Cheapest Car Insurance Quotes in Ehrenberg

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Ehrenberg Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Ehrenberg

The car insurance rate in Ehrenberg is $844 for a six-month policy, which is $173 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $389, making it a popular choice for budget-conscious drivers. Rates in Ehrenberg can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Ehrenberg

$844

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Ehrenberg

1st place: Root Insurance Company

At $389 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $513 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $537 for six months, making it the third cheapest auto insurance company in Ehrenberg.

Ehrenberg Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Ehrenberg, AZ is Root Insurance Company, offering policies at just $389 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $513.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $902 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ehrenberg drivers find the best deals.

Cheap Car Insurance Companies in Ehrenberg, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$389	$66
Auto-Owners Insurance Co	$513	$85
Farmers	$537	$91
Mercury	$552	$92
Hartford	$577	$98
Iowa Farm Bureau	$582	$97
Travelers	$686	$115
USAA	$803	$135
Progressive	$813	$137
State Farm	$828	$139
Auto-Owners	$932	$157
Farm Bureau	$1208	$202
Allstate	$1257	$212
The Hartford	$1257	$212
CSAA	$1677	$285
Nationwide	$902	$150

Key Takeaways

Way's key takeaways about car insurance in Ehrenberg

The auto insurance costs in Ehrenberg fall around $389 for six months.
The cheapest auto insurance company in Ehrenberg is Mercury.
Teen drivers pay the highest rate in Ehrenberg at $730 per month.

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Cheapest Minimum Liability Car Insurance in Ehrenberg

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Ehrenberg are given below.

Mercury provides the cheapest minimum car insurance coverage in Ehrenberg. Their Average 6 Month Premium is $198. The Hartford is the most expensive at $508 for the same period.

Cheapest Liability Coverage in Ehrenberg, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$198	$33
Auto-Owners Insurance Co	$256	$44
Travelers	$256	$43
Country Financial	$261	$45
Root Insurance Company	$266	$44
USAA	$271	$46
Farmers	$281	$46
Auto-Owners	$295	$50
Iowa Farm Bureau	$295	$49
State Farm	$325	$55
Progressive	$335	$56
Allstate	$424	$71
Farm Bureau	$458	$76
The Hartford	$508	$86

Cheapest Full Coverage Car Insurance in Ehrenberg

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Ehrenberg is Root Insurance Company at $66 per month and $389 for six months.

Cheapest Full Coverage Car Insurance Quotes in Ehrenberg, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$389	$66
Auto-Owners Insurance Co	$513	$85
Farmers	$537	$91
Mercury	$552	$92
Hartford	$577	$98
Iowa Farm Bureau	$582	$97
Travelers	$686	$115
USAA	$803	$135
Progressive	$813	$137
State Farm	$828	$139
Auto-Owners	$932	$157
Farm Bureau	$1208	$202
Allstate	$1257	$212
The Hartford	$1257	$212
CSAA	$1677	$285
Nationwide	$902	$150

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Average Car Insurance in Ehrenberg by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Ehrenberg, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Ehrenberg, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Ehrenberg's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Ehrenberg

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Ehrenberg,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Ehrenberg at $40 per month. At $4378 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$237	$40
Root Insurance Company	$271	$46
Country Financial	$305	$51
Farmers	$345	$59
Auto-Owners Insurance Co	$350	$58
Iowa Farm Bureau	$365	$62
Travelers	$1001	$168
USAA	$1184	$199
State Farm	$1233	$208
Progressive	$1913	$322
Allstate	$2041	$344
Farm Bureau	$3126	$531
Auto-Owners	$3151	$525
The Hartford	$3993	$679
CSAA	$4378	$730

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Ehrenberg, Mercury is the cheapest car insurance provider. At $227 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Ehrenberg is State Farm, offering rates of around $5690 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$227	$38
Root Insurance Company	$340	$58
Country Financial	$365	$61
Farmers	$409	$70
Nationwide	$419	$70
Iowa Farm Bureau	$533	$90
Hartford	$542	$90
Progressive	$858	$144
Travelers	$877	$148
Allstate	$1617	$272
USAA	$1622	$271
Farm Bureau	$2086	$354
The Hartford	$2579	$430
Auto-Owners	$3101	$527
State Farm	$5690	$948

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Car Insurance Rates with An Accident in Ehrenberg

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Ehrenberg, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Ehrenberg

The cheapest car insurance companies after an at-fault accident in Ehrenberg include Root Insurance Company and Country Financial, offering $335 and $340, respectively. CSAA is an expensive provider with an average six-month premium of $2722.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$335	$56
Country Financial	$340	$58
Auto-Owners Insurance Co	$399	$66
Noblr	$562	$95
Travelers	$587	$99
Root	$612	$104
State Farm	$626	$105
General Casualty	$764	$130
USAA	$784	$132
Progressive	$897	$151
Farmers	$1129	$190
Mercury	$1174	$198
Farm Bureau Mutual (IA Group)	$1213	$203
Auto-Owners	$1306	$220
Metromile	$1380	$230
General Agents Group	$1553	$264
Country	$1642	$274
Encompass	$1785	$304
Allstate	$1804	$304
Nationwide	$1918	$326
The Hartford	$1952	$329
Safeway	$2184	$371
Farm Bureau	$2307	$384
Permanent General	$2361	$402
MetLife	$2692	$449
CSAA	$2722	$463

Ehrenberg Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Ehrenberg AZ. For example, the car insurance in Ehrenberg after a DUI increases to $1001 for a six month policy. While the rate increases by $203 for a six-month policy in the case of a speeding ticket.

Ehrenberg auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$971	$162
One Med/PIP claim	$971	$165
Not-at-fault accident	$976	$163
One comp claim	$1016	$173
Two Med/PIP claims	$1016	$169
Two comp claims	$1055	$179
Failure to wear a seat belt	$1110	$185
Child safety restraint	$1154	$196
Driving without lights	$1154	$193
Failure to show documents	$1154	$196
Speeding 6 - 10 MPH over limit	$1174	$196
Driving too slowly	$1218	$207
Speeding 11 - 15 MPH over limit	$1218	$203
Speeding in school zone	$1218	$207
Driving with expired registration	$1228	$205
Speeding 16 - 20 MPH over limit	$1228	$208
Cell phone violation	$1233	$206
Failure to stop at a red light	$1233	$210
Failure to yield	$1233	$206
Following too closely	$1233	$210
Illegal turn	$1233	$206
Texting while driving	$1233	$210
Wrong way/wrong lane	$1233	$206
Improper passing	$1252	$213
Speeding 21 - 25 MPH over limit	$1267	$211
In 65 MPH zone	$1287	$219
Passing school bus	$1301	$217
At-fault accident - less than $1000	$1336	$227
Operating a vehicle without permission	$1405	$234
At-fault accident - $1000-$2000	$1444	$246
At-fault accident - greater than $2000	$1464	$244
Open container	$1538	$261
Reckless driving	$1706	$285
Driving with a suspended license	$1760	$300
DUI	$1972	$329
Refusal to submit to a chemical test	$1972	$335
Racing	$2016	$336
Leaving scene of an accident/hit and run	$2026	$344

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Ehrenberg after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Ehrenberg.

The cheapest car insurance premiums in Ehrenberg are offered by Mercury at $261 for a six-month policy. However, it can be as expensive as $2933 with companies like Farm Bureau.

Ehrenberg car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$261	$43
Root Insurance Company	$295	$51
Country Financial	$370	$61
Hartford	$463	$79
Progressive	$621	$105
Travelers	$691	$116
Farmers	$745	$125
State Farm	$848	$143
USAA	$1198	$202
Nationwide	$1484	$252
Auto-Owners	$1952	$325
The Hartford	$2145	$364
Allstate	$2273	$383
Farm Bureau	$2933	$499

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Ehrenberg are offered by AutoOwners Insurance Co at $256. However, it can be as expensive as $2790 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Ehrenberg after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$256	$44
Mercury	$281	$46
Country Financial	$305	$52
Root Insurance Company	$335	$56
Farmers	$345	$59
State Farm	$666	$112
Travelers	$740	$125
Progressive	$745	$125
USAA	$1055	$179
Auto-Owners	$1080	$180
Farm Bureau	$1642	$279
The Hartford	$1868	$311
Allstate	$2790	$475

Car Insurance Price Trends in Ehrenberg, Arizona

Car insurance rates in Ehrenberg have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Ehrenberg rose by $174 in January compared to $100 of December. In other words, there has been an increase by $74 when you compare January and December.

The average cost of liability insurance in the Ehrenberg rose to $52 in January, compared to $45 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Ehrenberg?

The car insurance in Ehrenberg is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Ehrenberg?

The cheapest car insurance in Ehrenberg is $66 per month for full coverage.

How much is car insurance in Ehrenberg for teenagers?

Car insurance for teenagers costs $237 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Ehrenberg?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $142 per month to insure your car in Ehrenberg.

Is car insurance expensive in Ehrenberg?

Car insurance can be expensive in Ehrenberg if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Ehrenberg can be affordable.

What is the best car insurance in Ehrenberg, AZ?

The best car insurance company in Ehrenberg AZ is Root Insurance Company, offering $389 for a six-month policy.