Cheapest Car Insurance Quotes in Turkey Creek

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Turkey Creek Car Insurance

^$ 39

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Turkey Creek

The car insurance rate in Turkey Creek is $914 for a six-month policy, which is $19 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $460, making it a popular choice for budget-conscious drivers. Rates in Turkey Creek can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Turkey Creek

$914

Avg. Car Insurance in Arizona

$933

National Average

$1140

Cheapest Car Insurance Companies in Turkey Creek

1st place: Root Insurance Company

At $460 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $606 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $634 for six months, making it the third cheapest auto insurance company in Turkey Creek.

Turkey Creek Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Turkey Creek, AZ is Root Insurance Company, offering policies at just $460 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $606.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1065 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Turkey Creek drivers find the best deals.

Cheap Car Insurance Companies in Turkey Creek, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$460	$76
Auto-Owners Insurance Co	$606	$103
Farmers	$634	$106
Mercury	$652	$111
Hartford	$681	$114
Iowa Farm Bureau	$687	$117
Travelers	$728	$123
State Farm	$914	$154
Progressive	$943	$159
USAA	$949	$160
Auto-Owners	$1019	$172
Allstate	$1095	$184
The Hartford	$1304	$218
CSAA	$1980	$336
Nationwide	$1065	$177

Key Takeaways

Way's key takeaways about car insurance in Turkey Creek

The auto insurance costs in Turkey Creek fall around $460 for six months.
The cheapest auto insurance company in Turkey Creek is Mercury.
Teen drivers pay the highest rate in Turkey Creek at $861 per month.

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Cheapest Minimum Liability Car Insurance in Turkey Creek

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Turkey Creek are given below.

Mercury provides the cheapest minimum car insurance coverage in Turkey Creek. Their Average 6 Month Premium is $233. Allstate is the most expensive at $408 for the same period.

Cheapest Liability Coverage in Turkey Creek, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$233	$39
Travelers	$273	$46
Auto-Owners	$297	$50
Auto-Owners Insurance Co	$303	$52
Country Financial	$309	$51
USAA	$309	$52
Root Insurance Company	$315	$52
Farmers	$332	$57
Progressive	$338	$57
Iowa Farm Bureau	$349	$60
State Farm	$355	$60
Allstate	$408	$69

Cheapest Full Coverage Car Insurance in Turkey Creek

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Turkey Creek is Root Insurance Company at $76 per month and $460 for six months.

Cheapest Full Coverage Car Insurance Quotes in Turkey Creek, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$460	$76
Auto-Owners Insurance Co	$606	$103
Farmers	$634	$106
Mercury	$652	$111
Hartford	$681	$114
Iowa Farm Bureau	$687	$117
Travelers	$728	$123
State Farm	$914	$154
Progressive	$943	$159
USAA	$949	$160
Auto-Owners	$1019	$172
Allstate	$1095	$184
The Hartford	$1304	$218
CSAA	$1980	$336
Nationwide	$1065	$177

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Average Car Insurance in Turkey Creek by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Turkey Creek, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Turkey Creek, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Turkey Creek's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Turkey Creek

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$528
40s	USAA	$481
50s	USAA	$456
60s	USAA	$468
70s	USAA	$554

Cheapest Car Insurance Rates for Teen Drivers in Turkey Creek,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Turkey Creek at $47 per month. At $5170 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$279	$47
Travelers	$279	$47
Root Insurance Company	$320	$55
Progressive	$332	$55
USAA	$338	$58
Country Financial	$361	$60
State Farm	$361	$61
Allstate	$408	$69
Farmers	$408	$70
Auto-Owners Insurance Co	$414	$69
Iowa Farm Bureau	$431	$74
Auto-Owners	$2445	$408
CSAA	$5170	$861

Teen Car Insurance Rates in AZ by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Turkey Creek.

As young drivers face the highest rates in Turkey Creek, USAA offers the cheapest auto insurance rates at $528 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Turkey Creek, Mercury is the cheapest car insurance provider. At $268 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Turkey Creek is Hartford, offering rates of around $640 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$268	$45
Travelers	$338	$58
Root Insurance Company	$402	$67
Progressive	$408	$70
Country Financial	$431	$72
Farmers	$483	$82
Nationwide	$495	$82
Allstate	$553	$94
Iowa Farm Bureau	$629	$105
Hartford	$640	$109

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Car Insurance Rates with An Accident in Turkey Creek

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Turkey Creek, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Turkey Creek

The cheapest car insurance companies after an at-fault accident in Turkey Creek include Root Insurance Company and Country Financial, offering $396 and $402, respectively. CSAA is an expensive provider with an average six-month premium of $3213.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$396	$66
Country Financial	$402	$69
Auto-Owners Insurance Co	$471	$78
Travelers	$471	$79
State Farm	$629	$106
Noblr	$663	$113
Root	$722	$121
USAA	$762	$128
General Casualty	$903	$150
Progressive	$908	$153
Auto-Owners	$1293	$216
Farmers	$1333	$224
Mercury	$1386	$233
Allstate	$1414	$238
Farm Bureau Mutual (IA Group)	$1432	$239
Metromile	$1630	$277
General Agents Group	$1834	$306
Country	$1938	$329
The Hartford	$2055	$342
Encompass	$2107	$359
Nationwide	$2265	$377
Safeway	$2578	$438
Permanent General	$2788	$465
MetLife	$3178	$540
CSAA	$3213	$535

Turkey Creek Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Turkey Creek AZ. For example, the car insurance in Turkey Creek after a DUI increases to $1181 for a six month policy. While the rate increases by $239 for a six-month policy in the case of a speeding ticket.

Turkey Creek auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1147	$191
One Med/PIP claim	$1147	$195
Not-at-fault accident	$1152	$192
One comp claim	$1200	$204
Two Med/PIP claims	$1200	$200
Two comp claims	$1246	$212
Failure to wear a seat belt	$1310	$219
Child safety restraint	$1362	$231
Driving without lights	$1362	$227
Failure to show documents	$1362	$231
Speeding 6 - 10 MPH over limit	$1386	$231
Driving too slowly	$1438	$244
Speeding 11 - 15 MPH over limit	$1438	$240
Speeding in school zone	$1438	$244
Driving with expired registration	$1449	$242
Speeding 16 - 20 MPH over limit	$1449	$246
Cell phone violation	$1455	$243
Failure to stop at a red light	$1455	$248
Failure to yield	$1455	$243
Following too closely	$1455	$248
Illegal turn	$1455	$243
Texting while driving	$1455	$248
Wrong way/wrong lane	$1455	$243
Improper passing	$1479	$252
Speeding 21 - 25 MPH over limit	$1496	$249
In 65 MPH zone	$1519	$259
Passing school bus	$1537	$256
At-fault accident - less than $1000	$1578	$269
Operating a vehicle without permission	$1659	$276
At-fault accident - $1000-$2000	$1705	$290
At-fault accident - greater than $2000	$1729	$288
Open container	$1816	$309
Reckless driving	$2014	$336
Driving with a suspended license	$2079	$354
DUI	$2328	$388
Refusal to submit to a chemical test	$2328	$396
Racing	$2380	$397
Leaving scene of an accident/hit and run	$2392	$407

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Turkey Creek after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Turkey Creek.

The cheapest car insurance premiums in Turkey Creek are offered by Mercury at $309 for a six-month policy. However, it can be as expensive as $1752 with companies like Nationwide.

Turkey Creek car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$309	$53
Root Insurance Company	$349	$58
Country Financial	$437	$74
Travelers	$535	$90
Progressive	$541	$91
Hartford	$547	$91
State Farm	$576	$97
Farmers	$879	$148
USAA	$1170	$197
Allstate	$1735	$289
Nationwide	$1752	$298

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Turkey Creek are offered by AutoOwners Insurance Co at $303. However, it can be as expensive as $408 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Turkey Creek after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$303	$52
State Farm	$309	$51
Travelers	$309	$53
Mercury	$332	$55
Progressive	$355	$61
Country Financial	$361	$60
Root Insurance Company	$396	$68
Farmers	$408	$68

Car Insurance Price Trends in Turkey Creek, Arizona

Car insurance rates in Turkey Creek have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Turkey Creek rose by $119 in December compared to $116 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Turkey Creek rose to $53 in December, compared to $51 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Turkey Creek?

The car insurance in Turkey Creek is $39 per month, which is lower than the national average.

What is the cheapest car insurance in Turkey Creek?

The cheapest car insurance in Turkey Creek is $76 per month for full coverage.

How much is car insurance in Turkey Creek for teenagers?

Car insurance for teenagers costs $279 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Turkey Creek?

The average cost of car insurance is $933 for a six-month policy. It will cost around $154 per month to insure your car in Turkey Creek.

Is car insurance expensive in Turkey Creek?

Car insurance can be expensive in Turkey Creek if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Turkey Creek can be affordable.

What is the best car insurance in Turkey Creek, AZ?

The best car insurance company in Turkey Creek AZ is Root Insurance Company, offering $460 for a six-month policy.