Cheapest Car Insurance Quotes in Calverton

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Calverton Car Insurance

^$ 61

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Calverton

The car insurance rate in Calverton is $1433 for a six-month policy, which is $229 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $884, making it a popular choice for budget-conscious drivers. Rates in Calverton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Calverton

$1433

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Calverton

1st place: Kemper

At $884 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $976 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $1017 for six months, making it the third cheapest auto insurance company in Calverton.

Calverton Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Calverton, MD is Kemper, offering policies at just $884 for a six-month term. This is followed by USAA, which has an average six-month premium of $976.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2849 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Calverton drivers find the best deals.

Cheap Car Insurance Companies in Calverton, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$884	$150
USAA	$976	$164
Travelers	$1017	$171
State Farm	$1123	$189
Erie	$1216	$205
Nationwide	$1223	$206
Progressive	$1449	$244
Allstate	$2156	$359
Maryland Auto	$2849	$484

Key Takeaways

Way's key takeaways about car insurance in Calverton

The auto insurance costs in Calverton fall around $884 for six months.
The cheapest auto insurance company in Calverton is USAA.
Teen drivers pay the highest rate in Calverton at $1474 per month.

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Cheapest Minimum Liability Car Insurance in Calverton

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Calverton are given below.

USAA provides the cheapest minimum car insurance coverage in Calverton. Their Average 6 Month Premium is $361. Allstate is the most expensive at $1131 for the same period.

Cheapest Liability Coverage in Calverton, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$361	$61
Travelers	$481	$81
Kemper	$502	$83
Erie	$531	$89
State Farm	$537	$90
Nationwide	$671	$113
Progressive	$693	$117
Maryland Auto	$990	$168
Allstate	$1131	$188

Cheapest Full Coverage Car Insurance in Calverton

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Calverton is Kemper at $150 per month and $884 for six months.

Cheapest Full Coverage Car Insurance Quotes in Calverton, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$884	$150
USAA	$976	$164
Travelers	$1017	$171
State Farm	$1123	$189
Erie	$1216	$205
Nationwide	$1223	$206
Progressive	$1449	$244
Allstate	$2156	$359
Maryland Auto	$2849	$484

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Average Car Insurance in Calverton by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Calverton, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Calverton, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Calverton's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Calverton

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Calverton,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Calverton at $88 per month. At $8850 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$531	$88
Erie	$1654	$278
Travelers	$1760	$296
USAA	$1803	$303
State Farm	$2686	$452
Progressive	$3159	$532
Maryland Auto	$4821	$803
Nationwide	$5273	$888
Allstate	$8850	$1474

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Calverton, USAA is the cheapest car insurance provider. At $1272 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Calverton is Allstate, offering rates of around $3301 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1272	$212
Progressive	$1421	$239
Nationwide	$1852	$312
Travelers	$2390	$406
Maryland Auto	$2849	$475
Erie	$3005	$511
State Farm	$6525	$1088
Allstate	$3301	$562

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Car Insurance Rates with An Accident in Calverton

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Calverton, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Calverton

The cheapest car insurance companies after an at-fault accident in Calverton include Erie and USAA, offering $1010 and $1032, respectively. Allstate is an expensive provider with an average six-month premium of $3895.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1010	$170
USAA	$1032	$174
Travelers	$1089	$183
State Farm	$1223	$206
Progressive	$1457	$245
Nationwide	$2128	$358
Maryland Auto	$3725	$621
Allstate	$3895	$663

Calverton Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Calverton MD. For example, the car insurance in Calverton after a DUI increases to $1342 for a six month policy. While the rate increases by $311 for a six-month policy in the case of a speeding ticket.

Calverton auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1428	$238
One Med/PIP claim	$1477	$251
Not-at-fault accident	$1534	$256
One comp claim	$1541	$262
Two Med/PIP claims	$1570	$262
Failure to wear a seat belt	$1618	$275
Failure to show documents	$1661	$277
Child safety restraint	$1676	$284
Two comp claims	$1676	$280
Driving with expired registration	$1717	$292
Cell phone violation	$1739	$290
Driving too slowly	$1739	$295
Failure to stop at a red light	$1739	$290
Failure to yield	$1739	$295
Following too closely	$1739	$290
Illegal turn	$1739	$295
Improper passing	$1739	$290
Speeding 11 - 15 MPH over limit	$1739	$295
Speeding 16 - 20 MPH over limit	$1739	$290
Speeding 6 - 10 MPH over limit	$1739	$295
Texting while driving	$1739	$290
Wrong way/wrong lane	$1739	$295
Speeding in school zone	$1760	$294
At-fault accident - less than $1000	$1796	$306
Passing school bus	$1803	$300
Driving without lights	$1810	$308
Open container	$1817	$302
Operating a vehicle without permission	$1837	$313
Speeding 21 - 25 MPH over limit	$1902	$317
In 65 MPH zone	$2078	$353
At-fault accident - $1000-$2000	$2142	$357
At-fault accident - greater than $2000	$2142	$364
Reckless driving	$2445	$408
Racing	$2630	$447
Driving with a suspended license	$2672	$445
Refusal to submit to a chemical test	$2757	$469
DUI	$2770	$462
Leaving scene of an accident/hit and run	$2792	$475

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Calverton after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Calverton.

The cheapest car insurance premiums in Calverton are offered by Erie at $848 for a six-month policy. However, it can be as expensive as $4191 with companies like Maryland Auto.

Calverton car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$848	$143
Travelers	$1166	$196
Progressive	$1570	$264
USAA	$1717	$289
Allstate	$2255	$376
State Farm	$2686	$452
Nationwide	$3676	$619
Maryland Auto	$4191	$713

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Calverton are offered by USAA at $870. However, it can be as expensive as $2885 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Calverton after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$870	$148
State Farm	$912	$154
Erie	$1039	$175
Progressive	$1265	$213
Travelers	$1683	$286
Nationwide	$2707	$451
Maryland Auto	$2849	$484
Allstate	$2885	$481

Car Insurance Price Trends in Calverton, Maryland

Car insurance rates in Calverton have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Calverton rose by $268 in January compared to $253 of December. In other words, there has been an increase by $15 when you compare January and December.

The average cost of liability insurance in the Calverton rose to $93 in January, compared to $92 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Calverton?

The car insurance in Calverton is $61 per month, which is lower than the national average.

What is the cheapest car insurance in Calverton?

The cheapest car insurance in Calverton is $150 per month for full coverage.

How much is car insurance in Calverton for teenagers?

Car insurance for teenagers costs $531 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Calverton?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $240 per month to insure your car in Calverton.

Is car insurance expensive in Calverton?

Car insurance can be expensive in Calverton if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Calverton can be affordable.

Cheapest Car Insurance Quotes in Calverton

Why you can trust Way?

How Much Is Car Insurance in Calverton

Avg. Car Insurance in Calverton

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Calverton

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Calverton Car Insurance Rates by Company

Cheap Car Insurance Companies in Calverton, MD

Way's key takeaways about car insurance in Calverton

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Calverton

Cheapest Liability Coverage in Calverton, MD

Cheapest Full Coverage Car Insurance in Calverton

Cheapest Full Coverage Car Insurance Quotes in Calverton, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Calverton by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Calverton, MD increasing?

Car Insurance Premiums by Age in Calverton

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Calverton,MD

If you are in your twenties N/A is the best choice for car insurance in Calverton.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Calverton

Cheapest Car Insurance Companies after an At-Fault Accident in Calverton

Calverton Car Insurance Rates by Violation

Calverton auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Calverton after a DUI

Calverton car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Calverton after Speeding ticket

Car Insurance Price Trends in Calverton, Maryland

Average Car Insurance Cost in Calverton by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Calverton, MD

Car Insurance Rates by State in the USA (2025 Update)

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