Cheapest Car Insurance Quotes in Parker Strip

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Parker Strip Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Parker Strip

The car insurance rate in Parker Strip is $803 for a six-month policy, which is $214 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $371, making it a popular choice for budget-conscious drivers. Rates in Parker Strip can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Parker Strip

$803

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Parker Strip

1st place: Root Insurance Company

At $371 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $488 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $511 for six months, making it the third cheapest auto insurance company in Parker Strip.

Parker Strip Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Parker Strip, AZ is Root Insurance Company, offering policies at just $371 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $488.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $859 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Parker Strip drivers find the best deals.

Cheap Car Insurance Companies in Parker Strip, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$371	$63
Auto-Owners Insurance Co	$488	$81
Farmers	$511	$87
Mercury	$525	$88
Hartford	$549	$93
Iowa Farm Bureau	$554	$92
Travelers	$653	$110
USAA	$765	$129
Progressive	$774	$130
State Farm	$788	$133
Auto-Owners	$887	$149
Farm Bureau	$1149	$192
Allstate	$1197	$201
The Hartford	$1197	$201
CSAA	$1596	$271
Nationwide	$859	$143

Key Takeaways

Way's key takeaways about car insurance in Parker Strip

The auto insurance costs in Parker Strip fall around $371 for six months.
The cheapest auto insurance company in Parker Strip is Mercury.
Teen drivers pay the highest rate in Parker Strip at $694 per month.

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Cheapest Minimum Liability Car Insurance in Parker Strip

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Parker Strip are given below.

Mercury provides the cheapest minimum car insurance coverage in Parker Strip. Their Average 6 Month Premium is $188. The Hartford is the most expensive at $483 for the same period.

Cheapest Liability Coverage in Parker Strip, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$188	$32
Auto-Owners Insurance Co	$244	$42
Travelers	$244	$41
Country Financial	$249	$43
Root Insurance Company	$254	$42
USAA	$258	$43
Farmers	$268	$44
Auto-Owners	$281	$47
Iowa Farm Bureau	$281	$47
State Farm	$310	$52
Progressive	$319	$54
Allstate	$404	$68
Farm Bureau	$436	$73
The Hartford	$483	$82

Cheapest Full Coverage Car Insurance in Parker Strip

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Parker Strip is Root Insurance Company at $63 per month and $371 for six months.

Cheapest Full Coverage Car Insurance Quotes in Parker Strip, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$371	$63
Auto-Owners Insurance Co	$488	$81
Farmers	$511	$87
Mercury	$525	$88
Hartford	$549	$93
Iowa Farm Bureau	$554	$92
Travelers	$653	$110
USAA	$765	$129
Progressive	$774	$130
State Farm	$788	$133
Auto-Owners	$887	$149
Farm Bureau	$1149	$192
Allstate	$1197	$201
The Hartford	$1197	$201
CSAA	$1596	$271
Nationwide	$859	$143

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Average Car Insurance in Parker Strip by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Parker Strip, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Parker Strip, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Parker Strip's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Parker Strip

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Parker Strip,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Parker Strip at $38 per month. At $4167 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$225	$38
Root Insurance Company	$258	$44
Country Financial	$291	$48
Farmers	$329	$56
Auto-Owners Insurance Co	$333	$55
Iowa Farm Bureau	$348	$59
Travelers	$953	$160
USAA	$1127	$190
State Farm	$1173	$198
Progressive	$1821	$307
Allstate	$1943	$327
Farm Bureau	$2975	$506
Auto-Owners	$2999	$500
The Hartford	$3801	$646
CSAA	$4167	$694

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Parker Strip, Mercury is the cheapest car insurance provider. At $216 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Parker Strip is State Farm, offering rates of around $5415 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$216	$36
Root Insurance Company	$324	$55
Country Financial	$348	$58
Farmers	$389	$66
Nationwide	$399	$66
Iowa Farm Bureau	$507	$86
Hartford	$516	$86
Progressive	$817	$137
Travelers	$835	$141
Allstate	$1539	$259
USAA	$1544	$258
Farm Bureau	$1985	$337
The Hartford	$2455	$409
Auto-Owners	$2951	$502
State Farm	$5415	$902

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Car Insurance Rates with An Accident in Parker Strip

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Parker Strip, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Parker Strip

The cheapest car insurance companies after an at-fault accident in Parker Strip include Root Insurance Company and Country Financial, offering $319 and $324, respectively. CSAA is an expensive provider with an average six-month premium of $2590.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$319	$53
Country Financial	$324	$55
Auto-Owners Insurance Co	$380	$63
Noblr	$535	$91
Travelers	$559	$94
Root	$582	$99
State Farm	$596	$100
General Casualty	$728	$124
USAA	$746	$126
Progressive	$854	$144
Farmers	$1074	$181
Mercury	$1117	$188
Farm Bureau Mutual (IA Group)	$1154	$193
Auto-Owners	$1243	$209
Metromile	$1314	$219
General Agents Group	$1478	$251
Country	$1563	$261
Encompass	$1699	$289
Allstate	$1717	$289
Nationwide	$1826	$310
The Hartford	$1858	$313
Safeway	$2078	$353
Farm Bureau	$2196	$366
Permanent General	$2248	$382
MetLife	$2562	$427
CSAA	$2590	$441

Parker Strip Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Parker Strip AZ. For example, the car insurance in Parker Strip after a DUI increases to $953 for a six month policy. While the rate increases by $193 for a six-month policy in the case of a speeding ticket.

Parker Strip auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$924	$154
One Med/PIP claim	$924	$157
Not-at-fault accident	$929	$155
One comp claim	$967	$164
Two Med/PIP claims	$967	$161
Two comp claims	$1004	$171
Failure to wear a seat belt	$1056	$176
Child safety restraint	$1098	$186
Driving without lights	$1098	$183
Failure to show documents	$1098	$186
Speeding 6 - 10 MPH over limit	$1117	$186
Driving too slowly	$1159	$197
Speeding 11 - 15 MPH over limit	$1159	$194
Speeding in school zone	$1159	$197
Driving with expired registration	$1168	$195
Speeding 16 - 20 MPH over limit	$1168	$198
Cell phone violation	$1173	$196
Failure to stop at a red light	$1173	$200
Failure to yield	$1173	$196
Following too closely	$1173	$200
Illegal turn	$1173	$196
Texting while driving	$1173	$200
Wrong way/wrong lane	$1173	$196
Improper passing	$1192	$203
Speeding 21 - 25 MPH over limit	$1206	$201
In 65 MPH zone	$1225	$209
Passing school bus	$1239	$206
At-fault accident - less than $1000	$1272	$216
Operating a vehicle without permission	$1337	$223
At-fault accident - $1000-$2000	$1375	$234
At-fault accident - greater than $2000	$1394	$232
Open container	$1464	$249
Reckless driving	$1623	$271
Driving with a suspended license	$1676	$285
DUI	$1877	$313
Refusal to submit to a chemical test	$1877	$319
Racing	$1919	$320
Leaving scene of an accident/hit and run	$1928	$328

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Parker Strip after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Parker Strip.

The cheapest car insurance premiums in Parker Strip are offered by Mercury at $249 for a six-month policy. However, it can be as expensive as $2792 with companies like Farm Bureau.

Parker Strip car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$249	$41
Root Insurance Company	$281	$48
Country Financial	$352	$58
Hartford	$441	$75
Progressive	$591	$100
Travelers	$657	$111
Farmers	$709	$119
State Farm	$807	$136
USAA	$1140	$192
Nationwide	$1413	$240
Auto-Owners	$1858	$310
The Hartford	$2041	$347
Allstate	$2163	$364
Farm Bureau	$2792	$475

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Parker Strip are offered by AutoOwners Insurance Co at $244. However, it can be as expensive as $2656 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Parker Strip after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$244	$42
Mercury	$268	$44
Country Financial	$291	$50
Root Insurance Company	$319	$53
Farmers	$329	$56
State Farm	$634	$107
Travelers	$704	$119
Progressive	$709	$119
USAA	$1004	$171
Auto-Owners	$1028	$171
Farm Bureau	$1563	$265
The Hartford	$1778	$296
Allstate	$2656	$452

Car Insurance Price Trends in Parker Strip, Arizona

Car insurance rates in Parker Strip have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Parker Strip rose by $166 in January compared to $96 of December. In other words, there has been an increase by $70 when you compare January and December.

The average cost of liability insurance in the Parker Strip rose to $50 in January, compared to $43 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Parker Strip?

The car insurance in Parker Strip is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Parker Strip?

The cheapest car insurance in Parker Strip is $63 per month for full coverage.

How much is car insurance in Parker Strip for teenagers?

Car insurance for teenagers costs $225 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Parker Strip?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $135 per month to insure your car in Parker Strip.

Is car insurance expensive in Parker Strip?

Car insurance can be expensive in Parker Strip if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Parker Strip can be affordable.

What is the best car insurance in Parker Strip, AZ?

The best car insurance company in Parker Strip AZ is Root Insurance Company, offering $371 for a six-month policy.