Cheapest Car Insurance Quotes in Dolan Springs

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Dolan Springs Car Insurance

^$ 30

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Dolan Springs

The car insurance rate in Dolan Springs is $760 for a six-month policy, which is $253 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $352, making it a popular choice for budget-conscious drivers. Rates in Dolan Springs can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Dolan Springs

$760

Avg. Car Insurance in Arizona

$1013

National Average

$1278

Cheapest Car Insurance Companies in Dolan Springs

1st place: Root Insurance Company

At $352 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $464 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $485 for six months, making it the third cheapest auto insurance company in Dolan Springs.

Dolan Springs Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Dolan Springs, AZ is Root Insurance Company, offering policies at just $352 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $464.

At the higher end of the spectrum, CSAA is the most expensive, with rates reaching $1515 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Dolan Springs drivers find the best deals.

Cheap Car Insurance Companies in Dolan Springs, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$352	$60
Auto-Owners Insurance Co	$464	$77
Farmers	$485	$83
Mercury	$499	$83
Hartford	$521	$89
Iowa Farm Bureau	$526	$88
Travelers	$620	$104
USAA	$726	$122
Progressive	$735	$124
State Farm	$749	$126
Auto-Owners	$842	$142
Farm Bureau	$1091	$182
Allstate	$1136	$191
The Hartford	$1136	$191
CSAA	$1515	$257

Key Takeaways

Way's key takeaways about car insurance in Dolan Springs

The auto insurance costs in Dolan Springs fall around $352 for six months.
The cheapest auto insurance company in Dolan Springs is Mercury.
Teen drivers pay the highest rate in Dolan Springs at $614 per month.

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Cheapest Minimum Liability Car Insurance in Dolan Springs

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Dolan Springs are given below.

Mercury provides the cheapest minimum car insurance coverage in Dolan Springs. Their Average 6 Month Premium is $179. The Hartford is the most expensive at $459 for the same period.

Cheapest Liability Coverage in Dolan Springs, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$179	$30
Auto-Owners Insurance Co	$232	$40
Travelers	$232	$39
Country Financial	$236	$41
Root Insurance Company	$241	$40
USAA	$245	$41
Farmers	$254	$42
Auto-Owners	$267	$45
Iowa Farm Bureau	$267	$44
State Farm	$294	$50
Progressive	$303	$51
Allstate	$383	$65
Farm Bureau	$414	$69
The Hartford	$459	$78

Cheapest Full Coverage Car Insurance in Dolan Springs

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Dolan Springs is Root Insurance Company at $60 per month and $352 for six months.

Cheapest Full Coverage Car Insurance Quotes in Dolan Springs, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$352	$60
Auto-Owners Insurance Co	$464	$77
Farmers	$485	$83
Mercury	$499	$83
Hartford	$521	$89
Iowa Farm Bureau	$526	$88
Travelers	$620	$104
USAA	$726	$122
Progressive	$735	$124
State Farm	$749	$126
Auto-Owners	$842	$142
Farm Bureau	$1091	$182
Allstate	$1136	$191
The Hartford	$1136	$191
CSAA	$1515	$257

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Average Car Insurance in Dolan Springs by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Dolan Springs, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Dolan Springs, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Dolan Springs's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Dolan Springs

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Dolan Springs,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Dolan Springs at $36 per month. At $3608 for a six-month premium, The Hartford offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$214	$36
Root Insurance Company	$245	$42
Country Financial	$276	$46
Farmers	$312	$53
Auto-Owners Insurance Co	$317	$53
Iowa Farm Bureau	$330	$56
Travelers	$905	$152
USAA	$1070	$180
State Farm	$1114	$188
Progressive	$1729	$291
Allstate	$1844	$311
Farm Bureau	$2825	$480
Auto-Owners	$2847	$475
The Hartford	$3608	$614

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Dolan Springs, Mercury is the cheapest car insurance provider. At $205 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Dolan Springs is State Farm, offering rates of around $5141 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$205	$35
Root Insurance Company	$308	$53
Country Financial	$330	$55
Farmers	$370	$63
Nationwide	$379	$63
Iowa Farm Bureau	$482	$82
Hartford	$490	$82
Progressive	$776	$131
Travelers	$793	$134
Allstate	$1461	$246
USAA	$1466	$245
Farm Bureau	$1885	$320
The Hartford	$2330	$389
Auto-Owners	$2802	$476
State Farm	$5141	$857

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Car Insurance Rates with An Accident in Dolan Springs

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Dolan Springs, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Dolan Springs

The cheapest car insurance companies after an at-fault accident in Dolan Springs include Root Insurance Company and Country Financial, offering $303 and $308, respectively. CSAA is an expensive provider with an average six-month premium of $2459.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$303	$50
Country Financial	$308	$53
Auto-Owners Insurance Co	$361	$60
Noblr	$508	$86
Travelers	$530	$89
Root	$553	$94
State Farm	$566	$95
General Casualty	$691	$118
USAA	$708	$119
Progressive	$811	$137
Farmers	$1020	$172
Mercury	$1061	$179
Farm Bureau Mutual (IA Group)	$1096	$183
Auto-Owners	$1181	$199
Metromile	$1247	$208
General Agents Group	$1403	$239
Country	$1484	$248
Encompass	$1613	$275
Allstate	$1631	$275
Nationwide	$1733	$295
The Hartford	$1764	$297
Safeway	$1973	$335
Farm Bureau	$2085	$347
Permanent General	$2134	$363
MetLife	$2432	$406
CSAA	$2459	$419

Dolan Springs Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Dolan Springs AZ. For example, the car insurance in Dolan Springs after a DUI increases to $904 for a six month policy. While the rate increases by $183 for a six-month policy in the case of a speeding ticket.

Dolan Springs auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$878	$146
One Med/PIP claim	$878	$149
Not-at-fault accident	$882	$147
One comp claim	$918	$156
Two Med/PIP claims	$918	$153
Two comp claims	$953	$162
Failure to wear a seat belt	$1003	$167
Child safety restraint	$1043	$177
Driving without lights	$1043	$174
Failure to show documents	$1043	$177
Speeding 6 - 10 MPH over limit	$1061	$177
Driving too slowly	$1100	$187
Speeding 11 - 15 MPH over limit	$1100	$184
Speeding in school zone	$1100	$187
Driving with expired registration	$1109	$185
Speeding 16 - 20 MPH over limit	$1109	$188
Cell phone violation	$1114	$186
Failure to stop at a red light	$1114	$190
Failure to yield	$1114	$186
Following too closely	$1114	$190
Illegal turn	$1114	$186
Texting while driving	$1114	$190
Wrong way/wrong lane	$1114	$186
Improper passing	$1132	$193
Speeding 21 - 25 MPH over limit	$1145	$191
In 65 MPH zone	$1163	$198
Passing school bus	$1176	$196
At-fault accident - less than $1000	$1208	$206
Operating a vehicle without permission	$1270	$212
At-fault accident - $1000-$2000	$1305	$222
At-fault accident - greater than $2000	$1323	$221
Open container	$1390	$236
Reckless driving	$1541	$257
Driving with a suspended license	$1591	$271
DUI	$1782	$297
Refusal to submit to a chemical test	$1782	$303
Racing	$1822	$304
Leaving scene of an accident/hit and run	$1831	$311

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Dolan Springs after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Dolan Springs.

The cheapest car insurance premiums in Dolan Springs are offered by Mercury at $236 for a six-month policy. However, it can be as expensive as $1341 with companies like Nationwide.

Dolan Springs car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$236	$39
Root Insurance Company	$267	$46
Country Financial	$335	$56
Farmers	$361	$62
Hartford	$419	$70
Progressive	$611	$103
Travelers	$629	$106
State Farm	$829	$140
USAA	$1212	$204
Auto-Owners	$1439	$242
The Hartford	$1938	$323
Allstate	$2250	$379
CSAA	$2535	$422
Farm Bureau	$2651	$451
Nationwide	$1341	$228

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Dolan Springs are offered by AutoOwners Insurance Co at $232. However, it can be as expensive as $2522 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Dolan Springs after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$232	$40
Mercury	$254	$42
Country Financial	$276	$47
Root Insurance Company	$303	$50
Farmers	$312	$53
State Farm	$602	$101
Travelers	$668	$113
Progressive	$673	$113
USAA	$953	$162
Auto-Owners	$976	$163
Farm Bureau	$1484	$252
The Hartford	$1688	$281
Allstate	$2522	$429

Car Insurance Price Trends in Dolan Springs, Arizona

Car insurance rates in Dolan Springs have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Dolan Springs remained steady at $158 in both February and January, indicating no change over the two month period.

The average cost of liability insurance in the Dolan Springs remained steady at $47 in both February and January, indicating no change over the two month period.

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Frequently Asked Questions

How much is car insurance in Dolan Springs?

The car insurance in Dolan Springs is $30 per month, which is lower than the national average.

What is the cheapest car insurance in Dolan Springs?

The cheapest car insurance in Dolan Springs is $60 per month for full coverage.

How much is car insurance in Dolan Springs for teenagers?

Car insurance for teenagers costs $214 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Dolan Springs?

The average cost of car insurance is $1013 for a six-month policy. It will cost around $128 per month to insure your car in Dolan Springs.

Is car insurance expensive in Dolan Springs?

Car insurance can be expensive in Dolan Springs if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Dolan Springs can be affordable.

What is the best car insurance in Dolan Springs, AZ?

The best car insurance company in Dolan Springs AZ is Root Insurance Company, offering $352 for a six-month policy.