Cheapest Car Insurance Quotes in Andrews AFB

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406,175 Policies Sold

Andrews AFB Car Insurance

^$ 58

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Andrews AFB

The car insurance rate in Andrews AFB is $1373 for a six-month policy, which is $169 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $847, making it a popular choice for budget-conscious drivers. Rates in Andrews AFB can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Andrews AFB

$1373

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Andrews AFB

1st place: Kemper

At $847 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $935 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $975 for six months, making it the third cheapest auto insurance company in Andrews AFB.

Andrews AFB Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Andrews AFB, MD is Kemper, offering policies at just $847 for a six-month term. This is followed by USAA, which has an average six-month premium of $935.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2729 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Andrews AFB drivers find the best deals.

Cheap Car Insurance Companies in Andrews AFB, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$847	$144
USAA	$935	$157
Travelers	$975	$164
State Farm	$1076	$181
Erie	$1165	$196
Nationwide	$1172	$197
Progressive	$1389	$234
Allstate	$2066	$344
Maryland Auto	$2729	$464

Key Takeaways

Way's key takeaways about car insurance in Andrews AFB

The auto insurance costs in Andrews AFB fall around $847 for six months.
The cheapest auto insurance company in Andrews AFB is USAA.
Teen drivers pay the highest rate in Andrews AFB at $1412 per month.

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Cheapest Minimum Liability Car Insurance in Andrews AFB

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Andrews AFB are given below.

USAA provides the cheapest minimum car insurance coverage in Andrews AFB. Their Average 6 Month Premium is $345. Allstate is the most expensive at $1083 for the same period.

Cheapest Liability Coverage in Andrews AFB, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$345	$58
Travelers	$461	$78
Kemper	$481	$80
Erie	$508	$85
State Farm	$514	$87
Nationwide	$643	$108
Progressive	$663	$112
Maryland Auto	$948	$161
Allstate	$1083	$180

Cheapest Full Coverage Car Insurance in Andrews AFB

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Andrews AFB is Kemper at $144 per month and $847 for six months.

Cheapest Full Coverage Car Insurance Quotes in Andrews AFB, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$847	$144
USAA	$935	$157
Travelers	$975	$164
State Farm	$1076	$181
Erie	$1165	$196
Nationwide	$1172	$197
Progressive	$1389	$234
Allstate	$2066	$344
Maryland Auto	$2729	$464

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Average Car Insurance in Andrews AFB by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Andrews AFB, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Andrews AFB, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Andrews AFB's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Andrews AFB

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Andrews AFB,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Andrews AFB at $84 per month. At $8478 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$508	$84
Erie	$1585	$267
Travelers	$1686	$284
USAA	$1727	$291
State Farm	$2573	$433
Progressive	$3027	$510
Maryland Auto	$4618	$769
Nationwide	$5051	$850
Allstate	$8478	$1412

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Andrews AFB, USAA is the cheapest car insurance provider. At $1219 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Andrews AFB is Allstate, offering rates of around $3162 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1219	$203
Progressive	$1361	$229
Nationwide	$1774	$299
Travelers	$2289	$389
Maryland Auto	$2729	$455
Erie	$2878	$489
State Farm	$6251	$1042
Allstate	$3162	$538

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Car Insurance Rates with An Accident in Andrews AFB

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Andrews AFB, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Andrews AFB

The cheapest car insurance companies after an at-fault accident in Andrews AFB include Erie and USAA, offering $968 and $988, respectively. Allstate is an expensive provider with an average six-month premium of $3731.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$968	$163
USAA	$988	$166
Travelers	$1043	$176
State Farm	$1172	$197
Progressive	$1395	$235
Nationwide	$2038	$343
Maryland Auto	$3568	$595
Allstate	$3731	$635

Andrews AFB Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Andrews AFB MD. For example, the car insurance in Andrews AFB after a DUI increases to $1286 for a six month policy. While the rate increases by $298 for a six-month policy in the case of a speeding ticket.

Andrews AFB auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1368	$228
One Med/PIP claim	$1415	$241
Not-at-fault accident	$1469	$245
One comp claim	$1476	$251
Two Med/PIP claims	$1504	$251
Failure to wear a seat belt	$1550	$263
Failure to show documents	$1591	$266
Child safety restraint	$1605	$272
Two comp claims	$1605	$268
Driving with expired registration	$1645	$279
Cell phone violation	$1666	$278
Driving too slowly	$1666	$283
Failure to stop at a red light	$1666	$278
Failure to yield	$1666	$283
Following too closely	$1666	$278
Illegal turn	$1666	$283
Improper passing	$1666	$278
Speeding 11 - 15 MPH over limit	$1666	$283
Speeding 16 - 20 MPH over limit	$1666	$278
Speeding 6 - 10 MPH over limit	$1666	$283
Texting while driving	$1666	$278
Wrong way/wrong lane	$1666	$283
Speeding in school zone	$1686	$282
At-fault accident - less than $1000	$1720	$293
Passing school bus	$1727	$287
Driving without lights	$1734	$295
Open container	$1741	$290
Operating a vehicle without permission	$1760	$300
Speeding 21 - 25 MPH over limit	$1822	$303
In 65 MPH zone	$1990	$339
At-fault accident - $1000-$2000	$2052	$342
At-fault accident - greater than $2000	$2052	$349
Reckless driving	$2343	$391
Racing	$2519	$429
Driving with a suspended license	$2559	$426
Refusal to submit to a chemical test	$2641	$449
DUI	$2654	$442
Leaving scene of an accident/hit and run	$2674	$455

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Andrews AFB after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Andrews AFB.

The cheapest car insurance premiums in Andrews AFB are offered by Erie at $813 for a six-month policy. However, it can be as expensive as $4015 with companies like Maryland Auto.

Andrews AFB car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$813	$137
Travelers	$1117	$188
Progressive	$1504	$253
USAA	$1645	$277
Allstate	$2160	$360
State Farm	$2573	$433
Nationwide	$3521	$593
Maryland Auto	$4015	$683

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Andrews AFB are offered by USAA at $833. However, it can be as expensive as $2763 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Andrews AFB after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$833	$141
State Farm	$873	$147
Erie	$995	$168
Progressive	$1212	$204
Travelers	$1612	$274
Nationwide	$2594	$432
Maryland Auto	$2729	$464
Allstate	$2763	$461

Car Insurance Price Trends in Andrews AFB, Maryland

Car insurance rates in Andrews AFB have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Andrews AFB rose by $257 in January compared to $243 of December. In other words, there has been an increase by $14 when you compare January and December.

The average cost of liability insurance in the Andrews AFB rose to $89 in January, compared to $88 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Andrews AFB?

The car insurance in Andrews AFB is $58 per month, which is lower than the national average.

What is the cheapest car insurance in Andrews AFB?

The cheapest car insurance in Andrews AFB is $144 per month for full coverage.

How much is car insurance in Andrews AFB for teenagers?

Car insurance for teenagers costs $508 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Andrews AFB?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $230 per month to insure your car in Andrews AFB.

Is car insurance expensive in Andrews AFB?

Car insurance can be expensive in Andrews AFB if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Andrews AFB can be affordable.

Cheapest Car Insurance Quotes in Andrews AFB

Why you can trust Way?

How Much Is Car Insurance in Andrews AFB

Avg. Car Insurance in Andrews AFB

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Andrews AFB

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Andrews AFB Car Insurance Rates by Company

Cheap Car Insurance Companies in Andrews AFB, MD

Way's key takeaways about car insurance in Andrews AFB

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Andrews AFB

Cheapest Liability Coverage in Andrews AFB, MD

Cheapest Full Coverage Car Insurance in Andrews AFB

Cheapest Full Coverage Car Insurance Quotes in Andrews AFB, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Andrews AFB by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Andrews AFB, MD increasing?

Car Insurance Premiums by Age in Andrews AFB

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Andrews AFB,MD

If you are in your twenties N/A is the best choice for car insurance in Andrews AFB.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Andrews AFB

Cheapest Car Insurance Companies after an At-Fault Accident in Andrews AFB

Andrews AFB Car Insurance Rates by Violation

Andrews AFB auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Andrews AFB after a DUI

Andrews AFB car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Andrews AFB after Speeding ticket

Car Insurance Price Trends in Andrews AFB, Maryland

Average Car Insurance Cost in Andrews AFB by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Andrews AFB, MD

Car Insurance Rates by State in the USA (2025 Update)

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