Cheapest Car Insurance Quotes in Colmar Manor

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Colmar Manor Car Insurance

^$ 66

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Colmar Manor

The car insurance rate in Colmar Manor is $1341 for a six-month policy, which is $325 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $981, making it a popular choice for budget-conscious drivers. Rates in Colmar Manor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Colmar Manor

$1341

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Colmar Manor

1st place: Kemper

At $981 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1059 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1082 for six months, making it the third cheapest auto insurance company in Colmar Manor.

Colmar Manor Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Colmar Manor, MD is Kemper, offering policies at just $981 for a six-month term. This is followed by USAA, which has an average six-month premium of $1059.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2509 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Colmar Manor drivers find the best deals.

Cheap Car Insurance Companies in Colmar Manor, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$981	$166
USAA	$1059	$178
State Farm	$1082	$182
Travelers	$1082	$182
Nationwide	$1254	$211
Erie	$1294	$218
Progressive	$1474	$248
Allstate	$2509	$422

Key Takeaways

Way's key takeaways about car insurance in Colmar Manor

The auto insurance costs in Colmar Manor fall around $981 for six months.
The cheapest auto insurance company in Colmar Manor is USAA.
Teen drivers pay the highest rate in Colmar Manor at $1762 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Colmar Manor

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Colmar Manor are given below.

USAA provides the cheapest minimum car insurance coverage in Colmar Manor. Their Average 6 Month Premium is $392. Allstate is the most expensive at $1373 for the same period.

Cheapest Liability Coverage in Colmar Manor, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$392	$66
Travelers	$541	$91
State Farm	$549	$92
Kemper	$557	$92
Erie	$581	$98
Progressive	$682	$115
Nationwide	$706	$119
Allstate	$1373	$231

Cheapest Full Coverage Car Insurance in Colmar Manor

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Colmar Manor is Kemper at $166 per month and $981 for six months.

Cheapest Full Coverage Car Insurance Quotes in Colmar Manor, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$981	$166
USAA	$1059	$178
State Farm	$1082	$182
Travelers	$1082	$182
Nationwide	$1254	$211
Erie	$1294	$218
Progressive	$1474	$248
Allstate	$2509	$422

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Average Car Insurance in Colmar Manor by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Colmar Manor, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Colmar Manor, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Colmar Manor's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Colmar Manor

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$904
30s	Travelers	$771
40s	Travelers	$702
50s	Travelers	$664
60s	Travelers	$744
70s	USAA	$787

Cheapest Car Insurance Rates for Teen Drivers in Colmar Manor,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Colmar Manor at $100 per month. At $10468 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$589	$100
Erie	$1529	$257
Travelers	$1787	$301
USAA	$1913	$322
State Farm	$2595	$437
Progressive	$3301	$556
Nationwide	$4955	$834
Allstate	$10468	$1762

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Colmar Manor.

As young drivers face the highest rates in Colmar Manor, Travelers offers the cheapest auto insurance rates at $904 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Colmar Manor, USAA is the cheapest car insurance provider. At $1239 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Colmar Manor is State Farm, offering rates of around $4689 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1239	$206
Progressive	$1278	$215
Nationwide	$1624	$273
Travelers	$2289	$389
Erie	$2689	$449
Allstate	$3662	$623
State Farm	$4689	$781

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Car Insurance Rates with An Accident in Colmar Manor

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Colmar Manor, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Colmar Manor

The cheapest car insurance companies after an at-fault accident in Colmar Manor include Erie and USAA, offering $973 and $1106, respectively. Encompass is an expensive provider with an average six-month premium of $870.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$973	$164
USAA	$1106	$186
Travelers	$1121	$189
State Farm	$1208	$203
Progressive	$1467	$247
Nationwide	$2038	$343
Allstate	$4579	$771
Encompass	$870	$145

Colmar Manor Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Colmar Manor MD. For example, the car insurance in Colmar Manor after a DUI increases to $1489 for a six month policy. While the rate increases by $345 for a six-month policy in the case of a speeding ticket.

Colmar Manor auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1584	$264
One Med/PIP claim	$1638	$279
Not-at-fault accident	$1701	$284
One comp claim	$1709	$290
Two Med/PIP claims	$1741	$290
Failure to wear a seat belt	$1795	$305
Failure to show documents	$1843	$308
Child safety restraint	$1859	$315
Two comp claims	$1859	$310
Driving with expired registration	$1905	$323
Cell phone violation	$1929	$322
Driving too slowly	$1929	$327
Failure to stop at a red light	$1929	$322
Failure to yield	$1929	$327
Following too closely	$1929	$322
Illegal turn	$1929	$327
Improper passing	$1929	$322
Speeding 11 - 15 MPH over limit	$1929	$327
Speeding 16 - 20 MPH over limit	$1929	$322
Speeding 6 - 10 MPH over limit	$1929	$327
Texting while driving	$1929	$322
Wrong way/wrong lane	$1929	$327
Speeding in school zone	$1952	$326
At-fault accident - less than $1000	$1992	$339
Passing school bus	$2000	$333
Driving without lights	$2008	$342
Open container	$2016	$335
Operating a vehicle without permission	$2038	$347
Speeding 21 - 25 MPH over limit	$2109	$351
In 65 MPH zone	$2305	$392
At-fault accident - $1000-$2000	$2376	$396
At-fault accident - greater than $2000	$2376	$404
Reckless driving	$2713	$453
Racing	$2917	$496
Driving with a suspended license	$2963	$494
Refusal to submit to a chemical test	$3058	$520
DUI	$3073	$512
Leaving scene of an accident/hit and run	$3097	$527

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Colmar Manor after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Colmar Manor.

The cheapest car insurance premiums in Colmar Manor are offered by Erie at $832 for a six-month policy. However, it can be as expensive as $3419 with companies like Nationwide.

Colmar Manor car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$832	$140
Travelers	$1216	$205
Progressive	$1584	$267
USAA	$1827	$308
State Farm	$2376	$400
Allstate	$2619	$441
Nationwide	$3419	$576

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Colmar Manor are offered by State Farm at $744. However, it can be as expensive as $3200 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Colmar Manor after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$744	$125
USAA	$847	$144
Erie	$987	$166
Progressive	$1144	$193
Travelers	$1568	$261
Nationwide	$2227	$379
Allstate	$3200	$533

Car Insurance Price Trends in Colmar Manor, Maryland

Car insurance rates in Colmar Manor have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Colmar Manor rose by $281 in December compared to $280 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Colmar Manor remained steady at $102 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Colmar Manor?

The car insurance in Colmar Manor is $66 per month, which is lower than the national average.

What is the cheapest car insurance in Colmar Manor?

The cheapest car insurance in Colmar Manor is $166 per month for full coverage.

How much is car insurance in Colmar Manor for teenagers?

Car insurance for teenagers costs $589 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Colmar Manor?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $226 per month to insure your car in Colmar Manor.

Is car insurance expensive in Colmar Manor?

Car insurance can be expensive in Colmar Manor if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Colmar Manor can be affordable.

Cheapest Car Insurance Quotes in Colmar Manor

Why you can trust Way?

How Much Is Car Insurance in Colmar Manor

Avg. Car Insurance in Colmar Manor

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Colmar Manor

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Colmar Manor Car Insurance Rates by Company

Cheap Car Insurance Companies in Colmar Manor, MD

Way's key takeaways about car insurance in Colmar Manor

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Colmar Manor

Cheapest Liability Coverage in Colmar Manor, MD

Cheapest Full Coverage Car Insurance in Colmar Manor

Cheapest Full Coverage Car Insurance Quotes in Colmar Manor, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Colmar Manor by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Colmar Manor, MD increasing?

Car Insurance Premiums by Age in Colmar Manor

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Colmar Manor,MD

If you are in your twenties Travelers is the best choice for car insurance in Colmar Manor.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Colmar Manor

Cheapest Car Insurance Companies after an At-Fault Accident in Colmar Manor

Colmar Manor Car Insurance Rates by Violation

Colmar Manor auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Colmar Manor after a DUI

Colmar Manor car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Colmar Manor after Speeding ticket

Car Insurance Price Trends in Colmar Manor, Maryland

Average Car Insurance Cost in Colmar Manor by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Colmar Manor, MD

Car Insurance Rates by State in the USA (2025 Update)

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