Cheapest Car Insurance Quotes in Landover Hills

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Landover Hills Car Insurance

^$ 68

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Landover Hills

The car insurance rate in Landover Hills is $1613 for a six-month policy, which is $409 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $996, making it a popular choice for budget-conscious drivers. Rates in Landover Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Landover Hills

$1613

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Landover Hills

1st place: Kemper

At $996 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1099 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $1146 for six months, making it the third cheapest auto insurance company in Landover Hills.

Landover Hills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Landover Hills, MD is Kemper, offering policies at just $996 for a six-month term. This is followed by USAA, which has an average six-month premium of $1099.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $3208 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Landover Hills drivers find the best deals.

Cheap Car Insurance Companies in Landover Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$996	$169
USAA	$1099	$185
Travelers	$1146	$193
State Farm	$1265	$213
Erie	$1369	$230
Nationwide	$1378	$232
Progressive	$1632	$275
Allstate	$2428	$405
Maryland Auto	$3208	$545

Key Takeaways

Way's key takeaways about car insurance in Landover Hills

The auto insurance costs in Landover Hills fall around $996 for six months.
The cheapest auto insurance company in Landover Hills is USAA.
Teen drivers pay the highest rate in Landover Hills at $1660 per month.

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Cheapest Minimum Liability Car Insurance in Landover Hills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Landover Hills are given below.

USAA provides the cheapest minimum car insurance coverage in Landover Hills. Their Average 6 Month Premium is $406. Allstate is the most expensive at $1273 for the same period.

Cheapest Liability Coverage in Landover Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$406	$68
Travelers	$541	$91
Kemper	$565	$94
Erie	$598	$101
State Farm	$604	$102
Nationwide	$756	$127
Progressive	$780	$131
Maryland Auto	$1115	$189
Allstate	$1273	$212

Cheapest Full Coverage Car Insurance in Landover Hills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Landover Hills is Kemper at $169 per month and $996 for six months.

Cheapest Full Coverage Car Insurance Quotes in Landover Hills, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$996	$169
USAA	$1099	$185
Travelers	$1146	$193
State Farm	$1265	$213
Erie	$1369	$230
Nationwide	$1378	$232
Progressive	$1632	$275
Allstate	$2428	$405
Maryland Auto	$3208	$545

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Average Car Insurance in Landover Hills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Landover Hills, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Landover Hills, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Landover Hills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Landover Hills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Landover Hills,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Landover Hills at $99 per month. At $9966 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$598	$99
Erie	$1863	$314
Travelers	$1982	$334
USAA	$2030	$342
State Farm	$3024	$509
Progressive	$3558	$599
Maryland Auto	$5428	$905
Nationwide	$5938	$1000
Allstate	$9966	$1660

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Landover Hills, USAA is the cheapest car insurance provider. At $1432 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Landover Hills is Allstate, offering rates of around $3717 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1432	$239
Progressive	$1600	$269
Nationwide	$2085	$351
Travelers	$2691	$457
Maryland Auto	$3208	$535
Erie	$3384	$575
State Farm	$7347	$1225
Allstate	$3717	$632

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Car Insurance Rates with An Accident in Landover Hills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Landover Hills, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Landover Hills

The cheapest car insurance companies after an at-fault accident in Landover Hills include Erie and USAA, offering $1138 and $1162, respectively. Allstate is an expensive provider with an average six-month premium of $4386.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1138	$192
USAA	$1162	$196
Travelers	$1226	$206
State Farm	$1378	$232
Progressive	$1640	$276
Nationwide	$2396	$403
Maryland Auto	$4194	$699
Allstate	$4386	$746

Landover Hills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Landover Hills MD. For example, the car insurance in Landover Hills after a DUI increases to $1512 for a six month policy. While the rate increases by $350 for a six-month policy in the case of a speeding ticket.

Landover Hills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1608	$268
One Med/PIP claim	$1663	$283
Not-at-fault accident	$1727	$288
One comp claim	$1735	$295
Two Med/PIP claims	$1767	$295
Failure to wear a seat belt	$1822	$310
Failure to show documents	$1871	$312
Child safety restraint	$1887	$320
Two comp claims	$1887	$315
Driving with expired registration	$1934	$328
Cell phone violation	$1958	$327
Driving too slowly	$1958	$332
Failure to stop at a red light	$1958	$327
Failure to yield	$1958	$332
Following too closely	$1958	$327
Illegal turn	$1958	$332
Improper passing	$1958	$327
Speeding 11 - 15 MPH over limit	$1958	$332
Speeding 16 - 20 MPH over limit	$1958	$327
Speeding 6 - 10 MPH over limit	$1958	$332
Texting while driving	$1958	$327
Wrong way/wrong lane	$1958	$332
Speeding in school zone	$1982	$331
At-fault accident - less than $1000	$2022	$344
Passing school bus	$2030	$338
Driving without lights	$2038	$347
Open container	$2046	$340
Operating a vehicle without permission	$2069	$352
Speeding 21 - 25 MPH over limit	$2141	$356
In 65 MPH zone	$2340	$398
At-fault accident - $1000-$2000	$2412	$402
At-fault accident - greater than $2000	$2412	$410
Reckless driving	$2754	$460
Racing	$2961	$504
Driving with a suspended license	$3008	$501
Refusal to submit to a chemical test	$3105	$528
DUI	$3120	$520
Leaving scene of an accident/hit and run	$3144	$535

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Landover Hills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Landover Hills.

The cheapest car insurance premiums in Landover Hills are offered by Erie at $955 for a six-month policy. However, it can be as expensive as $4719 with companies like Maryland Auto.

Landover Hills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$955	$161
Travelers	$1313	$221
Progressive	$1767	$297
USAA	$1934	$326
Allstate	$2539	$423
State Farm	$3024	$509
Nationwide	$4139	$697
Maryland Auto	$4719	$803

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Landover Hills are offered by USAA at $980. However, it can be as expensive as $3248 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Landover Hills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$980	$166
State Farm	$1026	$173
Erie	$1170	$197
Progressive	$1424	$240
Travelers	$1895	$322
Nationwide	$3049	$508
Maryland Auto	$3208	$545
Allstate	$3248	$541

Car Insurance Price Trends in Landover Hills, Maryland

Car insurance rates in Landover Hills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Landover Hills rose by $302 in January compared to $285 of December. In other words, there has been an increase by $17 when you compare January and December.

The average cost of liability insurance in the Landover Hills rose to $105 in January, compared to $103 in December. This represents an increase of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Landover Hills?

The car insurance in Landover Hills is $68 per month, which is lower than the national average.

What is the cheapest car insurance in Landover Hills?

The cheapest car insurance in Landover Hills is $169 per month for full coverage.

How much is car insurance in Landover Hills for teenagers?

Car insurance for teenagers costs $598 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Landover Hills?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $271 per month to insure your car in Landover Hills.

Is car insurance expensive in Landover Hills?

Car insurance can be expensive in Landover Hills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Landover Hills can be affordable.

Cheapest Car Insurance Quotes in Landover Hills

Why you can trust Way?

How Much Is Car Insurance in Landover Hills

Avg. Car Insurance in Landover Hills

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Landover Hills

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Landover Hills Car Insurance Rates by Company

Cheap Car Insurance Companies in Landover Hills, MD

Way's key takeaways about car insurance in Landover Hills

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Landover Hills

Cheapest Liability Coverage in Landover Hills, MD

Cheapest Full Coverage Car Insurance in Landover Hills

Cheapest Full Coverage Car Insurance Quotes in Landover Hills, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Landover Hills by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Landover Hills, MD increasing?

Car Insurance Premiums by Age in Landover Hills

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Landover Hills,MD

If you are in your twenties N/A is the best choice for car insurance in Landover Hills.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Landover Hills

Cheapest Car Insurance Companies after an At-Fault Accident in Landover Hills

Landover Hills Car Insurance Rates by Violation

Landover Hills auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Landover Hills after a DUI

Landover Hills car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Landover Hills after Speeding ticket

Car Insurance Price Trends in Landover Hills, Maryland

Average Car Insurance Cost in Landover Hills by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Landover Hills, MD

Car Insurance Rates by State in the USA (2025 Update)

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