Southern Farm Bureau	$266	$45
Farm Bureau	$271	$46
Alfa	$284	$48
Shelter	$311	$52
Nationwide	$324	$55
Progressive	$343	$58
Allstate	$595	$100
Farmers	$647	$108

Cheapest Full Coverage Car Insurance in Parkdale

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Parkdale is AutoOwners Insurance Co at $89 per month and $524 for six months.

Cheapest Full Coverage Car Insurance Quotes in Parkdale, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$524	$89
Travelers	$687	$116
AAA	$705	$120
Southern Farm Bureau	$758	$128
USAA	$771	$130
State Farm	$868	$146
Farm Bureau	$887	$150
Shelter	$952	$160
Nationwide	$1010	$170
Auto-Owners	$1042	$173
Farmers	$1178	$198
Alfa	$1379	$230
Allstate	$1476	$249
Progressive	$1865	$314

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Average Car Insurance in Parkdale by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Parkdale, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in Parkdale, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Parkdale's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Parkdale

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Parkdale,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the Parkdale at $28 per month. At $6552 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$168	$28
Travelers	$278	$47
Auto-Owners Insurance Co	$304	$51
AAA	$324	$56
Southern Farm Bureau	$1139	$192
USAA	$1315	$221
Farm Bureau	$1729	$288
State Farm	$1761	$296
Alfa	$2149	$359
Nationwide	$2202	$371
Shelter	$2861	$482
Progressive	$5348	$900
Allstate	$6552	$1103
Farmers	$6552	$1114

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Parkdale, Southern Farm Bureau is the cheapest car insurance provider. At $317 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Parkdale is State Farm, offering rates of around $4319 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$317	$53
Home State Ins Group	$324	$56
Travelers	$382	$63
Alfa	$822	$138
USAA	$1101	$183
Shelter	$1204	$203
Nationwide	$1218	$205
Progressive	$1554	$262
Farm Bureau	$1606	$268
Farmers	$1619	$273
Allstate	$2959	$493
State Farm	$4319	$735

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Car Insurance Rates with An Accident in Parkdale

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Parkdale, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Parkdale

The cheapest car insurance companies after an at-fault accident in Parkdale include Hanover and Travelers, offering $194 and $330, respectively. Allstate is an expensive provider with an average six-month premium of $2739.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$194	$33
Travelers	$330	$56
Auto-Owners Insurance Co	$337	$56
Auto-Owners	$395	$68
Home State Ins Group	$414	$69
USAA	$621	$105
State Farm	$641	$108
Farm Bureau	$764	$129
Southern Farm Bureau	$777	$131
Shelter	$965	$162
Farmers	$1495	$252
Nationwide	$1515	$255
Progressive	$1878	$316
Alfa	$2105	$358
Allstate	$2739	$461

Parkdale Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Parkdale AR. For example, the car insurance in Parkdale after a DUI increases to $731 for a six month policy. While the rate increases by $311 for a six-month policy in the case of a speeding ticket.

Parkdale auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1295	$216
One Med/PIP claim	$1315	$223
Not-at-fault accident	$1321	$220
One comp claim	$1321	$225
Two Med/PIP claims	$1341	$223
Two comp claims	$1372	$233
Failure to wear a seat belt	$1554	$259
Child safety restraint	$1566	$266
Driving without lights	$1566	$262
Failure to show documents	$1586	$269
Driving with expired registration	$1606	$268
Speeding 6 - 10 MPH over limit	$1606	$273
Driving too slowly	$1612	$269
Speeding 11 - 15 MPH over limit	$1612	$274
Speeding in school zone	$1612	$269
Speeding 16 - 20 MPH over limit	$1619	$276
Failure to stop at a red light	$1625	$270
Failure to yield	$1625	$277
Wrong way/wrong lane	$1632	$271
Cell phone violation	$1638	$279
In 65 MPH zone	$1638	$273
Texting while driving	$1638	$279
Following too closely	$1645	$274
Illegal turn	$1645	$280
Improper passing	$1645	$274
Speeding 21 - 25 MPH over limit	$1676	$286
At-fault accident - less than $1000	$1683	$280
Passing school bus	$1696	$289
Operating a vehicle without permission	$1748	$291
Open container	$1781	$303
At-fault accident - $1000-$2000	$1819	$303
At-fault accident - greater than $2000	$1826	$311
DUI	$2026	$338
Racing	$2026	$344
Refusal to submit to a chemical test	$2026	$338
Reckless driving	$2059	$350
Driving with a suspended license	$2117	$353
Leaving scene of an accident/hit and run	$2156	$366

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Parkdale after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Parkdale.

The cheapest car insurance premiums in Parkdale are offered by Hanover at $207 for a six-month policy. However, it can be as expensive as $2758 with companies like Nationwide.

Parkdale car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$207	$35
Home State Ins Group	$350	$58
Travelers	$363	$61
State Farm	$680	$114
Farm Bureau	$705	$119
Southern Farm Bureau	$718	$121
USAA	$984	$166
Progressive	$1231	$207
Shelter	$1541	$259
Alfa	$2039	$340
Allstate	$2402	$404
Farmers	$2486	$414
Nationwide	$2758	$464

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Parkdale are offered by Hanover at $181. However, it can be as expensive as $2123 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Parkdale after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$181	$31
Southern Farm Bureau	$194	$33
Auto-Owners Insurance Co	$240	$40
Travelers	$317	$53
Home State Ins Group	$337	$56
State Farm	$608	$102
USAA	$738	$123
Farm Bureau	$965	$164
Nationwide	$1101	$185
Progressive	$1191	$201
Shelter	$1249	$208
Farmers	$1451	$244
Alfa	$1988	$331
Allstate	$2123	$361

Car Insurance Price Trends in Parkdale, Arkansas

Car insurance rates in Parkdale have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Parkdale remained steady at $216 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the Parkdale remained steady at $50 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Parkdale?

The car insurance in Parkdale is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Parkdale?

The cheapest car insurance in Parkdale is $89 per month for full coverage.

How much is car insurance in Parkdale for teenagers?

Car insurance for teenagers costs $168 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Parkdale?

The average cost of car insurance is $924 for a six-month policy. It will cost around $169 per month to insure your car in Parkdale.

Is car insurance expensive in Parkdale?

Car insurance can be expensive in Parkdale if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Parkdale can be affordable.

Cheapest Car Insurance Quotes in Parkdale

Why you can trust Way?

How Much Is Car Insurance in Parkdale

Avg. Car Insurance in Parkdale

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in Parkdale

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

Parkdale Car Insurance Rates by Company

Cheap Car Insurance Companies in Parkdale, AR

Way's key takeaways about car insurance in Parkdale

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Parkdale

Cheapest Liability Coverage in Parkdale, AR

Cheapest Full Coverage Car Insurance in Parkdale

Cheapest Full Coverage Car Insurance Quotes in Parkdale, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Parkdale by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Parkdale, AR increasing?

Car Insurance Premiums by Age in Parkdale

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Parkdale,AR

If you are in your twenties N/A is the best choice for car insurance in Parkdale.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Parkdale

Cheapest Car Insurance Companies after an At-Fault Accident in Parkdale

Parkdale Car Insurance Rates by Violation

Parkdale auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Parkdale after a DUI

Parkdale car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Parkdale after Speeding ticket

Car Insurance Price Trends in Parkdale, Arkansas

Average Car Insurance Cost in Parkdale by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Parkdale, AR

Car Insurance Rates by State in the USA (2025 Update)

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