Cheapest Car Insurance Quotes in Wikieup

Finding the cheapest car insurance quotes in Wikieup shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
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406,175 Policies Sold

Wikieup Car Insurance

^$ 33

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Wikieup

The car insurance rate in Wikieup is $834 for a six-month policy, which is $183 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $385, making it a popular choice for budget-conscious drivers. Rates in Wikieup can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Wikieup

$834

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Wikieup

1st place: Root Insurance Company

At $385 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $507 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $531 for six months, making it the third cheapest auto insurance company in Wikieup.

Wikieup Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Wikieup, AZ is Root Insurance Company, offering policies at just $385 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $507.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $891 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Wikieup drivers find the best deals.

Cheap Car Insurance Companies in Wikieup, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$385	$66
Auto-Owners Insurance Co	$507	$84
Farmers	$531	$90
Mercury	$545	$91
Hartford	$570	$97
Iowa Farm Bureau	$575	$96
Travelers	$677	$114
USAA	$794	$134
Progressive	$804	$135
State Farm	$818	$138
Auto-Owners	$921	$155
Farm Bureau	$1193	$199
Allstate	$1242	$209
The Hartford	$1242	$209
CSAA	$1656	$281
Nationwide	$891	$148

Key Takeaways

Way's key takeaways about car insurance in Wikieup

The auto insurance costs in Wikieup fall around $385 for six months.
The cheapest auto insurance company in Wikieup is Mercury.
Teen drivers pay the highest rate in Wikieup at $721 per month.

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Cheapest Minimum Liability Car Insurance in Wikieup

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Wikieup are given below.

Mercury provides the cheapest minimum car insurance coverage in Wikieup. Their Average 6 Month Premium is $195. The Hartford is the most expensive at $502 for the same period.

Cheapest Liability Coverage in Wikieup, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$195	$33
Auto-Owners Insurance Co	$253	$43
Travelers	$253	$43
Country Financial	$258	$44
Root Insurance Company	$263	$43
USAA	$268	$45
Farmers	$278	$46
Auto-Owners	$292	$49
Iowa Farm Bureau	$292	$48
State Farm	$321	$54
Progressive	$331	$56
Allstate	$419	$71
Farm Bureau	$453	$75
The Hartford	$502	$85

Cheapest Full Coverage Car Insurance in Wikieup

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Wikieup is Root Insurance Company at $66 per month and $385 for six months.

Cheapest Full Coverage Car Insurance Quotes in Wikieup, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$385	$66
Auto-Owners Insurance Co	$507	$84
Farmers	$531	$90
Mercury	$545	$91
Hartford	$570	$97
Iowa Farm Bureau	$575	$96
Travelers	$677	$114
USAA	$794	$134
Progressive	$804	$135
State Farm	$818	$138
Auto-Owners	$921	$155
Farm Bureau	$1193	$199
Allstate	$1242	$209
The Hartford	$1242	$209
CSAA	$1656	$281
Nationwide	$891	$148

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Average Car Insurance in Wikieup by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Wikieup, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Wikieup, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Wikieup's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Wikieup

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Wikieup,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Wikieup at $39 per month. At $4326 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$234	$39
Root Insurance Company	$268	$46
Country Financial	$302	$50
Farmers	$341	$58
Auto-Owners Insurance Co	$346	$57
Iowa Farm Bureau	$361	$61
Travelers	$989	$166
USAA	$1169	$197
State Farm	$1218	$205
Progressive	$1890	$318
Allstate	$2016	$339
Farm Bureau	$3088	$525
Auto-Owners	$3113	$519
The Hartford	$3945	$671
CSAA	$4326	$721

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Wikieup, Mercury is the cheapest car insurance provider. At $224 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Wikieup is State Farm, offering rates of around $5621 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$224	$38
Root Insurance Company	$336	$57
Country Financial	$361	$60
Farmers	$404	$69
Nationwide	$414	$69
Iowa Farm Bureau	$526	$89
Hartford	$535	$89
Progressive	$848	$143
Travelers	$867	$146
Allstate	$1597	$269
USAA	$1602	$267
Farm Bureau	$2061	$350
The Hartford	$2548	$425
Auto-Owners	$3064	$521
State Farm	$5621	$936

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Car Insurance Rates with An Accident in Wikieup

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Wikieup, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Wikieup

The cheapest car insurance companies after an at-fault accident in Wikieup include Root Insurance Company and Country Financial, offering $331 and $336, respectively. CSAA is an expensive provider with an average six-month premium of $2689.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$331	$55
Country Financial	$336	$57
Auto-Owners Insurance Co	$394	$66
Noblr	$555	$94
Travelers	$580	$98
Root	$604	$103
State Farm	$618	$104
General Casualty	$755	$129
USAA	$774	$130
Progressive	$886	$149
Farmers	$1115	$188
Mercury	$1159	$195
Farm Bureau Mutual (IA Group)	$1198	$200
Auto-Owners	$1291	$217
Metromile	$1364	$227
General Agents Group	$1534	$261
Country	$1622	$271
Encompass	$1763	$300
Allstate	$1783	$300
Nationwide	$1895	$322
The Hartford	$1929	$325
Safeway	$2157	$367
Farm Bureau	$2280	$380
Permanent General	$2333	$397
MetLife	$2659	$444
CSAA	$2689	$458

Wikieup Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Wikieup AZ. For example, the car insurance in Wikieup after a DUI increases to $989 for a six month policy. While the rate increases by $200 for a six-month policy in the case of a speeding ticket.

Wikieup auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$959	$160
One Med/PIP claim	$959	$163
Not-at-fault accident	$964	$161
One comp claim	$1004	$171
Two Med/PIP claims	$1004	$167
Two comp claims	$1042	$177
Failure to wear a seat belt	$1096	$183
Child safety restraint	$1140	$194
Driving without lights	$1140	$190
Failure to show documents	$1140	$194
Speeding 6 - 10 MPH over limit	$1159	$194
Driving too slowly	$1203	$204
Speeding 11 - 15 MPH over limit	$1203	$201
Speeding in school zone	$1203	$204
Driving with expired registration	$1213	$203
Speeding 16 - 20 MPH over limit	$1213	$206
Cell phone violation	$1218	$203
Failure to stop at a red light	$1218	$207
Failure to yield	$1218	$203
Following too closely	$1218	$207
Illegal turn	$1218	$203
Texting while driving	$1218	$207
Wrong way/wrong lane	$1218	$203
Improper passing	$1237	$211
Speeding 21 - 25 MPH over limit	$1252	$208
In 65 MPH zone	$1271	$216
Passing school bus	$1286	$214
At-fault accident - less than $1000	$1320	$225
Operating a vehicle without permission	$1388	$231
At-fault accident - $1000-$2000	$1427	$243
At-fault accident - greater than $2000	$1446	$241
Open container	$1519	$258
Reckless driving	$1685	$281
Driving with a suspended license	$1739	$296
DUI	$1948	$325
Refusal to submit to a chemical test	$1948	$331
Racing	$1992	$332
Leaving scene of an accident/hit and run	$2002	$340

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Wikieup after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Wikieup.

The cheapest car insurance premiums in Wikieup are offered by Mercury at $258 for a six-month policy. However, it can be as expensive as $2898 with companies like Farm Bureau.

Wikieup car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$258	$43
Root Insurance Company	$292	$50
Country Financial	$366	$61
Hartford	$458	$78
Progressive	$613	$103
Travelers	$682	$115
Farmers	$736	$124
State Farm	$838	$141
USAA	$1183	$199
Nationwide	$1466	$249
Auto-Owners	$1929	$321
The Hartford	$2119	$360
Allstate	$2245	$378
Farm Bureau	$2898	$493

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Wikieup are offered by AutoOwners Insurance Co at $253. However, it can be as expensive as $2757 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Wikieup after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$253	$43
Mercury	$278	$46
Country Financial	$302	$52
Root Insurance Company	$331	$55
Farmers	$341	$58
State Farm	$658	$111
Travelers	$731	$123
Progressive	$736	$124
USAA	$1042	$177
Auto-Owners	$1067	$178
Farm Bureau	$1622	$276
The Hartford	$1846	$308
Allstate	$2757	$469

Car Insurance Price Trends in Wikieup, Arizona

Car insurance rates in Wikieup have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Wikieup rose by $172 in January compared to $99 of December. In other words, there has been an increase by $73 when you compare January and December.

The average cost of liability insurance in the Wikieup rose to $52 in January, compared to $44 in December. This represents an increase of $8 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Wikieup?

The car insurance in Wikieup is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Wikieup?

The cheapest car insurance in Wikieup is $66 per month for full coverage.

How much is car insurance in Wikieup for teenagers?

Car insurance for teenagers costs $234 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Wikieup?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $140 per month to insure your car in Wikieup.

Is car insurance expensive in Wikieup?

Car insurance can be expensive in Wikieup if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Wikieup can be affordable.

What is the best car insurance in Wikieup, AZ?

The best car insurance company in Wikieup AZ is Root Insurance Company, offering $385 for a six-month policy.