Cheapest Car Insurance Quotes in Catalina Foothills

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Catalina Foothills Car Insurance

^$ 45

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Catalina Foothills

The car insurance rate in Catalina Foothills is $1045 for a six-month policy, which is $112 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $525, making it a popular choice for budget-conscious drivers. Rates in Catalina Foothills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Catalina Foothills

$1045

Avg. Car Insurance in Arizona

$933

National Average

$1140

Cheapest Car Insurance Companies in Catalina Foothills

1st place: Root Insurance Company

At $525 for a six month policy, Root Insurance Company offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $692 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Farmers

Farmers offers auto insurance rates at $725 for six months, making it the third cheapest auto insurance company in Catalina Foothills.

Catalina Foothills Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Catalina Foothills, AZ is Root Insurance Company, offering policies at just $525 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $692.

At the higher end of the spectrum, Nationwide is the most expensive, with rates reaching $1217 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Catalina Foothills drivers find the best deals.

Cheap Car Insurance Companies in Catalina Foothills, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$525	$87
Auto-Owners Insurance Co	$692	$118
Farmers	$725	$121
Mercury	$745	$127
Hartford	$778	$130
Iowa Farm Bureau	$785	$133
Travelers	$832	$140
State Farm	$1045	$176
Progressive	$1077	$181
USAA	$1084	$183
Auto-Owners	$1165	$196
Allstate	$1251	$211
The Hartford	$1491	$249
CSAA	$2262	$384
Nationwide	$1217	$203

Key Takeaways

Way's key takeaways about car insurance in Catalina Foothills

The auto insurance costs in Catalina Foothills fall around $525 for six months.
The cheapest auto insurance company in Catalina Foothills is Mercury.
Teen drivers pay the highest rate in Catalina Foothills at $984 per month.

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Cheapest Minimum Liability Car Insurance in Catalina Foothills

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Catalina Foothills are given below.

Mercury provides the cheapest minimum car insurance coverage in Catalina Foothills. Their Average 6 Month Premium is $267. Allstate is the most expensive at $466 for the same period.

Cheapest Liability Coverage in Catalina Foothills, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$267	$45
Travelers	$312	$53
Auto-Owners	$339	$57
Auto-Owners Insurance Co	$346	$59
Country Financial	$353	$58
USAA	$353	$59
Root Insurance Company	$360	$59
Farmers	$380	$65
Progressive	$386	$65
Iowa Farm Bureau	$399	$68
State Farm	$405	$68
Allstate	$466	$78

Cheapest Full Coverage Car Insurance in Catalina Foothills

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Catalina Foothills is Root Insurance Company at $87 per month and $525 for six months.

Cheapest Full Coverage Car Insurance Quotes in Catalina Foothills, AZ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$525	$87
Auto-Owners Insurance Co	$692	$118
Farmers	$725	$121
Mercury	$745	$127
Hartford	$778	$130
Iowa Farm Bureau	$785	$133
Travelers	$832	$140
State Farm	$1045	$176
Progressive	$1077	$181
USAA	$1084	$183
Auto-Owners	$1165	$196
Allstate	$1251	$211
The Hartford	$1491	$249
CSAA	$2262	$384
Nationwide	$1217	$203

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Average Car Insurance in Catalina Foothills by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Catalina Foothills, AZ increasing?

Despite maintaining a clean driving record, your car insurance rates in Catalina Foothills, Arizona, may be increasing due to several external factors. Arizona has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Catalina Foothills's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Catalina Foothills

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
30s	USAA	$604
40s	USAA	$550
50s	USAA	$521
60s	USAA	$535
70s	USAA	$633

Cheapest Car Insurance Rates for Teen Drivers in Catalina Foothills,AZ

If you are planning to get a car insurance policy for your teenage dependent, Mercury provides the cheapest car insurance in the Catalina Foothills at $54 per month. At $5908 for a six-month premium, CSAA offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$319	$54
Travelers	$319	$54
Root Insurance Company	$366	$63
Progressive	$380	$63
USAA	$386	$66
Country Financial	$412	$68
State Farm	$412	$69
Allstate	$466	$78
Farmers	$466	$80
Auto-Owners Insurance Co	$473	$78
Iowa Farm Bureau	$493	$84
Auto-Owners	$2794	$466
CSAA	$5908	$984

Teen Car Insurance Rates in AZ by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Catalina Foothills.

As young drivers face the highest rates in Catalina Foothills, USAA offers the cheapest auto insurance rates at $604 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Catalina Foothills, Mercury is the cheapest car insurance provider. At $306 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Catalina Foothills is Hartford, offering rates of around $731 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$306	$52
Travelers	$386	$66
Root Insurance Company	$459	$76
Progressive	$466	$80
Country Financial	$493	$82
Farmers	$552	$94
Nationwide	$566	$94
Allstate	$632	$108
Iowa Farm Bureau	$719	$120
Hartford	$731	$124

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Car Insurance Rates with An Accident in Catalina Foothills

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Catalina Foothills, AZ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Catalina Foothills

The cheapest car insurance companies after an at-fault accident in Catalina Foothills include Root Insurance Company and Country Financial, offering $452 and $459, respectively. CSAA is an expensive provider with an average six-month premium of $3672.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Root Insurance Company	$452	$75
Country Financial	$459	$78
Auto-Owners Insurance Co	$539	$90
Travelers	$539	$91
State Farm	$719	$121
Noblr	$758	$129
Root	$825	$138
USAA	$871	$147
General Casualty	$1032	$171
Progressive	$1038	$175
Auto-Owners	$1477	$246
Farmers	$1523	$256
Mercury	$1584	$267
Allstate	$1616	$272
Farm Bureau Mutual (IA Group)	$1636	$273
Metromile	$1863	$317
General Agents Group	$2096	$349
Country	$2215	$376
The Hartford	$2349	$391
Encompass	$2408	$410
Nationwide	$2588	$431
Safeway	$2947	$501
Permanent General	$3186	$531
MetLife	$3632	$617
CSAA	$3672	$612

Catalina Foothills Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Catalina Foothills AZ. For example, the car insurance in Catalina Foothills after a DUI increases to $1351 for a six month policy. While the rate increases by $274 for a six-month policy in the case of a speeding ticket.

Catalina Foothills auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1310	$218
One Med/PIP claim	$1310	$223
Not-at-fault accident	$1317	$220
One comp claim	$1371	$233
Two Med/PIP claims	$1371	$228
Two comp claims	$1424	$242
Failure to wear a seat belt	$1497	$250
Child safety restraint	$1557	$264
Driving without lights	$1557	$260
Failure to show documents	$1557	$264
Speeding 6 - 10 MPH over limit	$1584	$264
Driving too slowly	$1643	$279
Speeding 11 - 15 MPH over limit	$1643	$274
Speeding in school zone	$1643	$279
Driving with expired registration	$1656	$277
Speeding 16 - 20 MPH over limit	$1656	$281
Cell phone violation	$1663	$278
Failure to stop at a red light	$1663	$283
Failure to yield	$1663	$278
Following too closely	$1663	$283
Illegal turn	$1663	$278
Texting while driving	$1663	$283
Wrong way/wrong lane	$1663	$278
Improper passing	$1690	$288
Speeding 21 - 25 MPH over limit	$1710	$284
In 65 MPH zone	$1736	$296
Passing school bus	$1756	$292
At-fault accident - less than $1000	$1803	$307
Operating a vehicle without permission	$1896	$316
At-fault accident - $1000-$2000	$1949	$332
At-fault accident - greater than $2000	$1976	$329
Open container	$2075	$353
Reckless driving	$2302	$384
Driving with a suspended license	$2376	$404
DUI	$2661	$444
Refusal to submit to a chemical test	$2661	$452
Racing	$2720	$454
Leaving scene of an accident/hit and run	$2734	$465

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Catalina Foothills after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Catalina Foothills.

The cheapest car insurance premiums in Catalina Foothills are offered by Mercury at $353 for a six-month policy. However, it can be as expensive as $2003 with companies like Nationwide.

Catalina Foothills car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Mercury	$353	$60
Root Insurance Company	$399	$66
Country Financial	$500	$85
Travelers	$612	$103
Progressive	$618	$104
Hartford	$625	$104
State Farm	$659	$111
Farmers	$1005	$169
USAA	$1337	$225
Allstate	$1982	$330
Nationwide	$2003	$340

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Catalina Foothills are offered by AutoOwners Insurance Co at $346. However, it can be as expensive as $466 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Catalina Foothills after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$346	$59
State Farm	$353	$58
Travelers	$353	$60
Mercury	$380	$63
Progressive	$405	$69
Country Financial	$412	$68
Root Insurance Company	$452	$77
Farmers	$466	$77

Car Insurance Price Trends in Catalina Foothills, Arizona

Car insurance rates in Catalina Foothills have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Catalina Foothills rose by $136 in December compared to $132 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Catalina Foothills rose to $60 in December, compared to $58 in November. This represents an increase of $2 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Catalina Foothills?

The car insurance in Catalina Foothills is $45 per month, which is lower than the national average.

What is the cheapest car insurance in Catalina Foothills?

The cheapest car insurance in Catalina Foothills is $87 per month for full coverage.

How much is car insurance in Catalina Foothills for teenagers?

Car insurance for teenagers costs $319 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Catalina Foothills?

The average cost of car insurance is $933 for a six-month policy. It will cost around $176 per month to insure your car in Catalina Foothills.

Is car insurance expensive in Catalina Foothills?

Car insurance can be expensive in Catalina Foothills if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Catalina Foothills can be affordable.

What is the best car insurance in Catalina Foothills, AZ?

The best car insurance company in Catalina Foothills AZ is Root Insurance Company, offering $525 for a six-month policy.