Cheapest Car Insurance Quotes in Seligman

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406,175 Policies Sold

Seligman Car Insurance

^$ 32

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Seligman

The car insurance rate in Seligman is $814 for a six-month policy, which is $203 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $375, making it a popular choice for budget-conscious drivers. Rates in Seligman can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Seligman

$814

Avg. Car Insurance in Arizona

$1017

National Average

$1278

Cheapest Car Insurance Companies in Seligman

1st place: Root Insurance Company

At $375 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $494 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $518 for six months, making it the third cheapest auto insurance company in Seligman.

Seligman Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Seligman, AZ is Root Insurance Company, offering policies at just $375 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $494.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $870 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Seligman drivers find the best deals.

Cheap Car Insurance Companies in Seligman, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$375	$64
Auto-Owners Insurance Co	$494	$82
Farmers	$518	$88
Mercury	$532	$89
Hartford	$556	$94
Iowa Farm Bureau	$561	$94
Travelers	$661	$111
USAA	$774	$130
Progressive	$784	$132
State Farm	$798	$134
Auto-Owners	$898	$151
Farm Bureau	$1164	$194
Allstate	$1212	$204
The Hartford	$1212	$204
CSAA	$1616	$274
Nationwide	$870	$145

Key Takeaways

Way's key takeaways about car insurance in Seligman

The auto insurance costs in Seligman fall around $375 for six months.
The cheapest auto insurance company in Seligman is Mercury.
Teen drivers pay the highest rate in Seligman at $703 per month.

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Cheapest Minimum Liability Car Insurance in Seligman

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Seligman are given below.

Mercury provides the cheapest minimum car insurance coverage in Seligman. Their Average 6 Month Premium is $190. The Hartford is the most expensive at $490 for the same period.

Cheapest Liability Coverage in Seligman, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$190	$32
Auto-Owners Insurance Co	$247	$42
Travelers	$247	$42
Country Financial	$252	$43
Root Insurance Company	$257	$42
USAA	$262	$44
Farmers	$271	$45
Auto-Owners	$285	$48
Iowa Farm Bureau	$285	$47
State Farm	$314	$53
Progressive	$323	$54
Allstate	$409	$69
Farm Bureau	$442	$74
The Hartford	$490	$83

Cheapest Full Coverage Car Insurance in Seligman

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Seligman is Root Insurance Company at $64 per month and $375 for six months.

Cheapest Full Coverage Car Insurance Quotes in Seligman, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$375	$64
Auto-Owners Insurance Co	$494	$82
Farmers	$518	$88
Mercury	$532	$89
Hartford	$556	$94
Iowa Farm Bureau	$561	$94
Travelers	$661	$111
USAA	$774	$130
Progressive	$784	$132
State Farm	$798	$134
Auto-Owners	$898	$151
Farm Bureau	$1164	$194
Allstate	$1212	$204
The Hartford	$1212	$204
CSAA	$1616	$274
Nationwide	$870	$145

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Average Car Insurance in Seligman by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Seligman, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Seligman, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Seligman's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Seligman

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Seligman,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Seligman at $38 per month. At $4220 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$228	$38
Root Insurance Company	$262	$45
Country Financial	$294	$49
Farmers	$333	$57
Auto-Owners Insurance Co	$338	$56
Iowa Farm Bureau	$352	$60
Travelers	$965	$162
USAA	$1141	$192
State Farm	$1188	$200
Progressive	$1844	$310
Allstate	$1967	$331
Farm Bureau	$3013	$512
Auto-Owners	$3037	$506
The Hartford	$3849	$654
CSAA	$4220	$703

Teen Car Insurance Rates in AZ by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Seligman, Mercury is the cheapest car insurance provider. At $218 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Seligman is State Farm, offering rates of around $5484 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$218	$37
Root Insurance Company	$328	$56
Country Financial	$352	$58
Farmers	$394	$67
Nationwide	$404	$67
Iowa Farm Bureau	$514	$87
Hartford	$522	$87
Progressive	$827	$139
Travelers	$846	$142
Allstate	$1558	$262
USAA	$1563	$261
Farm Bureau	$2010	$342
The Hartford	$2486	$414
Auto-Owners	$2989	$508
State Farm	$5484	$914

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Car Insurance Rates with An Accident in Seligman

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Seligman, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Seligman

The cheapest car insurance companies after an at-fault accident in Seligman include Root Insurance Company and Country Financial, offering $323 and $328, respectively. CSAA is an expensive provider with an average six-month premium of $2623.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$323	$54
Country Financial	$328	$56
Auto-Owners Insurance Co	$385	$64
Noblr	$542	$92
Travelers	$566	$95
Root	$590	$100
State Farm	$603	$102
General Casualty	$737	$126
USAA	$755	$127
Progressive	$865	$146
Farmers	$1088	$183
Mercury	$1131	$190
Farm Bureau Mutual (IA Group)	$1169	$195
Auto-Owners	$1259	$212
Metromile	$1330	$222
General Agents Group	$1497	$254
Country	$1582	$264
Encompass	$1720	$293
Allstate	$1739	$293
Nationwide	$1849	$314
The Hartford	$1882	$317
Safeway	$2105	$358
Farm Bureau	$2224	$370
Permanent General	$2276	$387
MetLife	$2594	$433
CSAA	$2623	$446

Seligman Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Seligman AZ. For example, the car insurance in Seligman after a DUI increases to $965 for a six month policy. While the rate increases by $195 for a six-month policy in the case of a speeding ticket.

Seligman auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$936	$156
One Med/PIP claim	$936	$159
Not-at-fault accident	$941	$157
One comp claim	$979	$166
Two Med/PIP claims	$979	$163
Two comp claims	$1017	$173
Failure to wear a seat belt	$1070	$178
Child safety restraint	$1112	$189
Driving without lights	$1112	$186
Failure to show documents	$1112	$189
Speeding 6 - 10 MPH over limit	$1131	$189
Driving too slowly	$1174	$199
Speeding 11 - 15 MPH over limit	$1174	$196
Speeding in school zone	$1174	$199
Driving with expired registration	$1183	$198
Speeding 16 - 20 MPH over limit	$1183	$201
Cell phone violation	$1188	$198
Failure to stop at a red light	$1188	$202
Failure to yield	$1188	$198
Following too closely	$1188	$202
Illegal turn	$1188	$198
Texting while driving	$1188	$202
Wrong way/wrong lane	$1188	$198
Improper passing	$1207	$206
Speeding 21 - 25 MPH over limit	$1222	$203
In 65 MPH zone	$1240	$211
Passing school bus	$1254	$209
At-fault accident - less than $1000	$1288	$219
Operating a vehicle without permission	$1354	$226
At-fault accident - $1000-$2000	$1392	$237
At-fault accident - greater than $2000	$1411	$235
Open container	$1482	$252
Reckless driving	$1644	$274
Driving with a suspended license	$1697	$289
DUI	$1901	$317
Refusal to submit to a chemical test	$1901	$323
Racing	$1943	$324
Leaving scene of an accident/hit and run	$1953	$332

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Seligman after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Seligman.

The cheapest car insurance premiums in Seligman are offered by Mercury at $252 for a six-month policy. However, it can be as expensive as $2827 with companies like Farm Bureau.

Seligman car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$252	$42
Root Insurance Company	$285	$49
Country Financial	$357	$59
Hartford	$446	$76
Progressive	$598	$101
Travelers	$666	$112
Farmers	$718	$121
State Farm	$818	$138
USAA	$1154	$194
Nationwide	$1430	$243
Auto-Owners	$1882	$314
The Hartford	$2067	$351
Allstate	$2190	$369
Farm Bureau	$2827	$481

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Seligman are offered by AutoOwners Insurance Co at $247. However, it can be as expensive as $2690 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Seligman after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$247	$42
Mercury	$271	$45
Country Financial	$294	$50
Root Insurance Company	$323	$54
Farmers	$333	$57
State Farm	$642	$108
Travelers	$713	$120
Progressive	$718	$121
USAA	$1017	$173
Auto-Owners	$1041	$174
Farm Bureau	$1582	$269
The Hartford	$1801	$300
Allstate	$2690	$458

Car Insurance Price Trends in Seligman, Arizona

Car insurance rates in Seligman have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Seligman rose by $168 in January compared to $97 of December. In other words, there has been an increase by $71 when you compare January and December.

The average cost of liability insurance in the Seligman rose to $50 in January, compared to $43 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Seligman?

The car insurance in Seligman is $32 per month, which is lower than the national average.

What is the cheapest car insurance in Seligman?

The cheapest car insurance in Seligman is $64 per month for full coverage.

How much is car insurance in Seligman for teenagers?

Car insurance for teenagers costs $228 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Seligman?

The average cost of car insurance is $1017 for a six-month policy. It will cost around $137 per month to insure your car in Seligman.

Is car insurance expensive in Seligman?

Car insurance can be expensive in Seligman if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Seligman can be affordable.

What is the best car insurance in Seligman, AZ?

The best car insurance company in Seligman AZ is Root Insurance Company, offering $375 for a six-month policy.