Cheapest Car Insurance Quotes in Bryans Road

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406,175 Policies Sold

Bryans Road Car Insurance

^$ 57

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bryans Road

The car insurance rate in Bryans Road is $1348 for a six-month policy, which is $144 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $832, making it a popular choice for budget-conscious drivers. Rates in Bryans Road can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bryans Road

$1348

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Bryans Road

1st place: Kemper

At $832 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $918 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $958 for six months, making it the third cheapest auto insurance company in Bryans Road.

Bryans Road Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bryans Road, MD is Kemper, offering policies at just $832 for a six-month term. This is followed by USAA, which has an average six-month premium of $918.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2681 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bryans Road drivers find the best deals.

Cheap Car Insurance Companies in Bryans Road, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$832	$141
USAA	$918	$155
Travelers	$958	$161
State Farm	$1057	$178
Erie	$1145	$193
Nationwide	$1151	$194
Progressive	$1364	$230
Allstate	$2029	$338
Maryland Auto	$2681	$456

Key Takeaways

Way's key takeaways about car insurance in Bryans Road

The auto insurance costs in Bryans Road fall around $832 for six months.
The cheapest auto insurance company in Bryans Road is USAA.
Teen drivers pay the highest rate in Bryans Road at $1388 per month.

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Cheapest Minimum Liability Car Insurance in Bryans Road

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bryans Road are given below.

USAA provides the cheapest minimum car insurance coverage in Bryans Road. Their Average 6 Month Premium is $339. Allstate is the most expensive at $1064 for the same period.

Cheapest Liability Coverage in Bryans Road, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$339	$57
Travelers	$452	$76
Kemper	$473	$78
Erie	$500	$84
State Farm	$505	$85
Nationwide	$632	$106
Progressive	$652	$110
Maryland Auto	$932	$158
Allstate	$1064	$177

Cheapest Full Coverage Car Insurance in Bryans Road

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bryans Road is Kemper at $141 per month and $832 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bryans Road, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$832	$141
USAA	$918	$155
Travelers	$958	$161
State Farm	$1057	$178
Erie	$1145	$193
Nationwide	$1151	$194
Progressive	$1364	$230
Allstate	$2029	$338
Maryland Auto	$2681	$456

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Average Car Insurance in Bryans Road by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bryans Road, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Bryans Road, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bryans Road's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bryans Road

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Bryans Road,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Bryans Road at $83 per month. At $8329 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$500	$83
Erie	$1557	$262
Travelers	$1656	$279
USAA	$1697	$286
State Farm	$2528	$426
Progressive	$2974	$501
Maryland Auto	$4537	$756
Nationwide	$4963	$836
Allstate	$8329	$1388

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bryans Road, USAA is the cheapest car insurance provider. At $1197 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bryans Road is Allstate, offering rates of around $3107 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1197	$199
Progressive	$1337	$225
Nationwide	$1743	$293
Travelers	$2249	$382
Maryland Auto	$2681	$447
Erie	$2828	$480
State Farm	$6141	$1024
Allstate	$3107	$529

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Save up to $971/yr on car insurance rates in Bryans Road.

Car Insurance Rates with An Accident in Bryans Road

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bryans Road, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bryans Road

The cheapest car insurance companies after an at-fault accident in Bryans Road include Erie and USAA, offering $951 and $971, respectively. Allstate is an expensive provider with an average six-month premium of $3666.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$951	$160
USAA	$971	$164
Travelers	$1025	$172
State Farm	$1151	$194
Progressive	$1371	$231
Nationwide	$2003	$337
Maryland Auto	$3506	$585
Allstate	$3666	$624

Bryans Road Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bryans Road MD. For example, the car insurance in Bryans Road after a DUI increases to $1263 for a six month policy. While the rate increases by $292 for a six-month policy in the case of a speeding ticket.

Bryans Road auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1344	$224
One Med/PIP claim	$1390	$236
Not-at-fault accident	$1444	$241
One comp claim	$1450	$246
Two Med/PIP claims	$1477	$246
Failure to wear a seat belt	$1523	$259
Failure to show documents	$1564	$261
Child safety restraint	$1577	$268
Two comp claims	$1577	$263
Driving with expired registration	$1616	$274
Cell phone violation	$1636	$273
Driving too slowly	$1636	$278
Failure to stop at a red light	$1636	$273
Failure to yield	$1636	$278
Following too closely	$1636	$273
Illegal turn	$1636	$278
Improper passing	$1636	$273
Speeding 11 - 15 MPH over limit	$1636	$278
Speeding 16 - 20 MPH over limit	$1636	$273
Speeding 6 - 10 MPH over limit	$1636	$278
Texting while driving	$1636	$273
Wrong way/wrong lane	$1636	$278
Speeding in school zone	$1656	$277
At-fault accident - less than $1000	$1690	$288
Passing school bus	$1697	$282
Driving without lights	$1704	$290
Open container	$1710	$284
Operating a vehicle without permission	$1729	$295
Speeding 21 - 25 MPH over limit	$1790	$298
In 65 MPH zone	$1956	$333
At-fault accident - $1000-$2000	$2016	$336
At-fault accident - greater than $2000	$2016	$343
Reckless driving	$2302	$384
Racing	$2475	$421
Driving with a suspended license	$2514	$419
Refusal to submit to a chemical test	$2595	$441
DUI	$2607	$435
Leaving scene of an accident/hit and run	$2628	$447

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bryans Road after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bryans Road.

The cheapest car insurance premiums in Bryans Road are offered by Erie at $799 for a six-month policy. However, it can be as expensive as $3945 with companies like Maryland Auto.

Bryans Road car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$799	$134
Travelers	$1098	$185
Progressive	$1477	$249
USAA	$1616	$272
Allstate	$2122	$354
State Farm	$2528	$426
Nationwide	$3460	$582
Maryland Auto	$3945	$671

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bryans Road are offered by USAA at $819. However, it can be as expensive as $2715 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Bryans Road after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$819	$139
State Farm	$858	$144
Erie	$978	$165
Progressive	$1191	$200
Travelers	$1584	$269
Nationwide	$2548	$424
Maryland Auto	$2681	$456
Allstate	$2715	$452

Car Insurance Price Trends in Bryans Road, Maryland

Car insurance rates in Bryans Road have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bryans Road rose by $252 in January compared to $239 of December. In other words, there has been an increase by $13 when you compare January and December.

The average cost of liability insurance in the Bryans Road rose to $87 in January, compared to $86 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Bryans Road?

The car insurance in Bryans Road is $57 per month, which is lower than the national average.

What is the cheapest car insurance in Bryans Road?

The cheapest car insurance in Bryans Road is $141 per month for full coverage.

How much is car insurance in Bryans Road for teenagers?

Car insurance for teenagers costs $500 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bryans Road?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $226 per month to insure your car in Bryans Road.

Is car insurance expensive in Bryans Road?

Car insurance can be expensive in Bryans Road if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bryans Road can be affordable.

Cheapest Car Insurance Quotes in Bryans Road

Why you can trust Way?

How Much Is Car Insurance in Bryans Road

Avg. Car Insurance in Bryans Road

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Bryans Road

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Bryans Road Car Insurance Rates by Company

Cheap Car Insurance Companies in Bryans Road, MD

Way's key takeaways about car insurance in Bryans Road

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bryans Road

Cheapest Liability Coverage in Bryans Road, MD

Cheapest Full Coverage Car Insurance in Bryans Road

Cheapest Full Coverage Car Insurance Quotes in Bryans Road, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bryans Road by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bryans Road, MD increasing?

Car Insurance Premiums by Age in Bryans Road

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bryans Road,MD

If you are in your twenties N/A is the best choice for car insurance in Bryans Road.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bryans Road

Cheapest Car Insurance Companies after an At-Fault Accident in Bryans Road

Bryans Road Car Insurance Rates by Violation

Bryans Road auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bryans Road after a DUI

Bryans Road car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bryans Road after Speeding ticket

Car Insurance Price Trends in Bryans Road, Maryland

Average Car Insurance Cost in Bryans Road by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bryans Road, MD

Car Insurance Rates by State in the USA (2025 Update)

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