Cheapest Car Insurance Quotes in Burkittsville

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Burkittsville Car Insurance

^$ 44

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Burkittsville

The car insurance rate in Burkittsville is $884 for a six-month policy, which is $132 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $646, making it a popular choice for budget-conscious drivers. Rates in Burkittsville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Burkittsville

$884

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Burkittsville

1st place: Kemper

At $646 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $698 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $713 for six months, making it the third cheapest auto insurance company in Burkittsville.

Burkittsville Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Burkittsville, MD is Kemper, offering policies at just $646 for a six-month term. This is followed by USAA, which has an average six-month premium of $698.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1654 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Burkittsville drivers find the best deals.

Cheap Car Insurance Companies in Burkittsville, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$646	$110
USAA	$698	$117
State Farm	$713	$120
Travelers	$713	$120
Nationwide	$827	$139
Erie	$853	$144
Progressive	$972	$164
Allstate	$1654	$278

Key Takeaways

Way's key takeaways about car insurance in Burkittsville

The auto insurance costs in Burkittsville fall around $646 for six months.
The cheapest auto insurance company in Burkittsville is USAA.
Teen drivers pay the highest rate in Burkittsville at $1161 per month.

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Cheapest Minimum Liability Car Insurance in Burkittsville

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Burkittsville are given below.

USAA provides the cheapest minimum car insurance coverage in Burkittsville. Their Average 6 Month Premium is $258. Allstate is the most expensive at $905 for the same period.

Cheapest Liability Coverage in Burkittsville, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$258	$44
Travelers	$357	$60
State Farm	$362	$61
Kemper	$367	$61
Erie	$383	$64
Progressive	$450	$76
Nationwide	$465	$78
Allstate	$905	$152

Cheapest Full Coverage Car Insurance in Burkittsville

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Burkittsville is Kemper at $110 per month and $646 for six months.

Cheapest Full Coverage Car Insurance Quotes in Burkittsville, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$646	$110
USAA	$698	$117
State Farm	$713	$120
Travelers	$713	$120
Nationwide	$827	$139
Erie	$853	$144
Progressive	$972	$164
Allstate	$1654	$278

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Average Car Insurance in Burkittsville by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Burkittsville, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Burkittsville, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Burkittsville's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Burkittsville

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$596
30s	Travelers	$508
40s	Travelers	$463
50s	Travelers	$438
60s	Travelers	$491
70s	USAA	$519

Cheapest Car Insurance Rates for Teen Drivers in Burkittsville,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Burkittsville at $66 per month. At $6899 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$388	$66
Erie	$1007	$170
Travelers	$1178	$198
USAA	$1261	$212
State Farm	$1710	$288
Progressive	$2176	$366
Nationwide	$3266	$550
Allstate	$6899	$1161

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Burkittsville.

As young drivers face the highest rates in Burkittsville, Travelers offers the cheapest auto insurance rates at $596 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Burkittsville, USAA is the cheapest car insurance provider. At $817 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Burkittsville is State Farm, offering rates of around $3090 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$817	$136
Progressive	$842	$142
Nationwide	$1070	$180
Travelers	$1509	$257
Erie	$1772	$296
Allstate	$2413	$411
State Farm	$3090	$515

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Car Insurance Rates with An Accident in Burkittsville

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Burkittsville, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Burkittsville

The cheapest car insurance companies after an at-fault accident in Burkittsville include Erie and USAA, offering $641 and $729, respectively. Encompass is an expensive provider with an average six-month premium of $573.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$641	$108
USAA	$729	$123
Travelers	$739	$124
State Farm	$796	$134
Progressive	$967	$163
Nationwide	$1343	$226
Allstate	$3018	$508
Encompass	$573	$96

Burkittsville Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Burkittsville MD. For example, the car insurance in Burkittsville after a DUI increases to $981 for a six month policy. While the rate increases by $227 for a six-month policy in the case of a speeding ticket.

Burkittsville auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1044	$174
One Med/PIP claim	$1080	$184
Not-at-fault accident	$1121	$187
One comp claim	$1127	$191
Two Med/PIP claims	$1148	$191
Failure to wear a seat belt	$1183	$201
Failure to show documents	$1215	$203
Child safety restraint	$1225	$208
Two comp claims	$1225	$204
Driving with expired registration	$1255	$213
Cell phone violation	$1271	$212
Driving too slowly	$1271	$216
Failure to stop at a red light	$1271	$212
Failure to yield	$1271	$216
Following too closely	$1271	$212
Illegal turn	$1271	$216
Improper passing	$1271	$212
Speeding 11 - 15 MPH over limit	$1271	$216
Speeding 16 - 20 MPH over limit	$1271	$212
Speeding 6 - 10 MPH over limit	$1271	$216
Texting while driving	$1271	$212
Wrong way/wrong lane	$1271	$216
Speeding in school zone	$1287	$215
At-fault accident - less than $1000	$1313	$224
Passing school bus	$1318	$219
Driving without lights	$1323	$225
Open container	$1328	$221
Operating a vehicle without permission	$1343	$229
Speeding 21 - 25 MPH over limit	$1390	$231
In 65 MPH zone	$1519	$258
At-fault accident - $1000-$2000	$1566	$261
At-fault accident - greater than $2000	$1566	$266
Reckless driving	$1788	$298
Racing	$1923	$327
Driving with a suspended license	$1953	$325
Refusal to submit to a chemical test	$2016	$343
DUI	$2025	$338
Leaving scene of an accident/hit and run	$2041	$347

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Burkittsville after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Burkittsville.

The cheapest car insurance premiums in Burkittsville are offered by Erie at $548 for a six-month policy. However, it can be as expensive as $2253 with companies like Nationwide.

Burkittsville car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$548	$92
Travelers	$801	$135
Progressive	$1044	$176
USAA	$1204	$203
State Farm	$1566	$264
Allstate	$1726	$291
Nationwide	$2253	$379

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Burkittsville are offered by State Farm at $491. However, it can be as expensive as $2109 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Burkittsville after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$491	$83
USAA	$559	$95
Erie	$651	$110
Progressive	$754	$127
Travelers	$1034	$172
Nationwide	$1468	$250
Allstate	$2109	$351

Car Insurance Price Trends in Burkittsville, Maryland

Car insurance rates in Burkittsville have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Burkittsville rose by $185 in December compared to $184 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Burkittsville remained steady at $67 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Burkittsville?

The car insurance in Burkittsville is $44 per month, which is lower than the national average.

What is the cheapest car insurance in Burkittsville?

The cheapest car insurance in Burkittsville is $110 per month for full coverage.

How much is car insurance in Burkittsville for teenagers?

Car insurance for teenagers costs $388 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Burkittsville?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $149 per month to insure your car in Burkittsville.

Is car insurance expensive in Burkittsville?

Car insurance can be expensive in Burkittsville if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Burkittsville can be affordable.

Cheapest Car Insurance Quotes in Burkittsville

Why you can trust Way?

How Much Is Car Insurance in Burkittsville

Avg. Car Insurance in Burkittsville

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Burkittsville

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Burkittsville Car Insurance Rates by Company

Cheap Car Insurance Companies in Burkittsville, MD

Way's key takeaways about car insurance in Burkittsville

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Burkittsville

Cheapest Liability Coverage in Burkittsville, MD

Cheapest Full Coverage Car Insurance in Burkittsville

Cheapest Full Coverage Car Insurance Quotes in Burkittsville, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Burkittsville by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Burkittsville, MD increasing?

Car Insurance Premiums by Age in Burkittsville

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Burkittsville,MD

If you are in your twenties Travelers is the best choice for car insurance in Burkittsville.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Burkittsville

Cheapest Car Insurance Companies after an At-Fault Accident in Burkittsville

Burkittsville Car Insurance Rates by Violation

Burkittsville auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Burkittsville after a DUI

Burkittsville car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Burkittsville after Speeding ticket

Car Insurance Price Trends in Burkittsville, Maryland

Average Car Insurance Cost in Burkittsville by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Burkittsville, MD

Car Insurance Rates by State in the USA (2025 Update)

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