Cheapest Car Insurance Quotes in White Hall

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White Hall Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in White Hall

The car insurance rate in White Hall is $1016 for a six-month policy, which is $92 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $529, making it a popular choice for budget-conscious drivers. Rates in White Hall can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in White Hall

$1016

Avg. Car Insurance in Arkansas

$924

National Average

$1140

Cheapest Car Insurance Companies in White Hall

1st place: AutoOwners Insurance Co

At $529 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: Travelers

Travelers offers auto insurance rates at $693 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AAA

AAA offers auto insurance rates at $712 for six months, making it the third cheapest auto insurance company in White Hall.

White Hall Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in White Hall, AR is AutoOwners Insurance Co, offering policies at just $529 for a six-month term. This is followed by Travelers, which has an average six-month premium of $693.

At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1882 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help White Hall drivers find the best deals.

Cheap Car Insurance Companies in White Hall, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$529	$90
Travelers	$693	$117
AAA	$712	$121
Southern Farm Bureau	$765	$129
USAA	$778	$131
State Farm	$876	$147
Farm Bureau	$895	$152
Shelter	$960	$162
Nationwide	$1020	$172
Auto-Owners	$1052	$175
Farmers	$1189	$200
Alfa	$1392	$232
Allstate	$1489	$251
Progressive	$1882	$317

Key Takeaways

Way's key takeaways about car insurance in White Hall

The auto insurance costs in White Hall fall around $529 for six months.
The cheapest auto insurance company in White Hall is USAA.
Teen drivers pay the highest rate in White Hall at $1124 per month.

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Cheapest Minimum Liability Car Insurance in White Hall

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in White Hall are given below.

USAA provides the cheapest minimum car insurance coverage in White Hall. Their Average 6 Month Premium is $189. Farmers is the most expensive at $653 for the same period.

Cheapest Liability Coverage in White Hall, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$189	$32
Auto-Owners Insurance Co	$209	$35
State Farm	$235	$40
Auto-Owners	$249	$42
Travelers	$255	$43
AAA	$262	$44
Southern Farm Bureau	$268	$45
Farm Bureau	$274	$46
Alfa	$287	$48
Shelter	$314	$53
Nationwide	$327	$55
Progressive	$347	$58
Allstate	$601	$101
Farmers	$653	$109

Cheapest Full Coverage Car Insurance in White Hall

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in White Hall is AutoOwners Insurance Co at $90 per month and $529 for six months.

Cheapest Full Coverage Car Insurance Quotes in White Hall, AR

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$529	$90
Travelers	$693	$117
AAA	$712	$121
Southern Farm Bureau	$765	$129
USAA	$778	$131
State Farm	$876	$147
Farm Bureau	$895	$152
Shelter	$960	$162
Nationwide	$1020	$172
Auto-Owners	$1052	$175
Farmers	$1189	$200
Alfa	$1392	$232
Allstate	$1489	$251
Progressive	$1882	$317

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Average Car Insurance in White Hall by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in White Hall, AR increasing?

Despite maintaining a clean driving record, your car insurance rates in White Hall, Arkansas, may be increasing due to several external factors. Arkansas has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, White Hall's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in White Hall

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in White Hall,AR

If you are planning to get a car insurance policy for your teenage dependent, Hanover provides the cheapest car insurance in the White Hall at $29 per month. At $6612 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$169	$29
Travelers	$281	$47
Auto-Owners Insurance Co	$307	$52
AAA	$327	$56
Southern Farm Bureau	$1150	$194
USAA	$1327	$223
Farm Bureau	$1745	$290
State Farm	$1778	$299
Alfa	$2169	$362
Nationwide	$2222	$374
Shelter	$2888	$486
Progressive	$5397	$909
Allstate	$6612	$1113
Farmers	$6612	$1124

Teen Car Insurance Rates in AR by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in White Hall, Southern Farm Bureau is the cheapest car insurance provider. At $320 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in White Hall is State Farm, offering rates of around $4358 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Southern Farm Bureau	$320	$54
Home State Ins Group	$327	$56
Travelers	$385	$64
Alfa	$829	$140
USAA	$1111	$185
Shelter	$1216	$205
Nationwide	$1229	$207
Progressive	$1569	$264
Farm Bureau	$1620	$271
Farmers	$1634	$275
Allstate	$2987	$497
State Farm	$4358	$741

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Car Insurance Rates with An Accident in White Hall

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In White Hall, AR, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in White Hall

The cheapest car insurance companies after an at-fault accident in White Hall include Hanover and Travelers, offering $196 and $333, respectively. Allstate is an expensive provider with an average six-month premium of $2764.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$196	$33
Travelers	$333	$56
Auto-Owners Insurance Co	$340	$56
Auto-Owners	$398	$68
Home State Ins Group	$418	$69
USAA	$627	$106
State Farm	$647	$109
Farm Bureau	$771	$130
Southern Farm Bureau	$784	$132
Shelter	$974	$164
Farmers	$1509	$254
Nationwide	$1529	$257
Progressive	$1895	$319
Alfa	$2124	$361
Allstate	$2764	$465

White Hall Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in White Hall AR. For example, the car insurance in White Hall after a DUI increases to $738 for a six month policy. While the rate increases by $313 for a six-month policy in the case of a speeding ticket.

White Hall auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1307	$218
One Med/PIP claim	$1327	$226
Not-at-fault accident	$1333	$222
One comp claim	$1333	$227
Two Med/PIP claims	$1353	$226
Two comp claims	$1385	$235
Failure to wear a seat belt	$1569	$262
Child safety restraint	$1581	$268
Driving without lights	$1581	$264
Failure to show documents	$1601	$272
Driving with expired registration	$1620	$271
Speeding 6 - 10 MPH over limit	$1620	$275
Driving too slowly	$1627	$272
Speeding 11 - 15 MPH over limit	$1627	$276
Speeding in school zone	$1627	$272
Speeding 16 - 20 MPH over limit	$1634	$278
Failure to stop at a red light	$1640	$273
Failure to yield	$1640	$279
Wrong way/wrong lane	$1647	$274
Cell phone violation	$1653	$282
In 65 MPH zone	$1653	$275
Texting while driving	$1653	$282
Following too closely	$1660	$276
Illegal turn	$1660	$283
Improper passing	$1660	$276
Speeding 21 - 25 MPH over limit	$1692	$288
At-fault accident - less than $1000	$1698	$283
Passing school bus	$1712	$292
Operating a vehicle without permission	$1764	$294
Open container	$1797	$306
At-fault accident - $1000-$2000	$1836	$306
At-fault accident - greater than $2000	$1843	$314
DUI	$2045	$341
Racing	$2045	$348
Refusal to submit to a chemical test	$2045	$341
Reckless driving	$2078	$353
Driving with a suspended license	$2136	$356
Leaving scene of an accident/hit and run	$2176	$370

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in White Hall after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in White Hall.

The cheapest car insurance premiums in White Hall are offered by Hanover at $209 for a six-month policy. However, it can be as expensive as $2783 with companies like Nationwide.

White Hall car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$209	$35
Home State Ins Group	$353	$58
Travelers	$366	$62
State Farm	$686	$116
Farm Bureau	$712	$120
Southern Farm Bureau	$725	$122
USAA	$993	$167
Progressive	$1242	$209
Shelter	$1555	$262
Alfa	$2058	$343
Allstate	$2424	$408
Farmers	$2509	$418
Nationwide	$2783	$469

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in White Hall are offered by Hanover at $183. However, it can be as expensive as $2143 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in White Hall after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Hanover	$183	$31
Southern Farm Bureau	$196	$33
Auto-Owners Insurance Co	$242	$41
Travelers	$320	$54
Home State Ins Group	$340	$56
State Farm	$614	$103
USAA	$745	$124
Farm Bureau	$974	$165
Nationwide	$1111	$187
Progressive	$1202	$202
Shelter	$1261	$210
Farmers	$1464	$246
Alfa	$2006	$334
Allstate	$2143	$364

Car Insurance Price Trends in White Hall, Arkansas

Car insurance rates in White Hall have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the White Hall remained steady at $218 in both December and November, indicating no change over the two month period.

The average cost of liability insurance in the White Hall remained steady at $51 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in White Hall?

The car insurance in White Hall is $32 per month, which is lower than the national average.

What is the cheapest car insurance in White Hall?

The cheapest car insurance in White Hall is $90 per month for full coverage.

How much is car insurance in White Hall for teenagers?

Car insurance for teenagers costs $169 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in White Hall?

The average cost of car insurance is $924 for a six-month policy. It will cost around $171 per month to insure your car in White Hall.

Is car insurance expensive in White Hall?

Car insurance can be expensive in White Hall if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in White Hall can be affordable.

Cheapest Car Insurance Quotes in White Hall

Why you can trust Way?

How Much Is Car Insurance in White Hall

Avg. Car Insurance in White Hall

Avg. Car Insurance in Arkansas

National Average

Cheapest Car Insurance Companies in White Hall

1st place: AutoOwners Insurance Co

2nd place: Travelers

3rd place: AAA

White Hall Car Insurance Rates by Company

Cheap Car Insurance Companies in White Hall, AR

Way's key takeaways about car insurance in White Hall

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in White Hall

Cheapest Liability Coverage in White Hall, AR

Cheapest Full Coverage Car Insurance in White Hall

Cheapest Full Coverage Car Insurance Quotes in White Hall, AR

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in White Hall by Rating Factor

I have a clean driving record. Why is my car insurance rate here in White Hall, AR increasing?

Car Insurance Premiums by Age in White Hall

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in White Hall,AR

If you are in your twenties N/A is the best choice for car insurance in White Hall.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in White Hall

Cheapest Car Insurance Companies after an At-Fault Accident in White Hall

White Hall Car Insurance Rates by Violation

White Hall auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in White Hall after a DUI

White Hall car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in White Hall after Speeding ticket

Car Insurance Price Trends in White Hall, Arkansas

Average Car Insurance Cost in White Hall by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near White Hall, AR

Car Insurance Rates by State in the USA (2025 Update)

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