Cheapest Car Insurance Quotes in Wittmann

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Wittmann Car Insurance

^$ 44

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Wittmann

The car insurance rate in Wittmann is $1119 for a six-month policy, which is $102 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $516, making it a popular choice for budget-conscious drivers. Rates in Wittmann can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Wittmann

$1119

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Wittmann

1st place: Root Insurance Company

At $516 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $680 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $712 for six months, making it the third cheapest auto insurance company in Wittmann.

Wittmann Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Wittmann, AZ is Root Insurance Company, offering policies at just $516 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $680.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1196 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wittmann drivers find the best deals.

Cheap Car Insurance Companies in Wittmann, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$516	$88
Auto-Owners Insurance Co	$680	$113
Farmers	$712	$121
Mercury	$732	$122
Hartford	$765	$130
Iowa Farm Bureau	$771	$129
Travelers	$909	$153
USAA	$1065	$179
Progressive	$1078	$182
State Farm	$1098	$185
Auto-Owners	$1235	$208
Farm Bureau	$1601	$267
Allstate	$1667	$281
The Hartford	$1667	$281
CSAA	$2222	$377
Nationwide	$1196	$199

Key Takeaways

Way's key takeaways about car insurance in Wittmann

The auto insurance costs in Wittmann fall around $516 for six months.
The cheapest auto insurance company in Wittmann is Mercury.
Teen drivers pay the highest rate in Wittmann at $967 per month.

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Cheapest Minimum Liability Car Insurance in Wittmann

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Wittmann are given below.

Mercury provides the cheapest minimum car insurance coverage in Wittmann. Their Average 6 Month Premium is $262. The Hartford is the most expensive at $673 for the same period.

Cheapest Liability Coverage in Wittmann, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$262	$44
Auto-Owners Insurance Co	$340	$58
Travelers	$340	$57
Country Financial	$347	$59
Root Insurance Company	$353	$58
USAA	$360	$61
Farmers	$373	$62
Auto-Owners	$392	$66
Iowa Farm Bureau	$392	$65
State Farm	$431	$73
Progressive	$444	$75
Allstate	$562	$95
Farm Bureau	$607	$101
The Hartford	$673	$114

Cheapest Full Coverage Car Insurance in Wittmann

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Wittmann is Root Insurance Company at $88 per month and $516 for six months.

Cheapest Full Coverage Car Insurance Quotes in Wittmann, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$516	$88
Auto-Owners Insurance Co	$680	$113
Farmers	$712	$121
Mercury	$732	$122
Hartford	$765	$130
Iowa Farm Bureau	$771	$129
Travelers	$909	$153
USAA	$1065	$179
Progressive	$1078	$182
State Farm	$1098	$185
Auto-Owners	$1235	$208
Farm Bureau	$1601	$267
Allstate	$1667	$281
The Hartford	$1667	$281
CSAA	$2222	$377
Nationwide	$1196	$199

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Average Car Insurance in Wittmann by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Wittmann, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Wittmann, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Wittmann's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Wittmann

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Wittmann,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Wittmann at $53 per month. At $5803 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$314	$53
Root Insurance Company	$360	$62
Country Financial	$405	$67
Farmers	$458	$78
Auto-Owners Insurance Co	$464	$77
Iowa Farm Bureau	$484	$83
Travelers	$1327	$223
USAA	$1569	$264
State Farm	$1634	$275
Progressive	$2536	$427
Allstate	$2705	$455
Farm Bureau	$4143	$704
Auto-Owners	$4176	$696
The Hartford	$5292	$900
CSAA	$5803	$967

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Wittmann, Mercury is the cheapest car insurance provider. At $300 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Wittmann is State Farm, offering rates of around $7541 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$300	$51
Root Insurance Company	$451	$77
Country Financial	$484	$80
Farmers	$542	$92
Nationwide	$556	$92
Iowa Farm Bureau	$706	$120
Hartford	$718	$120
Progressive	$1137	$191
Travelers	$1163	$196
Allstate	$2143	$361
USAA	$2149	$359
Farm Bureau	$2764	$470
The Hartford	$3418	$570
Auto-Owners	$4110	$699
State Farm	$7541	$1256

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Car Insurance Rates with An Accident in Wittmann

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Wittmann, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Wittmann

The cheapest car insurance companies after an at-fault accident in Wittmann include Root Insurance Company and Country Financial, offering $444 and $451, respectively. CSAA is an expensive provider with an average six-month premium of $3607.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$444	$74
Country Financial	$451	$77
Auto-Owners Insurance Co	$529	$88
Noblr	$745	$127
Travelers	$778	$131
Root	$811	$138
State Farm	$829	$140
General Casualty	$1013	$173
USAA	$1038	$175
Progressive	$1189	$200
Farmers	$1496	$252
Mercury	$1555	$262
Farm Bureau Mutual (IA Group)	$1607	$268
Auto-Owners	$1731	$292
Metromile	$1829	$305
General Agents Group	$2058	$350
Country	$2176	$363
Encompass	$2365	$403
Allstate	$2391	$403
Nationwide	$2542	$432
The Hartford	$2587	$436
Safeway	$2894	$492
Farm Bureau	$3058	$509
Permanent General	$3130	$532
MetLife	$3567	$595
CSAA	$3607	$614

Wittmann Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Wittmann AZ. For example, the car insurance in Wittmann after a DUI increases to $1327 for a six month policy. While the rate increases by $268 for a six-month policy in the case of a speeding ticket.

Wittmann auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1287	$215
One Med/PIP claim	$1287	$219
Not-at-fault accident	$1294	$216
One comp claim	$1346	$229
Two Med/PIP claims	$1346	$224
Two comp claims	$1398	$238
Failure to wear a seat belt	$1471	$245
Child safety restraint	$1529	$260
Driving without lights	$1529	$255
Failure to show documents	$1529	$260
Speeding 6 - 10 MPH over limit	$1555	$260
Driving too slowly	$1614	$274
Speeding 11 - 15 MPH over limit	$1614	$270
Speeding in school zone	$1614	$274
Driving with expired registration	$1627	$272
Speeding 16 - 20 MPH over limit	$1627	$276
Cell phone violation	$1634	$273
Failure to stop at a red light	$1634	$278
Failure to yield	$1634	$273
Following too closely	$1634	$278
Illegal turn	$1634	$273
Texting while driving	$1634	$278
Wrong way/wrong lane	$1634	$273
Improper passing	$1660	$283
Speeding 21 - 25 MPH over limit	$1680	$279
In 65 MPH zone	$1705	$290
Passing school bus	$1725	$287
At-fault accident - less than $1000	$1771	$301
Operating a vehicle without permission	$1862	$310
At-fault accident - $1000-$2000	$1914	$326
At-fault accident - greater than $2000	$1940	$323
Open container	$2038	$347
Reckless driving	$2261	$377
Driving with a suspended license	$2333	$397
DUI	$2614	$436
Refusal to submit to a chemical test	$2614	$444
Racing	$2672	$446
Leaving scene of an accident/hit and run	$2685	$457

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Wittmann after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Wittmann.

The cheapest car insurance premiums in Wittmann are offered by Mercury at $347 for a six-month policy. However, it can be as expensive as $3887 with companies like Farm Bureau.

Wittmann car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$347	$57
Root Insurance Company	$392	$67
Country Financial	$491	$81
Hartford	$614	$105
Progressive	$823	$139
Travelers	$915	$154
Farmers	$987	$166
State Farm	$1124	$189
USAA	$1587	$267
Nationwide	$1967	$334
Auto-Owners	$2587	$431
The Hartford	$2842	$483
Allstate	$3012	$507
Farm Bureau	$3887	$661

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Wittmann are offered by AutoOwners Insurance Co at $340. However, it can be as expensive as $3698 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Wittmann after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$340	$58
Mercury	$373	$62
Country Financial	$405	$69
Root Insurance Company	$444	$74
Farmers	$458	$78
State Farm	$882	$149
Travelers	$980	$165
Progressive	$987	$166
USAA	$1398	$238
Auto-Owners	$1431	$239
Farm Bureau	$2176	$370
The Hartford	$2476	$413
Allstate	$3698	$629

Car Insurance Price Trends in Wittmann, Arizona

Car insurance rates in Wittmann have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Wittmann rose by $231 in January compared to $133 of December. In other words, there has been an increase by $98 when you compare January and December.

The average cost of liability insurance in the Wittmann rose to $69 in January, compared to $59 in December. This represents an increase of $10 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Wittmann?

The car insurance in Wittmann is $44 per month, which is lower than the national average.

What is the cheapest car insurance in Wittmann?

The cheapest car insurance in Wittmann is $88 per month for full coverage.

How much is car insurance in Wittmann for teenagers?

Car insurance for teenagers costs $314 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Wittmann?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $188 per month to insure your car in Wittmann.

Is car insurance expensive in Wittmann?

Car insurance can be expensive in Wittmann if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Wittmann can be affordable.

What is the best car insurance in Wittmann, AZ?

The best car insurance company in Wittmann AZ is Root Insurance Company, offering $516 for a six-month policy.