Cheapest Car Insurance Quotes in Nanticoke

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Nanticoke Car Insurance

^$ 43

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Nanticoke

The car insurance rate in Nanticoke is $864 for a six-month policy, which is $152 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $632, making it a popular choice for budget-conscious drivers. Rates in Nanticoke can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Nanticoke

$864

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Nanticoke

1st place: Kemper

At $632 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $682 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $697 for six months, making it the third cheapest auto insurance company in Nanticoke.

Nanticoke Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Nanticoke, MD is Kemper, offering policies at just $632 for a six-month term. This is followed by USAA, which has an average six-month premium of $682.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1616 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Nanticoke drivers find the best deals.

Cheap Car Insurance Companies in Nanticoke, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$632	$107
USAA	$682	$115
State Farm	$697	$117
Travelers	$697	$117
Nationwide	$808	$136
Erie	$833	$140
Progressive	$949	$160
Allstate	$1616	$272

Key Takeaways

Way's key takeaways about car insurance in Nanticoke

The auto insurance costs in Nanticoke fall around $632 for six months.
The cheapest auto insurance company in Nanticoke is USAA.
Teen drivers pay the highest rate in Nanticoke at $1135 per month.

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Cheapest Minimum Liability Car Insurance in Nanticoke

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Nanticoke are given below.

USAA provides the cheapest minimum car insurance coverage in Nanticoke. Their Average 6 Month Premium is $252. Allstate is the most expensive at $884 for the same period.

Cheapest Liability Coverage in Nanticoke, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$252	$43
Travelers	$349	$59
State Farm	$354	$60
Kemper	$359	$60
Erie	$374	$63
Progressive	$439	$74
Nationwide	$455	$77
Allstate	$884	$149

Cheapest Full Coverage Car Insurance in Nanticoke

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Nanticoke is Kemper at $107 per month and $632 for six months.

Cheapest Full Coverage Car Insurance Quotes in Nanticoke, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$632	$107
USAA	$682	$115
State Farm	$697	$117
Travelers	$697	$117
Nationwide	$808	$136
Erie	$833	$140
Progressive	$949	$160
Allstate	$1616	$272

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Average Car Insurance in Nanticoke by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Nanticoke, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Nanticoke, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Nanticoke's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Nanticoke

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$582
30s	Travelers	$496
40s	Travelers	$452
50s	Travelers	$428
60s	Travelers	$479
70s	USAA	$507

Cheapest Car Insurance Rates for Teen Drivers in Nanticoke,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Nanticoke at $65 per month. At $6741 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$379	$65
Erie	$984	$166
Travelers	$1151	$194
USAA	$1232	$207
State Farm	$1671	$281
Progressive	$2126	$358
Nationwide	$3191	$537
Allstate	$6741	$1135

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Nanticoke.

As young drivers face the highest rates in Nanticoke, Travelers offers the cheapest auto insurance rates at $582 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Nanticoke, USAA is the cheapest car insurance provider. At $798 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Nanticoke is State Farm, offering rates of around $3019 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$798	$133
Progressive	$823	$139
Nationwide	$1046	$176
Travelers	$1474	$251
Erie	$1731	$289
Allstate	$2358	$401
State Farm	$3019	$503

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Car Insurance Rates with An Accident in Nanticoke

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Nanticoke, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Nanticoke

The cheapest car insurance companies after an at-fault accident in Nanticoke include Erie and USAA, offering $626 and $712, respectively. Encompass is an expensive provider with an average six-month premium of $560.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$626	$105
USAA	$712	$120
Travelers	$722	$122
State Farm	$778	$131
Progressive	$944	$159
Nationwide	$1312	$221
Allstate	$2949	$496
Encompass	$560	$94

Nanticoke Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Nanticoke MD. For example, the car insurance in Nanticoke after a DUI increases to $959 for a six month policy. While the rate increases by $222 for a six-month policy in the case of a speeding ticket.

Nanticoke auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1020	$170
One Med/PIP claim	$1055	$179
Not-at-fault accident	$1096	$183
One comp claim	$1101	$187
Two Med/PIP claims	$1121	$187
Failure to wear a seat belt	$1156	$196
Failure to show documents	$1187	$198
Child safety restraint	$1197	$203
Two comp claims	$1197	$200
Driving with expired registration	$1227	$208
Cell phone violation	$1242	$207
Driving too slowly	$1242	$211
Failure to stop at a red light	$1242	$207
Failure to yield	$1242	$211
Following too closely	$1242	$207
Illegal turn	$1242	$211
Improper passing	$1242	$207
Speeding 11 - 15 MPH over limit	$1242	$211
Speeding 16 - 20 MPH over limit	$1242	$207
Speeding 6 - 10 MPH over limit	$1242	$211
Texting while driving	$1242	$207
Wrong way/wrong lane	$1242	$211
Speeding in school zone	$1257	$210
At-fault accident - less than $1000	$1283	$218
Passing school bus	$1288	$214
Driving without lights	$1293	$220
Open container	$1298	$216
Operating a vehicle without permission	$1312	$224
Speeding 21 - 25 MPH over limit	$1358	$226
In 65 MPH zone	$1484	$252
At-fault accident - $1000-$2000	$1530	$255
At-fault accident - greater than $2000	$1530	$260
Reckless driving	$1747	$292
Racing	$1879	$320
Driving with a suspended license	$1908	$318
Refusal to submit to a chemical test	$1969	$335
DUI	$1979	$330
Leaving scene of an accident/hit and run	$1994	$339

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Nanticoke after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Nanticoke.

The cheapest car insurance premiums in Nanticoke are offered by Erie at $536 for a six-month policy. However, it can be as expensive as $2202 with companies like Nationwide.

Nanticoke car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$536	$90
Travelers	$783	$132
Progressive	$1020	$172
USAA	$1176	$198
State Farm	$1530	$258
Allstate	$1686	$284
Nationwide	$2202	$371

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Nanticoke are offered by State Farm at $479. However, it can be as expensive as $2060 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Nanticoke after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$479	$81
USAA	$546	$93
Erie	$636	$107
Progressive	$737	$124
Travelers	$1010	$168
Nationwide	$1434	$244
Allstate	$2060	$343

Car Insurance Price Trends in Nanticoke, Maryland

Car insurance rates in Nanticoke have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Nanticoke rose by $181 in December compared to $180 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Nanticoke remained steady at $65 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Nanticoke?

The car insurance in Nanticoke is $43 per month, which is lower than the national average.

What is the cheapest car insurance in Nanticoke?

The cheapest car insurance in Nanticoke is $107 per month for full coverage.

How much is car insurance in Nanticoke for teenagers?

Car insurance for teenagers costs $379 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Nanticoke?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $145 per month to insure your car in Nanticoke.

Is car insurance expensive in Nanticoke?

Car insurance can be expensive in Nanticoke if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Nanticoke can be affordable.

Cheapest Car Insurance Quotes in Nanticoke

Why you can trust Way?

How Much Is Car Insurance in Nanticoke

Avg. Car Insurance in Nanticoke

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Nanticoke

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Nanticoke Car Insurance Rates by Company

Cheap Car Insurance Companies in Nanticoke, MD

Way's key takeaways about car insurance in Nanticoke

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Nanticoke

Cheapest Liability Coverage in Nanticoke, MD

Cheapest Full Coverage Car Insurance in Nanticoke

Cheapest Full Coverage Car Insurance Quotes in Nanticoke, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Nanticoke by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Nanticoke, MD increasing?

Car Insurance Premiums by Age in Nanticoke

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Nanticoke,MD

If you are in your twenties Travelers is the best choice for car insurance in Nanticoke.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Nanticoke

Cheapest Car Insurance Companies after an At-Fault Accident in Nanticoke

Nanticoke Car Insurance Rates by Violation

Nanticoke auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Nanticoke after a DUI

Nanticoke car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Nanticoke after Speeding ticket

Car Insurance Price Trends in Nanticoke, Maryland

Average Car Insurance Cost in Nanticoke by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Nanticoke, MD

Car Insurance Rates by State in the USA (2025 Update)

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