Cheapest Car Insurance Quotes in Calverton

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Calverton Car Insurance

^$ 60

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Calverton

The car insurance rate in Calverton is $1209 for a six-month policy, which is $193 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $884, making it a popular choice for budget-conscious drivers. Rates in Calverton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Calverton

$1209

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Calverton

1st place: Kemper

At $884 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $954 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $976 for six months, making it the third cheapest auto insurance company in Calverton.

Calverton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Calverton, MD is Kemper, offering policies at just $884 for a six-month term. This is followed by USAA, which has an average six-month premium of $954.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2262 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Calverton drivers find the best deals.

Cheap Car Insurance Companies in Calverton, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$884	$150
USAA	$954	$161
State Farm	$976	$164
Travelers	$976	$164
Nationwide	$1131	$190
Erie	$1166	$196
Progressive	$1329	$224
Allstate	$2262	$381

Key Takeaways

Way's key takeaways about car insurance in Calverton

The auto insurance costs in Calverton fall around $884 for six months.
The cheapest auto insurance company in Calverton is USAA.
Teen drivers pay the highest rate in Calverton at $1589 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Calverton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Calverton are given below.

USAA provides the cheapest minimum car insurance coverage in Calverton. Their Average 6 Month Premium is $353. Allstate is the most expensive at $1238 for the same period.

Cheapest Liability Coverage in Calverton, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$353	$60
Travelers	$488	$82
State Farm	$495	$83
Kemper	$502	$83
Erie	$524	$88
Progressive	$615	$104
Nationwide	$637	$107
Allstate	$1238	$208

Cheapest Full Coverage Car Insurance in Calverton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Calverton is Kemper at $150 per month and $884 for six months.

Cheapest Full Coverage Car Insurance Quotes in Calverton, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$884	$150
USAA	$954	$161
State Farm	$976	$164
Travelers	$976	$164
Nationwide	$1131	$190
Erie	$1166	$196
Progressive	$1329	$224
Allstate	$2262	$381

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Average Car Insurance in Calverton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Calverton, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Calverton, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Calverton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Calverton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$815
30s	Travelers	$695
40s	Travelers	$633
50s	Travelers	$599
60s	Travelers	$671
70s	USAA	$709

Cheapest Car Insurance Rates for Teen Drivers in Calverton,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Calverton at $90 per month. At $9437 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$531	$90
Erie	$1378	$232
Travelers	$1611	$271
USAA	$1724	$290
State Farm	$2340	$394
Progressive	$2976	$501
Nationwide	$4467	$752
Allstate	$9437	$1589

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Calverton.

As young drivers face the highest rates in Calverton, Travelers offers the cheapest auto insurance rates at $815 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Calverton, USAA is the cheapest car insurance provider. At $1117 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Calverton is State Farm, offering rates of around $4227 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1117	$186
Progressive	$1152	$194
Nationwide	$1464	$246
Travelers	$2063	$351
Erie	$2424	$405
Allstate	$3301	$562
State Farm	$4227	$704

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Car Insurance Rates with An Accident in Calverton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Calverton, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Calverton

The cheapest car insurance companies after an at-fault accident in Calverton include Erie and USAA, offering $877 and $997, respectively. Encompass is an expensive provider with an average six-month premium of $784.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$877	$148
USAA	$997	$168
Travelers	$1010	$170
State Farm	$1089	$183
Progressive	$1322	$223
Nationwide	$1837	$309
Allstate	$4128	$695
Encompass	$784	$131

Calverton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Calverton MD. For example, the car insurance in Calverton after a DUI increases to $1342 for a six month policy. While the rate increases by $311 for a six-month policy in the case of a speeding ticket.

Calverton auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1428	$238
One Med/PIP claim	$1477	$251
Not-at-fault accident	$1534	$256
One comp claim	$1541	$262
Two Med/PIP claims	$1570	$262
Failure to wear a seat belt	$1618	$275
Failure to show documents	$1661	$277
Child safety restraint	$1676	$284
Two comp claims	$1676	$280
Driving with expired registration	$1717	$292
Cell phone violation	$1739	$290
Driving too slowly	$1739	$295
Failure to stop at a red light	$1739	$290
Failure to yield	$1739	$295
Following too closely	$1739	$290
Illegal turn	$1739	$295
Improper passing	$1739	$290
Speeding 11 - 15 MPH over limit	$1739	$295
Speeding 16 - 20 MPH over limit	$1739	$290
Speeding 6 - 10 MPH over limit	$1739	$295
Texting while driving	$1739	$290
Wrong way/wrong lane	$1739	$295
Speeding in school zone	$1760	$294
At-fault accident - less than $1000	$1796	$306
Passing school bus	$1803	$300
Driving without lights	$1810	$308
Open container	$1817	$302
Operating a vehicle without permission	$1837	$313
Speeding 21 - 25 MPH over limit	$1902	$317
In 65 MPH zone	$2078	$353
At-fault accident - $1000-$2000	$2142	$357
At-fault accident - greater than $2000	$2142	$364
Reckless driving	$2445	$408
Racing	$2630	$447
Driving with a suspended license	$2672	$445
Refusal to submit to a chemical test	$2757	$469
DUI	$2770	$462
Leaving scene of an accident/hit and run	$2792	$475

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Calverton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Calverton.

The cheapest car insurance premiums in Calverton are offered by Erie at $750 for a six-month policy. However, it can be as expensive as $3082 with companies like Nationwide.

Calverton car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$750	$126
Travelers	$1096	$184
Progressive	$1428	$240
USAA	$1647	$277
State Farm	$2142	$361
Allstate	$2361	$397
Nationwide	$3082	$519

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Calverton are offered by State Farm at $671. However, it can be as expensive as $2885 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Calverton after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$671	$113
USAA	$764	$130
Erie	$890	$150
Progressive	$1032	$174
Travelers	$1414	$236
Nationwide	$2008	$342
Allstate	$2885	$481

Car Insurance Price Trends in Calverton, Maryland

Car insurance rates in Calverton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Calverton rose by $253 in December compared to $252 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Calverton remained steady at $92 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Calverton?

The car insurance in Calverton is $60 per month, which is lower than the national average.

What is the cheapest car insurance in Calverton?

The cheapest car insurance in Calverton is $150 per month for full coverage.

How much is car insurance in Calverton for teenagers?

Car insurance for teenagers costs $531 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Calverton?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $203 per month to insure your car in Calverton.

Is car insurance expensive in Calverton?

Car insurance can be expensive in Calverton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Calverton can be affordable.

Cheapest Car Insurance Quotes in Calverton

Why you can trust Way?

How Much Is Car Insurance in Calverton

Avg. Car Insurance in Calverton

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Calverton

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Calverton Car Insurance Rates by Company

Cheap Car Insurance Companies in Calverton, MD

Way's key takeaways about car insurance in Calverton

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Calverton

Cheapest Liability Coverage in Calverton, MD

Cheapest Full Coverage Car Insurance in Calverton

Cheapest Full Coverage Car Insurance Quotes in Calverton, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Calverton by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Calverton, MD increasing?

Car Insurance Premiums by Age in Calverton

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Calverton,MD

If you are in your twenties Travelers is the best choice for car insurance in Calverton.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Calverton

Cheapest Car Insurance Companies after an At-Fault Accident in Calverton

Calverton Car Insurance Rates by Violation

Calverton auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Calverton after a DUI

Calverton car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Calverton after Speeding ticket

Car Insurance Price Trends in Calverton, Maryland

Average Car Insurance Cost in Calverton by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Calverton, MD

Car Insurance Rates by State in the USA (2025 Update)

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