Cheapest Car Insurance Quotes in Eckhart Mines

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Eckhart Mines Car Insurance

^$ 40

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Eckhart Mines

The car insurance rate in Eckhart Mines is $803 for a six-month policy, which is $213 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $587, making it a popular choice for budget-conscious drivers. Rates in Eckhart Mines can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Eckhart Mines

$803

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Eckhart Mines

1st place: Kemper

At $587 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $634 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $648 for six months, making it the third cheapest auto insurance company in Eckhart Mines.

Eckhart Mines Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Eckhart Mines, MD is Kemper, offering policies at just $587 for a six-month term. This is followed by USAA, which has an average six-month premium of $634.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1502 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Eckhart Mines drivers find the best deals.

Cheap Car Insurance Companies in Eckhart Mines, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$587	$100
USAA	$634	$107
State Farm	$648	$109
Travelers	$648	$109
Nationwide	$751	$126
Erie	$774	$130
Progressive	$882	$149
Allstate	$1502	$253

Key Takeaways

Way's key takeaways about car insurance in Eckhart Mines

The auto insurance costs in Eckhart Mines fall around $587 for six months.
The cheapest auto insurance company in Eckhart Mines is USAA.
Teen drivers pay the highest rate in Eckhart Mines at $1055 per month.

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Cheapest Minimum Liability Car Insurance in Eckhart Mines

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Eckhart Mines are given below.

USAA provides the cheapest minimum car insurance coverage in Eckhart Mines. Their Average 6 Month Premium is $235. Allstate is the most expensive at $822 for the same period.

Cheapest Liability Coverage in Eckhart Mines, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$235	$40
Travelers	$324	$55
State Farm	$329	$55
Kemper	$333	$55
Erie	$348	$58
Progressive	$408	$69
Nationwide	$423	$71
Allstate	$822	$138

Cheapest Full Coverage Car Insurance in Eckhart Mines

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Eckhart Mines is Kemper at $100 per month and $587 for six months.

Cheapest Full Coverage Car Insurance Quotes in Eckhart Mines, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$587	$100
USAA	$634	$107
State Farm	$648	$109
Travelers	$648	$109
Nationwide	$751	$126
Erie	$774	$130
Progressive	$882	$149
Allstate	$1502	$253

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Average Car Insurance in Eckhart Mines by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Eckhart Mines, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Eckhart Mines, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Eckhart Mines's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Eckhart Mines

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$541
30s	Travelers	$461
40s	Travelers	$420
50s	Travelers	$397
60s	Travelers	$446
70s	USAA	$471

Cheapest Car Insurance Rates for Teen Drivers in Eckhart Mines,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Eckhart Mines at $60 per month. At $6265 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$352	$60
Erie	$915	$154
Travelers	$1070	$180
USAA	$1145	$193
State Farm	$1553	$261
Progressive	$1976	$333
Nationwide	$2966	$499
Allstate	$6265	$1055

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Eckhart Mines.

As young drivers face the highest rates in Eckhart Mines, Travelers offers the cheapest auto insurance rates at $541 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Eckhart Mines, USAA is the cheapest car insurance provider. At $742 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Eckhart Mines is State Farm, offering rates of around $2806 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$742	$123
Progressive	$765	$129
Nationwide	$972	$164
Travelers	$1370	$233
Erie	$1609	$269
Allstate	$2191	$373
State Farm	$2806	$468

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Car Insurance Rates with An Accident in Eckhart Mines

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Eckhart Mines, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Eckhart Mines

The cheapest car insurance companies after an at-fault accident in Eckhart Mines include Erie and USAA, offering $582 and $662, respectively. Encompass is an expensive provider with an average six-month premium of $521.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$582	$98
USAA	$662	$111
Travelers	$671	$113
State Farm	$723	$122
Progressive	$878	$148
Nationwide	$1220	$205
Allstate	$2741	$461
Encompass	$521	$87

Eckhart Mines Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Eckhart Mines MD. For example, the car insurance in Eckhart Mines after a DUI increases to $891 for a six month policy. While the rate increases by $206 for a six-month policy in the case of a speeding ticket.

Eckhart Mines auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$948	$158
One Med/PIP claim	$980	$167
Not-at-fault accident	$1018	$170
One comp claim	$1023	$174
Two Med/PIP claims	$1042	$174
Failure to wear a seat belt	$1074	$182
Failure to show documents	$1103	$184
Child safety restraint	$1112	$189
Two comp claims	$1112	$186
Driving with expired registration	$1140	$194
Cell phone violation	$1154	$193
Driving too slowly	$1154	$196
Failure to stop at a red light	$1154	$193
Failure to yield	$1154	$196
Following too closely	$1154	$193
Illegal turn	$1154	$196
Improper passing	$1154	$193
Speeding 11 - 15 MPH over limit	$1154	$196
Speeding 16 - 20 MPH over limit	$1154	$193
Speeding 6 - 10 MPH over limit	$1154	$196
Texting while driving	$1154	$193
Wrong way/wrong lane	$1154	$196
Speeding in school zone	$1168	$195
At-fault accident - less than $1000	$1192	$203
Passing school bus	$1197	$199
Driving without lights	$1202	$205
Open container	$1206	$201
Operating a vehicle without permission	$1220	$208
Speeding 21 - 25 MPH over limit	$1262	$210
In 65 MPH zone	$1379	$235
At-fault accident - $1000-$2000	$1422	$237
At-fault accident - greater than $2000	$1422	$242
Reckless driving	$1623	$271
Racing	$1746	$297
Driving with a suspended license	$1774	$295
Refusal to submit to a chemical test	$1830	$311
DUI	$1839	$307
Leaving scene of an accident/hit and run	$1853	$315

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Eckhart Mines after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Eckhart Mines.

The cheapest car insurance premiums in Eckhart Mines are offered by Erie at $498 for a six-month policy. However, it can be as expensive as $2046 with companies like Nationwide.

Eckhart Mines car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$498	$84
Travelers	$728	$122
Progressive	$948	$160
USAA	$1093	$184
State Farm	$1422	$239
Allstate	$1567	$264
Nationwide	$2046	$344

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Eckhart Mines are offered by State Farm at $446. However, it can be as expensive as $1915 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Eckhart Mines after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$446	$75
USAA	$507	$86
Erie	$591	$100
Progressive	$685	$115
Travelers	$939	$156
Nationwide	$1333	$227
Allstate	$1915	$319

Car Insurance Price Trends in Eckhart Mines, Maryland

Car insurance rates in Eckhart Mines have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Eckhart Mines rose by $168 in December compared to $167 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Eckhart Mines remained steady at $61 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Eckhart Mines?

The car insurance in Eckhart Mines is $40 per month, which is lower than the national average.

What is the cheapest car insurance in Eckhart Mines?

The cheapest car insurance in Eckhart Mines is $100 per month for full coverage.

How much is car insurance in Eckhart Mines for teenagers?

Car insurance for teenagers costs $352 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Eckhart Mines?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $135 per month to insure your car in Eckhart Mines.

Is car insurance expensive in Eckhart Mines?

Car insurance can be expensive in Eckhart Mines if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Eckhart Mines can be affordable.

Cheapest Car Insurance Quotes in Eckhart Mines

Why you can trust Way?

How Much Is Car Insurance in Eckhart Mines

Avg. Car Insurance in Eckhart Mines

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Eckhart Mines

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Eckhart Mines Car Insurance Rates by Company

Cheap Car Insurance Companies in Eckhart Mines, MD

Way's key takeaways about car insurance in Eckhart Mines

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Eckhart Mines

Cheapest Liability Coverage in Eckhart Mines, MD

Cheapest Full Coverage Car Insurance in Eckhart Mines

Cheapest Full Coverage Car Insurance Quotes in Eckhart Mines, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Eckhart Mines by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Eckhart Mines, MD increasing?

Car Insurance Premiums by Age in Eckhart Mines

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Eckhart Mines,MD

If you are in your twenties Travelers is the best choice for car insurance in Eckhart Mines.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Eckhart Mines

Cheapest Car Insurance Companies after an At-Fault Accident in Eckhart Mines

Eckhart Mines Car Insurance Rates by Violation

Eckhart Mines auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Eckhart Mines after a DUI

Eckhart Mines car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Eckhart Mines after Speeding ticket

Car Insurance Price Trends in Eckhart Mines, Maryland

Average Car Insurance Cost in Eckhart Mines by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Eckhart Mines, MD

Car Insurance Rates by State in the USA (2025 Update)

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