Cheapest Car Insurance Quotes in Tall Timbers

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Tall Timbers Car Insurance

^$ 47

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Tall Timbers

The car insurance rate in Tall Timbers is $1120 for a six-month policy, which is $84 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $691, making it a popular choice for budget-conscious drivers. Rates in Tall Timbers can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Tall Timbers

$1120

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Tall Timbers

1st place: Kemper

At $691 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $763 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $795 for six months, making it the third cheapest auto insurance company in Tall Timbers.

Tall Timbers Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Tall Timbers, MD is Kemper, offering policies at just $691 for a six-month term. This is followed by USAA, which has an average six-month premium of $763.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2226 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tall Timbers drivers find the best deals.

Cheap Car Insurance Companies in Tall Timbers, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$691	$117
USAA	$763	$128
Travelers	$795	$134
State Farm	$878	$148
Erie	$950	$160
Nationwide	$956	$161
Progressive	$1133	$191
Allstate	$1685	$281
Maryland Auto	$2226	$379

Key Takeaways

Way's key takeaways about car insurance in Tall Timbers

The auto insurance costs in Tall Timbers fall around $691 for six months.
The cheapest auto insurance company in Tall Timbers is USAA.
Teen drivers pay the highest rate in Tall Timbers at $1152 per month.

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Cheapest Minimum Liability Car Insurance in Tall Timbers

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Tall Timbers are given below.

USAA provides the cheapest minimum car insurance coverage in Tall Timbers. Their Average 6 Month Premium is $282. Allstate is the most expensive at $884 for the same period.

Cheapest Liability Coverage in Tall Timbers, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$282	$47
Travelers	$376	$63
Kemper	$392	$65
Erie	$415	$70
State Farm	$419	$71
Nationwide	$525	$88
Progressive	$541	$91
Maryland Auto	$774	$131
Allstate	$884	$147

Cheapest Full Coverage Car Insurance in Tall Timbers

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Tall Timbers is Kemper at $117 per month and $691 for six months.

Cheapest Full Coverage Car Insurance Quotes in Tall Timbers, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$691	$117
USAA	$763	$128
Travelers	$795	$134
State Farm	$878	$148
Erie	$950	$160
Nationwide	$956	$161
Progressive	$1133	$191
Allstate	$1685	$281
Maryland Auto	$2226	$379

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Average Car Insurance in Tall Timbers by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Tall Timbers, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Tall Timbers, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Tall Timbers's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Tall Timbers

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Tall Timbers,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Tall Timbers at $69 per month. At $6916 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$415	$69
Erie	$1293	$218
Travelers	$1375	$232
USAA	$1409	$237
State Farm	$2099	$353
Progressive	$2469	$416
Maryland Auto	$3767	$628
Nationwide	$4121	$694
Allstate	$6916	$1152

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Tall Timbers, USAA is the cheapest car insurance provider. At $994 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Tall Timbers is Allstate, offering rates of around $2580 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$994	$166
Progressive	$1110	$187
Nationwide	$1447	$244
Travelers	$1867	$317
Maryland Auto	$2226	$371
Erie	$2348	$399
State Farm	$5099	$850
Allstate	$2580	$439

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Car Insurance Rates with An Accident in Tall Timbers

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Tall Timbers, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Tall Timbers

The cheapest car insurance companies after an at-fault accident in Tall Timbers include Erie and USAA, offering $790 and $806, respectively. Allstate is an expensive provider with an average six-month premium of $3044.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$790	$133
USAA	$806	$136
Travelers	$851	$143
State Farm	$956	$161
Progressive	$1138	$192
Nationwide	$1663	$280
Maryland Auto	$2911	$485
Allstate	$3044	$518

Tall Timbers Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Tall Timbers MD. For example, the car insurance in Tall Timbers after a DUI increases to $1049 for a six month policy. While the rate increases by $243 for a six-month policy in the case of a speeding ticket.

Tall Timbers auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1116	$186
One Med/PIP claim	$1154	$196
Not-at-fault accident	$1199	$200
One comp claim	$1204	$205
Two Med/PIP claims	$1227	$205
Failure to wear a seat belt	$1265	$215
Failure to show documents	$1298	$217
Child safety restraint	$1309	$222
Two comp claims	$1309	$219
Driving with expired registration	$1342	$228
Cell phone violation	$1359	$227
Driving too slowly	$1359	$231
Failure to stop at a red light	$1359	$227
Failure to yield	$1359	$231
Following too closely	$1359	$227
Illegal turn	$1359	$231
Improper passing	$1359	$227
Speeding 11 - 15 MPH over limit	$1359	$231
Speeding 16 - 20 MPH over limit	$1359	$227
Speeding 6 - 10 MPH over limit	$1359	$231
Texting while driving	$1359	$227
Wrong way/wrong lane	$1359	$231
Speeding in school zone	$1375	$230
At-fault accident - less than $1000	$1403	$239
Passing school bus	$1409	$234
Driving without lights	$1415	$241
Open container	$1420	$236
Operating a vehicle without permission	$1436	$245
Speeding 21 - 25 MPH over limit	$1486	$247
In 65 MPH zone	$1624	$276
At-fault accident - $1000-$2000	$1674	$279
At-fault accident - greater than $2000	$1674	$285
Reckless driving	$1911	$319
Racing	$2055	$350
Driving with a suspended license	$2088	$348
Refusal to submit to a chemical test	$2155	$366
DUI	$2165	$361
Leaving scene of an accident/hit and run	$2182	$371

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Tall Timbers after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Tall Timbers.

The cheapest car insurance premiums in Tall Timbers are offered by Erie at $663 for a six-month policy. However, it can be as expensive as $3275 with companies like Maryland Auto.

Tall Timbers car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$663	$112
Travelers	$911	$153
Progressive	$1227	$206
USAA	$1342	$226
Allstate	$1762	$294
State Farm	$2099	$353
Nationwide	$2873	$484
Maryland Auto	$3275	$557

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Tall Timbers are offered by USAA at $680. However, it can be as expensive as $2254 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Tall Timbers after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$680	$115
State Farm	$712	$120
Erie	$812	$137
Progressive	$989	$166
Travelers	$1315	$223
Nationwide	$2116	$352
Maryland Auto	$2226	$379
Allstate	$2254	$376

Car Insurance Price Trends in Tall Timbers, Maryland

Car insurance rates in Tall Timbers have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Tall Timbers rose by $209 in January compared to $198 of December. In other words, there has been an increase by $11 when you compare January and December.

The average cost of liability insurance in the Tall Timbers rose to $73 in January, compared to $72 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Tall Timbers?

The car insurance in Tall Timbers is $47 per month, which is lower than the national average.

What is the cheapest car insurance in Tall Timbers?

The cheapest car insurance in Tall Timbers is $117 per month for full coverage.

How much is car insurance in Tall Timbers for teenagers?

Car insurance for teenagers costs $415 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Tall Timbers?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $188 per month to insure your car in Tall Timbers.

Is car insurance expensive in Tall Timbers?

Car insurance can be expensive in Tall Timbers if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Tall Timbers can be affordable.

Cheapest Car Insurance Quotes in Tall Timbers

Why you can trust Way?

How Much Is Car Insurance in Tall Timbers

Avg. Car Insurance in Tall Timbers

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Tall Timbers

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Tall Timbers Car Insurance Rates by Company

Cheap Car Insurance Companies in Tall Timbers, MD

Way's key takeaways about car insurance in Tall Timbers

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Tall Timbers

Cheapest Liability Coverage in Tall Timbers, MD

Cheapest Full Coverage Car Insurance in Tall Timbers

Cheapest Full Coverage Car Insurance Quotes in Tall Timbers, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Tall Timbers by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Tall Timbers, MD increasing?

Car Insurance Premiums by Age in Tall Timbers

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Tall Timbers,MD

If you are in your twenties N/A is the best choice for car insurance in Tall Timbers.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Tall Timbers

Cheapest Car Insurance Companies after an At-Fault Accident in Tall Timbers

Tall Timbers Car Insurance Rates by Violation

Tall Timbers auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Tall Timbers after a DUI

Tall Timbers car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Tall Timbers after Speeding ticket

Car Insurance Price Trends in Tall Timbers, Maryland

Average Car Insurance Cost in Tall Timbers by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Tall Timbers, MD

Car Insurance Rates by State in the USA (2025 Update)

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