Cheapest Car Insurance Quotes in Hancocks Bridge

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Hancocks Bridge Car Insurance

^$ 60

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Hancocks Bridge

The car insurance rate in Hancocks Bridge is $1133 for a six-month policy, which is $11 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $780, making it a popular choice for budget-conscious drivers. Rates in Hancocks Bridge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Hancocks Bridge

$1133

Avg. Car Insurance in New Jersey

$1122

National Average

$1140

Cheapest Car Insurance Companies in Hancocks Bridge

1st place: New Jersey Manufacturers

At $780 for a six month policy, New Jersey Manufacturers offers the cheapest auto insurance rates in the city.

2nd place: NJM

NJM offers auto insurance rates at $930 for a six-month policy, making it one of the cheapest to insure with.

3rd place: New Jersey Skylands Insurance

New Jersey Skylands Insurance offers auto insurance rates at $942 for six months, making it the third cheapest auto insurance company in Hancocks Bridge.

Hancocks Bridge Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Hancocks Bridge, NJ is New Jersey Manufacturers, offering policies at just $780 for a six-month term. This is followed by NJM, which has an average six-month premium of $930.

At the higher end of the spectrum, National General is the most expensive, with rates reaching $1026 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hancocks Bridge drivers find the best deals.

Cheap Car Insurance Companies in Hancocks Bridge, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$780	$132
NJM	$930	$157
New Jersey Skylands Insurance	$942	$161
Progressive	$953	$161
Plymouth Rock	$1014	$171
Allstate	$1146	$193
Travelers	$1182	$199
State Farm	$1259	$212
Amica Mutual	$1320	$224
Selective	$1374	$229
Farmers	$1674	$285
National General	$1026	$175

Key Takeaways

Way's key takeaways about car insurance in Hancocks Bridge

The auto insurance costs in Hancocks Bridge fall around $780 for six months.
The cheapest auto insurance company in Hancocks Bridge is New Jersey Manufacturers.
Teen drivers pay the highest rate in Hancocks Bridge at $1066 per month.

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Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in Hancocks Bridge

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Hancocks Bridge are given below.

New Jersey Manufacturers provides the cheapest minimum car insurance coverage in Hancocks Bridge. Their Average 6 Month Premium is $360. National General is the most expensive at $378 for the same period.

Cheapest Liability Coverage in Hancocks Bridge, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$360	$60
Plymouth Rock	$450	$76
Progressive	$450	$76
NJM	$486	$82
New Jersey Skylands Insurance	$528	$88
State Farm	$534	$90
Amica Mutual	$540	$90
Travelers	$540	$91
Amica	$618	$103
Selective	$653	$111
Allstate	$672	$113
Farmers	$1086	$185
National General	$378	$65

Cheapest Full Coverage Car Insurance in Hancocks Bridge

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Hancocks Bridge is New Jersey Manufacturers at $132 per month and $780 for six months.

Cheapest Full Coverage Car Insurance Quotes in Hancocks Bridge, NJ

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Manufacturers	$780	$132
NJM	$930	$157
New Jersey Skylands Insurance	$942	$161
Progressive	$953	$161
Plymouth Rock	$1014	$171
Allstate	$1146	$193
Travelers	$1182	$199
State Farm	$1259	$212
Amica Mutual	$1320	$224
Selective	$1374	$229
Farmers	$1674	$285
National General	$1026	$175

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Average Car Insurance in Hancocks Bridge by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Hancocks Bridge, NJ increasing?

Despite maintaining a clean driving record, your car insurance rates in Hancocks Bridge, New Jersey, may be increasing due to several external factors. New Jersey has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Hancocks Bridge's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Hancocks Bridge

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	NJM	$775
30s	NJM	$602
40s	NJM	$558
50s	NJM	$514
60s	NJM	$474

Cheapest Car Insurance Rates for Teen Drivers in Hancocks Bridge,NJ

If you are planning to get a car insurance policy for your teenage dependent, New Jersey Skylands Insurance provides the cheapest car insurance in the Hancocks Bridge at $92 per month. At $6269 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$540	$92
Selective	$678	$113
NJM	$1032	$174
New Jersey Manufacturers	$1788	$298
Travelers	$2502	$421
Plymouth Rock	$2682	$451
Allstate	$2688	$452
Progressive	$2928	$493
Amica Mutual	$3161	$537
State Farm	$3467	$584
Farmers	$6269	$1066

Teen Car Insurance Rates in NJ by Age

Way Tip

If you are in your twenties NJM is the best choice for car insurance in Hancocks Bridge.

As young drivers face the highest rates in Hancocks Bridge, NJM offers the cheapest auto insurance rates at $775 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Hancocks Bridge, Amica Mutual is the cheapest car insurance provider. At $660 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Hancocks Bridge is Farmers, offering rates of around $5663 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Amica Mutual	$660	$112
New Jersey Skylands Insurance	$828	$138
Foremost	$924	$158
NJM	$1116	$188
Progressive	$1128	$190
Plymouth Rock	$1463	$246
Allstate	$2502	$425
Travelers	$3600	$600
State Farm	$5477	$931
Farmers	$5663	$944

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Hancocks Bridge.

Car Insurance Rates with An Accident in Hancocks Bridge

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Hancocks Bridge, NJ, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Hancocks Bridge

The cheapest car insurance companies after an at-fault accident in Hancocks Bridge include New Jersey Skylands Insurance and NJM, offering $636 and $653, respectively. National General is an expensive provider with an average six-month premium of $438.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
New Jersey Skylands Insurance	$636	$106
NJM	$653	$110
New Jersey Manufacturers	$822	$137
Plymouth Rock	$828	$139
Selective	$953	$159
Amica Mutual	$1020	$172
Progressive	$1272	$214
State Farm	$1944	$327
Travelers	$2051	$345
Allstate	$2861	$482
Farmers	$5165	$861
National General	$438	$73

Hancocks Bridge Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Hancocks Bridge NJ. For example, the car insurance in Hancocks Bridge after a DUI increases to $1272 for a six month policy. While the rate increases by $174 for a six-month policy in the case of a speeding ticket.

Hancocks Bridge auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1170	$195
One Med/PIP claim	$1176	$200
Not-at-fault accident	$1230	$205
One comp claim	$1242	$211
Two Med/PIP claims	$1248	$208
Speeding 6 - 10 MPH over limit	$1344	$228
Speeding 11 - 15 MPH over limit	$1350	$225
Two comp claims	$1350	$229
Failure to show documents	$1368	$228
At-fault accident - less than $1000	$1386	$235
Failure to wear a seat belt	$1404	$234
Driving too slowly	$1410	$239
Driving without lights	$1416	$236
Child safety restraint	$1440	$244
Driving with expired registration	$1440	$240
Wrong way/wrong lane	$1463	$248
Failure to yield	$1470	$245
Failure to stop at a red light	$1476	$250
Illegal turn	$1500	$250
Cell phone violation	$1518	$259
Texting while driving	$1518	$253
Speeding in school zone	$1542	$263
Operating a vehicle without permission	$1548	$258
Speeding 16 - 20 MPH over limit	$1548	$264
Improper passing	$1584	$264
Following too closely	$1590	$271
Passing school bus	$1655	$276
In 65 MPH zone	$1668	$284
Speeding 21 - 25 MPH over limit	$1722	$287
At-fault accident - $1000-$2000	$1770	$301
At-fault accident - greater than $2000	$1782	$297
Open container	$1992	$338
Reckless driving	$2334	$389
Leaving scene of an accident/hit and run	$2424	$412
DUI	$2442	$407
Refusal to submit to a chemical test	$2442	$415
Racing	$2448	$408
Driving with a suspended license	$2544	$432

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Hancocks Bridge after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Hancocks Bridge.

The cheapest car insurance premiums in Hancocks Bridge are offered by Plymouth Rock at $714 for a six-month policy. However, it can be as expensive as $5214 with companies like Amica Mutual.

Hancocks Bridge car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$714	$120
NJM	$786	$132
Foremost	$810	$137
Progressive	$912	$154
Mercury	$936	$160
New Jersey Manufacturers	$1008	$168
Selective	$1068	$182
Allstate	$1524	$257
Travelers	$1590	$268
State Farm	$4638	$781
Farmers	$5136	$874
Amica Mutual	$5214	$869

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Hancocks Bridge are offered by Plymouth Rock at $653. However, it can be as expensive as $2363 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Hancocks Bridge after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Plymouth Rock	$653	$110
NJM	$828	$139
Progressive	$936	$158
State Farm	$1326	$225
Allstate	$2004	$334
Travelers	$2106	$359
Farmers	$2363	$394

Car Insurance Price Trends in Hancocks Bridge, New Jersey

Car insurance rates in Hancocks Bridge have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Hancocks Bridge rose by $248 in December compared to $245 of November. In other words, there has been an increase by $3 when you compare December and November.

The average cost of liability insurance in the Hancocks Bridge rose to $87 in December, compared to $84 in November. This represents an increase of $3 when comparing December and November.

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Frequently Asked Questions

How much is car insurance in Hancocks Bridge?

The car insurance in Hancocks Bridge is $60 per month, which is lower than the national average.

What is the cheapest car insurance in Hancocks Bridge?

The cheapest car insurance in Hancocks Bridge is $132 per month for full coverage.

How much is car insurance in Hancocks Bridge for teenagers?

Car insurance for teenagers costs $540 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Hancocks Bridge?

The average cost of car insurance is $1122 for a six-month policy. It will cost around $191 per month to insure your car in Hancocks Bridge.

Is car insurance expensive in Hancocks Bridge?

Car insurance can be expensive in Hancocks Bridge if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Hancocks Bridge can be affordable.

Cheapest Car Insurance Quotes in Hancocks Bridge

Why you can trust Way?

How Much Is Car Insurance in Hancocks Bridge

Avg. Car Insurance in Hancocks Bridge

Avg. Car Insurance in New Jersey

National Average

Cheapest Car Insurance Companies in Hancocks Bridge

1st place: New Jersey Manufacturers

2nd place: NJM

3rd place: New Jersey Skylands Insurance

Hancocks Bridge Car Insurance Rates by Company

Cheap Car Insurance Companies in Hancocks Bridge, NJ

Way's key takeaways about car insurance in Hancocks Bridge

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Hancocks Bridge

Cheapest Liability Coverage in Hancocks Bridge, NJ

Cheapest Full Coverage Car Insurance in Hancocks Bridge

Cheapest Full Coverage Car Insurance Quotes in Hancocks Bridge, NJ

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Hancocks Bridge by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Hancocks Bridge, NJ increasing?

Car Insurance Premiums by Age in Hancocks Bridge

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Hancocks Bridge,NJ

If you are in your twenties NJM is the best choice for car insurance in Hancocks Bridge.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Hancocks Bridge

Cheapest Car Insurance Companies after an At-Fault Accident in Hancocks Bridge

Hancocks Bridge Car Insurance Rates by Violation

Hancocks Bridge auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Hancocks Bridge after a DUI

Hancocks Bridge car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Hancocks Bridge after Speeding ticket

Car Insurance Price Trends in Hancocks Bridge, New Jersey

Average Car Insurance Cost in Hancocks Bridge by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Hancocks Bridge, NJ

Car Insurance Rates by State in the USA (2025 Update)

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