Cheapest Car Insurance Quotes in Cabin John

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Cabin John Car Insurance

^$ 48

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Cabin John

The car insurance rate in Cabin John is $1132 for a six-month policy, which is $72 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $698, making it a popular choice for budget-conscious drivers. Rates in Cabin John can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Cabin John

$1132

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Cabin John

1st place: Kemper

At $698 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $771 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $804 for six months, making it the third cheapest auto insurance company in Cabin John.

Cabin John Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Cabin John, MD is Kemper, offering policies at just $698 for a six-month term. This is followed by USAA, which has an average six-month premium of $771.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $2250 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cabin John drivers find the best deals.

Cheap Car Insurance Companies in Cabin John, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$698	$118
USAA	$771	$130
Travelers	$804	$135
State Farm	$887	$149
Erie	$961	$162
Nationwide	$966	$163
Progressive	$1145	$193
Allstate	$1703	$284
Maryland Auto	$2250	$383

Key Takeaways

Way's key takeaways about car insurance in Cabin John

The auto insurance costs in Cabin John fall around $698 for six months.
The cheapest auto insurance company in Cabin John is USAA.
Teen drivers pay the highest rate in Cabin John at $1165 per month.

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Cheapest Minimum Liability Car Insurance in Cabin John

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cabin John are given below.

USAA provides the cheapest minimum car insurance coverage in Cabin John. Their Average 6 Month Premium is $285. Allstate is the most expensive at $893 for the same period.

Cheapest Liability Coverage in Cabin John, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$285	$48
Travelers	$380	$64
Kemper	$397	$66
Erie	$419	$71
State Farm	$424	$71
Nationwide	$530	$89
Progressive	$547	$92
Maryland Auto	$782	$133
Allstate	$893	$149

Cheapest Full Coverage Car Insurance in Cabin John

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cabin John is Kemper at $118 per month and $698 for six months.

Cheapest Full Coverage Car Insurance Quotes in Cabin John, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$698	$118
USAA	$771	$130
Travelers	$804	$135
State Farm	$887	$149
Erie	$961	$162
Nationwide	$966	$163
Progressive	$1145	$193
Allstate	$1703	$284
Maryland Auto	$2250	$383

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Average Car Insurance in Cabin John by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Cabin John, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Cabin John, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Cabin John's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Cabin John

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Cabin John,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Cabin John at $70 per month. At $6991 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$419	$70
Erie	$1307	$220
Travelers	$1390	$234
USAA	$1424	$240
State Farm	$2122	$357
Progressive	$2496	$420
Maryland Auto	$3808	$635
Nationwide	$4165	$701
Allstate	$6991	$1165

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Cabin John, USAA is the cheapest car insurance provider. At $1005 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Cabin John is Allstate, offering rates of around $2608 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1005	$167
Progressive	$1122	$189
Nationwide	$1463	$246
Travelers	$1888	$321
Maryland Auto	$2250	$375
Erie	$2374	$403
State Farm	$5154	$859
Allstate	$2608	$444

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Car Insurance Rates with An Accident in Cabin John

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Cabin John, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Cabin John

The cheapest car insurance companies after an at-fault accident in Cabin John include Erie and USAA, offering $798 and $815, respectively. Allstate is an expensive provider with an average six-month premium of $3077.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$798	$134
USAA	$815	$137
Travelers	$860	$145
State Farm	$966	$163
Progressive	$1151	$194
Nationwide	$1681	$283
Maryland Auto	$2942	$491
Allstate	$3077	$524

Cabin John Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cabin John MD. For example, the car insurance in Cabin John after a DUI increases to $1060 for a six month policy. While the rate increases by $245 for a six-month policy in the case of a speeding ticket.

Cabin John auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1128	$188
One Med/PIP claim	$1167	$198
Not-at-fault accident	$1212	$202
One comp claim	$1217	$207
Two Med/PIP claims	$1240	$207
Failure to wear a seat belt	$1278	$217
Failure to show documents	$1312	$219
Child safety restraint	$1324	$225
Two comp claims	$1324	$221
Driving with expired registration	$1356	$230
Cell phone violation	$1373	$229
Driving too slowly	$1373	$233
Failure to stop at a red light	$1373	$229
Failure to yield	$1373	$233
Following too closely	$1373	$229
Illegal turn	$1373	$233
Improper passing	$1373	$229
Speeding 11 - 15 MPH over limit	$1373	$233
Speeding 16 - 20 MPH over limit	$1373	$229
Speeding 6 - 10 MPH over limit	$1373	$233
Texting while driving	$1373	$229
Wrong way/wrong lane	$1373	$233
Speeding in school zone	$1390	$232
At-fault accident - less than $1000	$1418	$242
Passing school bus	$1424	$237
Driving without lights	$1430	$243
Open container	$1435	$239
Operating a vehicle without permission	$1451	$247
Speeding 21 - 25 MPH over limit	$1502	$250
In 65 MPH zone	$1641	$279
At-fault accident - $1000-$2000	$1692	$282
At-fault accident - greater than $2000	$1692	$288
Reckless driving	$1932	$322
Racing	$2077	$353
Driving with a suspended license	$2110	$352
Refusal to submit to a chemical test	$2178	$370
DUI	$2188	$365
Leaving scene of an accident/hit and run	$2205	$375

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Cabin John after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Cabin John.

The cheapest car insurance premiums in Cabin John are offered by Erie at $670 for a six-month policy. However, it can be as expensive as $3311 with companies like Maryland Auto.

Cabin John car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$670	$113
Travelers	$921	$155
Progressive	$1240	$209
USAA	$1356	$228
Allstate	$1781	$297
State Farm	$2122	$357
Nationwide	$2904	$489
Maryland Auto	$3311	$563

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Cabin John are offered by USAA at $687. However, it can be as expensive as $2279 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Cabin John after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$687	$117
State Farm	$720	$121
Erie	$821	$138
Progressive	$999	$168
Travelers	$1329	$226
Nationwide	$2139	$356
Maryland Auto	$2250	$383
Allstate	$2279	$380

Car Insurance Price Trends in Cabin John, Maryland

Car insurance rates in Cabin John have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Cabin John rose by $212 in January compared to $200 of December. In other words, there has been an increase by $12 when you compare January and December.

The average cost of liability insurance in the Cabin John rose to $73 in January, compared to $72 in December. This represents an increase of $1 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Cabin John?

The car insurance in Cabin John is $48 per month, which is lower than the national average.

What is the cheapest car insurance in Cabin John?

The cheapest car insurance in Cabin John is $118 per month for full coverage.

How much is car insurance in Cabin John for teenagers?

Car insurance for teenagers costs $419 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Cabin John?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $190 per month to insure your car in Cabin John.

Is car insurance expensive in Cabin John?

Car insurance can be expensive in Cabin John if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Cabin John can be affordable.

Cheapest Car Insurance Quotes in Cabin John

Why you can trust Way?

How Much Is Car Insurance in Cabin John

Avg. Car Insurance in Cabin John

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Cabin John

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Cabin John Car Insurance Rates by Company

Cheap Car Insurance Companies in Cabin John, MD

Way's key takeaways about car insurance in Cabin John

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Cabin John

Cheapest Liability Coverage in Cabin John, MD

Cheapest Full Coverage Car Insurance in Cabin John

Cheapest Full Coverage Car Insurance Quotes in Cabin John, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Cabin John by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Cabin John, MD increasing?

Car Insurance Premiums by Age in Cabin John

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Cabin John,MD

If you are in your twenties N/A is the best choice for car insurance in Cabin John.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Cabin John

Cheapest Car Insurance Companies after an At-Fault Accident in Cabin John

Cabin John Car Insurance Rates by Violation

Cabin John auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Cabin John after a DUI

Cabin John car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Cabin John after Speeding ticket

Car Insurance Price Trends in Cabin John, Maryland

Average Car Insurance Cost in Cabin John by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Cabin John, MD

Car Insurance Rates by State in the USA (2025 Update)

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