Cheapest Car Insurance Quotes in Englewood

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Englewood Car Insurance

^$ 78

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Englewood

The car insurance rate in Englewood is $1492 for a six-month policy, which is $370 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1027, making it a popular choice for budget-conscious drivers. Rates in Englewood can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Englewood

$1492

Avg. Car Insurance in New Jersey

$1122

National Average

$1140

Cheapest Car Insurance Companies in Englewood

1st place: New Jersey Manufacturers

At $1027 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: NJM

NJM offers auto insurance rates at $1225 for a six-month policy, making it one of the cheapest to insure with.

3rd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $1241 for six months, making it the third cheapest auto insurance company in Englewood.

Englewood Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Englewood, NJ is New Jersey Manufacturers, offering policies at just $1027 for a six-month term. This is followed by NJM, which has an average six-month premium of $1225.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $1351 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Englewood drivers find the best deals.

Cheap Car Insurance Companies in Englewood, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$1027	$174
NJM	$1225	$206
New Jersey Skylands Insurance	$1241	$211
Progressive	$1256	$211
Plymouth Rock	$1335	$225
Allstate	$1510	$254
Travelers	$1556	$262
State Farm	$1659	$279
Amica Mutual	$1738	$295
Selective	$1809	$302
Farmers	$2204	$375
National General	$1351	$230

Key Takeaways

Way's key takeaways about car insurance in Englewood

The auto insurance costs in Englewood fall around $1027 for six months.
The cheapest auto insurance company in Englewood is New Jersey Manufacturers.
Teen drivers pay the highest rate in Englewood at $1403 per month.

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Cheapest Minimum Liability Car Insurance in Englewood

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Englewood are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Englewood. Their Average 6 Month Premium is $473. National General is the most expensive at $497 for the same period.

Cheapest Liability Coverage in Englewood, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$473	$78
Plymouth Rock	$593	$100
Progressive	$593	$100
NJM	$640	$108
New Jersey Skylands Insurance	$696	$116
State Farm	$704	$118
Amica Mutual	$712	$118
Travelers	$712	$120
Amica	$814	$136
Selective	$861	$146
Allstate	$884	$149
Farmers	$1430	$243
National General	$497	$85

Cheapest Full Coverage Car Insurance in Englewood

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Englewood is New Jersey Manufacturers at $174 per month and $1027 for six months.

Cheapest Full Coverage Car Insurance Quotes in Englewood, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$1027	$174
NJM	$1225	$206
New Jersey Skylands Insurance	$1241	$211
Progressive	$1256	$211
Plymouth Rock	$1335	$225
Allstate	$1510	$254
Travelers	$1556	$262
State Farm	$1659	$279
Amica Mutual	$1738	$295
Selective	$1809	$302
Farmers	$2204	$375
National General	$1351	$230

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Average Car Insurance in Englewood by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Englewood, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Englewood, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Englewood's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Englewood

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$1020
30s	NJM	$793
40s	NJM	$734
50s	NJM	$677
60s	NJM	$624

Cheapest Car Insurance Rates for Teen Drivers in Englewood,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Englewood at $121 per month. At $8255 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$712	$121
Selective	$892	$149
NJM	$1359	$229
New Jersey Manufacturers	$2354	$392
Travelers	$3294	$555
Plymouth Rock	$3531	$595
Allstate	$3539	$596
Progressive	$3856	$649
Amica Mutual	$4163	$708
State Farm	$4566	$769
Farmers	$8255	$1403

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Englewood.

As young drivers face the highest rates in Englewood, NJM offers the cheapest auto insurance rates at $1020 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Englewood, Amica Mutual is the cheapest car insurance provider. At $868 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Englewood is Farmers, offering rates of around $7457 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$868	$148
New Jersey Skylands Insurance	$1091	$182
Foremost	$1217	$207
NJM	$1470	$247
Progressive	$1486	$250
Plymouth Rock	$1927	$325
Allstate	$3294	$560
Travelers	$4740	$790
State Farm	$7213	$1226
Farmers	$7457	$1244

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Car Insurance Rates with An Accident in Englewood

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Englewood, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Englewood

The cheapest car insurance companies after an at-fault accident in Englewood include New Jersey Skylands Insurance and NJM, offering $838 and $861, respectively. National General is an expensive provider with an average six-month premium of $577.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$838	$140
NJM	$861	$145
New Jersey Manufacturers	$1083	$181
Plymouth Rock	$1091	$184
Selective	$1256	$209
Amica Mutual	$1343	$226
Progressive	$1674	$282
State Farm	$2560	$431
Travelers	$2701	$455
Allstate	$3768	$634
Farmers	$6802	$1133
National General	$577	$96

Englewood Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Englewood NJ. For example, the car insurance in Englewood after a DUI increases to $1676 for a six month policy. While the rate increases by $230 for a six-month policy in the case of a speeding ticket.

Englewood auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1540	$257
One Med/PIP claim	$1548	$263
Not-at-fault accident	$1620	$270
One comp claim	$1636	$278
Two Med/PIP claims	$1644	$274
Speeding 6 - 10 MPH over limit	$1770	$301
Speeding 11 - 15 MPH over limit	$1778	$297
Two comp claims	$1778	$302
Failure to show documents	$1801	$301
At-fault accident - less than $1000	$1825	$310
Failure to wear a seat belt	$1849	$309
Driving too slowly	$1857	$315
Driving without lights	$1865	$311
Child safety restraint	$1897	$322
Driving with expired registration	$1897	$317
Wrong way/wrong lane	$1927	$327
Failure to yield	$1935	$323
Failure to stop at a red light	$1943	$330
Illegal turn	$1975	$330
Cell phone violation	$1999	$340
Texting while driving	$1999	$333
Speeding in school zone	$2031	$346
Operating a vehicle without permission	$2039	$339
Speeding 16 - 20 MPH over limit	$2039	$347
Improper passing	$2085	$347
Following too closely	$2093	$356
Passing school bus	$2180	$363
In 65 MPH zone	$2196	$374
Speeding 21 - 25 MPH over limit	$2268	$378
At-fault accident - $1000-$2000	$2330	$396
At-fault accident - greater than $2000	$2346	$391
Open container	$2623	$446
Reckless driving	$3074	$512
Leaving scene of an accident/hit and run	$3192	$543
DUI	$3216	$536
Refusal to submit to a chemical test	$3216	$547
Racing	$3224	$537
Driving with a suspended license	$3350	$569

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Englewood after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Englewood.

The cheapest car insurance premiums in Englewood are offered by Plymouth Rock at $940 for a six-month policy. However, it can be as expensive as $6865 with companies like Amica Mutual.

Englewood car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$940	$158
NJM	$1035	$174
Foremost	$1067	$181
Progressive	$1201	$202
Mercury	$1233	$210
New Jersey Manufacturers	$1327	$221
Selective	$1406	$239
Allstate	$2007	$338
Travelers	$2093	$352
State Farm	$6107	$1028
Farmers	$6763	$1150
Amica Mutual	$6865	$1144

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Englewood are offered by Plymouth Rock at $861. However, it can be as expensive as $3112 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Englewood after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$861	$145
NJM	$1091	$184
Progressive	$1233	$207
State Farm	$1746	$297
Allstate	$2639	$440
Travelers	$2773	$472
Farmers	$3112	$519

Car Insurance Price Trends in Englewood, New Jersey

Car insurance rates in Englewood have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Englewood rose by $327 in December compared to $323 of November. In other words, there has been an increase by $4 when you compare December and November.

The average cost of liability insurance in the Englewood rose to $114 in December, compared to $110 in November. This represents an increase of $4 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Englewood?

The car insurance in Englewood is $78 per month, which is lower than the national average.

What is the cheapest car insurance in Englewood?

The cheapest car insurance in Englewood is $174 per month for full coverage.

How much is car insurance in Englewood for teenagers?

Car insurance for teenagers costs $712 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Englewood?

The average cost of car insurance is $1122 for a six-month policy. It will cost around $251 per month to insure your car in Englewood.

Is car insurance expensive in Englewood?

Car insurance can be expensive in Englewood if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Englewood can be affordable.

Cheapest Car Insurance Quotes in Englewood

Why you can trust Way?

How Much Is Car Insurance in Englewood

Avg. Car Insurance in Englewood

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Englewood

1st place: New Jersey Manufacturers

2nd place: NJM

3rd place: New Jersey Skylands Insurance

Englewood Car Insurance Rates by Company

Cheap Car Insurance Companies in Englewood, NJ

Way's key takeaways about car insurance in Englewood

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Englewood

Cheapest Liability Coverage in Englewood, NJ

Cheapest Full Coverage Car Insurance in Englewood

Cheapest Full Coverage Car Insurance Quotes in Englewood, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Englewood by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Englewood, NJ increasing?

Car Insurance Premiums by Age in Englewood

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Englewood,NJ

If you are in your twenties NJM is the best choice for car insurance in Englewood.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Englewood

Cheapest Car Insurance Companies after an At-Fault Accident in Englewood

Englewood Car Insurance Rates by Violation

Englewood auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Englewood after a DUI

Englewood car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Englewood after Speeding ticket

Car Insurance Price Trends in Englewood, New Jersey

Average Car Insurance Cost in Englewood by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Englewood, NJ

Car Insurance Rates by State in the USA (2025 Update)

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