Cheapest Car Insurance Quotes in Coral Hills

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Coral Hills Car Insurance

^$ 70

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Coral Hills

The car insurance rate in Coral Hills is $1422 for a six-month policy, which is $406 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1040, making it a popular choice for budget-conscious drivers. Rates in Coral Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Coral Hills

$1422

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Coral Hills

1st place: Kemper

At $1040 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1123 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1148 for six months, making it the third cheapest auto insurance company in Coral Hills.

Coral Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Coral Hills, MD is Kemper, offering policies at just $1040 for a six-month term. This is followed by USAA, which has an average six-month premium of $1123.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2661 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Coral Hills drivers find the best deals.

Cheap Car Insurance Companies in Coral Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1040	$176
USAA	$1123	$189
State Farm	$1148	$193
Travelers	$1148	$193
Nationwide	$1330	$224
Erie	$1372	$231
Progressive	$1564	$263
Allstate	$2661	$448

Key Takeaways

Way's key takeaways about car insurance in Coral Hills

The auto insurance costs in Coral Hills fall around $1040 for six months.
The cheapest auto insurance company in Coral Hills is USAA.
Teen drivers pay the highest rate in Coral Hills at $1869 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Coral Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Coral Hills are given below.

USAA provides the cheapest minimum car insurance coverage in Coral Hills. Their Average 6 Month Premium is $416. Allstate is the most expensive at $1456 for the same period.

Cheapest Liability Coverage in Coral Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$416	$70
Travelers	$574	$97
State Farm	$582	$98
Kemper	$591	$98
Erie	$616	$104
Progressive	$724	$122
Nationwide	$749	$126
Allstate	$1456	$245

Cheapest Full Coverage Car Insurance in Coral Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Coral Hills is Kemper at $176 per month and $1040 for six months.

Cheapest Full Coverage Car Insurance Quotes in Coral Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1040	$176
USAA	$1123	$189
State Farm	$1148	$193
Travelers	$1148	$193
Nationwide	$1330	$224
Erie	$1372	$231
Progressive	$1564	$263
Allstate	$2661	$448

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Average Car Insurance in Coral Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Coral Hills, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Coral Hills, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Coral Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Coral Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$959
30s	Travelers	$818
40s	Travelers	$745
50s	Travelers	$704
60s	Travelers	$790
70s	USAA	$834

Cheapest Car Insurance Rates for Teen Drivers in Coral Hills,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Coral Hills at $106 per month. At $11102 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$624	$106
Erie	$1621	$273
Travelers	$1896	$319
USAA	$2029	$342
State Farm	$2752	$463
Progressive	$3501	$589
Nationwide	$5256	$885
Allstate	$11102	$1869

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Coral Hills.

As young drivers face the highest rates in Coral Hills, Travelers offers the cheapest auto insurance rates at $959 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Coral Hills, USAA is the cheapest car insurance provider. At $1315 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Coral Hills is State Farm, offering rates of around $4973 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1315	$218
Progressive	$1355	$228
Nationwide	$1722	$290
Travelers	$2428	$413
Erie	$2852	$476
Allstate	$3884	$661
State Farm	$4973	$829

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Car Insurance Rates with An Accident in Coral Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Coral Hills, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Coral Hills

The cheapest car insurance companies after an at-fault accident in Coral Hills include Erie and USAA, offering $1032 and $1173, respectively. Encompass is an expensive provider with an average six-month premium of $923.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1032	$174
USAA	$1173	$197
Travelers	$1189	$200
State Farm	$1281	$216
Progressive	$1555	$262
Nationwide	$2162	$364
Allstate	$4857	$818
Encompass	$923	$154

Coral Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Coral Hills MD. For example, the car insurance in Coral Hills after a DUI increases to $1579 for a six month policy. While the rate increases by $365 for a six-month policy in the case of a speeding ticket.

Coral Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1680	$280
One Med/PIP claim	$1737	$295
Not-at-fault accident	$1805	$301
One comp claim	$1813	$308
Two Med/PIP claims	$1847	$308
Failure to wear a seat belt	$1904	$323
Failure to show documents	$1954	$326
Child safety restraint	$1971	$335
Two comp claims	$1971	$329
Driving with expired registration	$2020	$343
Cell phone violation	$2045	$342
Driving too slowly	$2045	$347
Failure to stop at a red light	$2045	$342
Failure to yield	$2045	$347
Following too closely	$2045	$342
Illegal turn	$2045	$347
Improper passing	$2045	$342
Speeding 11 - 15 MPH over limit	$2045	$347
Speeding 16 - 20 MPH over limit	$2045	$342
Speeding 6 - 10 MPH over limit	$2045	$347
Texting while driving	$2045	$342
Wrong way/wrong lane	$2045	$347
Speeding in school zone	$2071	$346
At-fault accident - less than $1000	$2113	$360
Passing school bus	$2121	$353
Driving without lights	$2129	$363
Open container	$2138	$356
Operating a vehicle without permission	$2162	$368
Speeding 21 - 25 MPH over limit	$2237	$372
In 65 MPH zone	$2444	$416
At-fault accident - $1000-$2000	$2520	$420
At-fault accident - greater than $2000	$2520	$428
Reckless driving	$2877	$480
Racing	$3094	$526
Driving with a suspended license	$3143	$524
Refusal to submit to a chemical test	$3244	$552
DUI	$3259	$543
Leaving scene of an accident/hit and run	$3284	$559

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Coral Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Coral Hills.

The cheapest car insurance premiums in Coral Hills are offered by Erie at $882 for a six-month policy. However, it can be as expensive as $3626 with companies like Nationwide.

Coral Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$882	$148
Travelers	$1289	$217
Progressive	$1680	$283
USAA	$1938	$326
State Farm	$2520	$424
Allstate	$2778	$468
Nationwide	$3626	$610

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Coral Hills are offered by State Farm at $790. However, it can be as expensive as $3394 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Coral Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$790	$133
USAA	$899	$153
Erie	$1047	$176
Progressive	$1214	$204
Travelers	$1663	$277
Nationwide	$2362	$402
Allstate	$3394	$566

Car Insurance Price Trends in Coral Hills, Maryland

Car insurance rates in Coral Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Coral Hills rose by $298 in December compared to $297 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Coral Hills remained steady at $108 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Coral Hills?

The car insurance in Coral Hills is $70 per month, which is lower than the national average.

What is the cheapest car insurance in Coral Hills?

The cheapest car insurance in Coral Hills is $176 per month for full coverage.

How much is car insurance in Coral Hills for teenagers?

Car insurance for teenagers costs $624 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Coral Hills?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $239 per month to insure your car in Coral Hills.

Is car insurance expensive in Coral Hills?

Car insurance can be expensive in Coral Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Coral Hills can be affordable.

Cheapest Car Insurance Quotes in Coral Hills

Why you can trust Way?

How Much Is Car Insurance in Coral Hills

Avg. Car Insurance in Coral Hills

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Coral Hills

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Coral Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Coral Hills, MD

Way's key takeaways about car insurance in Coral Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Coral Hills

Cheapest Liability Coverage in Coral Hills, MD

Cheapest Full Coverage Car Insurance in Coral Hills

Cheapest Full Coverage Car Insurance Quotes in Coral Hills, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Coral Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Coral Hills, MD increasing?

Car Insurance Premiums by Age in Coral Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Coral Hills,MD

If you are in your twenties Travelers is the best choice for car insurance in Coral Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Coral Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Coral Hills

Coral Hills Car Insurance Rates by Violation

Coral Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Coral Hills after a DUI

Coral Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Coral Hills after Speeding ticket

Car Insurance Price Trends in Coral Hills, Maryland

Average Car Insurance Cost in Coral Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Coral Hills, MD

Car Insurance Rates by State in the USA (2025 Update)

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