Cheapest Car Insurance Quotes in Marana

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406,175 Policies Sold

Marana Car Insurance

^$ 43

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Marana

The car insurance rate in Marana is $1088 for a six-month policy, which is $71 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $502, making it a popular choice for budget-conscious drivers. Rates in Marana can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Marana

$1088

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Marana

1st place: Root Insurance Company

At $502 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $661 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $692 for six months, making it the third cheapest auto insurance company in Marana.

Marana Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Marana, AZ is Root Insurance Company, offering policies at just $502 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $661.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1163 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marana drivers find the best deals.

Cheap Car Insurance Companies in Marana, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$502	$86
Auto-Owners Insurance Co	$661	$110
Farmers	$692	$118
Mercury	$712	$119
Hartford	$744	$126
Iowa Farm Bureau	$750	$125
Travelers	$884	$149
USAA	$1036	$174
Progressive	$1049	$177
State Farm	$1068	$180
Auto-Owners	$1202	$202
Farm Bureau	$1557	$260
Allstate	$1621	$273
The Hartford	$1621	$273
CSAA	$2161	$367
Nationwide	$1163	$194

Key Takeaways

Way's key takeaways about car insurance in Marana

The auto insurance costs in Marana fall around $502 for six months.
The cheapest auto insurance company in Marana is Mercury.
Teen drivers pay the highest rate in Marana at $941 per month.

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Cheapest Minimum Liability Car Insurance in Marana

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Marana are given below.

Mercury provides the cheapest minimum car insurance coverage in Marana. Their Average 6 Month Premium is $255. The Hartford is the most expensive at $655 for the same period.

Cheapest Liability Coverage in Marana, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$255	$43
Auto-Owners Insurance Co	$331	$57
Travelers	$331	$56
Country Financial	$337	$58
Root Insurance Company	$343	$57
USAA	$350	$59
Farmers	$363	$60
Auto-Owners	$381	$64
Iowa Farm Bureau	$381	$63
State Farm	$419	$71
Progressive	$432	$73
Allstate	$547	$92
Farm Bureau	$591	$98
The Hartford	$655	$111

Cheapest Full Coverage Car Insurance in Marana

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Marana is Root Insurance Company at $86 per month and $502 for six months.

Cheapest Full Coverage Car Insurance Quotes in Marana, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$502	$86
Auto-Owners Insurance Co	$661	$110
Farmers	$692	$118
Mercury	$712	$119
Hartford	$744	$126
Iowa Farm Bureau	$750	$125
Travelers	$884	$149
USAA	$1036	$174
Progressive	$1049	$177
State Farm	$1068	$180
Auto-Owners	$1202	$202
Farm Bureau	$1557	$260
Allstate	$1621	$273
The Hartford	$1621	$273
CSAA	$2161	$367
Nationwide	$1163	$194

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Average Car Insurance in Marana by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Marana, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Marana, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Marana's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Marana

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Marana,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Marana at $51 per month. At $5644 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$305	$51
Root Insurance Company	$350	$60
Country Financial	$394	$65
Farmers	$445	$76
Auto-Owners Insurance Co	$452	$75
Iowa Farm Bureau	$471	$80
Travelers	$1290	$217
USAA	$1526	$257
State Farm	$1589	$268
Progressive	$2466	$415
Allstate	$2631	$443
Farm Bureau	$4030	$685
Auto-Owners	$4062	$677
The Hartford	$5148	$875
CSAA	$5644	$941

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Marana, Mercury is the cheapest car insurance provider. At $292 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Marana is State Farm, offering rates of around $7335 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$292	$49
Root Insurance Company	$439	$75
Country Financial	$471	$78
Farmers	$528	$90
Nationwide	$540	$90
Iowa Farm Bureau	$687	$117
Hartford	$699	$117
Progressive	$1106	$186
Travelers	$1131	$190
Allstate	$2084	$351
USAA	$2091	$349
Farm Bureau	$2689	$457
The Hartford	$3324	$554
Auto-Owners	$3998	$679
State Farm	$7335	$1222

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Car Insurance Rates with An Accident in Marana

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Marana, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Marana

The cheapest car insurance companies after an at-fault accident in Marana include Root Insurance Company and Country Financial, offering $432 and $439, respectively. CSAA is an expensive provider with an average six-month premium of $3509.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$432	$72
Country Financial	$439	$75
Auto-Owners Insurance Co	$515	$86
Noblr	$724	$123
Travelers	$756	$127
Root	$789	$134
State Farm	$807	$136
General Casualty	$985	$168
USAA	$1010	$170
Progressive	$1157	$195
Farmers	$1455	$245
Mercury	$1513	$255
Farm Bureau Mutual (IA Group)	$1563	$261
Auto-Owners	$1684	$284
Metromile	$1779	$296
General Agents Group	$2002	$340
Country	$2116	$353
Encompass	$2301	$392
Allstate	$2326	$392
Nationwide	$2473	$421
The Hartford	$2517	$424
Safeway	$2815	$478
Farm Bureau	$2975	$495
Permanent General	$3044	$518
MetLife	$3470	$579
CSAA	$3509	$597

Marana Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Marana AZ. For example, the car insurance in Marana after a DUI increases to $1290 for a six month policy. While the rate increases by $261 for a six-month policy in the case of a speeding ticket.

Marana auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1252	$209
One Med/PIP claim	$1252	$213
Not-at-fault accident	$1258	$210
One comp claim	$1310	$223
Two Med/PIP claims	$1310	$218
Two comp claims	$1360	$231
Failure to wear a seat belt	$1431	$239
Child safety restraint	$1487	$253
Driving without lights	$1487	$248
Failure to show documents	$1487	$253
Speeding 6 - 10 MPH over limit	$1513	$253
Driving too slowly	$1570	$266
Speeding 11 - 15 MPH over limit	$1570	$262
Speeding in school zone	$1570	$266
Driving with expired registration	$1583	$264
Speeding 16 - 20 MPH over limit	$1583	$269
Cell phone violation	$1589	$265
Failure to stop at a red light	$1589	$271
Failure to yield	$1589	$265
Following too closely	$1589	$271
Illegal turn	$1589	$265
Texting while driving	$1589	$271
Wrong way/wrong lane	$1589	$265
Improper passing	$1615	$275
Speeding 21 - 25 MPH over limit	$1634	$272
In 65 MPH zone	$1659	$282
Passing school bus	$1678	$279
At-fault accident - less than $1000	$1723	$293
Operating a vehicle without permission	$1812	$302
At-fault accident - $1000-$2000	$1862	$317
At-fault accident - greater than $2000	$1887	$315
Open container	$1983	$337
Reckless driving	$2199	$367
Driving with a suspended license	$2269	$386
DUI	$2542	$424
Refusal to submit to a chemical test	$2542	$432
Racing	$2599	$433
Leaving scene of an accident/hit and run	$2612	$444

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Marana after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Marana.

The cheapest car insurance premiums in Marana are offered by Mercury at $337 for a six-month policy. However, it can be as expensive as $3781 with companies like Farm Bureau.

Marana car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$337	$56
Root Insurance Company	$381	$65
Country Financial	$477	$79
Hartford	$597	$102
Progressive	$800	$135
Travelers	$890	$150
Farmers	$960	$162
State Farm	$1094	$184
USAA	$1544	$260
Nationwide	$1913	$325
Auto-Owners	$2517	$419
The Hartford	$2765	$470
Allstate	$2930	$493
Farm Bureau	$3781	$643

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Marana are offered by AutoOwners Insurance Co at $331. However, it can be as expensive as $3597 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Marana after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$331	$57
Mercury	$363	$60
Country Financial	$394	$67
Root Insurance Company	$432	$72
Farmers	$445	$76
State Farm	$858	$144
Travelers	$953	$161
Progressive	$960	$162
USAA	$1360	$231
Auto-Owners	$1392	$232
Farm Bureau	$2116	$360
The Hartford	$2409	$401
Allstate	$3597	$612

Car Insurance Price Trends in Marana, Arizona

Car insurance rates in Marana have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Marana rose by $225 in January compared to $129 of December. In other words, there has been an increase by $96 when you compare January and December.

The average cost of liability insurance in the Marana rose to $67 in January, compared to $58 in December. This represents an increase of $9 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Marana?

The car insurance in Marana is $43 per month, which is lower than the national average.

What is the cheapest car insurance in Marana?

The cheapest car insurance in Marana is $86 per month for full coverage.

How much is car insurance in Marana for teenagers?

Car insurance for teenagers costs $305 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Marana?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $183 per month to insure your car in Marana.

Is car insurance expensive in Marana?

Car insurance can be expensive in Marana if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Marana can be affordable.

What is the best car insurance in Marana, AZ?

The best car insurance company in Marana AZ is Root Insurance Company, offering $502 for a six-month policy.