Cheapest Car Insurance Quotes in Doney Park

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Doney Park Car Insurance

^$ 37

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Doney Park

The car insurance rate in Doney Park is $936 for a six-month policy, which is $81 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $431, making it a popular choice for budget-conscious drivers. Rates in Doney Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Doney Park

$936

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Doney Park

1st place: Root Insurance Company

At $431 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $569 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $595 for six months, making it the third cheapest auto insurance company in Doney Park.

Doney Park Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Doney Park, AZ is Root Insurance Company, offering policies at just $431 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $569.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1000 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Doney Park drivers find the best deals.

Cheap Car Insurance Companies in Doney Park, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$431	$74
Auto-Owners Insurance Co	$569	$95
Farmers	$595	$101
Mercury	$612	$102
Hartford	$639	$109
Iowa Farm Bureau	$645	$108
Travelers	$760	$128
USAA	$891	$150
Progressive	$902	$152
State Farm	$918	$155
Auto-Owners	$1033	$174
Farm Bureau	$1339	$224
Allstate	$1394	$235
The Hartford	$1394	$235
CSAA	$1858	$316
Nationwide	$1000	$167

Key Takeaways

Way's key takeaways about car insurance in Doney Park

The auto insurance costs in Doney Park fall around $431 for six months.
The cheapest auto insurance company in Doney Park is Mercury.
Teen drivers pay the highest rate in Doney Park at $809 per month.

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Cheapest Minimum Liability Car Insurance in Doney Park

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Doney Park are given below.

Mercury provides the cheapest minimum car insurance coverage in Doney Park. Their Average 6 Month Premium is $219. The Hartford is the most expensive at $563 for the same period.

Cheapest Liability Coverage in Doney Park, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$219	$37
Auto-Owners Insurance Co	$284	$49
Travelers	$284	$48
Country Financial	$290	$50
Root Insurance Company	$295	$49
USAA	$301	$51
Farmers	$312	$52
Auto-Owners	$328	$55
Iowa Farm Bureau	$328	$54
State Farm	$361	$61
Progressive	$372	$63
Allstate	$470	$79
Farm Bureau	$508	$85
The Hartford	$563	$96

Cheapest Full Coverage Car Insurance in Doney Park

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Doney Park is Root Insurance Company at $74 per month and $431 for six months.

Cheapest Full Coverage Car Insurance Quotes in Doney Park, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$431	$74
Auto-Owners Insurance Co	$569	$95
Farmers	$595	$101
Mercury	$612	$102
Hartford	$639	$109
Iowa Farm Bureau	$645	$108
Travelers	$760	$128
USAA	$891	$150
Progressive	$902	$152
State Farm	$918	$155
Auto-Owners	$1033	$174
Farm Bureau	$1339	$224
Allstate	$1394	$235
The Hartford	$1394	$235
CSAA	$1858	$316
Nationwide	$1000	$167

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Average Car Insurance in Doney Park by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Doney Park, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Doney Park, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Doney Park's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Doney Park

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Doney Park,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Doney Park at $44 per month. At $4853 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$262	$44
Root Insurance Company	$301	$52
Country Financial	$339	$56
Farmers	$383	$65
Auto-Owners Insurance Co	$388	$64
Iowa Farm Bureau	$405	$69
Travelers	$1110	$187
USAA	$1312	$221
State Farm	$1366	$230
Progressive	$2121	$357
Allstate	$2262	$381
Farm Bureau	$3465	$589
Auto-Owners	$3492	$582
The Hartford	$4426	$753
CSAA	$4853	$809

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Doney Park, Mercury is the cheapest car insurance provider. At $251 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Doney Park is State Farm, offering rates of around $6307 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$251	$42
Root Insurance Company	$377	$64
Country Financial	$405	$67
Farmers	$454	$77
Nationwide	$465	$77
Iowa Farm Bureau	$591	$100
Hartford	$601	$100
Progressive	$951	$160
Travelers	$972	$164
Allstate	$1792	$302
USAA	$1798	$300
Farm Bureau	$2312	$393
The Hartford	$2858	$477
Auto-Owners	$3437	$584
State Farm	$6307	$1051

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Car Insurance Rates with An Accident in Doney Park

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Doney Park, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Doney Park

The cheapest car insurance companies after an at-fault accident in Doney Park include Root Insurance Company and Country Financial, offering $372 and $377, respectively. CSAA is an expensive provider with an average six-month premium of $3017.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$372	$62
Country Financial	$377	$64
Auto-Owners Insurance Co	$443	$74
Noblr	$623	$106
Travelers	$650	$109
Root	$678	$115
State Farm	$694	$117
General Casualty	$847	$144
USAA	$868	$146
Progressive	$995	$167
Farmers	$1251	$211
Mercury	$1301	$219
Farm Bureau Mutual (IA Group)	$1344	$224
Auto-Owners	$1448	$244
Metromile	$1530	$255
General Agents Group	$1721	$293
Country	$1820	$304
Encompass	$1978	$337
Allstate	$2000	$337
Nationwide	$2126	$362
The Hartford	$2164	$364
Safeway	$2421	$411
Farm Bureau	$2558	$426
Permanent General	$2617	$445
MetLife	$2984	$498
CSAA	$3017	$513

Doney Park Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Doney Park AZ. For example, the car insurance in Doney Park after a DUI increases to $1110 for a six month policy. While the rate increases by $225 for a six-month policy in the case of a speeding ticket.

Doney Park auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1076	$179
One Med/PIP claim	$1076	$183
Not-at-fault accident	$1082	$180
One comp claim	$1126	$191
Two Med/PIP claims	$1126	$188
Two comp claims	$1169	$199
Failure to wear a seat belt	$1230	$205
Child safety restraint	$1279	$217
Driving without lights	$1279	$213
Failure to show documents	$1279	$217
Speeding 6 - 10 MPH over limit	$1301	$217
Driving too slowly	$1350	$229
Speeding 11 - 15 MPH over limit	$1350	$225
Speeding in school zone	$1350	$229
Driving with expired registration	$1361	$227
Speeding 16 - 20 MPH over limit	$1361	$231
Cell phone violation	$1366	$228
Failure to stop at a red light	$1366	$233
Failure to yield	$1366	$228
Following too closely	$1366	$233
Illegal turn	$1366	$228
Texting while driving	$1366	$233
Wrong way/wrong lane	$1366	$228
Improper passing	$1388	$236
Speeding 21 - 25 MPH over limit	$1405	$234
In 65 MPH zone	$1426	$243
Passing school bus	$1443	$240
At-fault accident - less than $1000	$1481	$252
Operating a vehicle without permission	$1558	$259
At-fault accident - $1000-$2000	$1601	$272
At-fault accident - greater than $2000	$1623	$270
Open container	$1705	$290
Reckless driving	$1891	$316
Driving with a suspended license	$1951	$332
DUI	$2186	$364
Refusal to submit to a chemical test	$2186	$372
Racing	$2235	$373
Leaving scene of an accident/hit and run	$2246	$382

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Doney Park after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Doney Park.

The cheapest car insurance premiums in Doney Park are offered by Mercury at $290 for a six-month policy. However, it can be as expensive as $3251 with companies like Farm Bureau.

Doney Park car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$290	$48
Root Insurance Company	$328	$56
Country Financial	$410	$68
Hartford	$513	$87
Progressive	$688	$116
Travelers	$765	$129
Farmers	$825	$139
State Farm	$940	$158
USAA	$1328	$224
Nationwide	$1645	$280
Auto-Owners	$2164	$361
The Hartford	$2377	$404
Allstate	$2519	$424
Farm Bureau	$3251	$553

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Doney Park are offered by AutoOwners Insurance Co at $284. However, it can be as expensive as $3093 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Doney Park after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$284	$49
Mercury	$312	$52
Country Financial	$339	$58
Root Insurance Company	$372	$62
Farmers	$383	$65
State Farm	$738	$124
Travelers	$820	$138
Progressive	$825	$139
USAA	$1169	$199
Auto-Owners	$1197	$200
Farm Bureau	$1820	$309
The Hartford	$2071	$345
Allstate	$3093	$526

Car Insurance Price Trends in Doney Park, Arizona

Car insurance rates in Doney Park have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Doney Park rose by $193 in January compared to $111 of December. In other words, there has been an increase by $82 when you compare January and December.

The average cost of liability insurance in the Doney Park rose to $58 in January, compared to $50 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Doney Park?

The car insurance in Doney Park is $37 per month, which is lower than the national average.

What is the cheapest car insurance in Doney Park?

The cheapest car insurance in Doney Park is $74 per month for full coverage.

How much is car insurance in Doney Park for teenagers?

Car insurance for teenagers costs $262 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Doney Park?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $157 per month to insure your car in Doney Park.

Is car insurance expensive in Doney Park?

Car insurance can be expensive in Doney Park if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Doney Park can be affordable.

What is the best car insurance in Doney Park, AZ?

The best car insurance company in Doney Park AZ is Root Insurance Company, offering $431 for a six-month policy.