Cheapest Car Insurance Quotes in Bladensburg

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Bladensburg Car Insurance

^$ 67

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Bladensburg

The car insurance rate in Bladensburg is $1361 for a six-month policy, which is $345 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $996, making it a popular choice for budget-conscious drivers. Rates in Bladensburg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Bladensburg

$1361

Avg. Car Insurance in Maryland

$1016

National Average

$1140

Cheapest Car Insurance Companies in Bladensburg

1st place: Kemper

At $996 for a six month policy, Kemper offers the cheapest auto insurance rates in the city.

2nd place: USAA

USAA offers auto insurance rates at $1075 for a six-month policy, making it one of the cheapest to insure with.

3rd place: State Farm

State Farm offers auto insurance rates at $1099 for six months, making it the third cheapest auto insurance company in Bladensburg.

Bladensburg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Bladensburg, MD is Kemper, offering policies at just $996 for a six-month term. This is followed by USAA, which has an average six-month premium of $1075.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $2547 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bladensburg drivers find the best deals.

Cheap Car Insurance Companies in Bladensburg, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$996	$169
USAA	$1075	$181
State Farm	$1099	$185
Travelers	$1099	$185
Nationwide	$1273	$214
Erie	$1313	$221
Progressive	$1497	$252
Allstate	$2547	$429

Key Takeaways

Way's key takeaways about car insurance in Bladensburg

The auto insurance costs in Bladensburg fall around $996 for six months.
The cheapest auto insurance company in Bladensburg is USAA.
Teen drivers pay the highest rate in Bladensburg at $1789 per month.

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Cheapest Minimum Liability Car Insurance in Bladensburg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bladensburg are given below.

USAA provides the cheapest minimum car insurance coverage in Bladensburg. Their Average 6 Month Premium is $398. Allstate is the most expensive at $1394 for the same period.

Cheapest Liability Coverage in Bladensburg, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$398	$67
Travelers	$549	$92
State Farm	$557	$94
Kemper	$565	$94
Erie	$590	$99
Progressive	$693	$117
Nationwide	$717	$121
Allstate	$1394	$235

Cheapest Full Coverage Car Insurance in Bladensburg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bladensburg is Kemper at $169 per month and $996 for six months.

Cheapest Full Coverage Car Insurance Quotes in Bladensburg, MD

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$996	$169
USAA	$1075	$181
State Farm	$1099	$185
Travelers	$1099	$185
Nationwide	$1273	$214
Erie	$1313	$221
Progressive	$1497	$252
Allstate	$2547	$429

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Average Car Insurance in Bladensburg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Bladensburg, MD increasing?

Despite maintaining a clean driving record, your car insurance rates in Bladensburg, Maryland, may be increasing due to several external factors. Maryland has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Bladensburg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Bladensburg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Travelers	$918
30s	Travelers	$783
40s	Travelers	$713
50s	Travelers	$674
60s	Travelers	$756
70s	USAA	$799

Cheapest Car Insurance Rates for Teen Drivers in Bladensburg,MD

If you are planning to get a car insurance policy for your teenage dependent, Kemper provides the cheapest car insurance in the Bladensburg at $102 per month. At $10626 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Kemper	$598	$102
Erie	$1552	$261
Travelers	$1814	$306
USAA	$1942	$327
State Farm	$2634	$444
Progressive	$3351	$564
Nationwide	$5030	$847
Allstate	$10626	$1789

Teen Car Insurance Rates in MD by Age

Way Tip

If you are in your twenties Travelers is the best choice for car insurance in Bladensburg.

As young drivers face the highest rates in Bladensburg, Travelers offers the cheapest auto insurance rates at $918 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Bladensburg, USAA is the cheapest car insurance provider. At $1258 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bladensburg is State Farm, offering rates of around $4760 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
USAA	$1258	$209
Progressive	$1297	$218
Nationwide	$1648	$277
Travelers	$2324	$395
Erie	$2730	$456
Allstate	$3717	$632
State Farm	$4760	$793

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Car Insurance Rates with An Accident in Bladensburg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bladensburg, MD, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Bladensburg

The cheapest car insurance companies after an at-fault accident in Bladensburg include Erie and USAA, offering $988 and $1123, respectively. Encompass is an expensive provider with an average six-month premium of $883.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$988	$166
USAA	$1123	$189
Travelers	$1138	$192
State Farm	$1226	$206
Progressive	$1489	$251
Nationwide	$2069	$348
Allstate	$4648	$783
Encompass	$883	$147

Bladensburg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Bladensburg MD. For example, the car insurance in Bladensburg after a DUI increases to $1512 for a six month policy. While the rate increases by $350 for a six-month policy in the case of a speeding ticket.

Bladensburg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1608	$268
One Med/PIP claim	$1663	$283
Not-at-fault accident	$1727	$288
One comp claim	$1735	$295
Two Med/PIP claims	$1767	$295
Failure to wear a seat belt	$1822	$310
Failure to show documents	$1871	$312
Child safety restraint	$1887	$320
Two comp claims	$1887	$315
Driving with expired registration	$1934	$328
Cell phone violation	$1958	$327
Driving too slowly	$1958	$332
Failure to stop at a red light	$1958	$327
Failure to yield	$1958	$332
Following too closely	$1958	$327
Illegal turn	$1958	$332
Improper passing	$1958	$327
Speeding 11 - 15 MPH over limit	$1958	$332
Speeding 16 - 20 MPH over limit	$1958	$327
Speeding 6 - 10 MPH over limit	$1958	$332
Texting while driving	$1958	$327
Wrong way/wrong lane	$1958	$332
Speeding in school zone	$1982	$331
At-fault accident - less than $1000	$2022	$344
Passing school bus	$2030	$338
Driving without lights	$2038	$347
Open container	$2046	$340
Operating a vehicle without permission	$2069	$352
Speeding 21 - 25 MPH over limit	$2141	$356
In 65 MPH zone	$2340	$398
At-fault accident - $1000-$2000	$2412	$402
At-fault accident - greater than $2000	$2412	$410
Reckless driving	$2754	$460
Racing	$2961	$504
Driving with a suspended license	$3008	$501
Refusal to submit to a chemical test	$3105	$528
DUI	$3120	$520
Leaving scene of an accident/hit and run	$3144	$535

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Bladensburg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bladensburg.

The cheapest car insurance premiums in Bladensburg are offered by Erie at $844 for a six-month policy. However, it can be as expensive as $3471 with companies like Nationwide.

Bladensburg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Erie	$844	$142
Travelers	$1234	$208
Progressive	$1608	$271
USAA	$1855	$312
State Farm	$2412	$406
Allstate	$2659	$448
Nationwide	$3471	$584

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bladensburg are offered by State Farm at $756. However, it can be as expensive as $3248 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Bladensburg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
State Farm	$756	$127
USAA	$860	$146
Erie	$1002	$169
Progressive	$1162	$196
Travelers	$1592	$265
Nationwide	$2261	$385
Allstate	$3248	$541

Car Insurance Price Trends in Bladensburg, Maryland

Car insurance rates in Bladensburg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Bladensburg rose by $285 in December compared to $284 of November. In other words, there has been an increase by $1 when you compare December and November.

The average cost of liability insurance in the Bladensburg remained steady at $103 in both December and November, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Bladensburg?

The car insurance in Bladensburg is $67 per month, which is lower than the national average.

What is the cheapest car insurance in Bladensburg?

The cheapest car insurance in Bladensburg is $169 per month for full coverage.

How much is car insurance in Bladensburg for teenagers?

Car insurance for teenagers costs $598 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Bladensburg?

The average cost of car insurance is $1016 for a six-month policy. It will cost around $229 per month to insure your car in Bladensburg.

Is car insurance expensive in Bladensburg?

Car insurance can be expensive in Bladensburg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bladensburg can be affordable.

Cheapest Car Insurance Quotes in Bladensburg

Why you can trust Way?

How Much Is Car Insurance in Bladensburg

Avg. Car Insurance in Bladensburg

Avg. Car Insurance in Maryland

National Average

Cheapest Car Insurance Companies in Bladensburg

1st place: Kemper

2nd place: USAA

3rd place: State Farm

Bladensburg Car Insurance Rates by Company

Cheap Car Insurance Companies in Bladensburg, MD

Way's key takeaways about car insurance in Bladensburg

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Bladensburg

Cheapest Liability Coverage in Bladensburg, MD

Cheapest Full Coverage Car Insurance in Bladensburg

Cheapest Full Coverage Car Insurance Quotes in Bladensburg, MD

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Bladensburg by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Bladensburg, MD increasing?

Car Insurance Premiums by Age in Bladensburg

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Bladensburg,MD

If you are in your twenties Travelers is the best choice for car insurance in Bladensburg.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Bladensburg

Cheapest Car Insurance Companies after an At-Fault Accident in Bladensburg

Bladensburg Car Insurance Rates by Violation

Bladensburg auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Bladensburg after a DUI

Bladensburg car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Bladensburg after Speeding ticket

Car Insurance Price Trends in Bladensburg, Maryland

Average Car Insurance Cost in Bladensburg by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Bladensburg, MD

Car Insurance Rates by State in the USA (2025 Update)

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