Cheapest Car Insurance Quotes in Cameron

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Cameron Car Insurance

^$ 36

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Cameron

The car insurance rate in Cameron is $915 for a six-month policy, which is $102 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $422, making it a popular choice for budget-conscious drivers. Rates in Cameron can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Cameron

$915

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Cameron

1st place: Root Insurance Company

At $422 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $556 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $582 for six months, making it the third cheapest auto insurance company in Cameron.

Cameron Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Cameron, AZ is Root Insurance Company, offering policies at just $422 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $556.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $978 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cameron drivers find the best deals.

Cheap Car Insurance Companies in Cameron, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$422	$72
Auto-Owners Insurance Co	$556	$93
Farmers	$582	$99
Mercury	$599	$100
Hartford	$626	$106
Iowa Farm Bureau	$631	$105
Travelers	$743	$125
USAA	$871	$147
Progressive	$882	$149
State Farm	$898	$151
Auto-Owners	$1011	$170
Farm Bureau	$1310	$219
Allstate	$1364	$230
The Hartford	$1364	$230
CSAA	$1818	$309
Nationwide	$978	$163

Key Takeaways

Way's key takeaways about car insurance in Cameron

The auto insurance costs in Cameron fall around $422 for six months.
The cheapest auto insurance company in Cameron is Mercury.
Teen drivers pay the highest rate in Cameron at $791 per month.

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Cheapest Minimum Liability Car Insurance in Cameron

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cameron are given below.

Mercury provides the cheapest minimum car insurance coverage in Cameron. Their Average 6 Month Premium is $214. The Hartford is the most expensive at $551 for the same period.

Cheapest Liability Coverage in Cameron, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$214	$36
Auto-Owners Insurance Co	$278	$48
Travelers	$278	$47
Country Financial	$284	$49
Root Insurance Company	$289	$48
USAA	$294	$50
Farmers	$305	$50
Auto-Owners	$320	$54
Iowa Farm Bureau	$320	$53
State Farm	$353	$59
Progressive	$364	$61
Allstate	$460	$77
Farm Bureau	$497	$83
The Hartford	$551	$94

Cheapest Full Coverage Car Insurance in Cameron

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cameron is Root Insurance Company at $72 per month and $422 for six months.

Cheapest Full Coverage Car Insurance Quotes in Cameron, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$422	$72
Auto-Owners Insurance Co	$556	$93
Farmers	$582	$99
Mercury	$599	$100
Hartford	$626	$106
Iowa Farm Bureau	$631	$105
Travelers	$743	$125
USAA	$871	$147
Progressive	$882	$149
State Farm	$898	$151
Auto-Owners	$1011	$170
Farm Bureau	$1310	$219
Allstate	$1364	$230
The Hartford	$1364	$230
CSAA	$1818	$309
Nationwide	$978	$163

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Average Car Insurance in Cameron by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Cameron, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Cameron, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Cameron's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Cameron

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Cameron,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Cameron at $43 per month. At $4748 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$257	$43
Root Insurance Company	$294	$50
Country Financial	$331	$55
Farmers	$374	$64
Auto-Owners Insurance Co	$380	$63
Iowa Farm Bureau	$396	$68
Travelers	$1085	$183
USAA	$1283	$216
State Farm	$1337	$225
Progressive	$2075	$349
Allstate	$2213	$373
Farm Bureau	$3389	$576
Auto-Owners	$3416	$570
The Hartford	$4330	$736
CSAA	$4748	$791

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Cameron, Mercury is the cheapest car insurance provider. At $246 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Cameron is State Farm, offering rates of around $6170 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$246	$41
Root Insurance Company	$369	$63
Country Financial	$396	$66
Farmers	$444	$76
Nationwide	$455	$76
Iowa Farm Bureau	$578	$98
Hartford	$588	$98
Progressive	$931	$157
Travelers	$951	$160
Allstate	$1753	$295
USAA	$1759	$293
Farm Bureau	$2262	$384
The Hartford	$2796	$466
Auto-Owners	$3362	$572
State Farm	$6170	$1028

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Car Insurance Rates with An Accident in Cameron

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Cameron, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Cameron

The cheapest car insurance companies after an at-fault accident in Cameron include Root Insurance Company and Country Financial, offering $364 and $369, respectively. CSAA is an expensive provider with an average six-month premium of $2951.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$364	$60
Country Financial	$369	$63
Auto-Owners Insurance Co	$433	$72
Noblr	$609	$104
Travelers	$636	$107
Root	$663	$113
State Farm	$679	$114
General Casualty	$829	$141
USAA	$850	$143
Progressive	$973	$164
Farmers	$1224	$206
Mercury	$1273	$214
Farm Bureau Mutual (IA Group)	$1315	$220
Auto-Owners	$1417	$239
Metromile	$1497	$249
General Agents Group	$1684	$286
Country	$1780	$297
Encompass	$1935	$329
Allstate	$1957	$329
Nationwide	$2080	$354
The Hartford	$2117	$356
Safeway	$2368	$402
Farm Bureau	$2502	$417
Permanent General	$2561	$436
MetLife	$2919	$487
CSAA	$2951	$502

Cameron Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cameron AZ. For example, the car insurance in Cameron after a DUI increases to $1085 for a six month policy. While the rate increases by $220 for a six-month policy in the case of a speeding ticket.

Cameron auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1053	$176
One Med/PIP claim	$1053	$179
Not-at-fault accident	$1058	$176
One comp claim	$1102	$187
Two Med/PIP claims	$1102	$184
Two comp claims	$1144	$194
Failure to wear a seat belt	$1203	$201
Child safety restraint	$1251	$212
Driving without lights	$1251	$209
Failure to show documents	$1251	$212
Speeding 6 - 10 MPH over limit	$1273	$212
Driving too slowly	$1320	$224
Speeding 11 - 15 MPH over limit	$1320	$221
Speeding in school zone	$1320	$224
Driving with expired registration	$1331	$222
Speeding 16 - 20 MPH over limit	$1331	$226
Cell phone violation	$1337	$223
Failure to stop at a red light	$1337	$228
Failure to yield	$1337	$223
Following too closely	$1337	$228
Illegal turn	$1337	$223
Texting while driving	$1337	$228
Wrong way/wrong lane	$1337	$223
Improper passing	$1358	$231
Speeding 21 - 25 MPH over limit	$1374	$229
In 65 MPH zone	$1395	$238
Passing school bus	$1411	$235
At-fault accident - less than $1000	$1449	$247
Operating a vehicle without permission	$1524	$254
At-fault accident - $1000-$2000	$1566	$266
At-fault accident - greater than $2000	$1588	$265
Open container	$1668	$284
Reckless driving	$1850	$309
Driving with a suspended license	$1909	$325
DUI	$2138	$356
Refusal to submit to a chemical test	$2138	$364
Racing	$2186	$365
Leaving scene of an accident/hit and run	$2197	$374

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Cameron after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Cameron.

The cheapest car insurance premiums in Cameron are offered by Mercury at $284 for a six-month policy. However, it can be as expensive as $3181 with companies like Farm Bureau.

Cameron car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$284	$47
Root Insurance Company	$320	$55
Country Financial	$401	$67
Hartford	$502	$86
Progressive	$673	$113
Travelers	$749	$126
Farmers	$807	$136
State Farm	$920	$155
USAA	$1299	$219
Nationwide	$1609	$274
Auto-Owners	$2117	$353
The Hartford	$2326	$395
Allstate	$2464	$415
Farm Bureau	$3181	$541

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Cameron are offered by AutoOwners Insurance Co at $278. However, it can be as expensive as $3026 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Cameron after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$278	$48
Mercury	$305	$50
Country Financial	$331	$57
Root Insurance Company	$364	$60
Farmers	$374	$64
State Farm	$722	$122
Travelers	$802	$135
Progressive	$807	$136
USAA	$1144	$194
Auto-Owners	$1171	$195
Farm Bureau	$1780	$302
The Hartford	$2026	$338
Allstate	$3026	$515

Car Insurance Price Trends in Cameron, Arizona

Car insurance rates in Cameron have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Cameron rose by $189 in January compared to $109 of December. In other words, there has been an increase by $80 when you compare January and December.

The average cost of liability insurance in the Cameron rose to $57 in January, compared to $49 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Cameron?

The car insurance in Cameron is $36 per month, which is lower than the national average.

What is the cheapest car insurance in Cameron?

The cheapest car insurance in Cameron is $72 per month for full coverage.

How much is car insurance in Cameron for teenagers?

Car insurance for teenagers costs $257 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Cameron?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $154 per month to insure your car in Cameron.

Is car insurance expensive in Cameron?

Car insurance can be expensive in Cameron if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Cameron can be affordable.

What is the best car insurance in Cameron, AZ?

The best car insurance company in Cameron AZ is Root Insurance Company, offering $422 for a six-month policy.