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Bouse Car Insurance
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The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.
The car insurance rate in Bouse is $824 for a six-month policy, which is $193 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $380, making it a popular choice for budget-conscious drivers. Rates in Bouse can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $380 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.
AutoOwners Insurance Co offers auto insurance rates at $501 for a six-month policy, making it one of the cheapest to insure with.
Farmers offers auto insurance rates at $524 for six months, making it the third cheapest auto insurance company in Bouse.
Based on our research, the cheapest car insurance company in Bouse, AZ is Root Insurance Company, offering policies at just $380 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $501.
At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $880 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Bouse drivers find the best deals.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Root Insurance Company | $380 | $65 |
| Auto-Owners Insurance Co | $501 | $83 |
| Farmers | $524 | $89 |
| Mercury | $539 | $90 |
| Hartford | $563 | $96 |
| Iowa Farm Bureau | $568 | $95 |
| Travelers | $669 | $113 |
| USAA | $784 | $132 |
| Progressive | $794 | $134 |
| State Farm | $808 | $136 |
| Auto-Owners | $910 | $153 |
| Farm Bureau | $1179 | $197 |
| Allstate | $1227 | $207 |
| The Hartford | $1227 | $207 |
| CSAA | $1636 | $278 |
| Nationwide | $880 | $147 |
Save up to $971/yr with our auto insurance quotes
Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Bouse are given below.
Mercury provides the cheapest minimum car insurance coverage in Bouse. Their Average 6 Month Premium is $193. The Hartford is the most expensive at $496 for the same period.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Mercury | $193 | $32 |
| Auto-Owners Insurance Co | $250 | $43 |
| Travelers | $250 | $42 |
| Country Financial | $255 | $44 |
| Root Insurance Company | $260 | $43 |
| USAA | $265 | $45 |
| Farmers | $275 | $45 |
| Auto-Owners | $288 | $49 |
| Iowa Farm Bureau | $288 | $48 |
| State Farm | $318 | $53 |
| Progressive | $327 | $55 |
| Allstate | $414 | $70 |
| Farm Bureau | $447 | $75 |
| The Hartford | $496 | $84 |
One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Bouse is Root Insurance Company at $65 per month and $380 for six months.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Root Insurance Company | $380 | $65 |
| Auto-Owners Insurance Co | $501 | $83 |
| Farmers | $524 | $89 |
| Mercury | $539 | $90 |
| Hartford | $563 | $96 |
| Iowa Farm Bureau | $568 | $95 |
| Travelers | $669 | $113 |
| USAA | $784 | $132 |
| Progressive | $794 | $134 |
| State Farm | $808 | $136 |
| Auto-Owners | $910 | $153 |
| Farm Bureau | $1179 | $197 |
| Allstate | $1227 | $207 |
| The Hartford | $1227 | $207 |
| CSAA | $1636 | $278 |
| Nationwide | $880 | $147 |
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The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.
Despite maintaining a clean driving record, your car insurance rates in Bouse, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.
Additionally, Bouse's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.
If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Bouse at $39 per month. At $4273 for a six-month premium, CSAA offers the most expensive rate for teen drivers.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Mercury | $231 | $39 |
| Root Insurance Company | $265 | $45 |
| Country Financial | $298 | $49 |
| Farmers | $337 | $58 |
| Auto-Owners Insurance Co | $342 | $57 |
| Iowa Farm Bureau | $356 | $61 |
| Travelers | $977 | $164 |
| USAA | $1155 | $194 |
| State Farm | $1203 | $203 |
| Progressive | $1867 | $314 |
| Allstate | $1992 | $335 |
| Farm Bureau | $3050 | $518 |
| Auto-Owners | $3075 | $513 |
| The Hartford | $3897 | $663 |
| CSAA | $4273 | $712 |
Teen Car Insurance Rates in AZ by Age
Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
For those with poor credit scores in Bouse, Mercury is the cheapest car insurance provider. At $221 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Bouse is State Farm, offering rates of around $5553 for six months.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Mercury | $221 | $37 |
| Root Insurance Company | $332 | $57 |
| Country Financial | $356 | $59 |
| Farmers | $399 | $68 |
| Nationwide | $409 | $68 |
| Iowa Farm Bureau | $520 | $88 |
| Hartford | $529 | $88 |
| Progressive | $838 | $141 |
| Travelers | $856 | $144 |
| Allstate | $1578 | $266 |
| USAA | $1583 | $264 |
| Farm Bureau | $2036 | $346 |
| The Hartford | $2517 | $420 |
| Auto-Owners | $3026 | $514 |
| State Farm | $5553 | $925 |
Save up to $971/yr on car insurance rates in Bouse.
Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Bouse, AZ, accidents can lead to significant hikes in your premiums.
The cheapest car insurance companies after an at-fault accident in Bouse include Root Insurance Company and Country Financial, offering $327 and $332, respectively. CSAA is an expensive provider with an average six-month premium of $2656.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Root Insurance Company | $327 | $54 |
| Country Financial | $332 | $57 |
| Auto-Owners Insurance Co | $390 | $65 |
| Noblr | $548 | $93 |
| Travelers | $573 | $96 |
| Root | $597 | $101 |
| State Farm | $611 | $103 |
| General Casualty | $746 | $127 |
| USAA | $765 | $129 |
| Progressive | $876 | $147 |
| Farmers | $1102 | $185 |
| Mercury | $1145 | $193 |
| Farm Bureau Mutual (IA Group) | $1183 | $198 |
| Auto-Owners | $1275 | $215 |
| Metromile | $1347 | $224 |
| General Agents Group | $1516 | $258 |
| Country | $1602 | $267 |
| Encompass | $1742 | $296 |
| Allstate | $1761 | $296 |
| Nationwide | $1872 | $318 |
| The Hartford | $1905 | $321 |
| Safeway | $2131 | $362 |
| Farm Bureau | $2252 | $375 |
| Permanent General | $2304 | $392 |
| MetLife | $2627 | $438 |
| CSAA | $2656 | $452 |
Here is a list of driving violations that can increase your car insurance rates in Bouse AZ. For example, the car insurance in Bouse after a DUI increases to $977 for a six month policy. While the rate increases by $197 for a six-month policy in the case of a speeding ticket.
| Accident/Violation | Avg. 6 Mo Premium | Avg. Monthly Premium |
|---|---|---|
| None | $948 | $158 |
| One Med/PIP claim | $948 | $161 |
| Not-at-fault accident | $953 | $159 |
| One comp claim | $991 | $168 |
| Two Med/PIP claims | $991 | $165 |
| Two comp claims | $1030 | $175 |
| Failure to wear a seat belt | $1083 | $181 |
| Child safety restraint | $1126 | $191 |
| Driving without lights | $1126 | $188 |
| Failure to show documents | $1126 | $191 |
| Speeding 6 - 10 MPH over limit | $1145 | $191 |
| Driving too slowly | $1188 | $202 |
| Speeding 11 - 15 MPH over limit | $1188 | $198 |
| Speeding in school zone | $1188 | $202 |
| Driving with expired registration | $1198 | $200 |
| Speeding 16 - 20 MPH over limit | $1198 | $203 |
| Cell phone violation | $1203 | $201 |
| Failure to stop at a red light | $1203 | $205 |
| Failure to yield | $1203 | $201 |
| Following too closely | $1203 | $205 |
| Illegal turn | $1203 | $201 |
| Texting while driving | $1203 | $205 |
| Wrong way/wrong lane | $1203 | $201 |
| Improper passing | $1222 | $208 |
| Speeding 21 - 25 MPH over limit | $1237 | $206 |
| In 65 MPH zone | $1256 | $214 |
| Passing school bus | $1270 | $211 |
| At-fault accident - less than $1000 | $1304 | $222 |
| Operating a vehicle without permission | $1371 | $228 |
| At-fault accident - $1000-$2000 | $1409 | $240 |
| At-fault accident - greater than $2000 | $1429 | $238 |
| Open container | $1501 | $255 |
| Reckless driving | $1665 | $278 |
| Driving with a suspended license | $1718 | $292 |
| DUI | $1925 | $321 |
| Refusal to submit to a chemical test | $1925 | $327 |
| Racing | $1967 | $328 |
| Leaving scene of an accident/hit and run | $1977 | $336 |
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A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.
There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Bouse.
The cheapest car insurance premiums in Bouse are offered by Mercury at $255 for a six-month policy. However, it can be as expensive as $2863 with companies like Farm Bureau.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Mercury | $255 | $42 |
| Root Insurance Company | $288 | $49 |
| Country Financial | $361 | $60 |
| Hartford | $452 | $77 |
| Progressive | $606 | $102 |
| Travelers | $674 | $113 |
| Farmers | $727 | $122 |
| State Farm | $828 | $139 |
| USAA | $1169 | $197 |
| Nationwide | $1448 | $246 |
| Auto-Owners | $1905 | $318 |
| The Hartford | $2093 | $356 |
| Allstate | $2218 | $373 |
| Farm Bureau | $2863 | $487 |
One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Bouse are offered by AutoOwners Insurance Co at $250. However, it can be as expensive as $2723 with companies like Allstate for a similar six-month premium.
| Company | Avg. 6 Mo. Premium | Avg. Monthly Premium |
|---|---|---|
| Auto-Owners Insurance Co | $250 | $43 |
| Mercury | $275 | $45 |
| Country Financial | $298 | $51 |
| Root Insurance Company | $327 | $54 |
| Farmers | $337 | $58 |
| State Farm | $650 | $109 |
| Travelers | $722 | $122 |
| Progressive | $727 | $122 |
| USAA | $1030 | $175 |
| Auto-Owners | $1054 | $176 |
| Farm Bureau | $1602 | $272 |
| The Hartford | $1823 | $304 |
| Allstate | $2723 | $463 |
Car insurance rates in Bouse have fluctuated due to factors such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Bouse rose by $170 in January compared to $98 of December. In other words, there has been an increase by $72 when you compare January and December.
The average cost of liability insurance in the Bouse rose to $51 in January, compared to $44 in December. This represents an increase of $7 when comparing January and December.
How much is car insurance in Bouse?
The car insurance in Bouse is $32 per month, which is lower than the national average.
What is the cheapest car insurance in Bouse?
The cheapest car insurance in Bouse is $65 per month for full coverage.
How much is car insurance in Bouse for teenagers?
Car insurance for teenagers costs $231 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in Bouse?
The average cost of car insurance is $1017 for a six-month policy. It will cost around $139 per month to insure your car in Bouse.
Is car insurance expensive in Bouse?
Car insurance can be expensive in Bouse if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Bouse can be affordable.
What is the best car insurance in Bouse, AZ?
The best car insurance company in Bouse AZ is Root Insurance Company, offering $380 for a six-month policy.
Cut auto insurance costs in Bouse right now.