Cheapest Car Insurance Quotes in Bryans Road

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Bryans Road Car Insurance

^$ 56

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bryans Road

The car insurance rate in Bryans Road is $1128 for a six-month policy, which is $112 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $825, making it a popular choice for budget-conscious drivers. Rates in Bryans Road can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bryans Road

$1128

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Bryans Road

1st place: Kemper

At $825 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $890 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $910 for six months, making it the third cheapest auto insurance company in Bryans Road.

Bryans Road Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bryans Road, MD is Kemper, offering policies at just $825 for a six-month term. This is followed by USAA, which has an average six-month premium of $890.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2110 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bryans Road drivers find the best deals.

Cheap Car Insurance Companies in Bryans Road, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$825	$140
USAA	$890	$150
State Farm	$910	$153
Travelers	$910	$153
Nationwide	$1055	$178
Erie	$1088	$183
Progressive	$1240	$209
Allstate	$2110	$355

Key Takeaways

Way's key takeaways about car insurance in Bryans Road

The auto insurance costs in Bryans Road fall around $825 for six months.
The cheapest auto insurance company in Bryans Road is USAA.
Teen drivers pay the highest rate in Bryans Road at $1482 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Bryans Road

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bryans Road are given below.

USAA provides the cheapest minimum car insurance coverage in Bryans Road. Their Average 6 Month Premium is $330. Allstate is the most expensive at $1154 for the same period.

Cheapest Liability Coverage in Bryans Road, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$330	$56
Travelers	$455	$77
State Farm	$462	$78
Kemper	$468	$78
Erie	$488	$82
Progressive	$574	$97
Nationwide	$594	$100
Allstate	$1154	$194

Cheapest Full Coverage Car Insurance in Bryans Road

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bryans Road is Kemper at $140 per month and $825 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bryans Road, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$825	$140
USAA	$890	$150
State Farm	$910	$153
Travelers	$910	$153
Nationwide	$1055	$178
Erie	$1088	$183
Progressive	$1240	$209
Allstate	$2110	$355

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Average Car Insurance in Bryans Road by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bryans Road, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Bryans Road, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bryans Road's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bryans Road

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$760
30s	Travelers	$648
40s	Travelers	$591
50s	Travelers	$558
60s	Travelers	$626
70s	USAA	$662

Cheapest Car Insurance Rates for Teen Drivers in Bryans Road,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Bryans Road at $84 per month. At $8802 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$495	$84
Erie	$1285	$216
Travelers	$1503	$253
USAA	$1608	$271
State Farm	$2182	$367
Progressive	$2776	$467
Nationwide	$4167	$702
Allstate	$8802	$1482

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Bryans Road.

As young drivers face the highest rates in Bryans Road, Travelers offers the cheapest auto insurance rates at $760 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bryans Road, USAA is the cheapest car insurance provider. At $1042 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bryans Road is State Farm, offering rates of around $3943 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1042	$173
Progressive	$1074	$181
Nationwide	$1365	$230
Travelers	$1925	$327
Erie	$2261	$377
Allstate	$3079	$524
State Farm	$3943	$657

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Bryans Road.

Car Insurance Rates with An Accident in Bryans Road

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bryans Road, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bryans Road

The cheapest car insurance companies after an at-fault accident in Bryans Road include Erie and USAA, offering $818 and $930, respectively. Encompass is an expensive provider with an average six-month premium of $731.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$818	$138
USAA	$930	$157
Travelers	$942	$159
State Farm	$1016	$171
Progressive	$1233	$208
Nationwide	$1714	$289
Allstate	$3851	$648
Encompass	$731	$122

Bryans Road Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bryans Road MD. For example, the car insurance in Bryans Road after a DUI increases to $1252 for a six month policy. While the rate increases by $290 for a six-month policy in the case of a speeding ticket.

Bryans Road auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1332	$222
One Med/PIP claim	$1378	$234
Not-at-fault accident	$1431	$239
One comp claim	$1437	$244
Two Med/PIP claims	$1464	$244
Failure to wear a seat belt	$1510	$256
Failure to show documents	$1550	$259
Child safety restraint	$1563	$265
Two comp claims	$1563	$261
Driving with expired registration	$1602	$272
Cell phone violation	$1622	$271
Driving too slowly	$1622	$275
Failure to stop at a red light	$1622	$271
Failure to yield	$1622	$275
Following too closely	$1622	$271
Illegal turn	$1622	$275
Improper passing	$1622	$271
Speeding 11 - 15 MPH over limit	$1622	$275
Speeding 16 - 20 MPH over limit	$1622	$271
Speeding 6 - 10 MPH over limit	$1622	$275
Texting while driving	$1622	$271
Wrong way/wrong lane	$1622	$275
Speeding in school zone	$1642	$274
At-fault accident - less than $1000	$1675	$285
Passing school bus	$1682	$280
Driving without lights	$1688	$287
Open container	$1695	$282
Operating a vehicle without permission	$1714	$292
Speeding 21 - 25 MPH over limit	$1774	$295
In 65 MPH zone	$1938	$330
At-fault accident - $1000-$2000	$1998	$333
At-fault accident - greater than $2000	$1998	$340
Reckless driving	$2281	$381
Racing	$2453	$417
Driving with a suspended license	$2492	$415
Refusal to submit to a chemical test	$2572	$437
DUI	$2584	$431
Leaving scene of an accident/hit and run	$2604	$443

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bryans Road after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bryans Road.

The cheapest car insurance premiums in Bryans Road are offered by Erie at $699 for a six-month policy. However, it can be as expensive as $2875 with companies like Nationwide.

Bryans Road car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$699	$118
Travelers	$1022	$172
Progressive	$1332	$224
USAA	$1536	$259
State Farm	$1998	$336
Allstate	$2202	$371
Nationwide	$2875	$484

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bryans Road are offered by State Farm at $626. However, it can be as expensive as $2691 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Bryans Road after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$626	$105
USAA	$713	$121
Erie	$830	$140
Progressive	$962	$162
Travelers	$1319	$220
Nationwide	$1873	$319
Allstate	$2691	$448

Car Insurance Price Trends in Bryans Road, Maryland

Car insurance rates in Bryans Road have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bryans Road rose by $236 in December compared to $235 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Bryans Road remained steady at $85 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Bryans Road?

The car insurance in Bryans Road is $56 per month, which is lower than the national average.

What is the cheapest car insurance in Bryans Road?

The cheapest car insurance in Bryans Road is $140 per month for full coverage.

How much is car insurance in Bryans Road for teenagers?

Car insurance for teenagers costs $495 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bryans Road?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $190 per month to insure your car in Bryans Road.

Is car insurance expensive in Bryans Road?

Car insurance can be expensive in Bryans Road if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bryans Road can be affordable.

Cheapest Car Insurance Quotes in Bryans Road

Why you can trust Way?

How Much Is Car Insurance in Bryans Road

Avg. Car Insurance in Bryans Road

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Bryans Road

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Bryans Road Car Insurance Rates by Company

Cheap Car Insurance Companies in Bryans Road, MD

Way's key takeaways about car insurance in Bryans Road

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bryans Road

Cheapest Liability Coverage in Bryans Road, MD

Cheapest Full Coverage Car Insurance in Bryans Road

Cheapest Full Coverage Car Insurance Quotes in Bryans Road, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bryans Road by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bryans Road, MD increasing?

Car Insurance Premiums by Age in Bryans Road

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bryans Road,MD

If you are in your twenties Travelers is the best choice for car insurance in Bryans Road.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bryans Road

Cheapest Car Insurance Companies after an At-Fault Accident in Bryans Road

Bryans Road Car Insurance Rates by Violation

Bryans Road auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bryans Road after a DUI

Bryans Road car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bryans Road after Speeding ticket

Car Insurance Price Trends in Bryans Road, Maryland

Average Car Insurance Cost in Bryans Road by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bryans Road, MD

Car Insurance Rates by State in the USA (2025 Update)

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