Cheapest Car Insurance Quotes in Coral Hills

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Coral Hills Car Insurance

^$ 72

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Coral Hills

The car insurance rate in Coral Hills is $1698 for a six-month policy, which is $494 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1048, making it a popular choice for budget-conscious drivers. Rates in Coral Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Coral Hills

$1698

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Coral Hills

1st place: Kemper

At $1048 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1156 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $1206 for six months, making it the third cheapest auto insurance company in Coral Hills.

Coral Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Coral Hills, MD is Kemper, offering policies at just $1048 for a six-month term. This is followed by USAA, which has an average six-month premium of $1156.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $3376 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Coral Hills drivers find the best deals.

Cheap Car Insurance Companies in Coral Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1048	$178
USAA	$1156	$195
Travelers	$1206	$203
State Farm	$1331	$224
Erie	$1441	$243
Nationwide	$1449	$244
Progressive	$1717	$289
Allstate	$2555	$426
Maryland Auto	$3376	$574

Key Takeaways

Way's key takeaways about car insurance in Coral Hills

The auto insurance costs in Coral Hills fall around $1048 for six months.
The cheapest auto insurance company in Coral Hills is USAA.
Teen drivers pay the highest rate in Coral Hills at $1747 per month.

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Cheapest Minimum Liability Car Insurance in Coral Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Coral Hills are given below.

USAA provides the cheapest minimum car insurance coverage in Coral Hills. Their Average 6 Month Premium is $427. Allstate is the most expensive at $1340 for the same period.

Cheapest Liability Coverage in Coral Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$427	$72
Travelers	$570	$96
Kemper	$595	$99
Erie	$629	$106
State Farm	$636	$107
Nationwide	$795	$134
Progressive	$821	$138
Maryland Auto	$1173	$199
Allstate	$1340	$223

Cheapest Full Coverage Car Insurance in Coral Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Coral Hills is Kemper at $178 per month and $1048 for six months.

Cheapest Full Coverage Car Insurance Quotes in Coral Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1048	$178
USAA	$1156	$195
Travelers	$1206	$203
State Farm	$1331	$224
Erie	$1441	$243
Nationwide	$1449	$244
Progressive	$1717	$289
Allstate	$2555	$426
Maryland Auto	$3376	$574

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Average Car Insurance in Coral Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Coral Hills, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Coral Hills, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Coral Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Coral Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Coral Hills,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Coral Hills at $104 per month. At $10486 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$629	$104
Erie	$1960	$330
Travelers	$2085	$351
USAA	$2136	$360
State Farm	$3182	$536
Progressive	$3744	$630
Maryland Auto	$5712	$952
Nationwide	$6248	$1052
Allstate	$10486	$1747

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Coral Hills, USAA is the cheapest car insurance provider. At $1507 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Coral Hills is Allstate, offering rates of around $3911 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1507	$251
Progressive	$1684	$283
Nationwide	$2194	$369
Travelers	$2831	$481
Maryland Auto	$3376	$563
Erie	$3560	$605
State Farm	$7731	$1289
Allstate	$3911	$666

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Car Insurance Rates with An Accident in Coral Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Coral Hills, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Coral Hills

The cheapest car insurance companies after an at-fault accident in Coral Hills include Erie and USAA, offering $1197 and $1222, respectively. Allstate is an expensive provider with an average six-month premium of $4615.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1197	$202
USAA	$1222	$206
Travelers	$1290	$217
State Farm	$1449	$244
Progressive	$1726	$290
Nationwide	$2521	$424
Maryland Auto	$4413	$736
Allstate	$4615	$785

Coral Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Coral Hills MD. For example, the car insurance in Coral Hills after a DUI increases to $1590 for a six month policy. While the rate increases by $368 for a six-month policy in the case of a speeding ticket.

Coral Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1692	$282
One Med/PIP claim	$1750	$298
Not-at-fault accident	$1817	$303
One comp claim	$1826	$310
Two Med/PIP claims	$1860	$310
Failure to wear a seat belt	$1918	$326
Failure to show documents	$1968	$329
Child safety restraint	$1985	$337
Two comp claims	$1985	$331
Driving with expired registration	$2035	$345
Cell phone violation	$2060	$344
Driving too slowly	$2060	$350
Failure to stop at a red light	$2060	$344
Failure to yield	$2060	$350
Following too closely	$2060	$344
Illegal turn	$2060	$350
Improper passing	$2060	$344
Speeding 11 - 15 MPH over limit	$2060	$350
Speeding 16 - 20 MPH over limit	$2060	$344
Speeding 6 - 10 MPH over limit	$2060	$350
Texting while driving	$2060	$344
Wrong way/wrong lane	$2060	$350
Speeding in school zone	$2085	$348
At-fault accident - less than $1000	$2128	$362
Passing school bus	$2136	$355
Driving without lights	$2145	$365
Open container	$2153	$358
Operating a vehicle without permission	$2177	$371
Speeding 21 - 25 MPH over limit	$2253	$375
In 65 MPH zone	$2462	$419
At-fault accident - $1000-$2000	$2538	$423
At-fault accident - greater than $2000	$2538	$431
Reckless driving	$2898	$484
Racing	$3116	$530
Driving with a suspended license	$3165	$527
Refusal to submit to a chemical test	$3267	$556
DUI	$3282	$547
Leaving scene of an accident/hit and run	$3308	$563

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Coral Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Coral Hills.

The cheapest car insurance premiums in Coral Hills are offered by Erie at $1005 for a six-month policy. However, it can be as expensive as $4966 with companies like Maryland Auto.

Coral Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1005	$169
Travelers	$1382	$233
Progressive	$1860	$313
USAA	$2035	$343
Allstate	$2672	$446
State Farm	$3182	$536
Nationwide	$4355	$733
Maryland Auto	$4966	$845

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Coral Hills are offered by USAA at $1031. However, it can be as expensive as $3418 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Coral Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1031	$175
State Farm	$1080	$182
Erie	$1231	$207
Progressive	$1499	$252
Travelers	$1994	$338
Nationwide	$3208	$534
Maryland Auto	$3376	$574
Allstate	$3418	$570

Car Insurance Price Trends in Coral Hills, Maryland

Car insurance rates in Coral Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Coral Hills rose by $317 in January compared to $300 of December. In other words, there has been an increase by $17 when you compare January and December.

The average cost of liability insurance in the Coral Hills rose to $110 in January, compared to $109 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Coral Hills?

The car insurance in Coral Hills is $72 per month, which is lower than the national average.

What is the cheapest car insurance in Coral Hills?

The cheapest car insurance in Coral Hills is $178 per month for full coverage.

How much is car insurance in Coral Hills for teenagers?

Car insurance for teenagers costs $629 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Coral Hills?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $285 per month to insure your car in Coral Hills.

Is car insurance expensive in Coral Hills?

Car insurance can be expensive in Coral Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Coral Hills can be affordable.

Cheapest Car Insurance Quotes in Coral Hills

Why you can trust Way?

How Much Is Car Insurance in Coral Hills

Avg. Car Insurance in Coral Hills

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Coral Hills

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Coral Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Coral Hills, MD

Way's key takeaways about car insurance in Coral Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Coral Hills

Cheapest Liability Coverage in Coral Hills, MD

Cheapest Full Coverage Car Insurance in Coral Hills

Cheapest Full Coverage Car Insurance Quotes in Coral Hills, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Coral Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Coral Hills, MD increasing?

Car Insurance Premiums by Age in Coral Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Coral Hills,MD

If you are in your twenties N/A is the best choice for car insurance in Coral Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Coral Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Coral Hills

Coral Hills Car Insurance Rates by Violation

Coral Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Coral Hills after a DUI

Coral Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Coral Hills after Speeding ticket

Car Insurance Price Trends in Coral Hills, Maryland

Average Car Insurance Cost in Coral Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Coral Hills, MD

Car Insurance Rates by State in the USA (2025 Update)

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