Cheapest Car Insurance Quotes in Tucson Estates

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Tucson Estates Car Insurance

^$ 46

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Tucson Estates

The car insurance rate in Tucson Estates is $1064 for a six-month policy, which is $131 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $535, making it a popular choice for budget-conscious drivers. Rates in Tucson Estates can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Tucson Estates

$1064

Avg. Car Insurance in Arizona

$933

National Average

$1140

Cheapest Car Insurance Companies in Tucson Estates

1st place: Root Insurance Company

At $535 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $705 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $738 for six months, making it the third cheapest auto insurance company in Tucson Estates.

Tucson Estates Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Tucson Estates, AZ is Root Insurance Company, offering policies at just $535 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $705.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1239 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Tucson Estates drivers find the best deals.

Cheap Car Insurance Companies in Tucson Estates, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$535	$89
Auto-Owners Insurance Co	$705	$120
Farmers	$738	$123
Mercury	$758	$129
Hartford	$792	$132
Iowa Farm Bureau	$799	$136
Travelers	$847	$143
State Farm	$1064	$179
Progressive	$1097	$185
USAA	$1104	$186
Auto-Owners	$1186	$199
Allstate	$1273	$214
The Hartford	$1517	$253
CSAA	$2303	$391
Nationwide	$1239	$206

Key Takeaways

Way's key takeaways about car insurance in Tucson Estates

The auto insurance costs in Tucson Estates fall around $535 for six months.
The cheapest auto insurance company in Tucson Estates is Mercury.
Teen drivers pay the highest rate in Tucson Estates at $1002 per month.

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Cheapest Minimum Liability Car Insurance in Tucson Estates

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Tucson Estates are given below.

Mercury provides the cheapest minimum car insurance coverage in Tucson Estates. Their Average 6 Month Premium is $271. Allstate is the most expensive at $474 for the same period.

Cheapest Liability Coverage in Tucson Estates, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$271	$46
Travelers	$318	$54
Auto-Owners	$345	$58
Auto-Owners Insurance Co	$352	$60
Country Financial	$359	$59
USAA	$359	$60
Root Insurance Company	$366	$60
Farmers	$386	$66
Progressive	$393	$66
Iowa Farm Bureau	$406	$70
State Farm	$413	$70
Allstate	$474	$80

Cheapest Full Coverage Car Insurance in Tucson Estates

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Tucson Estates is Root Insurance Company at $89 per month and $535 for six months.

Cheapest Full Coverage Car Insurance Quotes in Tucson Estates, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$535	$89
Auto-Owners Insurance Co	$705	$120
Farmers	$738	$123
Mercury	$758	$129
Hartford	$792	$132
Iowa Farm Bureau	$799	$136
Travelers	$847	$143
State Farm	$1064	$179
Progressive	$1097	$185
USAA	$1104	$186
Auto-Owners	$1186	$199
Allstate	$1273	$214
The Hartford	$1517	$253
CSAA	$2303	$391
Nationwide	$1239	$206

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Average Car Insurance in Tucson Estates by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Tucson Estates, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Tucson Estates, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Tucson Estates's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Tucson Estates

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$614
40s	USAA	$560
50s	USAA	$530
60s	USAA	$545
70s	USAA	$644

Cheapest Car Insurance Rates for Teen Drivers in Tucson Estates,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Tucson Estates at $55 per month. At $6013 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$325	$55
Travelers	$325	$55
Root Insurance Company	$373	$64
Progressive	$386	$64
USAA	$393	$67
Country Financial	$420	$70
State Farm	$420	$71
Allstate	$474	$80
Farmers	$474	$81
Auto-Owners Insurance Co	$481	$80
Iowa Farm Bureau	$502	$85
Auto-Owners	$2844	$474
CSAA	$6013	$1002

Teen Car Insurance Rates in AZ by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Tucson Estates.

As young drivers face the highest rates in Tucson Estates, USAA offers the cheapest auto insurance rates at $614 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Tucson Estates, Mercury is the cheapest car insurance provider. At $311 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Tucson Estates is Hartford, offering rates of around $744 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$311	$52
Travelers	$393	$67
Root Insurance Company	$467	$78
Progressive	$474	$81
Country Financial	$502	$83
Farmers	$562	$96
Nationwide	$576	$96
Allstate	$643	$109
Iowa Farm Bureau	$732	$122
Hartford	$744	$127

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Car Insurance Rates with An Accident in Tucson Estates

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Tucson Estates, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Tucson Estates

The cheapest car insurance companies after an at-fault accident in Tucson Estates include Root Insurance Company and Country Financial, offering $461 and $467, respectively. CSAA is an expensive provider with an average six-month premium of $3738.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$461	$76
Country Financial	$467	$80
Auto-Owners Insurance Co	$548	$91
Travelers	$548	$92
State Farm	$732	$123
Noblr	$772	$131
Root	$840	$140
USAA	$887	$149
General Casualty	$1050	$174
Progressive	$1057	$178
Auto-Owners	$1504	$251
Farmers	$1550	$261
Mercury	$1612	$271
Allstate	$1645	$277
Farm Bureau Mutual (IA Group)	$1666	$278
Metromile	$1896	$323
General Agents Group	$2133	$356
Country	$2255	$383
The Hartford	$2391	$398
Encompass	$2451	$417
Nationwide	$2635	$439
Safeway	$2999	$510
Permanent General	$3243	$540
MetLife	$3697	$628
CSAA	$3738	$622

Tucson Estates Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Tucson Estates AZ. For example, the car insurance in Tucson Estates after a DUI increases to $1375 for a six month policy. While the rate increases by $278 for a six-month policy in the case of a speeding ticket.

Tucson Estates auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1334	$222
One Med/PIP claim	$1334	$227
Not-at-fault accident	$1341	$223
One comp claim	$1395	$237
Two Med/PIP claims	$1395	$233
Two comp claims	$1449	$246
Failure to wear a seat belt	$1524	$254
Child safety restraint	$1585	$269
Driving without lights	$1585	$264
Failure to show documents	$1585	$269
Speeding 6 - 10 MPH over limit	$1612	$269
Driving too slowly	$1672	$284
Speeding 11 - 15 MPH over limit	$1672	$279
Speeding in school zone	$1672	$284
Driving with expired registration	$1686	$282
Speeding 16 - 20 MPH over limit	$1686	$286
Cell phone violation	$1693	$283
Failure to stop at a red light	$1693	$288
Failure to yield	$1693	$283
Following too closely	$1693	$288
Illegal turn	$1693	$283
Texting while driving	$1693	$288
Wrong way/wrong lane	$1693	$283
Improper passing	$1720	$293
Speeding 21 - 25 MPH over limit	$1741	$290
In 65 MPH zone	$1767	$301
Passing school bus	$1788	$298
At-fault accident - less than $1000	$1835	$312
Operating a vehicle without permission	$1930	$321
At-fault accident - $1000-$2000	$1984	$337
At-fault accident - greater than $2000	$2011	$335
Open container	$2112	$359
Reckless driving	$2343	$391
Driving with a suspended license	$2418	$412
DUI	$2709	$451
Refusal to submit to a chemical test	$2709	$461
Racing	$2769	$462
Leaving scene of an accident/hit and run	$2783	$473

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Tucson Estates after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Tucson Estates.

The cheapest car insurance premiums in Tucson Estates are offered by Mercury at $359 for a six-month policy. However, it can be as expensive as $2038 with companies like Nationwide.

Tucson Estates car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$359	$62
Root Insurance Company	$406	$67
Country Financial	$508	$87
Travelers	$622	$105
Progressive	$629	$106
Hartford	$636	$106
State Farm	$670	$113
Farmers	$1023	$172
USAA	$1361	$229
Allstate	$2018	$336
Nationwide	$2038	$347

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Tucson Estates are offered by AutoOwners Insurance Co at $352. However, it can be as expensive as $474 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Tucson Estates after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$352	$60
State Farm	$359	$59
Travelers	$359	$62
Mercury	$386	$64
Progressive	$413	$71
Country Financial	$420	$70
Root Insurance Company	$461	$79
Farmers	$474	$79

Car Insurance Price Trends in Tucson Estates, Arizona

Car insurance rates in Tucson Estates have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Tucson Estates rose by $138 in December compared to $135 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Tucson Estates rose to $62 in December, compared to $59 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Tucson Estates?

The car insurance in Tucson Estates is $46 per month, which is lower than the national average.

What is the cheapest car insurance in Tucson Estates?

The cheapest car insurance in Tucson Estates is $89 per month for full coverage.

How much is car insurance in Tucson Estates for teenagers?

Car insurance for teenagers costs $325 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Tucson Estates?

The average cost of car insurance is $933 for a six-month policy. It will cost around $179 per month to insure your car in Tucson Estates.

Is car insurance expensive in Tucson Estates?

Car insurance can be expensive in Tucson Estates if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Tucson Estates can be affordable.

What is the best car insurance in Tucson Estates, AZ?

The best car insurance company in Tucson Estates AZ is Root Insurance Company, offering $535 for a six-month policy.