Cheapest Car Insurance Quotes in Arlington

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Arlington Car Insurance

^$ 44

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Arlington

The car insurance rate in Arlington is $1036 for a six-month policy, which is $103 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $521, making it a popular choice for budget-conscious drivers. Rates in Arlington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Arlington

$1036

Avg. Car Insurance in Arizona

$933

National Average

$1140

Cheapest Car Insurance Companies in Arlington

1st place: Root Insurance Company

At $521 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $686 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $718 for six months, making it the third cheapest auto insurance company in Arlington.

Arlington Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Arlington, AZ is Root Insurance Company, offering policies at just $521 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $686.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1207 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Arlington drivers find the best deals.

Cheap Car Insurance Companies in Arlington, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$521	$87
Auto-Owners Insurance Co	$686	$117
Farmers	$718	$120
Mercury	$738	$125
Hartford	$771	$129
Iowa Farm Bureau	$778	$132
Travelers	$825	$139
State Farm	$1036	$174
Progressive	$1068	$180
USAA	$1074	$181
Auto-Owners	$1154	$194
Allstate	$1240	$209
The Hartford	$1477	$246
CSAA	$2242	$381
Nationwide	$1207	$201

Key Takeaways

Way's key takeaways about car insurance in Arlington

The auto insurance costs in Arlington fall around $521 for six months.
The cheapest auto insurance company in Arlington is Mercury.
Teen drivers pay the highest rate in Arlington at $976 per month.

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Cheapest Minimum Liability Car Insurance in Arlington

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Arlington are given below.

Mercury provides the cheapest minimum car insurance coverage in Arlington. Their Average 6 Month Premium is $264. Allstate is the most expensive at $462 for the same period.

Cheapest Liability Coverage in Arlington, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$264	$44
Travelers	$310	$52
Auto-Owners	$336	$57
Auto-Owners Insurance Co	$343	$59
Country Financial	$350	$58
USAA	$350	$59
Root Insurance Company	$356	$59
Farmers	$376	$64
Progressive	$383	$64
Iowa Farm Bureau	$395	$68
State Farm	$402	$68
Allstate	$462	$78

Cheapest Full Coverage Car Insurance in Arlington

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Arlington is Root Insurance Company at $87 per month and $521 for six months.

Cheapest Full Coverage Car Insurance Quotes in Arlington, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$521	$87
Auto-Owners Insurance Co	$686	$117
Farmers	$718	$120
Mercury	$738	$125
Hartford	$771	$129
Iowa Farm Bureau	$778	$132
Travelers	$825	$139
State Farm	$1036	$174
Progressive	$1068	$180
USAA	$1074	$181
Auto-Owners	$1154	$194
Allstate	$1240	$209
The Hartford	$1477	$246
CSAA	$2242	$381
Nationwide	$1207	$201

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Average Car Insurance in Arlington by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Arlington, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Arlington, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Arlington's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Arlington

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$598
40s	USAA	$545
50s	USAA	$516
60s	USAA	$531
70s	USAA	$627

Cheapest Car Insurance Rates for Teen Drivers in Arlington,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Arlington at $53 per month. At $5855 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$316	$53
Travelers	$316	$53
Root Insurance Company	$363	$62
Progressive	$376	$62
USAA	$383	$65
Country Financial	$408	$68
State Farm	$408	$69
Allstate	$462	$78
Farmers	$462	$79
Auto-Owners Insurance Co	$468	$78
Iowa Farm Bureau	$488	$83
Auto-Owners	$2769	$462
CSAA	$5855	$976

Teen Car Insurance Rates in AZ by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Arlington.

As young drivers face the highest rates in Arlington, USAA offers the cheapest auto insurance rates at $598 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Arlington, Mercury is the cheapest car insurance provider. At $303 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Arlington is Hartford, offering rates of around $725 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$303	$51
Travelers	$383	$65
Root Insurance Company	$455	$75
Progressive	$462	$79
Country Financial	$488	$81
Farmers	$547	$93
Nationwide	$561	$93
Allstate	$626	$107
Iowa Farm Bureau	$713	$119
Hartford	$725	$123

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Car Insurance Rates with An Accident in Arlington

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Arlington, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Arlington

The cheapest car insurance companies after an at-fault accident in Arlington include Root Insurance Company and Country Financial, offering $448 and $455, respectively. CSAA is an expensive provider with an average six-month premium of $3640.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$448	$74
Country Financial	$455	$78
Auto-Owners Insurance Co	$534	$89
Travelers	$534	$90
State Farm	$713	$120
Noblr	$751	$128
Root	$818	$137
USAA	$864	$145
General Casualty	$1022	$170
Progressive	$1029	$173
Auto-Owners	$1464	$244
Farmers	$1510	$254
Mercury	$1570	$264
Allstate	$1602	$270
Farm Bureau Mutual (IA Group)	$1622	$271
Metromile	$1846	$314
General Agents Group	$2077	$346
Country	$2196	$373
The Hartford	$2328	$387
Encompass	$2387	$406
Nationwide	$2565	$427
Safeway	$2920	$496
Permanent General	$3158	$526
MetLife	$3600	$612
CSAA	$3640	$606

Arlington Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Arlington AZ. For example, the car insurance in Arlington after a DUI increases to $1338 for a six month policy. While the rate increases by $271 for a six-month policy in the case of a speeding ticket.

Arlington auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1299	$216
One Med/PIP claim	$1299	$221
Not-at-fault accident	$1305	$218
One comp claim	$1359	$231
Two Med/PIP claims	$1359	$226
Two comp claims	$1411	$240
Failure to wear a seat belt	$1484	$248
Child safety restraint	$1543	$262
Driving without lights	$1543	$258
Failure to show documents	$1543	$262
Speeding 6 - 10 MPH over limit	$1570	$262
Driving too slowly	$1628	$276
Speeding 11 - 15 MPH over limit	$1628	$272
Speeding in school zone	$1628	$276
Driving with expired registration	$1642	$274
Speeding 16 - 20 MPH over limit	$1642	$279
Cell phone violation	$1648	$275
Failure to stop at a red light	$1648	$281
Failure to yield	$1648	$275
Following too closely	$1648	$281
Illegal turn	$1648	$275
Texting while driving	$1648	$281
Wrong way/wrong lane	$1648	$275
Improper passing	$1675	$285
Speeding 21 - 25 MPH over limit	$1695	$282
In 65 MPH zone	$1721	$293
Passing school bus	$1740	$290
At-fault accident - less than $1000	$1787	$304
Operating a vehicle without permission	$1879	$313
At-fault accident - $1000-$2000	$1931	$329
At-fault accident - greater than $2000	$1958	$326
Open container	$2057	$350
Reckless driving	$2281	$381
Driving with a suspended license	$2354	$401
DUI	$2637	$440
Refusal to submit to a chemical test	$2637	$448
Racing	$2696	$450
Leaving scene of an accident/hit and run	$2710	$461

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Arlington after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Arlington.

The cheapest car insurance premiums in Arlington are offered by Mercury at $350 for a six-month policy. However, it can be as expensive as $1985 with companies like Nationwide.

Arlington car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$350	$60
Root Insurance Company	$395	$65
Country Financial	$495	$84
Travelers	$606	$102
Progressive	$613	$103
Hartford	$619	$103
State Farm	$653	$110
Farmers	$996	$168
USAA	$1325	$223
Allstate	$1965	$327
Nationwide	$1985	$337

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Arlington are offered by AutoOwners Insurance Co at $343. However, it can be as expensive as $462 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Arlington after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$343	$59
State Farm	$350	$58
Travelers	$350	$60
Mercury	$376	$62
Progressive	$402	$69
Country Financial	$408	$68
Root Insurance Company	$448	$77
Farmers	$462	$77

Car Insurance Price Trends in Arlington, Arizona

Car insurance rates in Arlington have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Arlington rose by $134 in December compared to $131 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Arlington rose to $60 in December, compared to $58 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Arlington?

The car insurance in Arlington is $44 per month, which is lower than the national average.

What is the cheapest car insurance in Arlington?

The cheapest car insurance in Arlington is $87 per month for full coverage.

How much is car insurance in Arlington for teenagers?

Car insurance for teenagers costs $316 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Arlington?

The average cost of car insurance is $933 for a six-month policy. It will cost around $174 per month to insure your car in Arlington.

Is car insurance expensive in Arlington?

Car insurance can be expensive in Arlington if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Arlington can be affordable.

What is the best car insurance in Arlington, AZ?

The best car insurance company in Arlington AZ is Root Insurance Company, offering $521 for a six-month policy.