Cheapest Car Insurance Quotes in Cheverly

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Cheverly Car Insurance

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Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Cheverly

The car insurance rate in Cheverly is $1662 for a six-month policy, which is $458 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1025, making it a popular choice for budget-conscious drivers. Rates in Cheverly can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Cheverly

$1662

Avg. Car Insurance in Maryland

$1204

National Average

$1278

Cheapest Car Insurance Companies in Cheverly

1st place: Kemper

At $1025 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1132 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Travelers

Travelers offers auto insurance rates at $1180 for six months, making it the third cheapest auto insurance company in Cheverly.

Cheverly Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Cheverly, MD is Kemper, offering policies at just $1025 for a six-month term. This is followed by USAA, which has an average six-month premium of $1132.

At the higher end of the spectrum, Maryland Auto is the most expensive, with rates reaching $3304 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cheverly drivers find the best deals.

Cheap Car Insurance Companies in Cheverly, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1025	$174
USAA	$1132	$190
Travelers	$1180	$199
State Farm	$1303	$219
Erie	$1410	$237
Nationwide	$1419	$239
Progressive	$1681	$283
Allstate	$2501	$417
Maryland Auto	$3304	$562

Key Takeaways

Way's key takeaways about car insurance in Cheverly

The auto insurance costs in Cheverly fall around $1025 for six months.
The cheapest auto insurance company in Cheverly is USAA.
Teen drivers pay the highest rate in Cheverly at $1710 per month.

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Cheapest Minimum Liability Car Insurance in Cheverly

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cheverly are given below.

USAA provides the cheapest minimum car insurance coverage in Cheverly. Their Average 6 Month Premium is $418. Allstate is the most expensive at $1311 for the same period.

Cheapest Liability Coverage in Cheverly, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$418	$70
Travelers	$558	$94
Kemper	$582	$97
Erie	$615	$103
State Farm	$622	$105
Nationwide	$778	$131
Progressive	$803	$135
Maryland Auto	$1148	$195
Allstate	$1311	$218

Cheapest Full Coverage Car Insurance in Cheverly

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cheverly is Kemper at $174 per month and $1025 for six months.

Cheapest Full Coverage Car Insurance Quotes in Cheverly, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$1025	$174
USAA	$1132	$190
Travelers	$1180	$199
State Farm	$1303	$219
Erie	$1410	$237
Nationwide	$1419	$239
Progressive	$1681	$283
Allstate	$2501	$417
Maryland Auto	$3304	$562

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Average Car Insurance in Cheverly by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Cheverly, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Cheverly, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Cheverly's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Cheverly

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Cheverly,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Cheverly at $102 per month. At $10263 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$615	$102
Erie	$1918	$323
Travelers	$2041	$344
USAA	$2091	$352
State Farm	$3115	$524
Progressive	$3664	$617
Maryland Auto	$5590	$931
Nationwide	$6115	$1029
Allstate	$10263	$1710

Teen Car Insurance Rates in MD by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Cheverly, USAA is the cheapest car insurance provider. At $1475 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Cheverly is Allstate, offering rates of around $3828 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1475	$246
Progressive	$1648	$277
Nationwide	$2147	$362
Travelers	$2771	$471
Maryland Auto	$3304	$551
Erie	$3484	$592
State Farm	$7567	$1261
Allstate	$3828	$651

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Car Insurance Rates with An Accident in Cheverly

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Cheverly, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Cheverly

The cheapest car insurance companies after an at-fault accident in Cheverly include Erie and USAA, offering $1172 and $1196, respectively. Allstate is an expensive provider with an average six-month premium of $4517.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$1172	$197
USAA	$1196	$201
Travelers	$1263	$213
State Farm	$1419	$239
Progressive	$1689	$284
Nationwide	$2467	$415
Maryland Auto	$4319	$720
Allstate	$4517	$769

Cheverly Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cheverly MD. For example, the car insurance in Cheverly after a DUI increases to $1557 for a six month policy. While the rate increases by $360 for a six-month policy in the case of a speeding ticket.

Cheverly auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1656	$276
One Med/PIP claim	$1713	$291
Not-at-fault accident	$1779	$297
One comp claim	$1787	$304
Two Med/PIP claims	$1820	$304
Failure to wear a seat belt	$1877	$319
Failure to show documents	$1926	$322
Child safety restraint	$1943	$330
Two comp claims	$1943	$324
Driving with expired registration	$1991	$338
Cell phone violation	$2016	$337
Driving too slowly	$2016	$342
Failure to stop at a red light	$2016	$337
Failure to yield	$2016	$342
Following too closely	$2016	$337
Illegal turn	$2016	$342
Improper passing	$2016	$337
Speeding 11 - 15 MPH over limit	$2016	$342
Speeding 16 - 20 MPH over limit	$2016	$337
Speeding 6 - 10 MPH over limit	$2016	$342
Texting while driving	$2016	$337
Wrong way/wrong lane	$2016	$342
Speeding in school zone	$2041	$341
At-fault accident - less than $1000	$2082	$355
Passing school bus	$2091	$348
Driving without lights	$2099	$357
Open container	$2107	$351
Operating a vehicle without permission	$2131	$363
Speeding 21 - 25 MPH over limit	$2205	$367
In 65 MPH zone	$2409	$410
At-fault accident - $1000-$2000	$2484	$414
At-fault accident - greater than $2000	$2484	$422
Reckless driving	$2836	$473
Racing	$3050	$519
Driving with a suspended license	$3098	$516
Refusal to submit to a chemical test	$3197	$544
DUI	$3213	$535
Leaving scene of an accident/hit and run	$3237	$551

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Cheverly after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Cheverly.

The cheapest car insurance premiums in Cheverly are offered by Erie at $984 for a six-month policy. However, it can be as expensive as $4860 with companies like Maryland Auto.

Cheverly car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$984	$166
Travelers	$1352	$228
Progressive	$1820	$306
USAA	$1991	$335
Allstate	$2615	$436
State Farm	$3115	$524
Nationwide	$4263	$718
Maryland Auto	$4860	$827

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Cheverly are offered by USAA at $1009. However, it can be as expensive as $3345 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Cheverly after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1009	$171
State Farm	$1057	$178
Erie	$1205	$203
Progressive	$1467	$247
Travelers	$1951	$331
Nationwide	$3139	$523
Maryland Auto	$3304	$562
Allstate	$3345	$558

Car Insurance Price Trends in Cheverly, Maryland

Car insurance rates in Cheverly have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Cheverly rose by $311 in January compared to $294 of December. In other words, there has been an increase by $17 when you compare January and December.

The average cost of liability insurance in the Cheverly rose to $108 in January, compared to $106 in December. This represents an increase of $2 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Cheverly?

The car insurance in Cheverly is $70 per month, which is lower than the national average.

What is the cheapest car insurance in Cheverly?

The cheapest car insurance in Cheverly is $174 per month for full coverage.

How much is car insurance in Cheverly for teenagers?

Car insurance for teenagers costs $615 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Cheverly?

The average cost of car insurance is $1204 for a six-month policy. It will cost around $279 per month to insure your car in Cheverly.

Is car insurance expensive in Cheverly?

Car insurance can be expensive in Cheverly if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Cheverly can be affordable.

Cheapest Car Insurance Quotes in Cheverly

Why you can trust Way?

How Much Is Car Insurance in Cheverly

Avg. Car Insurance in Cheverly

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Cheverly

1st place: Kemper

2nd place: USAA

3rd place: Travelers

Cheverly Car Insurance Rates by Company

Cheap Car Insurance Companies in Cheverly, MD

Way's key takeaways about car insurance in Cheverly

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Cheverly

Cheapest Liability Coverage in Cheverly, MD

Cheapest Full Coverage Car Insurance in Cheverly

Cheapest Full Coverage Car Insurance Quotes in Cheverly, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Cheverly by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Cheverly, MD increasing?

Car Insurance Premiums by Age in Cheverly

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Cheverly,MD

If you are in your twenties N/A is the best choice for car insurance in Cheverly.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Cheverly

Cheapest Car Insurance Companies after an At-Fault Accident in Cheverly

Cheverly Car Insurance Rates by Violation

Cheverly auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Cheverly after a DUI

Cheverly car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Cheverly after Speeding ticket

Car Insurance Price Trends in Cheverly, Maryland

Average Car Insurance Cost in Cheverly by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Cheverly, MD

Car Insurance Rates by State in the USA (2025 Update)

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