Cheapest Car Insurance Quotes in Glendale

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Glendale Car Insurance

^$ 54

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Glendale

The car insurance rate in Glendale is $1383 for a six-month policy, which is $366 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $638, making it a popular choice for budget-conscious drivers. Rates in Glendale can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Glendale

$1383

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Glendale

1st place: Root Insurance Company

At $638 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $840 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $880 for six months, making it the third cheapest auto insurance company in Glendale.

Glendale Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Glendale, AZ is Root Insurance Company, offering policies at just $638 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $840.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1478 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glendale drivers find the best deals.

Cheap Car Insurance Companies in Glendale, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$638	$109
Auto-Owners Insurance Co	$840	$140
Farmers	$880	$150
Mercury	$904	$151
Hartford	$945	$160
Iowa Farm Bureau	$953	$159
Travelers	$1123	$189
USAA	$1316	$222
Progressive	$1333	$224
State Farm	$1357	$228
Auto-Owners	$1527	$257
Farm Bureau	$1979	$330
Allstate	$2060	$347
The Hartford	$2060	$347
CSAA	$2747	$466
Nationwide	$1478	$246

Key Takeaways

Way's key takeaways about car insurance in Glendale

The auto insurance costs in Glendale fall around $638 for six months.
The cheapest auto insurance company in Glendale is Mercury.
Teen drivers pay the highest rate in Glendale at $1195 per month.

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Cheapest Minimum Liability Car Insurance in Glendale

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Glendale are given below.

Mercury provides the cheapest minimum car insurance coverage in Glendale. Their Average 6 Month Premium is $324. The Hartford is the most expensive at $832 for the same period.

Cheapest Liability Coverage in Glendale, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$324	$54
Auto-Owners Insurance Co	$420	$72
Travelers	$420	$71
Country Financial	$428	$73
Root Insurance Company	$437	$72
USAA	$445	$75
Farmers	$461	$76
Auto-Owners	$484	$82
Iowa Farm Bureau	$484	$80
State Farm	$533	$90
Progressive	$549	$92
Allstate	$695	$117
Farm Bureau	$751	$125
The Hartford	$832	$141

Cheapest Full Coverage Car Insurance in Glendale

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Glendale is Root Insurance Company at $109 per month and $638 for six months.

Cheapest Full Coverage Car Insurance Quotes in Glendale, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$638	$109
Auto-Owners Insurance Co	$840	$140
Farmers	$880	$150
Mercury	$904	$151
Hartford	$945	$160
Iowa Farm Bureau	$953	$159
Travelers	$1123	$189
USAA	$1316	$222
Progressive	$1333	$224
State Farm	$1357	$228
Auto-Owners	$1527	$257
Farm Bureau	$1979	$330
Allstate	$2060	$347
The Hartford	$2060	$347
CSAA	$2747	$466
Nationwide	$1478	$246

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Average Car Insurance in Glendale by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Glendale, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Glendale, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Glendale's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Glendale

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Glendale,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Glendale at $65 per month. At $7174 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$388	$65
Root Insurance Company	$445	$76
Country Financial	$500	$83
Farmers	$566	$97
Auto-Owners Insurance Co	$574	$95
Iowa Farm Bureau	$598	$102
Travelers	$1640	$276
USAA	$1939	$326
State Farm	$2020	$340
Progressive	$3135	$528
Allstate	$3344	$563
Farm Bureau	$5122	$870
Auto-Owners	$5163	$861
The Hartford	$6543	$1112
CSAA	$7174	$1195

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Glendale, Mercury is the cheapest car insurance provider. At $371 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Glendale is State Farm, offering rates of around $9323 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$371	$63
Root Insurance Company	$558	$95
Country Financial	$598	$99
Farmers	$670	$114
Nationwide	$687	$114
Iowa Farm Bureau	$873	$148
Hartford	$888	$148
Progressive	$1406	$237
Travelers	$1438	$242
Allstate	$2649	$446
USAA	$2657	$443
Farm Bureau	$3418	$581
The Hartford	$4226	$704
Auto-Owners	$5081	$864
State Farm	$9323	$1553

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Car Insurance Rates with An Accident in Glendale

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Glendale, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Glendale

The cheapest car insurance companies after an at-fault accident in Glendale include Root Insurance Company and Country Financial, offering $549 and $558, respectively. CSAA is an expensive provider with an average six-month premium of $4459.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$549	$91
Country Financial	$558	$95
Auto-Owners Insurance Co	$654	$109
Noblr	$921	$156
Travelers	$962	$162
Root	$1002	$170
State Farm	$1025	$173
General Casualty	$1253	$214
USAA	$1284	$216
Progressive	$1470	$248
Farmers	$1850	$311
Mercury	$1923	$324
Farm Bureau Mutual (IA Group)	$1987	$332
Auto-Owners	$2141	$360
Metromile	$2262	$377
General Agents Group	$2545	$432
Country	$2690	$449
Encompass	$2924	$498
Allstate	$2957	$498
Nationwide	$3143	$534
The Hartford	$3199	$539
Safeway	$3578	$608
Farm Bureau	$3781	$630
Permanent General	$3869	$658
MetLife	$4410	$736
CSAA	$4459	$759

Glendale Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Glendale AZ. For example, the car insurance in Glendale after a DUI increases to $1640 for a six month policy. While the rate increases by $332 for a six-month policy in the case of a speeding ticket.

Glendale auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1591	$265
One Med/PIP claim	$1591	$271
Not-at-fault accident	$1599	$267
One comp claim	$1665	$283
Two Med/PIP claims	$1665	$277
Two comp claims	$1729	$294
Failure to wear a seat belt	$1818	$303
Child safety restraint	$1890	$321
Driving without lights	$1890	$316
Failure to show documents	$1890	$321
Speeding 6 - 10 MPH over limit	$1923	$321
Driving too slowly	$1995	$339
Speeding 11 - 15 MPH over limit	$1995	$333
Speeding in school zone	$1995	$339
Driving with expired registration	$2011	$336
Speeding 16 - 20 MPH over limit	$2011	$341
Cell phone violation	$2020	$337
Failure to stop at a red light	$2020	$344
Failure to yield	$2020	$337
Following too closely	$2020	$344
Illegal turn	$2020	$337
Texting while driving	$2020	$344
Wrong way/wrong lane	$2020	$337
Improper passing	$2052	$350
Speeding 21 - 25 MPH over limit	$2077	$345
In 65 MPH zone	$2108	$359
Passing school bus	$2132	$355
At-fault accident - less than $1000	$2190	$373
Operating a vehicle without permission	$2302	$384
At-fault accident - $1000-$2000	$2366	$403
At-fault accident - greater than $2000	$2399	$400
Open container	$2520	$428
Reckless driving	$2795	$466
Driving with a suspended license	$2885	$491
DUI	$3231	$539
Refusal to submit to a chemical test	$3231	$549
Racing	$3303	$551
Leaving scene of an accident/hit and run	$3320	$564

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Glendale after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Glendale.

The cheapest car insurance premiums in Glendale are offered by Mercury at $428 for a six-month policy. However, it can be as expensive as $4806 with companies like Farm Bureau.

Glendale car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$428	$71
Root Insurance Company	$484	$83
Country Financial	$607	$101
Hartford	$759	$129
Progressive	$1017	$171
Travelers	$1132	$190
Farmers	$1220	$205
State Farm	$1390	$234
USAA	$1962	$330
Nationwide	$2432	$413
Auto-Owners	$3199	$533
The Hartford	$3514	$597
Allstate	$3724	$627
Farm Bureau	$4806	$817

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Glendale are offered by AutoOwners Insurance Co at $420. However, it can be as expensive as $4572 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Glendale after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$420	$72
Mercury	$461	$76
Country Financial	$500	$86
Root Insurance Company	$549	$91
Farmers	$566	$97
State Farm	$1091	$184
Travelers	$1212	$204
Progressive	$1220	$205
USAA	$1729	$294
Auto-Owners	$1769	$295
Farm Bureau	$2690	$457
The Hartford	$3061	$510
Allstate	$4572	$778

Car Insurance Price Trends in Glendale, Arizona

Car insurance rates in Glendale have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Glendale rose by $286 in January compared to $165 of December. In other words, there has been an increase by $121 when you compare January and December.

The average cost of liability insurance in the Glendale rose to $86 in January, compared to $73 in December. This represents an increase of $13 when comparing January and December.

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Average Car Insurance Cost in Glendale by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Glendale. At $1673 for a six-month policy, insuring your car at 85308 is the cheapest in the city.

Zip Code	Average 6 Mo. Premium	Avg. Monthly Premium
85308	$1673	$281
85306	$1493	$251
85307	$1424	$239
85304	$1507	$253
85305	$1438	$241
85302	$1562	$262
85303	$1535	$258
85301	$1687	$283
85310	$1466	$246

Frequently Asked Questions

How much is car insurance in Glendale?

The car insurance in Glendale is $54 per month, which is lower than the national average.

What is the cheapest car insurance in Glendale?

The cheapest car insurance in Glendale is $109 per month for full coverage.

How much is car insurance in Glendale for teenagers?

Car insurance for teenagers costs $388 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Glendale?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $233 per month to insure your car in Glendale.

Is car insurance expensive in Glendale?

Car insurance can be expensive in Glendale if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Glendale can be affordable.

What is the best car insurance in Glendale, AZ?

The best car insurance company in Glendale AZ is Root Insurance Company, offering $638 for a six-month policy.